The Risk Rundown

Alliant Private Client
  • 5.0 (5)
  • Business
  • Updated Monthly

Greater success brings greater risk — but even the greatest risks can be easily overlooked. And for high-net-worth individuals and families, effective risk management is key to protecting your assets and legacy. Join us on the The Risk Rundown as our experts and industry thought leaders offer practical insights and discuss real-life scenarios that illustrate the power of proactive risk management.

  1. Sep 14

    Redistributing Risk and Protecting Wealth Through Divorce

    Divorce doesn't just divide wealth; it rewrites your risk profile. Join Julie and Tyler on this episode of The Risk Rundown as they discuss the complex insurance and liability exposures inherent in high-net-worth divorces. Far too often, insurance is treated as an administrative afterthought while legal teams focus on asset division. In this discussion, we explore why this "legal-first" approach is a mistake. We dive into the most common pitfalls, including why insurance doesn't follow the assets, the dangers of gaps in umbrella policies, and the critical importance of keeping insurance brokers in the conversation from the very beginning. In this episode, we cover: The Insurance Misconception: Understanding why insurance must be actively restructured rather than assuming it follows the assets.Umbrella Policies: Why these are often the biggest long-term exposure post-divorce, especially when kids are involved.The Titling Trap: You cannot insure an asset you don’t own. We discuss the risks of driving or living in assets that haven't been properly retitled.New Relationships: The liability implications of bringing new partners into the household and the importance of updated renter’s and liability coverage.The "Telephone" Effect: Why cross-advisor communication is vital to prevent coverage gaps or accidental cancellations of essential policies. Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/ #AlliantPrivateClient #RiskManagement #Divorce

  2. Aug 10

    How wealth and visibility redefine risk for public personas

    Fame and fortune—sounds like the dream, right? But with exposure comes risk. In this episode of The Risk Rundown, Julie Rison and Tyler Banks welcome Olya Yepremian to discuss how wealth and visibility redefine risk for public personas including athletes, entertainers, influencers, podcasters, models, and even celebrities’ children. You’ll learn: Domestic employment practices claims.Frequent insurance reviews.Posting on social media .Umbrella coverage.Signing major contracts. We dig into the nitty-gritty of liability and how high-profile individuals can protect themselves. Curious how this world works? Discover why fame is a double-edged sword and what public personas should be mindful of. Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/ #PublicPersona #RiskManagement #TheRiskRundown

  3. Jul 13

    Navigating yacht ownership

    Yacht ownership isn't just about the price tag — it's about everything that comes after. In this episode of The Risk Rundown, hosts Julie Rison & Tyler Banks sit down with Alliant’s yacht insurance expert Katie Johnson to break down the real risks yacht owners face, from everyday operational exposures and liability to crew safety, chartering complexities, and navigating remote voyages like the Northwest Passage. Katie shares her 23 years of experience in the yacht insurance space, explaining why it's the everyday human errors and operational liabilities that pose the biggest risks, not just catastrophic events. Whether you're a first-time yacht buyer or a seasoned owner, this conversation offers valuable insight into protecting your investment and your passion. You’ll learn: Common misconceptions about yacht riskDefining boats vs. yachts vs. mega yachtsLiability exposures owners often overlookThe role of captains and crew in risk managementChartering vessels: benefits and added risksWhy insurance coverage isn't one-size-fits-allBuilding the right team of trusted advisors Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/ #AlliantPrivateClient #YachtInsurance #RiskManagement  #YachtOwnership

  4. Jun 8

    Kidnap & Ransom: Familiar threats, new vulnerabilities

    In this episode of The Risk Rundown, Julie Rison and Tyler Banks discuss how kidnap and ransom risk has evolved with technology, social media, and lifestyle changes. From the rise of express kidnappings, to policy limits and exclusions, this episode showcases what you can do to protect yourself and your loved ones in an increasingly complex landscape. You’ll learn: Why digital footprints raise riskRise of express and virtual kidnappingsK&R mythsWho is most vulnerable todayHow K&R policies workPolicy limits and exclusionsImportance of changing your routinesSimple safety habits online Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/

  5. May 11

    The Art of Insuring High-Value Collections

    In this episode of The Risk Rundown, Julie Rison and Tyler Banks sit down with Mark Recht to discuss the nuances of protecting high-value collections. From structuring policies for multi-billion-dollar fine art portfolios, to the growing importance of authenticity for younger the generation, Mark shares his behind-the-scenes expertise. You’ll learn: Don't overlook the ‘small stuff’ in your collectionBeware of blanket assumptionsPreparation ahead of catastrophic events is keyTransport is the ultimate hazardAuthenticity and provenance ruleEstate planning and high-value collections Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/#

  6. Apr 13

    Admitted, Non-Admitted, and Self-Insurance Explained

    Is "non-admitted" still a dirty word in the insurance industry? In this episode, Julie Rison and Tyler Banks demystify all things admitted, non-admitted and self-insurance. You’ll learn: Why non-admitted policies went from being a red flag to the gold standard for high-value homesAdmitted vs. Non-Admitted: The technical differences in state regulation, rate flexibility, and coverage limitsHow to use blanket policies and productsThe importance of accurate replacement cost valuationsWhy Self-insuring liability can be a risk Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/#

  7. Mar 11

    Expect the Unexpected: How to think about risk in the coming year

    In this anniversary episode, Julie welcomes back industry veterans Cindy Zobian and Tyler Banks to reflect on a turbulent 2025 and navigate the shifting landscape of the 2026 insurance market. From the devastating wildfires in Los Angeles to the rising costs of liability, the team discusses why insurance is more than just "words on paper”; it’s a promise. You’ll learn: Lessons from 2025Biggest insurance mythsTrends for 2026; risk mitigation, excess liability surges, and a differentiated marketThe importance of building relationships with clients in the age of AI Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/#

  8. Feb 9

    Water. Water. Everywhere: Flood vs Water Damage

    Is flood damage covered by homeowners’ insurance, or do you need a separate flood policy? The answer isn’t always clear. In this episode of The Risk Rundown, Julie and Tyler tackle one of the most frequently asked insurance questions: flood vs. water damage. They explain how insurance policies define each type of loss, why nearly 40% of flood claims occur outside high-risk flood zones, and how events like hurricanes, wildfires, and heavy rainfall can lead to unexpected flooding — even far from the coast. You’ll learn: • The difference between flood damage and water damage • Why being outside a flood zone doesn’t mean you’re risk-free • Common causes of water losses inside the home • How private flood insurance differs from NFIP coverage • Practical steps homeowners can take to reduce water-related losses

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Ratings & Reviews

5
out of 5
5 Ratings

About

Greater success brings greater risk — but even the greatest risks can be easily overlooked. And for high-net-worth individuals and families, effective risk management is key to protecting your assets and legacy. Join us on the The Risk Rundown as our experts and industry thought leaders offer practical insights and discuss real-life scenarios that illustrate the power of proactive risk management.

Information

  • Creator
    Alliant Private Client
  • Years Active
    2025 - 2026
  • Episodes
    21
  • Rating
    Clean
  • Copyright
    © 2026 The Risk Rundown Alliant Private Client
  • Show Website
    The Risk Rundown