Mortgage on My Mind

Natalie Salins

Got mortgage on your mind? Join Natalie Salins, a top 1% mortgage broker and LA powerhouse, as she breaks down home loans—pre-approvals, appraisals, loan products, and more. With 20 years of experience, she makes the process simple, stress-free, and even fun! Whether you're a first-time buyer or seasoned investor, get expert advice, insider tips, and relatable stories to navigate California’s market with confidence. No need to stress—Natalie’s got Mortgage on Her Mind so you don’t have to!

  1. 6d ago

    FHA Loan Secrets, Condo Hacks & Smart Financing with Jeff Scott

    ⭐ Uncover the truth about FHA financing with veteran lender and underwriter Jeff Scott and host Natalie Salins.  Jeff breaks down common myths, showing how repeat buyers use FHA loans for multi-unit properties with 3.5% down, and how Single Unit Approvals (SUA) save condo deals stuck in HOA red tape. 🎙 What you'll learn: ✔️ FHA vs. conventional loan cost comparison ✔️ Purchasing 2-unit properties with only 3.5% down ✔️ Bypassing strict condo HOA rules with Single Unit Approvals ✔️ Cash-out refinance solutions for credit scores down to 500 🎧 HOSTED BY: Natalie Salins 👤 GUEST: Jeff Scott – Senior Loan Officer & Branch Manager | ARBOR Financial Group Jeff Scott is a premier Senior Loan Officer with Arbor Financial Group in Valencia, California. An FHA DE Underwriter with extensive experience across sales, operations, and underwriting, he has successfully navigated multiple market cycles. Today, Jeff utilizes his forensic knowledge of lending guidelines and advanced financial strategy to help families, luxury homebuyers, and first-time buyers achieve their real estate goals across the state. 📌 Whether you are navigating credit recovery or planning your next property purchase, this conversation gives you actionable tools to make confident mortgage choices. _____________ 👉🏻 CONNECT WITH JEFF SCOTT • Email: jeffscott@arborfg.com • Website: https://arborfinancialgroup.net/loan-officer/jeff-scott/ • LinkedIn: https://www.linkedin.com/in/jeffscott4loans/ • Facebook: https://www.facebook.com/jeffscottARBOR/ • Instagram: https://www.instagram.com/jeffscott4loans/ 👉🏻 FOLLOW NATALIE SALINS – MORTGAGE ON MY MIND: • Website: https://movement.com/lo/natalie-salins • Facebook: https://www.facebook.com/natalie.salins/ • Instagram: https://www.instagram.com/natalie_salins/ • LinkedIn: https://www.linkedin.com/in/natalie-salins-1029583b Don’t forget to LIKE 👍 SUBSCRIBE 🔔 COMMENT 💬 below! 💎 Produced by Icons of Real Estate https://iconsofrealestate.com/

    FHA Loan Secrets, Condo Hacks & Smart Financing with Jeff Scott

  2. Aug 6

    Smart Real Estate Strategies for Retirement and Building Wealth

    🏠 Want to buy your ideal retirement home years before you retire? Host Natalie Salins sits down with personal finance coach Kathy Cuevas to discuss smart real estate investments and wealth-building strategies. Kathy shares her journey from high school financial literacy teacher to owning multiple rental properties, offering actionable advice on 1031 exchanges, navigating bidding wars, and offloading underperforming assets. 🔑 Key topics in this episode: • Why buying your retirement home early as a rental saves thousands • Strategies to win competitive single-story property bids • Recognizing when to sell underperforming rental investments • How to structure finances for early retirement peace of mind _____________ 🎧 HOSTED BY: Natalie Salins 👤 GUEST: Kathy Cuevas | Personal Finance Coach & Founder of Financial Freedom Pathway Kathy Cuevas is a personal finance coach and the founder of Financial Freedom Pathway, dedicated to helping women master their money, eliminate debt, and build lasting wealth. Drawing on a 20-year career as a financial literacy teacher and her own real-world investing experience, she provides personalized, one-on-one coaching to help clients transform financial overwhelm into clarity and confidence.  _____________ 👉🏻 CONNECT WITH KATHY CUEVAS – FINANCIAL FREEDOM PATHWAY: • Website: https://www.financialfreedompathway.us/ • LinkedIn: https://www.linkedin.com/in/kathycuevas/ • Instagram: https://www.instagram.com/financial.freedom.pathway/ • Facebook: https://www.facebook.com/1FinancialFreedomCoach/ 👉🏻 FOLLOW NATALIE SALINS – MORTGAGE ON MY MIND: • Website: https://movement.com/lo/natalie-salins • Facebook: https://www.facebook.com/natalie.salins/ • Instagram: https://www.instagram.com/natalie_salins/ • LinkedIn: https://www.linkedin.com/in/natalie-salins-1029583b Don’t forget to LIKE 👍 SUBSCRIBE 🔔 COMMENT 💬 below! 💎 Produced by Icons of Real Estate https://iconsofrealestate.com/

    Smart Real Estate Strategies for Retirement and Building Wealth

  3. Jul 30

    AI Agents Explained: From ChatGPT to Your Own Digital Workforce | Neal Bawa

    💻 AI isn't just another productivity tool, it can become your most valuable employee! Discover how AI and automation are changing the way entrepreneurs, real estate professionals, and business owners work. In this episode of Mortgage On My Mind, Natalie sits down with Neal to explore how AI has evolved from simple chatbots into intelligent agents capable of automating workflows, managing repetitive tasks, and even helping anyone build personalized software – without writing code! 🎙 WHAT YOU'LL LEARN ✔️ How to move beyond basic prompts with Custom GPTs ✔️ How AI agents can automate repetitive tasks around the clock ✔️ Ways to build personalized software without programming experience ✔️ How AI can streamline marketing, communication, and business operations ✔️ Why AI is becoming a competitive advantage for entrepreneurs and real estate professionals _____________ 🎧 HOSTED BY: Natalie Salins – Top 1% Movement Mortgage loan officer with 20 years of experience helping Los Angeles-area buyers navigate California home loans. 👤 GUEST: Neal Bawa – Founder & CEO of Grocapitus, Mission 10K, and Multifamily University; commercial real estate investor, technologist, and data scientist. Neal Bawa is the CEO of Grocapitus, Mission10K, and MultifamilyU and is widely known as the “Mad Scientist of Multifamily.” He manages a large multifamily real estate portfolio across multiple U.S. markets and is recognized for his data-driven approach to real estate investing and market analysis. Neal is also the author of Location Magic and Profit with a Purpose and frequently speaks about the role of data and AI in real estate investing. _____________ 👉🏻 CONNECT WITH NEAL BAWA AND HIS COMMUNITY: • Grocapitus Website: https://www.grocapitus.com • Free eBook - Location Magic: https://multifamilyu.com/lp/location-magic-ebook/ • Investor Club: https://multifamilyu.com/club • LinkedIn: https://www.linkedin.com/in/neal-bawa/ • Instagram: https://www.instagram.com/nealbawa/ • Facebook: https://www.facebook.com/NealBawaMFU/ 👉🏻 FOLLOW NATALIE SALINS – MORTGAGE ON MY MIND: • Website: https://movement.com/lo/natalie-salins • Facebook: https://www.facebook.com/natalie.salins/ • Instagram: https://www.instagram.com/natalie_salins/ • LinkedIn: https://www.linkedin.com/in/natalie-salins-1029583b Don’t forget to LIKE 👍 SUBSCRIBE 🔔 COMMENT 💬below! 💎 Produced by Icons of Real Estate https://iconsofrealestate.com/

    AI Agents Explained: From ChatGPT to Your Own Digital Workforce | Neal Bawa

  4. Jul 23

    The Biggest Title Insurance Mistake Homebuyers Make

    🚀 What exactly is title insurance, and why is it one of the most important parts of a real estate transaction? In this episode of Mortgage On My Mind, host Natalie Salins sits down with Jimmy Lewis, Co-Founder of TrueFocus Automation, to break down title insurance, vesting, preliminary title reports, liens, and the behind-the-scenes work that protects buyers and lenders. Jimmy also explains how AI-powered automation and software bots are helping title, mortgage, and real estate companies save time, reduce errors, and improve efficiency. 🎧 Hosted by: Natalie Salins 👤 Guest:🏡 Jimmy Lewis – Co-Founder, TrueFocus Automation Jimmy Lewis is the co-founder of TrueFocus Automation, delivering RPA and AI workflow solutions for the title, mortgage, and real estate industries. Backed by 20+ years of operational experience, he has deployed over 840 bots, saving clients more than 1.3 million production hours. 💡 What You'll Learn: ✔️ What title insurance is and why every homebuyer should understand it ✔️ The difference between lender's and owner's title insurance ✔️ How vesting affects property ownership and estate planning ✔️ What a preliminary title report reveals before closing ✔️ How AI and automation are changing the title and mortgage industries 🎵 Whether you're an investor, agent, lender, or homebuyer, this episode offers valuable insights into protecting real estate transactions while exploring the future of automation in the industry! 💼 Connect with Jimmy Lewis: 🌐 Website → https://truefocusautomation.com/ 🔗 LinkedIn → https://www.linkedin.com/company/truefocus/ 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

    The Biggest Title Insurance Mistake Homebuyers Make

  5. Jul 16

    How to Move to Texas Without Hurting Your Mortgage

    🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Nick Mathis, Senior Mortgage Consultant at FirstBank Home Loans, to discuss the growing trend of relocation, especially from California to Texas. They explore how remote work has reshaped where people choose to live, the financial trade-offs of moving to a lower-cost state, and the mortgage guidelines buyers need to understand before relocating. Whether you're moving for affordability, lifestyle, or career opportunities, this conversation is packed with practical advice to help you navigate the home financing process with confidence. 🎧 Hosted by: Natalie Salins 👤 Guest:🏡 Nick Mathis – Senior Mortgage Consultant, FirstBank Home Loans Nicholas "Nick" Mathis is a Senior Mortgage Consultant with First Bank Home Loans serving the Dallas-Fort Worth Metroplex. Active in the industry since 2005, he leverages his background in processing leadership to engineer creative solutions for complex loan files. He prioritizes transparency, timely communication, and client education to guide buyers through a seamless home financing process. 💡 What You’ll Learn: ✔️ How remote work has changed relocation trends across the U.S. ✔️ The real financial pros and cons of moving from California to Texas ✔️ Why affordability isn't just about the home's purchase price ✔️ Mortgage requirements for buyers relocating to another state ✔️ How lenders evaluate remote workers, self-employed borrowers, and commissioned professionals 🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! 💼 Connect with Nick Mathis: 🌐 Website → http://dfwmortgageman.com/ 📸 Instagram → https://www.instagram.com/nickwmathis/ 📘 Facebook → http://facebook.com/dfwmortgageman/ 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

    How to Move to Texas Without Hurting Your Mortgage

  6. Jul 9

    How to Get the Most Out of Your VA Loan Benefits

    🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Chris Kennedy, Partner at Reliant Lending and U.S. Navy veteran, to break down why VA loans remain one of the most powerful home financing options available. They discuss common misconceptions surrounding VA loans, the incredible benefits veterans often overlook, how entitlement works, financing multi-unit properties with zero down, refinancing through the VA IRRRL program, and practical strategies to help veterans win competitive offers. Chris also shares an insider tip about the NPMA-33 form that can help overcome one of the biggest obstacles in VA transactions. 🎧 Hosted by: Natalie Salins 👤 Guest:🏡 Chris Kennedy – Partner at Reliant Lending | Mortgage Broker | U.S. Navy Veteran Chris Kennedy is a partner at Reliant Lending, an independent mortgage brokerage in Sacramento. A U.S. Navy veteran with over 25 years of industry experience, he specializes in diverse loan programs to guide clients toward confident financial decisions. He is also the founder of Sacramento Business Builders, a local professional networking group. 💡 What You’ll Learn: ✔️ Why VA loans are considered the best mortgage program available for eligible veterans ✔️ How VA entitlement works and how veterans can own multiple homes using VA benefits ✔️ Common myths listing agents have about VA loans—and why they're wrong ✔️ The advantages of VA refinancing through the IRRRL program ✔️ Insider strategies to make VA offers stronger in competitive real estate markets 🎵 Whether you're a veteran, real estate professional, lender, or homebuyer, this episode offers valuable insights into maximizing VA home loan benefits! 💼 Connect with Chris Kennedy: 🌐 Website → https://www.thechriskennedyteam.com/ 📸 Instagram → https://www.instagram.com/thechriskennedyteam/ 📘 Facebook → https://www.facebook.com/TheChrisKennedyTeam 🔗 LinkedIn → https://www.linkedin.com/in/chriskennedy695 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

    How to Get the Most Out of Your VA Loan Benefits

  7. Jul 2

    How to Hire a Contractor Without Regretting It Later

    🚀 Thinking about remodeling your home or building an ADU? In this episode of Mortgage on My Mind, host Natalie Salins sits down with licensed general contractor Bryan Luu, founder of Blu Construction, to uncover what homeowners need to know before starting a renovation project. Bryan shares practical advice on choosing the right contractor, understanding the bidding process, avoiding expensive surprises, and why trusting a contractor's process is more important than trusting their sales pitch. Whether you're planning a bathroom remodel, custom home, or ADU, this episode is packed with expert insights to help you make informed decisions. 🎧 Hosted by: Natalie Salins 👤 Guest: 🏡 Bryan Luu – Licensed General Contractor & Founder of Blu Construction Bryan Luu is an Orange County licensed general contractor and founder of BLuu Construction. With industry experience dating back to 2006, he specializes in custom homes, remodels, ADUs, and tenant improvements, focusing on delivering end-to-end building solutions and educating homeowners through the renovation process. 💡 What You'll Learn: ✔️ Why renovation costs often exceed the original estimate—and how to prepare for it ✔️ How to compare contractor bids and avoid common hiring mistakes ✔️ The importance of a contractor's process, communication, and trade relationships ✔️ What homeowners should know before building an ADU in California ✔️ Red flags to watch for when selecting contractors and architects 🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! 💼 Connect with Bryan Luu: 🌐 Website → https://www.bluuconstruction.com/ 📘 Facebook → https://www.facebook.com/BLuuconstruction 📷 Instagram → https://www.instagram.com/bluuconstruction/ 🔗 LinkedIn → https://www.linkedin.com/in/bryan-luu-162b66216 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

    How to Hire a Contractor Without Regretting It Later

  8. Jun 25

    How to Buy Before You Sell Without Paying Bridge Loan Fees

    🚀 In this insightful episode of Mortgage on My Mind, host Natalie Salins sits down with mortgage industry executive, marketing strategist, and author Eric Mitchell. Eric shares how Neuro-Linguistic Programming (NLP) transformed his approach to business, communication, and relationship-building. He reveals how language patterns can provide insights into a person's mindset, business systems, and success habits. The conversation also explores practical mortgage solutions for homeowners looking to buy before they sell, including alternatives to costly bridge loans, HELOC strategies, cross-collateralization, and non-QM options. Eric also discusses the inspiration behind his book, The Why of Money, and explains the five core motivations that drive high-performing sales professionals. 🎧 Hosted by: Natalie Salins 👤 Guest:🏡 Eric Mitchell – Mortgage Industry Executive, Marketing Strategist & Author Eric Mitchell is a mortgage industry executive, marketing strategist, and the author of The Why of Money. Specializing in business development and lead generation, he creates innovative strategies that revolutionize partnerships between loan officers and realtors. As a Certified Master Practitioner in Neuro Linguistic Programming, Eric has been recognized as America’s Most Connected Mortgage Professional by National Mortgage Professional Magazine. 💡 What You’ll Learn: ✔️ What Neuro-Linguistic Programming (NLP) is and how it impacts communication ✔️ How language patterns reveal business habits and success levels ✔️ Alternatives to expensive bridge loans when buying before selling ✔️ The benefits of HELOCs, cross-collateralization, and non-QM solutions ✔️ The five motivations that drive successful sales professionals ✔️ Why mindset and resilience are essential in mortgage and real estate sales ✔️ The inspiration behind Eric Mitchell's book The Why of Money 🎵 Whether you're an investor, agent, lender, or homebuyer, this episode offers valuable insights! 💼 Connect with Eric Mitchell: 🌐 Website → http://www.eric-mitchell.com/ 📸 Instagram → https://www.instagram.com/erictmitchell 🔗 LinkedIn → https://www.linkedin.com/in/erictmitchell/ 🎙 Follow Natalie Salins – Mortgage On My Mind: 🌎 Website → https://movement.com/lo/natalie-salins 📘 Facebook → https://www.facebook.com/natalie.salins/ 📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! 💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

    How to Buy Before You Sell Without Paying Bridge Loan Fees
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About

Got mortgage on your mind? Join Natalie Salins, a top 1% mortgage broker and LA powerhouse, as she breaks down home loans—pre-approvals, appraisals, loan products, and more. With 20 years of experience, she makes the process simple, stress-free, and even fun! Whether you're a first-time buyer or seasoned investor, get expert advice, insider tips, and relatable stories to navigate California’s market with confidence. No need to stress—Natalie’s got Mortgage on Her Mind so you don’t have to!

Information

  • Creator
    Natalie Salins
  • Years Active
    2025 - 2026
  • Episodes
    70
  • Rating
    Clean
  • Copyright
    © Natalie Salins
  • Show Website
    Mortgage on My Mind