A Life Well Lived: A Physicians Guide to Wealth

James Nutter

As a physician, you are overworked, overwhelmed, and under-supported when it comes to your money. The Physician’s Guide to Wealth Podcast is where you finally unpack the silent burdens of financial stress, burnout, and sacrifice—and take back control. Hosted by James Nutter, Fiduciary Financial Advisor & Partner at IM Wealth, this isn’t your typical conversation about money. It’s a raw, thought-provoking journey at the crossroads of purpose and prosperity—challenging everything you’ve been told about success and wealth. Here, we go beyond the numbers. We explore what it truly means to align your money with the life you’ve worked so hard to create. If you’ve ever felt trapped in a system that rewards hard work but never taught you how to live fully, this podcast is your invitation to break free. No fluff. No noise. No products. No BS. Just real-world strategies to help you take control and build the life you actually want—for your family, your team, and your future. Welcome to a new kind of wealth.

  1. You Can't Out-Earn a Broken System With Kendra Harvey | Episode 53

    4D AGO

    You Can't Out-Earn a Broken System With Kendra Harvey | Episode 53

    After years of sacrifice, physician families often expect one moment to fix everything: The contract. The income. The house. The “arrival.” But what happens when the dream comes true… and you still don’t feel okay? In this deeply honest conversation, Kendra Harvey — coach, speaker, and founder of It Gets Better Now — unpacks the hidden emotional cost of medical training and the quiet survival patterns that follow families long after residency ends. She works primarily with physician spouses (often women married to male physicians) who have spent years over-functioning, self-neglecting, and protecting the “golden goose”… only to wake up wondering where they went. We explore: Why more money doesn’t automatically mean more peace The survival patterns physician spouses develop (and why they’re so hard to break) How logistics quietly replace connection in marriages Why saying “I’m fine” is often the most dangerous phrase The difference between consuming self-help and actually transforming The seven types of rest (and why sleep isn’t enough) How to say no — with conviction Why you are not a victim of the system The shift from “It will get better” to “I can get better” Kendra’s core message is simple but radical: Life isn’t happening to you. You have agency. And you don’t have to keep living on autopilot. Free Gift From Kendra 🎁 Kendra is offering her ebook completely free. Instead of a discount code, she created a special page where you can enter your name and email — and receive the ebook immediately. 👉 Get your free ebook here:https://itgetsbetternow.com/ebook-sales-page-free/ Resources Mentioned 🧠 Sacred Rest by Dr. Sandra Dalton-Smith Take the rest assessment quiz:https://www.restquiz.com 📘 The Artist’s Way by Julia Cameron Connect With Kendra Harvey Instagram: @kendra_itgetsbetternow Podcast Instagram: @supportingphysicianspouses Podcast: Supporting Physician Spouses Website: www.itgetsbetternow.com She offers consultation calls for physician spouses who are ready to stop surviving and start building something sustainable. Additional Resources  Download the PSLF Hacks Checklist Book a free financial wellness session with James Get access to exclusive physician financial tools at www.imwealth.com 1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here. Learn more about the impact IM Wealth is making in the lives of physicians here. Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here. About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  Disclaimer The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    1h 3m
  2. Locums Lowdown: 5 Money Mistakes 1099 Physicians Don’t Know They’re Making | Episode 52

    FEB 24

    Locums Lowdown: 5 Money Mistakes 1099 Physicians Don’t Know They’re Making | Episode 52

    Are you filing correctly… or filing strategically? Because those are not the same thing. In this masterclass episode, James and Jeff walk through the hidden $68,000 gap that separates two identical physicians earning the same income—one overpaying in taxes, the other building intentional leverage through strategy. This isn’t about aggressive loopholes. It’s about understanding the business-owner advantage that comes with 1099 income—and using it properly. You’ll learn: The 5 diagnostic questions that reveal whether your tax strategy is optimized Why many physicians stop at a SEP IRA—and what they may be missing with a Solo 401(k) The S-Corp vs LLC decision (and when it actually matters) How to determine reasonable salary without triggering IRS red flags The difference between a CPA and a tax strategist Why reactive tax filing costs more than proactive tax planning How putting your kids on payroll (done properly) can build multi-generational wealth Why portfolio income tax strategy matters just as much as earned income planning This episode challenges physicians to move from passive compliance to proactive design—so their tax plan supports their family, their freedom, and their long-term legacy. Key Takeaways 1. Entity Structure Matters More Than Most Think Are you a sole proprietor? LLC? S-Corp election? Your structure impacts payroll, FICA, QBI deduction eligibility, and long-term tax efficiency. 2. Salary Optimization Is Critical Too high = unnecessary FICA. Too low = IRS red flag. There is a strategic balance. 3. Retirement Stacking Can Unlock Major Savings SEP IRA vs Solo 401(k) Backdoor Roth strategy Roth growth potential over decades Many physicians stop at one vehicle without realizing the compounding opportunity cost. 4. Business Deductions Require Proactive Review Examples discussed include: Home office Health insurance premiums Vehicle strategies Continuing education Augusta Rule considerations Kids on payroll (Always implemented appropriately with professional guidance.) 5. Reactive Filing Is Expensive If taxes only come up in April, you’re late. Strategic planning happens throughout the year. Additional Resources  Download the PSLF Hacks Checklist Book a free financial wellness session with James Get access to exclusive physician financial tools at www.imwealth.com 1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here. Learn more about the impact IM Wealth is making in the lives of physicians here. Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here. About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  Disclaimer The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    46 min
  3. The Most Expensive Physician Contract Mistake (Before You Ever Get Paid) — with Jon Appino | Episode 51

    FEB 17

    The Most Expensive Physician Contract Mistake (Before You Ever Get Paid) — with Jon Appino | Episode 51

    Long before burnout surfaces… Long before stress spills into your family life… Long before financial pressure builds… Your contract has already shaped the trajectory of your career. In this episode, James welcomes back Jon Appino, founder of Contract Diagnostics, to break down what most physicians were never taught in training: how to truly understand and negotiate the document that determines how your career will actually feel. Jon and his team have reviewed and negotiated tens of thousands of physician contracts across specialties and career stages nationwide. What they’ve seen repeatedly is this: small clauses — often dismissed as “standard” — quietly impact your income, autonomy, workload expectations, flexibility, and long-term options. This conversation moves beyond fear-based warnings and into clarity. Together, James and Jon discuss: What compensation data actually matters (and what doesn’t)How negotiations really work behind the scenesThe risks and limitations of AI contract reviewsThe power of setting expectations early and revisiting them regularlyWhat to do if you’ve already signed something that isn’t workingMedical training teaches you how to practice medicine. It does not teach you how to protect your time, your leverage, or your freedom. This episode is about building intentionality around career decisions — so your contract supports not just your income, but your health, your family, and eventually your legacy. Additional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    53 min
  4. Your Health is Your Wealth: Burnout Isn’t Exhaustion — It’s Misalignment | Episode 50

    FEB 10

    Your Health is Your Wealth: Burnout Isn’t Exhaustion — It’s Misalignment | Episode 50

    At some point in a physician’s career, a quiet question surfaces: Is this it? Not because you failed. Not because you’re lazy. But because something feels off. In this episode, James welcomes back Sarah A. Samaan, MD, FACC, FACP, FASE, a former cardiologist, physician coach, and founder of Mindful Physician Coaching, to unpack a powerful reframe: burnout isn’t always exhaustion — it’s often misalignment. Drawing from decades in medicine and her own transition out of clinical practice, Dr. Seman explains how physicians are trained to push through discomfort, seek external validation, and ignore early warning signs. Over time, that misalignment shows up as irritability, disengagement, strained relationships, and a deep sense of emptiness — even among high performers. Together, they explore how values-based goal setting, personal mission statements, and small, intentional shifts can help physicians regain clarity and agency without walking away from medicine entirely. This conversation is practical, grounding, and deeply affirming for anyone questioning what comes next. What You’ll Hear in This EpisodeWhy burnout is often about misalignment, not workloadEarly warning signs physicians tend to ignoreHow external validation in medicine fuels long-term dissatisfactionThe difference between overwork burnout and values-based burnoutHow to identify your core values (and why it matters)Why traditional goal setting often fails physiciansHow to create goals that actually stickThe role of a personal mission statement in hard seasonsSmall, sustainable habits that protect energy and focusHow to reset when you feel stuck or overwhelmedThe Idea That LingersBurnout doesn’t mean you’re brokenYou don’t need to blow up your life to make meaningful changeAlignment creates energy — misalignment drains itSmall steps, repeated consistently, change everythingAbout the GuestSarah A. Samaan, MD, FACC, FACP, FASE is a retired cardiologist, physician coach, and the founder of Mindful Physician Coaching. She works with physicians who feel burned out, stuck, or misaligned to help them reconnect with their values, clarify their goals, and design lives that feel sustainable and meaningful. She is the author of Best Practices for a Healthy Heart and a co-author of The DASH Diet For Dummies. Her work focuses on values-based living, intentional goal setting, and restoring agency in medicine. 🔗 Learn more at: https://www.mindfulphysiciancoaching.com/ Additional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    1h 6m
  5. FEB 3

    The Invisible Cost of Medicine — And What Healing Together Can Look Like | Episode 49

    Burnout in medicine is usually framed as an individual problem. A physician problem. A resilience problem. A mindset problem. But what if that framing is incomplete? In this conversation, James is joined by Lisa A. Muehlenbein, PhD, founder of The Medlife Matrix and host of The Medlife Support Podcast, to explore burnout through a wider — and more honest — lens: as a family systems issue. Lisa brings nearly three decades of lived experience as a medical spouse, along with academic research focused on how physician burnout impacts partners, marriages, and families long before it’s ever named. Together, they unpack how burnout quietly erodes connection at home, how spouses often carry emotional and logistical weight in silence, and why quick fixes like vacations or resilience training fail to address the real problem. The discussion moves beyond awareness into practicality — covering nervous system regulation, communication under time pressure, micro-moments of connection, and what actually helps couples stay aligned through long careers in medicine. This isn’t about doing more. It’s about understanding what’s happening — and rebuilding from the inside out. What You’ll Hear in This EpisodeWhy physician burnout is not an individual failure — and never happens in isolationHow burnout “crosses over” from work into marriages and family systemsThe hidden emotional labor medical spouses carry (often without language or validation)Why resilience training misses the mark — and what actually helps insteadWhat chronic stress does to the nervous system over timeHow values, capacity, and demands quietly drift out of alignmentSimple tools couples can use when time, energy, and bandwidth are limitedWhat healing together looks like in real life — not theoryThe Idea That LingersBurnout isn’t just a physician problem — it’s a systems problem.You and your partner aren’t broken.You’re responding to a system that’s asking too much.Healing doesn’t happen in isolation — and neither does burnout.About Lisa Muehlenbein, PHDLisa A. Muehlenbein, PhD, NBC-HWC is a nationally recognized expert in physician burnout, medical marriage, and family well-being, and the founder of The Med/Life Matrix™. She holds a PhD in Psychology with a specialization in Health Psychology and brings more than 30 years of experience in the health and wellness space, informed by both academic research and nearly three decades as a medical spouse. Her doctoral research focused on physician burnout and the marital relationship from the spouse perspective, a topic that remains largely overlooked in healthcare conversations. That work laid the foundation for The Med/Life Matrix™, a systems-based framework that examines how medicine impacts identity, relationships, health, time, and meaning — not in isolation, but as an interconnected whole. Dr. Muehlenbein is the author of Physician Burnout and the Marital Relationship: Spouse Perspective, Wellness Beyond the White Coat, and the Burnout Risk Assessment Quiz for Physicians and Their Spouses. Her work emphasizes that burnout is not an individual failure, but a relational and organizational issue that requires family-inclusive solutions. Through coaching, speaking, education, and consulting, Dr. Muehlenbein helps physicians, spouses, and healthcare organizations move beyond surface-level fixes and toward sustainable, meaningful change — supporting not just careers in medicine, but lives lived well alongside it. Resources & LinksLearn more about The Medlife MatrixExplore resources for medical spouses and familiesListen to The Medlife Support PodcastAdditional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    1h 2m
  6. Why Goals Die — and the Weekly, Monthly, and Quarterly Rhythms That Keep Them Alive | Episode 48

    JAN 27

    Why Goals Die — and the Weekly, Monthly, and Quarterly Rhythms That Keep Them Alive | Episode 48

    Most people don’t quit on their goals all at once. They don’t wake up one morning and decide, I’m done trying. They just stop touching them. A week gets busy. Then a month goes by. Then suddenly it’s March and the goal that felt important in January hasn’t crossed your mind in weeks. In this episode, James Nutter talks honestly about why this happens — not because people lack discipline, but because most goals are built to survive ideal conditions, not real life. For physicians especially, life is unpredictable by default. Schedules shift. Energy fluctuates. Mental bandwidth gets eaten by work, family, and responsibility. When goals rely on motivation or “finding time,” they quietly lose. James walks through what finally changed things for him: moving away from goal-setting as an event and toward simple rhythms that create continuity — weekly, monthly, and quarterly check-ins that don’t demand intensity, just presence. The conversation touches on money, time, relationships, and burnout — not as separate problems, but as signals that something lacks structure. What stood out most wasn’t a tactic or a tool, but the idea that progress doesn’t come from pushing harder. It comes from removing the friction that causes drift. This isn’t about doing more. It’s about stopping the slow erosion that happens when nothing is holding your intentions in place. What You’ll Hear in This EpisodeWhy goals usually fade instead of failing outrightHow “being busy” can hide the fact that nothing is actually moving forwardWhy motivation works early — and then disappearsWhat weekly check-ins actually prevent (before things break)How avoiding money creates more stress than looking at itWhy consistency beats intensity, especially long-term What it looks like to design for real life, not best-case scenariosThe Idea That LingersYou don’t need to want your goals more.You need a way to come back to them when you don’t feel like it.That’s the difference between intention and structure.About the Series: Power Couple RxPower Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    22 min
  7. Why Most People Fail at Their Goals — and How to Actually Stick With Yours in 2026 | Episode 47

    JAN 20

    Why Most People Fail at Their Goals — and How to Actually Stick With Yours in 2026 | Episode 47

    Every year, high-achieving professionals—especially physicians—set ambitious goals with the best intentions. And every year, most of those goals quietly disappear by February. Not because people don’t care. Not because they lack discipline. But because motivation fades, and no system is built to sustain consistency. In this episode, James Nutter breaks down why goals fail and walks physicians through a practical, repeatable framework for making real progress in 2026—across money, health, career, and relationships. Rather than relying on willpower, James emphasizes design over motivation, showing how awareness, identity, systems, and tracking create momentum long after the initial excitement wears off. He explains why burnout is often misdiagnosed, how “being busy” can mask stagnation, and why time—not money—is the most valuable asset physicians lose without realizing it. Listeners are guided through: Auditing how time is actually spent (not how it feels)Grounding goals in gratitude instead of dissatisfactionUsing the Wheel of Life to identify hidden imbalancesSetting just three high-impact SMART goalsIdentifying the deeper why beneath each goalReverse-engineering goals into quarterly, monthly, and weekly actionsBuilding simple tracking systems that make execution automaticDeveloping one key skill per quarter instead of chasing everything at onceKnowing when to learn—and when to delegateBuilding the right support team instead of doing it aloneWhat You’ll LearnWhy motivation is unreliable—and systems aren’tThe real reason New Year’s resolutions failHow to audit your time using real dataWhy gratitude prevents burnout and supports consistencyHow the Wheel of Life reveals hidden weak spotsWhy focusing on just three goals leads to better resultsHow to define goals that align with your values (not Instagram)The difference between goals and identityHow to reverse-engineer success into weekly habitsWhy tracking beats effort every timeHow learning one skill per quarter accelerates growthWhen delegating is the smarter moveKey TakeawayYou don’t need more motivation. You need better design. Goals fail in the living, not the planning. Change what you repeat—and everything else follows. About the Series: Power Couple RxPower Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    36 min
  8. Power Couple Rx: 6 Steps to Buyback Your Time in 2026 | Episode 46

    JAN 13

    Power Couple Rx: 6 Steps to Buyback Your Time in 2026 | Episode 46

    Every week, dual-physician couples lose something far more valuable than money or opportunity: time. Not in dramatic moments—but through late nights charting, rushed mornings, postponed conversations, skipped workouts, and weekends spent recovering instead of living. In this first episode of the Power Couple Rx series—rolling out throughout 2026—James Nutter introduces six powerful, practical prescriptions designed to help dual-physician couples buy back time without doing more. Drawing from personal experience, coaching physician households, and insights from high-performance systems, James explains why burnout isn’t the real issue—drift is. Drift away from health. Drift away from connection. Drift away from the life your income was supposed to create. You’ll learn why most physician couples don’t have a time-management problem—but a life-design problem—and how intentional structure, clear roles, fewer decisions, and smarter use of money can dramatically reduce friction at home. This episode covers everything from defining household leadership roles and eliminating decision fatigue, to buying back time with delegation, running a weekly couple huddle, reverse-engineering your year, and surrounding yourselves with the right support. This isn’t about hustle. It’s about durability. And building a life that works with your careers—not one that quietly collapses underneath them. What You’ll LearnWhy dual-physician burnout is usually drift—not exhaustionHow unclear roles silently destroy time and energyWhy equality doesn’t mean shared responsibility for every decisionHow to eliminate decision fatigue at homeThe true cost of doing everything yourselfHow to use money intentionally to buy back timeWhy weekly couple “huddles” prevent resentmentHow to design your year backwards for more life, not more workWhy elite performers never try to do it aloneFinal TakeawayYou don’t need to add more to your plate. You need to decide what finally comes off. Time is the most valuable asset you have as a couple. Protect it. Design it. Invest it—together. About the Series: Power Couple RxPower Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.  Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.  About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram.  DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

    33 min

Ratings & Reviews

5
out of 5
18 Ratings

About

As a physician, you are overworked, overwhelmed, and under-supported when it comes to your money. The Physician’s Guide to Wealth Podcast is where you finally unpack the silent burdens of financial stress, burnout, and sacrifice—and take back control. Hosted by James Nutter, Fiduciary Financial Advisor & Partner at IM Wealth, this isn’t your typical conversation about money. It’s a raw, thought-provoking journey at the crossroads of purpose and prosperity—challenging everything you’ve been told about success and wealth. Here, we go beyond the numbers. We explore what it truly means to align your money with the life you’ve worked so hard to create. If you’ve ever felt trapped in a system that rewards hard work but never taught you how to live fully, this podcast is your invitation to break free. No fluff. No noise. No products. No BS. Just real-world strategies to help you take control and build the life you actually want—for your family, your team, and your future. Welcome to a new kind of wealth.