Rich Life Plan (Money, Investing, Entrepreneurship, Mindset)

MillionElle
  • 5.0 (12)
  • INVESTING
  • UPDATED WEEKLY

If you know you should be doing more with your money but feel overwhelmed or unsure, you are in the right place. Rich Life Plan is a podcast where money advice isn't condescending, confusing, or built for people who already have six figures in the bank.  Hosted by entrepreneur and investor Gokce Donat, this podcast is your no-BS guide to building true wealth and making confident financial decisions; one goal and one plan at a time. Each episode is bite-sized, actionable, and grounded in real life, featuring expert insights and honest conversations with people you won’t hear on the usual podcast circuit. We break down money in plain English so that it's simple and relatable.  We talk about crypto, DeFi, and why private equity is suddenly showing up in your 401(k) even if you’ve never heard those words before. We also get into mindset and habits because building true wealth isn’t just about numbers.  It’s about getting out of your own way and taking control of your future. If you’re tired of second-guessing yourself and want money conversations that help you think clearly and trust your decisions, follow Rich Life Plan and start listening.

  1. 4D AGO

    How to Get Crypto for Free in 2026

    If you want a real shot at getting rich, you can’t afford to sit out one of the biggest financial shifts in money right now and start thinking the way long term investors already do. Building wealth comes down to understanding risk vs reward and in this episode of Rich Life Plan, we explain how everyday spending in 2026 can quietly turn into asset ownership without touching your savings or changing your lifestyle. We break down how crypto rewards credit cards work, why earning assets beats cash back over time, and how tools like staking can add compounding potential (without guarantees).  You’ll also learn how market price swings and crypto selection affect what you earn and why avoiding something entirely isn’t the same as managing risk. This isn’t about becoming a crypto expert. It’s about understanding what’s changing in money and making smarter personal finance decisions with limited downside and real upside. If building wealth and understanding money is anywhere in your future, this episode is a must listen.  Disclaimer   Show Notes: 5 Minutes to Get Crypto for Real MillionElle

    9 min

  2. FEB 9

    If You’re Worried About AI and Layoffs, Listen to This

    If work has started to feel shaky and you can’t quite explain why, you’re not alone.  AI headlines. Layoffs. Automation. Even when your job feels “fine,” there’s that quiet question in the back of your mind: Am I still going to be okay a year from now? In this episode, we talk to Rahul Desai, founder and CEO of AI America. Rahul helps shift the conversation from fear to possibility.  Not by pretending AI isn’t changing work and not by telling you to start over.  We talk about how jobs are actually evolving, why experience still matters, and how people who move calmly instead of reactively are finding real opportunities in the AI economy. You’ll hear how AI training is already being paid for by employers and government workforce programs, what “being indispensable” really means in this moment, and why curiosity beats panic every single time. This isn’t about chasing trends or becoming technical overnight.  It’s about understanding where the opportunity is, how to access it, and how to move forward with confidence instead of stress. Disclaimer   Show Notes: AI America MillionElle

    20 min

  3. FEB 6 · BONUS

    How To Be The Most Interesting Person At The Super Bowl Party

    Every Super Bowl party has the same moment when the game fades into the background, phones come out, and suddenly, everyone’s talking about money.  Sports betting and prediction markets like Kalshi and Polymarket.  Easy wins, smart trades, and "this is how people get rich now.”  The truth is, most people in that conversation don’t actually know which money game they’re playing. In this Super Bowl bonus episode of Rich Life Plan, we break down the three money games people constantly confuse, gambling, speculation, and investing, and explain why mixing them up could sabotage your ability to build real wealth over time. This isn’t an episode about football.  It’s about money psychology and how confusing entertainment with strategy can keep smart people financially stuck. If you’ve ever felt behind or unsure when money comes up, this episode helps you join the conversation, focus on what actually matters in investing and wealth building, and tune out the noise. Disclaimer   Show Notes: MillionElle

    6 min

  4. FEB 2 · BONUS

    Don't Get This Wrong About College

    Most people don’t realize this until it’s too late.  One of the biggest financial decisions you’ll ever make doesn’t feel like a financial decision at all and by the time it does, the cost is already locked in. College is a big life moment.  It's something you’re supposed to celebrate and feel proud of but it’s also one of the largest financial commitments most families will ever make. This episode reframes college financial planning before pressure, prestige, or early decision timelines quietly take over. Today on Rich Life Plan, we unpack what most people miss about college costs, student loan debt, and paying for college and why the real risk isn’t rejection, but the long-term tradeoffs that show up years later in real life. If you’re starting to question the return on investment of college  or want a calmer, clearer way to think about college debt and long-term financial flexibility, this conversation gives you a 4 step framework that protects options instead of limiting them. College isn’t just an education decision.  It’s a life decision and seeing it clearly now can change what’s possible later. Disclaimer   Show Notes: U.S. Department of Education College Scorecard College Net Price Calculator MillionElle

    9 min

  5. JAN 26

    The Real Reason Women Hesitate With Money

    Why do so many smart, capable women hesitate before making money decisions they already understand?  In this episode of Rich Life Plan podcast, we explain why financial confidence for women isn’t about mindset.  It’s about history. For generations, women were legally excluded from financial independence, credit, property ownership, and investing. The laws changed, but the habits didn’t. If you’ve ever second-guessed yourself with money, felt behind even when you’re doing things right, or lacked confidence with investing, this episode explains why. It shows that hesitation may be learned, not a personal failure, and how things change once you understand where it comes from. Disclaimer   Show Notes: MillionElle

    7 min

  6. JAN 19

    Why Your Goals Feel Hard Right Now (And How to Fix It)

    This episode is for anyone who set a New Year's goal and already feels stuck, behind, or discouraged.  If you’ve fallen off track, this episode shows you how to fix the plan instead of starting over. January 19th is known as “Quitter’s Day"; the point when motivation fades and most New Year goals quietly collapse. But that moment isn’t a verdict.  It’s information and in this episode, we use that information to build a frictionless plan that actually fits real life. This is a follow-up to a previous Rich Life Plan episode on why motivation isn’t enough. Today, we go one step further. You’ll learn how to take just a few minutes to look at why your plan didn’t work, build awareness around what got in the way, and make small, realistic tweaks so your system works with your life instead of against it. This episode walks you through how to redesign your goal system so it holds up on tired days, busy days, and imperfect days; the days most plans are never built for. Because what’s really standing between you and your goal isn’t discipline. It’s taking the time to slow down, notice what broke, and adjust the plan instead of blaming yourself. If you’re willing to give your goal a thoughtful, honest effort and build awareness instead of relying on motivation, this episode shows you how to stay in the game long enough to actually get there. Apply to be a GUEST on the show Disclaimer   Show Notes: How To Do New Year Goals Differently This Year MillionElle

    6 min

  7. JAN 12

    What to Do With Extra Cash Without Screwing It Up

    Most people don’t struggle with money because they lack information. They struggle because they don’t have a way to decide. This episode is for the moment after you’ve done the “right things”, the emergency fund, the debt payoff, the retirement contributions, and you’re left staring at extra cash, unsure what move actually makes sense next. Instead of adding more noise, charts, or hot takes, this conversation focuses on something far more practical: how to think clearly, make decisions you can stick with, and stop letting hesitation quietly work against you. If investing has ever felt overwhelming, emotional, or harder than it should be, this episode will help you replace second-guessing with structure and show you how progress actually gets made in real life.   Apply to be a GUEST on the show Disclaimer   Show Notes: 3 Ways to Quietly Ruin Your Life MillionElle

    10 min

  8. JAN 5

    The 1 Physical Habit That Can Change Your Life

    If you’re working hard, building something meaningful, and still feel tired, foggy, or tense more often than you’d like, this episode will connect some dots you may not have considered. In this conversation we talk to Karese Laguerre, founder of The Myo Spot, to talk about her entrepreneurial journey and the surprisingly powerful connection between how you breathe and how you feel.  Karese shares years of experience and practical insights about breathing, sleep, and nervous system regulation alongside real lessons from her own journey of building a business in a niche most people overlook. This episode is filled with small but meaningful takeaways: simple ways to notice when your breathing is working against you, why chronic stress quietly limits your creativity and decision-making, and how paying attention to your body can be the game changer you in need in 2026.  If you’re looking for big breakthroughs, this episode may surprise you. Sometimes it’s the smallest adjustments, in how you breathe, how you recover, and how you listen to yourself that create the most momentum.   Apply to be a GUEST on the show Disclaimer   Show Notes: 3 Ways to Quietly Ruin Your Life MillionElle

    25 min
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About

If you know you should be doing more with your money but feel overwhelmed or unsure, you are in the right place. Rich Life Plan is a podcast where money advice isn't condescending, confusing, or built for people who already have six figures in the bank.  Hosted by entrepreneur and investor Gokce Donat, this podcast is your no-BS guide to building true wealth and making confident financial decisions; one goal and one plan at a time. Each episode is bite-sized, actionable, and grounded in real life, featuring expert insights and honest conversations with people you won’t hear on the usual podcast circuit. We break down money in plain English so that it's simple and relatable.  We talk about crypto, DeFi, and why private equity is suddenly showing up in your 401(k) even if you’ve never heard those words before. We also get into mindset and habits because building true wealth isn’t just about numbers.  It’s about getting out of your own way and taking control of your future. If you’re tired of second-guessing yourself and want money conversations that help you think clearly and trust your decisions, follow Rich Life Plan and start listening.

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