Her Profit Era

Cindy Kumar
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  • Entrepreneurship
  • Updated Daily

What happens when a CPA & Fractional CFO tells the truth about what it takes to scale, build wealth, and protect your profit? Welcome to Her Profit Era with Cindy Kumar. On solo episodes, Cindy brings her CFO mindset straight to you—sharing honest business struggles while breaking down the financial strategies and growth frameworks she uses to advise private clients. On guest episodes, she interviews elite performers—from Dragons’ Den insiders and 9-figure founders to pro athletes and top experts. If you're ready to own your numbers, and scale a life you actually like, hit subscribe.

  1. 1d ago

    Client Stories: Saving Thousands in Taxes | Ep 172

    In this episode, I’m sharing real client stories and examples of how proactive tax conversations and strategy saved thousands in taxes. I talk about: a client who saved $3,000 from a 30-minute conversationa client who saved $24,000 after missed write-offs were uncovered during a tax audita client who changed from self-employed to incorporated and saved $13,000These are the types of conversations most business owners don’t realize they should be having throughout the year. This episode is a reminder that tax savings usually don’t come from “magic write-offs.” They come from planning, structure, timing, and having the right conversations before it’s too late. Connect with Cindy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book Recommendations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Book your profit strategy call⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠

    10 min

  2. 6d ago

    How Private Lending Works in Canada with Terry Sidhu (AP Capital) | Ep 171

    In this episode, Cindy is joined by Terry Sidhu, Partner at AP Capital, to break down how private lending works in Canada and why more investors are starting to pay attention to it. Terry explains what private lending actually is, how deals are structured, and what investors are buying into when they lend money outside of traditional banks or public markets. We also talk about risk, return expectations, and what needs to be understood before participating in this space—especially for those looking for income-focused alternatives beyond stocks or direct property ownership. If you want a clear, practical breakdown of how private capital moves and how returns are generated in private lending, this conversation gives you the foundation. Connect with Terry: Email | Website Connect with Cindy: Instagram | Apply for CFO on Call

    17 min

  3. Jun 24

    Why the Timing of Your Bookkeeping & Tax Planning Matters | Ep 170

    In this episode, I’m talking about why the timing of your bookkeeping, year-end work, and tax planning matters more than most business owners realize. I share a real client situation where: her year-end was July 31stbookkeeping was not being completed quarterly or on timeincome was underestimated during planningand she ended up owing more taxes than expectedThis is something I see often with founders. They think tax planning only happens at year-end, but if the bookkeeping is behind or inaccurate, the planning is already off. This episode is a reminder that good financial decisions come from current numbers, not guessing months later. Connect with Cindy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book Recommendations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Book your profit strategy call⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠

    12 min

  4. Jun 19

    Debt, Lifestyle Creep & The Truth About Financial Freedom with Deacon Hayes | Ep 169

    In this episode, I sit down with Deacon Hayes to talk about something most people avoid until it becomes a problem: their relationship with money. We get into how Deacon went from debt and financial stress to building a business around helping people create real financial freedom — not just the version social media sells. We talk about: How he first got into the world of personal financeThe mindset shifts that changed his financial lifeThe truth about “retiring early” and what people misunderstand about itLifestyle creep and why higher income doesn’t always equal wealthThe habits quietly keeping people financially stuckPractical money advice people can actually start using todayThis episode is a mix of strategy, mindset, and honest conversation around money, freedom, and building a life that actually feels sustainable. Connect with Deacon: Website | Instagram Connect with Cindy: https://www.itscindykumar.com/

    34 min

  5. Jun 17

    I Failed My CPA Exams And Kept Going | Ep 168

    This is something I don’t really talk about. But I didn’t pass everything the first time. There were exams I failed during my CPA journey… and at the time, it felt heavier than I expected. Because when you’re used to doing well, failing hits differently. You start questioning yourself. Wondering if you’re behind. Or if you’re even meant to be doing this. In this episode, I’m just talking through that part of my journey. What it felt like in the moment, how I moved through it, and why I didn’t let it stop me. Because looking back now, none of that actually defined where I ended up. If anything, it made me more grounded in how I show up today. If you’re in a season where something didn’t go your way, or you feel like you’re behind… you’re probably not. You’re just in a part of the process that doesn’t get talked about enough. Connect with Cindy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book Recommendations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠Book your profit strategy call⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠

    16 min

  6. Jun 12

    Money Talks with Farrah Turcotte | Ep 167

    In this episode Farrah Turcotte and I are talking about the stuff women business owners don’t talk about enough when it comes to money. Not just making money, but what’s actually happening behind the scenes. We get into our own experiences with debt, financial stress, figuring out how to pay ourselves properly, RRSP matching through a corporation, health benefits, and learning how to build real financial stability while running a business. This conversation felt more like two women sitting down talking honestly about money, mistakes, pressure, and the things we wish we understood sooner. Connect with Farrah Connect with Cindy: ⁠https://www.itscindykumar.com/⁠

    1h 5m

  7. Jun 10

    She Took Money Out of Her Business Tax-Free | Ep 166

    This is just a real client story of how we moved money properly. She had money sitting in her corporation, and instead of just pulling it out and creating more tax, we looked at what was already there. There was a shareholder loan balance. So she was able to take that money out without creating additional tax because it was already hers. From there, we moved it into her TFSA and put it into private lending earning around 7%. And now that money is just growing tax-free. This episode isn’t a breakdown or teaching. It’s just walking you through what this actually looked like in real life, and how small decisions like this can make a big difference over time. Connect with Cindy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book Recommendations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠Book your profit strategy call⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠ ⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠

    8 min

  8. Jun 5

    How Sandra Parker Built Justine Haines & Changed the Conversation Around Periods | Ep 165

    In this week's guest episode I sit down with Sandra Parker, founder of Justine Haines, to talk about entrepreneurship, women’s health, and changing the conversation around periods. Sandra shares how she built Justine Haines from an idea during the pandemic into a growing brand focused on confidence, comfort, and breaking the stigma around period care. We talk about the realities of building a business as a woman, balancing growth without burnout, and why more women need open conversations around their bodies, health, and self-confidence. We also dive into: The inspiration behind Justine HainesBuilding a purpose-driven brandConfidence, hormones, and women’s wellnessEntrepreneurship beyond hustle cultureCreating products that actually support women Promo code: CINDY13 For 13% off everything and free shipping Connect with Sandra Parker & Justine Haines: Website | Instagram Connect with Cindy:https://www.itscindykumar.com/

    1h 3m
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About

What happens when a CPA & Fractional CFO tells the truth about what it takes to scale, build wealth, and protect your profit? Welcome to Her Profit Era with Cindy Kumar. On solo episodes, Cindy brings her CFO mindset straight to you—sharing honest business struggles while breaking down the financial strategies and growth frameworks she uses to advise private clients. On guest episodes, she interviews elite performers—from Dragons’ Den insiders and 9-figure founders to pro athletes and top experts. If you're ready to own your numbers, and scale a life you actually like, hit subscribe.

Information

  • Creator
    Cindy Kumar
  • Years Active
    2025 - 2026
  • Episodes
    172
  • Rating
    Explicit
  • Copyright
    © Cindy Kumar
  • Show Website
    Her Profit Era