Money Grows on Trees

Lloyd J Ross
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Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

  1. 2H AGO

    #314 - Why You Should NEVER Listen To Finance Influencers

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd reacts to some of the most common finance‑influencer advice and breaks down why so much of it is misleading, incomplete or outright dangerous. The episode exposes the tactics, shortcuts and narratives that sound smart online but fall apart when you look at the data, the incentives and the real‑world consequences. This video covers: ◼️ Why influencer money advice often ignores risk, context and basic maths ◼️ How viral financial takes distort what actually builds wealth ◼️ The difference between entertainment and real financial education Timestamps: 00:00:00 - Introduction 00:01:10 - Reasons to Sell Stocks (TVOD) 00:02:03 - House Money Concept 00:03:14 - Multiple Income Streams 00:04:10 - Tech Stocks and Market Trends 00:05:32 - Billionaires and Taxation 00:07:32 - Elon Musk's Compensation Strategy 00:08:05 - Stock Options and Capital Gains Tax 00:09:41 - AI Infrastructure Sector Speculation 00:10:12 - Historical Investment Bubbles 00:10:50 - Caution Against Speculative Investments 00:11:43 - Importance of Financial Education and Reliable Sources Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  2. 5D AGO

    #313 - The $100 Billion Lie That Will Destroy Crypto

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd exposes the $100 billion risk sitting at the centre of the entire crypto market. Bitcoin’s biggest threat isn’t regulation or hacks. It’s Tether, a stablecoin that has never completed a full independent audit, yet underpins most of crypto’s liquidity. The episode breaks down: ◼️ Why crypto liquidity depends on stablecoins ◼️ How a Tether confidence shock could trigger forced liquidations ◼️ Why Bitcoin’s trading ecosystem is far more centralised than people think Timestamps: 00:00:00 - Introduction 00:01:02 - What is Tether? 00:02:37 - Contagion Risk and Liquidity 00:03:50 - Historical Parallels: 2008 Financial Crisis 00:05:03 - The Fragility of Crypto 00:06:17 - The Trust Factor in Crypto 00:06:59 - The Potential for Systemic Failure Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    8 min

  3. FEB 24

    #312 - The Biggest Silver Crash In 40 Years (what’s next?)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the biggest silver crash in 40 years wasn’t a random event, and why most investors are misunderstanding what comes next. A 27% single‑day drop signals structural pressure, crowded positioning and a shift in macro expectations that few people are prepared for. The episode explores: ◼️ Why extreme moves in silver and gold are driven by fear, liquidity and narrative ◼️ How US dollar weakness, rate expectations and central bank demand fuelled the metals boom ◼️ Why the gold‑to‑oil ratio points to further downside ◼️ How crowded trades unwind and punish late buyers ◼️ Why productive, cash‑flowing assets outperform fear‑based assets over time Timestamps: 00:00:00 - Introduction 00:01:02 - Current Metals Market Overview 00:02:20 - Drivers Behind Gold and Silver Prices 00:04:27 - Historical Context of Gold and Silver Bull Markets 00:06:43 - The Impact of Kevin Walsh's Appointment 00:08:08 - Understanding Gold to Oil Ratio 00:10:35 - Predictions for Gold and Oil Prices 00:12:30 - The Case Against Investing in Gold and Silver 00:14:07 - Real-Life Implications of Gold and Silver Investments Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    16 min

  4. FEB 19

    #311 - He Predicted Bitcoin To Crash To $67k.. Here’s What He’s Calling Next

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why Bitcoin’s collapse wasn’t luck, and why the next phase could be even more brutal than people expect. Cheap money is gone, liquidity is tightening, speculative demand is evaporating and the narratives propping up Bitcoin are cracking under real economic pressure. You’ll learn: ◼️ Why Bitcoin’s rise depended on cheap money, speculation and new participants ◼️ How tightening liquidity and global rate hikes triggered the crash ◼️ Why Bitcoin behaves like a high‑beta tech stock without earnings ◼️ How sentiment, not fundamentals, drives every boom and collapse ◼️ What the next phase could look like as the market faces a real credit crunch Timestamps: 00:00:00 - Introduction 00:00:42 – Why Bitcoin Has No Fundamentals 00:02:10 – Cheap Money, Speculation and New Participants 00:03:40 – Liquidity Tightening and the Japan Carry Trade Unwinding 00:05:20 – Why Speculative Assets Fall First 00:06:30 – Bitcoin’s 24/7 Market and No Fail‑Safe Mechanisms 00:07:50 – Why Bitcoin Behaves Like a High‑Beta Tech Stock 00:09:10 – The Problem With Assets That Produce No Cash Flow 00:10:40 – Why Bitcoin’s Core Narratives Are Breaking 00:12:20 – Historical Parallels: Tulips, Dot‑Coms, SPACs and NFTs 00:13:40 – Three Possible Outcomes for Bitcoin From Here 00:15:00 – Why Cash‑Flowing Assets Always Win Long Term Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    16 min

  5. FEB 17

    #310 - The RBA Isn’t Done Yet…

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why the RBA isn’t finished and why Australians are about to feel more financial pressure than they expect. Inflation is still running hot, government spending is fuelling demand, and the next wave of data is set to force decisions that will hit mortgages, property values and household budgets. You’ll learn: ◼️ Why the belief that “rates are done” is misleading ◼️ How inflation at 3.8% is forcing the RBA to act ◼️ Why rising rates will slow property growth and squeeze households ◼️ How wages, taxes and spending are creating more financial pressure ◼️ What higher rates and unemployment risks could mean for the economy Timestamps: 00:00:00 - Introduction 00:00:16 – Inflation at 3.8% and Why It’s a Problem 00:03:48 – Why the RBA Raised Rates Again 00:05:20 – How Higher Rates Hit Borrowing Power and Mortgages 00:06:50 – Early Signs of a Property Market Slowdown 00:09:50 – Why Early RBA Cuts Made the Problem Worse 00:11:10 – Wages Falling Behind Inflation 00:12:40 – Why More Rate Hikes Are Likely 00:13:20 – The Risk of Unemployment and AI Disruption Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    15 min

  6. FEB 12

    #309- The 5 Money Secrets Millionaires Don't Want You To Know

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals the five money secrets millionaires use that most people never learn. These aren’t hacks or shortcuts. They’re the quiet, disciplined habits that build real wealth while everyone else stays trapped in the system. You’ll learn: ◼️ Why cashflow matters more than a high income ◼️ How wealthy people use debt differently from everyone else ◼️ Why assets come before lifestyle if you want freedom ◼️ How millionaires leverage time instead of trading it ◼️ Why long‑term thinking beats every short‑term strategy Timestamps: 00:00:00 - Introduction 00:01:03 - Secret 1: Build Cashflow, Not Just Income 00:01:34 - Secret 2: Avoid Bad Debt 00:02:26 - Secret 3: Buy Assets Before Lifestyle 00:03:20 - Secret 4: Value Time Over Money 00:04:24 - Book Promotion: Money Buys Happiness 00:04:34 - Secret 4 Continued: Automate, Delegate, Systematize 00:05:06 - Secret 5: Think in Decades, Not Weeks 00:06:08 - The Boring Truth About Wealth Building 00:07:01 - The Importance of Discipline 00:07:32 - Conclusion: Knowledge Applied Consistently Over Time Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    8 min

  7. FEB 10

    #308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all. You’ll learn: ◼️ Why low‑deposit schemes trap buyers in unsustainable debt ◼️ How government incentives distort the housing market ◼️ Why property isn’t the safe asset people claim it is ◼️ How migration and policy decisions are fuelling the bubble Timestamps: 00:00:00 - Introduction 00:01:58 - Housing Affordability Concerns 00:02:08 - Government Policies and Housing Market 00:03:45 - Labor Government's Housing Scheme 00:04:48 - Critique of Low Deposit Home Buying 00:05:05 - Government Help to Buy Scheme 00:06:37 - Immigration and Housing Market 00:07:11 - Criticism of Immigration Policy 00:08:51 - Renting vs. Buying Debate 00:10:22 - Global Housing Affordability Comparison 00:11:22 - Critique of Labor Government Policies Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  8. FEB 5

    #307 - If I Wanted to Survive the Recession, This Is What I'd Buy

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Most people only react after a recession hits. By then, prices have moved, fear is peaking, and the best assets are already gone. In this episode, Lloyd James Ross breaks down the three sectors he’s positioning capital in before the downturn arrives, and why these industries continue to generate income even when the economy contracts. You’ll learn: ◼️ Why healthcare demand barely falls during recessions ◼️ How oil and energy remain essential even when growth slows ◼️ Why railroads are one of the most durable, impenetrable business models in the world ◼️ The common traits these sectors share that make them recession‑resistant ◼️ How positioning early protects your wealth when unemployment rises and inflation stays high Timestamps: 00:00:00 - Introduction 00:01:24 - Sector 1: Healthcare 00:02:42 - Risks in the Healthcare Sector 00:03:24 - Sector 2: Oil and Gas 00:04:50 - The Importance of Oil in the Global Economy 00:05:53 - Cost Position in Oil Production 00:06:45 - Why Invest in Oil Before a Recession 00:07:06 - Structural Constraints in Oil Supply 00:08:41 - Historical Dominance of Oil Companies 00:09:59 - Sector 3: Railroads 00:10:10 - The Efficiency and Importance of Railroads 00:11:59 - Common Traits of Durable Sectors 00:12:32 - Positioning Capital Before a Downturn 00:14:52 - Recession Rewards: Cashflow and Essential Services 00:15:25 - Conclusion: Growing Assets in Tough Economies Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    16 min
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About

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

Information

  • Creator
    Lloyd J Ross
  • Years Active
    2025 - 2026
  • Episodes
    322
  • Rating
    Clean
  • Copyright
    © Lloyd J Ross
  • Show Website
    Money Grows on Trees