Token for Your Thoughts

Token For Your Thoughts

🎙️ Token for Your Thoughts is the podcast where we sit down with the people behind the companies shaping Crypto & Web3. Hosted by Lindsey McConaghy, each episode dives into the stories of founders, builders, and innovators creating the future of crypto, blockchain, and decentralized tech. Expect candid conversations and deep dives into what it takes to launch and scale in crypto & Web3. 💡 Whether you’re a founder, investor, or just crypto-curious, Token for Your Thoughts gives you a front-row seat to the ideas and people driving the next wave of innovation. 🔗 Follow along for new episodes and updates: TokenForYourThoughts.com

  1. Enzzo Cusihuaman of R2 Protocol on Making Institutional Yield Accessible Onchain

    JAN 23

    Enzzo Cusihuaman of R2 Protocol on Making Institutional Yield Accessible Onchain

    🎙️ Guest: Enzzo Cusihuaman, Co-Founder & Chief Business Officer of R2 Protocol (@r2yield) 🕒 Duration: ~45 minutes Episode Overview The best yields in finance have always been reserved for institutions. Everyone else gets scraps. In this episode of Token for Your Thoughts, host Lindsey McConaghy sits down with Enzzo Cusihuaman, Co-Founder and CBO of R2 Protocol, to unpack how tokenized treasuries and private credit are changing that reality. R2 is building an on-chain yield layer that gives everyday users access to institutional-grade returns historically locked behind capital requirements, compliance hurdles, and closed doors. Enzzo shares his path from traditional businesses in Peru to early crypto adoption, Binance, and ultimately co-founding R2. The conversation dives deep into real-world assets, private credit, and why transparency, risk management, and global distribution matter if on-chain yield is going to scale beyond crypto natives. They break down how R2 aggregates tokenized treasuries and private credit into composable DeFi vaults, how risk is curated and disclosed, and why developing markets in Latin America, Asia, and Africa are core to their strategy, not an afterthought. They get into: • Enzzo’s journey from Latin American family businesses to Binance and building R2 • Why institutional yield rarely reaches retail and how tokenization changes that • Treasury bills vs. private credit: risk, return, and real tradeoffs • How R2 curates institutional partners like BlackRock-linked issuers, Apollo, and Mercado Bitcoin • Why private credit unlocks higher on-chain yield than treasuries alone • Transparency, attestations, and how risk is managed on-chain • Who R2 is built for: retail users, institutions, and fintechs in emerging markets • The biggest bottlenecks holding RWA adoption back in Web3 • What it takes to bridge TradFi discipline with DeFi composability If you care about real yield, tokenized credit, or what it actually takes to bring institutional finance on-chain without breaking DeFi’s ethos, this episode is for you. Where to Listen 🔹 Apple Podcasts → https://podcasts.apple.com/us/podcast/enzzo-cusihuaman-of-r2-protocol-on-making/id1799063494?i=1000746401683 🔹 Spotify → https://open.spotify.com/episode/1yfsXZvqKvh3vTyaG4XXom?si=P0h6x5KFQbyfIOXbZosbGQ Connect with R2 & Enzzo 🌐 Website: r2.money 🐦 X: @r2yield | @crypto_enzzo Stay Connected With Us Enjoyed the episode? Leave a review and subscribe to Token for Your Thoughts for more conversations with the people at the intersection of Web3, crypto, and finance. 🐦 Follow us on X: @TokenThoughts_ | @lindsey___I 🌐 tokenforyourthoughts.com

    47 min
  2. Turning Onchain Value into Real-World Spending: Adam Kazas on the Gero Crypto Card

    JAN 15

    Turning Onchain Value into Real-World Spending: Adam Kazas on the Gero Crypto Card

    🎙️ Guest: Adam Kazas, CEO of Gero Wallet (@AdamFromGero) 🕒 Duration: ~41 minutes Crypto wallets have improved a lot, but plenty still feel built for power users. In this episode, Lindsey McConaghy chats with Adam Kazas, CEO of @GeroWallet, about building a wallet (and dashboard) that’s actually usable day to day, without giving up self-custody. Adam shares his path from tech support → product → “building crypto at night,” plus Gero’s origin story: his team found a bug in the original wallet, shipped a fix, built trust with the team, then acquired the IP and rebuilt the product from the ground up. They also dig into a big real-world headache: paying for Web2 life with Web3 funds - why Gero is focused on closing that gap with ADA cashback and the Cardano-powered crypto card. In this episode: From side project to full-time founderHow Gero evolved from collaboration to acquisition + rebuildWhat “non-custodial” should feel like for normal usersADA cashback + the Gero cardCardano Shield security checks, privacy, and complianceWhat’s next: accounting tools, Bitcoin DeFi, Midnight supportWhere to Listen 🔹 Apple Podcasts → https://podcasts.apple.com/us/podcast/turning-onchain-value-into-real-world-spending-adam/id1799063494?i=1000745356451 🔹 Spotify → https://open.spotify.com/episode/1TMGJs768pbtasHuX5pTlC?si=b1cea7fc1ad74862 🔹 YouTube → https://youtu.be/0VkHZiB8hUw Connect with Gero: gerowallet.io | @GeroWallet | @AdamFromGero on X Follow the show: @TokenThoughts_ | @lindsey___I | tokenforyourthoughts.com

    41 min
  3. Making Privacy Practical: Rolf Versluis on Bringing Business Onchain

    12/23/2025

    Making Privacy Practical: Rolf Versluis on Bringing Business Onchain

    🎙️ Guest: Rolf Versluis, Co-founder of Horizen (@horizenglobal) 🕒 Duration: ~42 minutes Episode Overview Public blockchains unlock composability, liquidity, and open infrastructure, but they also put every transaction on display. For builders and businesses, that transparency can be a dealbreaker: competitors can trace customers, vendors can infer pricing, and payroll becomes a public ledger. In this episode, Lindsey McConaghy sits down with Rolf Versluis, co-founder of Horizen, to talk about why privacy can’t be an “either/or” choice, and how Horizen is building toward selective, auditable privacy as a privacy-first L3 on Base. Rolf shares his unusual path into crypto, from serving as a U.S. Navy submarine officer and nuclear engineer, to scaling a Cisco networking business, to early Bitcoin mining, before co-founding Horizen (originally ZenCash) to bring business-grade privacy to onchain payments. They dig into why stablecoins in their current form still don’t meet the needs of many real-world businesses, the lessons Horizen learned navigating regulatory constraints, and the technical toolkit powering privacy today, from TEEs and ZK proofs to MPC and fully homomorphic encryption. They get into: • Rolf’s journey from Navy submarines to Cisco to Bitcoin mining and building in crypto • What “business-level privacy” means, and why it matters for adoption • Why Horizen migrated ZEN to Base and launched a privacy-first L3 appchain • The compliance challenge: selective disclosure, auditability, and regulation-friendly design • The privacy stack in plain English: TEEs, ZKPs, FHE, and MPC, and their tradeoffs • Why many businesses still won’t use stablecoins (yet) without privacy • Horizen’s grants program and what they look for in builders (aspirin, not vitamins) • Founder lessons on surviving cycles, managing runway, and solving real problems outside Web3 If you’re building in payments, stablecoins, identity, or privacy infrastructure, and you’re thinking about what it takes to bring serious businesses onchain, this episode is for you. Where to Listen 🔹 Apple Podcasts → https://podcasts.apple.com/us/podcast/making-privacy-practical-rolf-versluis-on-bringing/id1799063494?i=1000742523713 🔹 Spotify → https://open.spotify.com/episode/2T8LtH4uDfJXtlFZZtA7by?si=40c00fc77472473e 🔹 YouTube → https://youtu.be/PviLtKtDyQM Connect with Horizen & Rolf 🌐 horizen.io 🐦 X: @horizenglobal Stay Connected With Us If you enjoyed this episode, follow + review to support the show! 🐦 X: @TokenThoughts_ | @lindsey___I 🌐 tokenforyourthoughts.com

    43 min
  4. Making Stablecoins Work Like Stripe: Inside Loop Crypto

    12/20/2025

    Making Stablecoins Work Like Stripe: Inside Loop Crypto

    🎙️ Guest: Eleni Steinman, Co-founder of Loop Crypto 🕒 Duration: ~42 minutes Episode Overview Crypto payments promise speed and global reach, but for most merchants, accepting stablecoins is still far too complex. Fragmented chains, manual billing, and a lack of autopay make crypto feel years behind traditional payment rails. In this episode, Lindsey McConaghy sits down with Eleni Steinman, co-founder of Loop Crypto (@loopcrypto_xyz), the company bringing stablecoin payments directly into existing billing stacks like Stripe and Chargebee. Loop makes it possible for merchants to accept stablecoins alongside credit cards, support true recurring payments and usage-based billing, and unlock global revenue without navigating dozens of local payment methods. Eleni walks through her journey from the U.S. government and the State Department, to her first crypto infrastructure role, to co-founding Loop with early backing from Archetype, before the idea even existed. She also breaks down what stablecoin adoption really looks like, why usage patterns may surprise you, and what she’s learned building a team in a fast-moving industry. They get into: • How government work prepared her for the ambiguity and pace of startup life • Why 15% of sales in stablecoins isn’t unusual for merchants today • Recurring payments, autopay, credit top-ups, and the rise of AI usage-based billing • Supporting multiple chains, wallets, and stablecoins without overwhelming merchants • How Loop approaches failed payments, sanctions checks, on-chain visibility, and user control • Founder insights on iteration, resilience, and building a team that thrives in ambiguity If you’re building in AI, SaaS, fintech, or Web3, and you're curious where stablecoins fit into modern payments, this one's for you. Where to Listen 🔹 Apple Podcasts → https://podcasts.apple.com/us/podcast/making-stablecoins-work-like-stripe-inside-loop-crypto/id1799063494?i=1000742064681 🔹 Spotify → https://open.spotify.com/episode/2ng7IEq6TdCb1vvjfPI0MT?si=2db19d21ed8346d9 🔹 YouTube → https://youtu.be/ct3RYSP-6WE?si=arbrBpWR4RwiWmF1 Connect with Loop & Eleni 🌐 loopcrypto.xyz 🐦 X: @loopcrypto_xyz | @Elenithinks Stay Connected With Us If you enjoyed this episode, follow + review to support the show! 🐦 X: @TokenThoughts_ | @lindsey___I 🌐 tokenforyourthoughts.com

    43 min
  5. The Human Problem in Decentralization: One Person, One Node with Humanode

    11/21/2025

    The Human Problem in Decentralization: One Person, One Node with Humanode

    🎙️ Guest: Victor Vernissage, Co-founder of Humanode 🕒 Duration: ~42 minutes Episode Overview Blockchains promise decentralization, but when consensus is controlled by the biggest stakers, is that really true? In this episode, Lindsey McConaghy dives in with Humanode co-founder Victor Vernissage to explore a new model: one human, one node, one vote. Instead of staking tokens, Humanode ties consensus to biometric uniqueness, so governance isn’t captured by a handful of whales, mining pools, or (soon enough) AI bots. They get into:  • Why token-weighted networks drift toward centralization  • How Humanode verifies uniqueness without storing personal data  • Where biometrics struggle (identical twins!) and how to solve it  • Real-world use cases: Sybil-resistant airdrops, Discord Linked Roles, gaming rewards  • What a future of truly human-run DAOs could unlock If you’re curious about the human side of decentralization, this one’s for you. Where to Listen 🔹 Apple Podcasts → https://podcasts.apple.com/us/podcast/the-human-problem-in-decentralization-one-person-one/id1799063494?i=1000737858183 🔹 Spotify → https://open.spotify.com/episode/6FdHQnyeo8bMn8Pr8KUQ9l?si=378121343769448d 🔹 YouTube → https://youtu.be/k8K2Hs3DJ-E?si=4patu9V0uCghtUOL Connect with Humanode & Victor 🌐 humanode.io  🐦 X: @humanode_io | @tech_mingler Stay Connected With Us If you enjoyed this episode, follow + review to support the show!  🐦 X: @TokenThoughts_ | @lindsey___I 🌐 tokenforyourthoughts.com

    47 min
  6. No Bridges, No Wrapped BTC: How Liquidium Is Giving Bitcoiners Liquidity

    10/31/2025

    No Bridges, No Wrapped BTC: How Liquidium Is Giving Bitcoiners Liquidity

    Guest: Robin Obermeyer, Co-founder & CEO at Liquidium Duration: ~49 minutes 🎧 Episode Overview Most Bitcoin holders don’t want to move their BTC off-chain or rely on “wrapped” tokens just to use DeFi. Robin Obermeyer, Co-founder and CEO of Liquidium, joins host Lindsey McConaghy to talk about how Liquidium is making Bitcoin work natively across DeFi—no bridges, no wrapped assets, no middlemen. Robin shares how his early fascination with finance led to building a lending protocol that started with Ordinals and now lets users borrow against real Bitcoin. He explains how Liquidium grew during the bear market, who actually uses BTC-backed loans, and why great user experience, not just code, will define the future of decentralized finance. They also discuss the upcoming Liquidium.Fi launch, which will let anyone borrow stablecoins on Ethereum and Solana while keeping their Bitcoin safe on-chain. 🧠 What You’ll Learn How Robin went from university student to founder building in the 2022 bear marketThe story behind Liquidium’s first product: lending against Ordinals (NFTs on Bitcoin)What makes Liquidium.Fi different, and why no wrapped BTC or bridges are neededThe two main borrower and lender types (and their surprising strategies)Why simplicity and UX matter more than complex features in DeFiLessons on finding product–market fit by solving one real user’s problemWhat’s next: cross-chain lending and making Bitcoin collateral work anywhere🔊 Where to Listen Apple Podcasts → https://podcasts.apple.com/us/podcast/no-bridges-no-wrapped-btc-how-liquidium-is-giving-bitcoiners/id1799063494?i=1000734492438 Spotify → https://open.spotify.com/episode/21ncxJOhnDehAi5ZzrEUX0?si=dc2e824f7e5a4d0e YouTube → https://www.youtube.com/watch?v=toJh1mvGdMM 🌐 Connect with Robin & Liquidium Website: https://liquidium.fi X (Twitter): @robin_liquidium | @LiquidiumFi 🔔 Stay Connected With Us If you enjoyed this episode, leave a review and subscribe to Token for Your Thoughts for more conversations with the people shaping crypto, Web3, and AI. Follow us on X: @TokenThoughts_ Visit our site: tokenforyourthoughts.com

    49 min
  7. Privacy Isn’t About Hiding - It’s About Control: Seth For Privacy on Reclaiming Choice in Crypto

    10/21/2025

    Privacy Isn’t About Hiding - It’s About Control: Seth For Privacy on Reclaiming Choice in Crypto

    Everybody Wants Control: Seth For Privacy on Reclaiming Choice in Crypto Guest: Seth For Privacy, VP at Cake Wallet Duration: ~50 minutes 🎧 Episode Overview In a world where every click and transaction leaves a trace, what does it really mean to stay private? Seth For Privacy, VP at Cake Wallet, joins host Lindsey McConaghy to talk about why privacy isn’t about hiding—it’s about control. Seth shares his journey from building corporate surveillance tools to helping users take back their financial freedom through self-custody and privacy-first design. They discuss the personal side of privacy, why crypto transactions live forever, and how the right tools can make privacy effortless—not extreme. 🧠 What You’ll Learn How Seth went from cybersecurity to crypto privacy advocateThe moment that changed how he saw personal freedomWhy “I’ve got nothing to hide” misses the pointHow Cake Wallet makes privacy simple with silent payments and PayJoinThe link between privacy and human relationships (and why it surprised him)How financial privacy connects to real-world freedomWhat’s next: bringing self-custody, privacy, and usability together🔊 Where to Listen Apple Podcasts → https://podcasts.apple.com/us/podcast/privacy-isnt-about-hiding-its-about-control-seth-for/id1799063494?i=1000732892470 Spotify → https://open.spotify.com/episode/3glfPpBLTfZkHTRoI9jay2?si=03721f847eea41ce YouTube → https://youtu.be/ijFLHQtLVmQ 🌐 Connect with Seth & Cake Wallet Website: https://cakewallet.com X (Twitter): @SethForPrivacy | @CakeWallet 🔔 Stay Connected With Us If you enjoyed this episode, leave a review and subscribe to Token for Your Thoughts for more conversations with the people shaping crypto, Web3, and AI. Follow us on X: @TokenThoughts_ Visit our site: tokenforyourthoughts.com

    46 min
  8. Turning WhatsApp into a Wallet: Felipe Servin on Unlocking Everyday Crypto

    10/09/2025

    Turning WhatsApp into a Wallet: Felipe Servin on Unlocking Everyday Crypto

    Guest: Felipe Servin, Founder & CEO of Sati Duration: ~48 minutes 🎧 Episode Overview For billions of people, banking is a luxury, and stable money is out of reach. In this episode, host Lindsey McConaghy speaks with Felipe Servin, founder of Sati, a WhatsApp-first crypto wallet that makes Bitcoin, stablecoins, and even mining rewards accessible through simple chat commands. Felipe shares his journey from building online communities with 50M+ users to confronting the realities of remittances, hyperinflation, and financial exclusion. He also explains why bots may be crypto’s best shot at real-world adoption. 🧠 What You’ll Learn How Felipe went from viral Facebook communities to solving cross-border paymentsHow Sati turns WhatsApp into a full-featured crypto wallet (no downloads required)Sending to phone numbers, with unclaimed funds returned automaticallyCash-to-crypto on-ramps via 7-Eleven and beyondTrue stories: a Venezuelan nail artist, surviving inflation in Argentina, and moreWhat crypto builders can learn from messaging-first designWhat’s next: AI chat flows & Bitcoin Lightning tipping for creators🔊 Where to Listen Apple Podcasts → https://podcasts.apple.com/us/podcast/turning-whatsapp-into-a-wallet-felipe-servin-on/id1799063494?i=1000731058547Spotify → https://open.spotify.com/episode/6xl9LqyoOqEAqhnqGCpkMU?si=d84f5982060045bdYouTube → https://youtu.be/T5sS9aTl7qw?si=gDOHzwg8vHEDOjmz🌐 Connect with Sati & Felipe Website: sati.proX (Twitter): @heysati  | @fservin 🔔 Stay Connected With Us If you enjoyed the episode, leave a review and subscribe to Token for Your Thoughts for more conversations with the people shaping crypto, Web3, and AI. Follow us on Twitter: @TokenThoughts_ Visit our site: tokenforyourthoughts.com

    53 min
5
out of 5
8 Ratings

About

🎙️ Token for Your Thoughts is the podcast where we sit down with the people behind the companies shaping Crypto & Web3. Hosted by Lindsey McConaghy, each episode dives into the stories of founders, builders, and innovators creating the future of crypto, blockchain, and decentralized tech. Expect candid conversations and deep dives into what it takes to launch and scale in crypto & Web3. 💡 Whether you’re a founder, investor, or just crypto-curious, Token for Your Thoughts gives you a front-row seat to the ideas and people driving the next wave of innovation. 🔗 Follow along for new episodes and updates: TokenForYourThoughts.com