Dollars With Dennis

Dennis Horr

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 2d ago

    These 5 Questions Reveal A Lot About Your Financial Plan

    Some of the most important retirement questions have very little to do with money. What will an ordinary Tuesday look like? What worries would you erase if you could? What would you do if money were no longer a concern? In this episode, Ryan walks through five questions designed to uncover purpose, priorities, regrets, and bucket-list goals so the financial plan can be built around the life someone actually wants to live. Here’s some of what we discuss in this episode: 🕙 Picture the Day: Define what daily retirement life looks like 🪄 Name the Worries: Identify the problems you most want solved 🎯 Find the Passion: What would you do if money were irrelevant? 🛡️ Learn From the Past: Use old pain points to build better guardrails 🪣 Put Dates on Dreams: “Someday” goals need a timeline Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  2. Sep 17

    Why Retiring In 2026 Is Different Than It Used To Be

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ Retirement in 2026 comes with some realities that previous generations didn’t face in quite the same way. In this episode, Dennis breaks down five major factors that can reshape a retirement plan, from longer lifespans and rising healthcare costs to inflation, active lifestyles, and financial support for adult children. The key is building a plan that accounts for today’s expenses while remaining flexible enough to adjust as life changes. Are you prepared for what retirement really looks like now? Here’s some of what we discuss in this episode: ⏳ Longer retirements: Your money may need to last decades  ✈️ More active lifestyles: Travel and hobbies require additional planning  🏥 Healthcare costs: Medical expenses can become a major retirement expense 👨‍👩‍👧 Supporting adult children: Helping family can impact your own financial security  📈 Inflation matters: Rising costs can steadily erode purchasing power  🗺️ Plan ahead: Starting two to five years early can provide more options Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  3. Sep 3

    Keep It or Toss It? A Financial Document Checklist

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/  Somewhere in a drawer, a filing cabinet, or a shoebox in the closet, most of us are holding onto financial paperwork we don't actually need. And we’re probably missing a few things we do need. Ryan sorts out what stays, what goes, and where it all belongs. Nobody loves paperwork, but a little bit of organization now saves a lot of scrambling later for you and for whoever has to help sort it out someday. When in doubt, ask us before you shred it. Here’s some of what we discuss in this episode: 📄 Shredding: Disposing of documents safely  🪪 Vital Records: Protect permanent personal documents 🏦 Loan Paperwork: Keep until fully paid 🗂️ Client Meetings: Bring complete financial records 🧾 Tax Records: Save returns for seven years Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  4. Aug 27

    Why People Keep Working In Their Retirement Years

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/  More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Ryan digs into the real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer. Here’s some of what we discuss in this episode: 🤝 Social Connections: Work provides built-in relationships ⏰ Daily Routine: Free time needs purpose 💵 Financial Concerns: Know if work’s necessary 🏠 Home Life: Retirement changes daily routines 🎯 Finding Purpose: Plan what comes next Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  5. Aug 20

    Severance, Pickleball, & A New Retirement Plan

    Today, Dennis walks through a potential retirement story in chapters. As each new detail comes in, we're going to react to it the way a financial advisor would in a real-time meeting. Ron's 64, figured a lot of this out on his own, and this is his first time sitting down with a professional. Let's see what we find and what we might do differently from here. Ron always figured he'd know when he was ready to retire. Turns out, sometimes retirement decides for you. The good news is his plan still has options (pickleball included). If your story feels like Ron's, that's exactly the conversation worth having. Here’s some of what we discuss in this episode: 🎾 New Interests: Slowing down can reveal hobbies and lifestyle options that were not part of the original plan 🏥 Healthcare Gap: COBRA, HSAs, and Medicare timing can significantly affect the transition 💵 Social Security: Claiming decisions may need to change when income disappears unexpectedly ⏳ Early Planning: Preparing years in advance can create more flexibility when circumstances change Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  6. Aug 13

    What Happens If Retirement Comes Early?

    Many people plan to retire around 65, but new research shows a large percentage are leaving the workforce several years earlier and often not by choice. Health problems, job loss, and rising healthcare expenses can suddenly force a retirement timeline to change. In this episode, Dennis explains why those extra few years matter so much and how better planning can make an unexpected early retirement more manageable. Here’s some of what we discuss in this episode: 💸 Three Years Matter: Lost contributions and early withdrawals can create a large financial gap 🏥 Healthcare Is Expensive: Covering the years before Medicare can add significant monthly costs 📊 Budgeting Becomes Critical: Knowing exactly what comes in and goes out matters more when income changes 🔄 Plan to Pivot: Starting the planning process several years early gives you more options Millions Are Retiring Earlier Than Planned. Do Advisors Need To Rethink Planning? https://www.fa-mag.com/news/most-americans-retire-earlier-than-planned--here-are-the-top-reasons-87149.html  Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  7. Jul 30

    Five Retirement Fears No One Talks About

    Discover the hidden pain points that can quietly undermine your retirement confidence. Join guest host Ryan Hoover as he explores the emotional roadblocks that often surface during the transition and explains why they can be just as important as the numbers. Stay tuned to see which of these concerns might be holding you back, and what you can do about them before they become bigger problems. Here’s some of what we discuss in this episode: 😨 Running Out: Written plans test long-term income needs 🏦 Leaving Paychecks: Clear distributions replace workplace income 🛍️ Spending Guilt: Planning creates confidence to enjoy money ⚠️ Big Mistakes: Trusted guidance helps prevent costly decisions 🔎 Pain Points: Honest conversations reveal deeper financial concerns ✅ Seek Help: Professional planning can reduce retirement anxiety Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.