Perth Dialogues

Perth Dialogues

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Perth Dialogues is a long-form interview podcast exploring the issues shaping Australian life — housing, healthcare, tax, democracy, identity, and community. Host Nirmal Singh brings together policymakers, advocates, entrepreneurs, and everyday Australians for honest, unfiltered conversations. New episodes every Monday.

5d ago

Digital ID: Who Gets to Decide What You Do? | Paul Conlon #E51

"It's not just about proving who you are, it's about who gets to decide what you do." – Paul Conlon The Australian Government says Digital ID remains voluntary for individuals, and from 1 December 2026 accredited private providers can join the Australian Government Digital ID System. Paul G. Conlon, author of Citizen One: The Case Against Digital Identity, argues for caution. In this conversation we put the scams, convenience and regional-access arguments to him. Paul is a Perth-based engineer, product manager and author. Paul's website: https://paulgconlon.com/ In this episode: • Why an engineer wrote a book on identity, and the family history behind it • What counts as a "digital ID" and why the definition matters • Federated design, centralised data and the "honeypot" argument • Whether "voluntary" stays voluntary in practice • Social media age checks, scams, and what happens when systems go down • Older Australians and migrants, plus lessons from Aadhaar in India • The Australia Card debate of the 1980s, the UK reversal and what comes next • Practical steps to protect your personal information Chapters 00:00:00 Cold open: who gets to decide what you do 00:01:13 Why an engineer wrote Citizen One 00:05:07 The book and the Digital ID Act 00:06:32 Who was Nadine Schatz? 00:08:53 What goes through his mind opening a digital ID app 00:10:54 Scams, convenience and the case for digital ID 00:14:45 What counts as a digital ID? 00:18:29 The case against convenience 00:19:39 Federated design and the honeypot argument 00:22:14 Is "voluntary" really voluntary? 00:24:41 Social media age checks 00:27:04 Can digital ID reduce scams? 00:29:02 Optus, Medibank and reissued IDs 00:30:57 Regional access and when systems fail 00:33:29 Is 1930s Germany a fair comparison? 00:37:00 Where to find the original records 00:38:19 Older Australians and migrants 00:40:57 Aadhaar: lessons for Australia 00:44:00 What would a better system look like? 00:46:59 Private businesses join from 1 December 00:48:37 Will it raise the cost of living? 00:51:15 The Australia Card of the 1980s 00:53:45 The UK, China and where Australia goes 00:56:17 Can opposite sides of politics agree? 00:58:40 Was the book too alarmist? 01:00:34 Takeaways and protecting your information 01:03:50 What's next for Paul 01:06:36 Where to find Paul's work For the official information Australian Government Digital ID: https://www.digitalidsystem.gov.au/what-is-digital-id/digital-id-act-2024 ACCC Targeting Scams report 2025: https://www.accc.gov.au/media-release/continued-action-critical-to-combat-fraud-as-annual-scam-losses-exceed-2-billion Note: in the conversation, the ACCC's 2025 scam loss figure was mentioned as $2.8 billion. The ACCC reports $2.18 billion. -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Oct 19

"I Was 12 When We Fled Afghanistan" | Sayed Hussainizada #E50

Sayed Barkat Hussainizada is a Sydney-based community advocate, actor and founder of RexTech Marketing Agency, and a founding member of the Afghan Fajar Association. At 12 years old, Sayed Hussainizada fled Afghanistan with his family in the dead of night. Today he's played a lead role in a feature film about asylum seekers, founded a community organisation, built his own marketing agency, and still isn't sure whether acting or business scares him more. In this conversation: • Arriving in Australia in 2005 at age 12, and what it took for the family to start over • Being the first in his community to go to university • Landing a lead role in the 2016 telemovie Journey — and what it meant to tell a story so close to his own • Starring in Sheltered, a short film about bullying and belonging • Founding the Afghan Fajar Association, and what newly arrived families need most • Building RexTech Marketing Agency, and the hardest lessons two small businesses have taught him • His take on Australia's humanitarian intake numbers — and what he'd tell the Prime Minister • What he thinks people get wrong about refugees This episode touches on refugee mental health and includes a reference to suicidal ideation among people in immigration limbo. If this brings up anything difficult for you, Lifeline is available 24/7 on 13 11 14, and Beyond Blue on 1300 22 4636. Chapters: 00:00 Introductions 02:28 Arriving in Australia at 12 06:27 First in His Community to Go to University 08:44 When Did He Start Feeling Australian? 11:22 How a Community Email Led to His Acting Career 14:19 Sheltered — Telling a Refugee Boy's Story on Screen 19:39 Founding the Afghan Fajar Association 21:42 Biggest Challenges Facing New Arrivals 23:53 On Assimilation, Identity and "Being Australian" 27:57 From Community Work to Building RexTech 30:15 Running a Small Business — Costs & Challenges 31:15 The 7NEWS Young Achiever Awards Finalist Story 32:05 The Hardest Part of Small Business 34:04 Advice for First-Time Entrepreneurs 35:53 Balancing Acting, Advocacy and Business 39:52 The Government's Humanitarian Intake Numbers 41:57 What People Get Wrong About Refugees 45:38 A Message for the Prime Minister 47:22 What's Next for Sayed Views expressed by guests are their own, not Perth Dialogues'. -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Oct 12

Mining Royalties, Payroll Tax & a $4.2B Bond: WA’s Economic Reckoning | Jonathan Huston MLA #E49

A $4.2 billion WA Government bond matures October 21, 2026. WA collects $10 billion a year in mining royalties — but sends $30 billion a year to Canberra. Independent MLA Jonathan Huston joins Perth Dialogues to explain how Western Australia's tax system really works, and what one bold reform could change everything. Jonathan Huston is the Independent Member for Nedlands in the WA Legislative Assembly. ▶ CHAPTERS 00:00 Welcome & Introduction 02:25 Payroll Tax Explained — $6 billion a year tax on jobs 04:00 WA's Royalty System — how mining is taxed 06:13 Iron Ore Margins vs Small Business 07:54 The Alcoa Bombshell 10:48 The Plan: Abolish Payroll Tax by 2035 12:25 Alaska Model & Sovereign Wealth Fund 13:25 The $4.2B Bond & WA's Hidden Debt 15:45 Investment Protections for New Miners 18:55 Federal Super-Profits Tax 23:46 Public Sector Reform (First Time on Air) 31:23 The GST Fight 37:10 The $30B Annual Drain to Canberra 39:07 Zero WA Representation on Federal Boards 44:22 One Takeaway for 2029 📬 CONTACT JONATHAN HUSTON MLA Email: jonathan.huston@mp.wa.gov.au #WesternAustralia #PerthPodcast #MiningRoyalties #PayrollTax #WApolitics #PerthDialogues #JonathanHuston #WApolicy #GST #AlaskaModel #Nedlands #WAmining -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Sep 14

Are They Elected — Or Selected For Us? | Metin Pekin on Breaking Democracy's Chains E48

With one average salary in 2005, you could buy 2.5kg of gold. In 2025, half a kilogram. 90% of the UK's printed press is owned by three companies. 40% of American voters identify with neither major party. Author Metin Pekin (Breaking Democracy's Chains: Freeing and Fortifying Democracy Against Hidden Capture) joins Perth Dialogues to make the case that it isn't any one party letting voters down — it's the party system itself. We push back hard on it: can independents actually govern without collapsing into gridlock? Don't they just get bought the same way parties do? What actually stops them re-forming into new factions? In this conversation: - Why the party "whip" system means your MP may answer to their party before their voters - Money in politics — from union funding to billionaire donors - Metin's proposed "No-Party" model: independent MPs, a directly elected leader and shadow leader, and issue-by-issue voting - A real stress-test: Australia's Teal independents and Climate 200 funding - The corruption risk when independents replace parties - Two-party vs multi-party systems — the Netherlands and Israel compared - Why Metin himself stopped voting for major parties after the Iraq War About the guest: Metin Pekin holds a degree in Political Economy from the University of Greenwich and spent 30 years as an entrepreneur before writing Breaking Democracy's Chains. Find the book and his socials at metinpekin.com, or on Amazon. Book 🔗 https://www.amazon.com.au/Breaking-Democracys-Chains-Fortifying-Democracy-ebook/dp/B0G1TY9MCP Disclaimer: This conversation covers contested historical and political claims. These are the guest's own arguments and interpretations, not positions endorsed by this show — we'd encourage viewers to weigh them against other sources. TIMESTAMPS 00:00 Cold open 01:31 Welcome & introducing Metin Pekin 02:20 Metin's background — business, and why he wrote the book 06:25 Defining democracy — and where it breaks down 09:00 The party whip system (Boris Johnson and the 21 MPs) 11:04 Money in politics — Reform UK's billionaire donor 13:49 Donor influence, Trump, and the Jerusalem embassy 15:23 Julian Assange and media capture 22:24 The green grocer: performing belief in a broken system 27:14 Why don't people see the chains? (Maslow, political apathy) 33:44 The werewolf game — how a small minority controls the majority 36:20 Metin's three-step solution 41:22 How to "break the chains" without banning parties 50:59 Devil's advocate: why do we need parties at all? 53:11 Who really funds parties — unions vs billionaires 56:38 Should power be decentralised to the states instead? 01:00:14 Won't independents just re-form into factions? The Teal MPs test 01:09:44 Can independents be bought too? The corruption question 01:16:00 Two-party vs multi-party — Netherlands and Israel 01:22:38 Could 150 independent MPs actually govern? 01:35:07 Voter turnout and apathy — Metin's own voting story 01:44:30 Long-term policy without party continuity — China vs India 01:52:51 The one thing every voter should take away 01:55:29 The pushback Metin actually gets 01:57:15 Where to find the book -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Sep 8

"The State Hasn't Given You Rights Yet" — Should WA Scrap the Lord's Prayer? | Matthew Ogilvie #E47

"The state has not given them those rights yet." That's what Deng Xiaoping reportedly told a reporter after Tiananmen Square — and it's the moment that shapes how today's guest thinks about where human rights actually come from. WA Parliament has opened every sitting day with the Lord's Prayer since 1928. A WA Labor MP now wants to replace it with a moment of silent reflection. Returning guest Prof. Matthew Ogilvie (Professor of Theology, University of Notre Dame Australia) makes the case for keeping it. In this conversation: - The strongest argument for scrapping the prayer, steel-manned in full Genesis, human dignity, and where Matthew traces the roots of Western human rights - Tiananmen Square, Deng Xiaoping, and what happens when the state becomes the only reference point - Would a Sikh, Muslim or Buddhist prayer do the same job as a Christian one? - The Acknowledgement of Country as a parallel case — Matthew calls it "lighting a fuse" - A live controversy in the 2026 Census: some faiths get several tick-boxes, others get none - Christian affiliation is down to around 44% of Australia — does the heritage argument still hold? Disclaimer: Perth Dialogues doesn't take a party-political position — the job here is to ask the hard questions on behalf of everyone listening, whatever their faith or none. Views expressed are of individual speakers and must be interpreted in the context of the bigger discussion in which they have been expressed. Referenced in this episode Matthew Ogilvie article in The Spectator Australia: https://www.spectator.com.au/2026/08/wa-parliament-should-keep-the-lords-prayer/ WA Parliament Inquiry: https://www.parliament.wa.gov.au/Parliament/commit.nsf/(EvidenceOnly)/2952D1C29D83B7E648258E67002FF956?opendocument#details TIMESTAMPS 00:00 "The State Always Misuses That Power" 01:32 What Is the Lord's Prayer, and Why Does It Matter Now? 02:51 The Prayer as a Building Block of Civilisation 04:14 Genesis, Human Dignity, and the Roots of Western Rights 10:12 Is Australia a Christian Country? Multiculturalism vs "No-Culturalism" 14:47 Steelmanning the Case to Scrap the Prayer 17:37 "No Other Workplace Does This" — and the Premier's Response 22:52 Church, State, and Section 116 27:17 Can Human Rights Exist Without God? 29:03 Tiananmen Square and Deng Xiaoping's Chilling Answer 35:41 "Chopping Down the Tree While Demanding Its Fruit" 40:24 Acknowledgement of Country: The Parallel Debate 45:04 Would a Sikh, Muslim or Buddhist Prayer Do the Same Job? 46:50 Australian Values, Identity, and the COVID Test 50:36 Christians Are No Longer the Majority 55:59 The Census, Denominations, and a Flawed Question 58:43 The Kirpan, 9/11, and What Ignorance Breeds 01:01:15 A Hindu Neighbour, Halloween, and Learning to Laugh 01:03:45 Should Canberra Be the Model? 01:04:49 Designing Parliament From Scratch 01:07:58 Closing Message: Assume Good Faith -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Aug 24

"There Are 15 UN Days For Women And Girls. Zero For Men." | David Maywald #E46

The United Nations calendar has 15 days dedicated to women and girls. It has zero for men and boys. That, says David Maywald, is where this conversation starts — not with grievance, but with an audit. In Australia he points to six times more public spending on women's medical research than men's, almost one million children growing up without an actively involved father, and male teachers now making up less than one in five primary school staff. David Maywald is the author of "The Relentless War on Masculinity" and has made a submission to Australia's current parliamentary inquiry into educational attainment. JOIN DAVID MAYWALD LinkedIn: https://www.linkedin.com/in/davidmaywald/ Substack: https://celebratingmasculinity.substack.com/ ICMB: https://www.menandboys.net/ Book: "The Relentless War on Masculinity" — https://books2read.com/trwom TIMESTAMPS 00:01:33 Why "father" comes before every other title 00:05:51 Missionary parents, a feminist mother 00:06:38 Women overtook men at university in 1987 00:07:55 What made him start speaking up 00:10:55 The six waves of the men's movement 00:14:11 What he tells his own son and daughter 00:17:48 Is advocating for men anti-feminist? 00:19:43 "Six times more spent on women's medical research" 00:20:26 The $990m suicide prevention audit 00:21:17 Divorce, custody, and children's outcomes 00:23:14 What is the ICMB? 00:23:49 The 12 disparities: education and health 00:25:26 False allegations, violence and partner abuse 00:27:56 Homelessness, workplace deaths, media 00:29:58 Which disparity is most ignored? 00:30:59 India's Section 498A: "legal terrorism" 00:33:10 Why the male suicide ratio keeps climbing 00:34:24 Did no-fault divorce change the numbers? 00:37:22 "But men dominate the boardrooms" 00:38:02 "Sixty times more health funding to women" 00:39:11 What he means by male disposability 00:42:52 Gynocentrism defined 00:46:44 Inside Australia's boys' education inquiry 00:49:40 The ten groups of boys being left behind 00:51:07 Programs that actually work 00:54:32 What can parents actually do? 01:00:53 Why are male teachers disappearing? 01:01:23 A million kids with no involved father 01:05:37 Advice for the parent of a disengaged son 01:07:07 Rites of passage and the bridge of adolescence 01:10:11 Men's health envoys: real change or symbolism? 01:12:10 Saving a quarter of a million lives 01:14:12 Why men die by suicide 01:18:09 What Finland did differently 01:21:42 Reaching migrant men who won't talk 01:25:45 110 countries now mark International Men's Day 01:29:42 What women and mothers of sons can do 01:32:50 One thing to change today 01:35:13 Where to find David Maywald ⚠️ This episode discusses suicide and mental health. If you or someone you know needs support in Australia: Lifeline 13 11 14 Beyond Blue 1300 22 4636 MensLine Australia 1300 78 99 78 In an emergency call 000. #MenAndBoys #BoysEducation #MensHealth #AustralianPolitics #Perth #MaleSuicide #Fatherhood #PerthDialogues -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/
Aug 17

"Filing a Dowry Case Is Easier Than Ordering a Pizza" | Wasif Ali - Men Welfare Trust #45

In 2018, the Australian Senate ran an inquiry into dowry abuse. Among the submissions was one from an organisation based 8,000km away in New Delhi — arguing Australia should not introduce a dowry law at all. Wasif Ali co-founded that organisation. In this conversation he explains why. WHAT WE COVER - How an engineer became a men's rights activist after his own marriage broke down - What Men Welfare Trust actually does — the helpline, the counselling, the advocacy - Section 498A: what the law is, and why he argues it is misused - The Arnesh Kumar judgment and what changed after it - Why India's 2023 criminal law overhaul (BNS) changed less than it appears - The marital rape exception, the split Delhi High Court verdict, and the pending Supreme Court appeal - Why a Delhi NGO made a submission to Australia's 2018 Senate dowry inquiry - NRI cases — impounded passports and men caught between two legal systems - Male suicide in India, and the case for a National Commission for Men CHAPTERS 00:00 "In India, a bad marriage is a recipe for disaster" 02:12 Why an Australian podcast is asking about Indian dowry law 04:23 From engineer to activist: what happened to his own marriage 08:33 The first man he helped — and what these calls sound like 10:47 What is Men Welfare Trust, and what does it actually do? 14:55 Why they intervened in the marital rape case 16:38 Who calls the helpline? "12,000 calls in one month" 18:24 Did India's new criminal code (BNS) change anything? 20:42 "Legal terrorism" — the Supreme Court's 2005 remark 23:03 The Arnesh Kumar judgment and the drop in arrests 24:48 The conviction-rate argument — and the counter-argument 28:04 What reforms does he actually want? 29:49 Why an Indian NGO wrote to the Australian Senate 32:53 Australia said no to a dowry law. What does that signal? 34:23 "What about the woman in Perth who says it happened to her?" 35:26 NRI cases: impounded passports, two countries, no way out 39:05 What do most people get wrong about dowry law? 40:46 The marital rape case — what it was about 43:18 The split verdict and where it stands now 45:33 Consent, and why he says rape law can't apply inside marriage 49:18 Male suicide and the case for a National Commission for Men 54:08 Where to find his organisation Men Welfare Trust: https://www.menwelfare.in/ Save Indian Family: https://www.saveindianfamily.org/ Australian Senate Report on 'Practice of dowry and the incidence of dowry abuse in Australia': https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Legal_and_Constitutional_Affairs/DowryAbuse/~/media/Committees/legcon_ctte/DowryAbuse/report.pdf SUPPORT This episode discusses domestic violence, legal distress and suicide. - Lifeline Australia — 13 11 14 - 1800RESPECT (family and sexual violence) — 1800 737 732 - MensLine Australia — 1300 78 99 78 - In India: Tele-MANAS — 14416 -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/ #PerthDialogues #DowryLaw #498A #IndianDiaspora #AustralianPolitics #MensRights #FamilyLaw #India #Australia
Aug 10

Why Australians Never Learned to Invest Beyond Property? | Mihir bhatt #E44

$50,000 invested in 2011 could be worth $9.4 million today. Almost no Australian would have made that bet. Mihir Bhatt is the founder of Artha Academy, a Perth-based share-market education platform. In this conversation he makes the case — as one voice among many, not as personal financial advice — for why Australians, and migrant communities in particular, tend to put everything into one asset class, and what a more diversified approach could look like. In this episode: - Why Australia is one of the most property-concentrated economies in the developed world - The "asset rich, cash poor" trap — and how families end up there - Why migrant communities lean so heavily on property, in Mihir's experience - Diversifying beyond the family home: shares, ETFs, gold, and self-managed super - Investment vs speculation — and the psychology of market timing - How to spot share-tip and "signal-selling" schemes - What Mihir would tell his own son about the road to a first home Guest links: Artha Academy: https://arthaacademy.ai Timestamps: 00:00 Introduction 01:50 Who Is Mihir Bhatt? From Banker to Founder 03:08 Why Trust a Share Market Educator? (The Disclaimer) 04:07 The Father Who Built a Portfolio in Secret 06:34 Why a $100K Salary Still Can't Buy a Perth House 07:40 Don't Get Asset Rich, Cash Poor 08:38 Inside Artha Academy's Four Pillars 10:51 Why Doesn't Australia Build Its Own Apple or Nvidia? 13:10 The Leverage Argument: Property vs Shares 16:44 Already Got a Mortgage? Here's How You Still Invest 17:52 Why Do Migrant Families Only Ever Buy Property? 20:19 What Schools Get Wrong About Money 22:03 Investing vs Speculating: The 50% Rule 25:14 Can Anyone Actually Time the Market? 26:33 Bitcoin, FOMO, and the Psychology of Fear and Greed 27:55 How Do You Spot a Share-Tip Scam? 31:19 Why Is Artha Academy Free (Mostly)? 33:19 Mihir's Final Message: Learn Before You Invest -------------------------------------------------------------------- Join and Subscribe to Perth Dialogues on our channels 👇 Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic -------------------------------------------------------------------- Follow our host, Nirmal Singh, at Website: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/

Perth Dialogues is a long-form interview podcast exploring the issues shaping Australian life — housing, healthcare, tax, democracy, identity, and community. Host Nirmal Singh brings together policymakers, advocates, entrepreneurs, and everyday Australians for honest, unfiltered conversations. New episodes every Monday.

Creator

Perth Dialogues
Years Active

2025 - 2026
Episodes

51
Rating

Clean
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© Perth Dialogues
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Perth Dialogues