Medicare Matters with Yost Insurance

Dr. David Mullane and Dave Yost

Medicare Matters is your trusted source for clear, practical conversations about Medicare and retirement healthcare. Join host and brand ambassador Ron Verb, along with licensed agents, Dave Yost, and Dr. David Mullane, each week as they break down Medicare, explain important changes, answer common questions, and share insights that help you make confident healthcare decisions. Whether you're approaching Medicare, already enrolled, or helping a loved one navigate the process, you'll find simple conversations, real answers, and expert guidance you can trust.

  1. 3d ago

    Medicare in 2027: Big Changes, Hidden Costs, and Why You Need to Review Your Plan

    Medicare's Annual Enrollment Period is officially underway, and significant changes are coming for 2027. On this episode of Medicare Matters, David Yost of Yost Insurance explains why reviewing your Medicare coverage before the December 7 deadline is more important than ever. From rising prescription drug plan premiums and changing Medicare Advantage benefits to hospital network negotiations, higher out-of-pocket costs, and plans leaving the market, there is plenty for Medicare beneficiaries to consider. You'll also learn why the lowest-cost plan isn't always the best choice, how Medicare Supplement Plan G compares across insurance companies, and what options are available if you need to make changes after December 7. Don't assume your current coverage will work the same way in 2027. A simple annual review could help you avoid costly surprises. For a free, no-obligation Medicare review, contact Yost Insurance at 330-892-0384 or visit yostinsurance.com.

    Medicare in 2027: Big Changes, Hidden Costs, and Why You Need to Review Your Plan

  2. Oct 13

    2027 Medicare Changes: Why Your Annual Plan Review Matters More Than Ever

    Medicare plans are changing for 2027, and some of those changes could have a significant impact on your healthcare coverage and your wallet. In this episode of Medicare Talk Radio, host Ron Verb joins Medicare specialists Dave Yost and Dr. David Mullane to discuss what beneficiaries need to know as Medicare's Annual Enrollment Period approaches. From rising prescription drug premiums and changing medication costs to provider networks and out-of-pocket expenses, the conversation highlights why staying with your current plan without reviewing your options could be a costly mistake. In this episode, we discuss: What to look for in your Annual Notice of Change Important changes to Medicare Advantage and Part D plans for 2027 Why a $0 premium doesn't always mean the lowest overall cost Understanding the new $2,400 Part D out-of-pocket cap How Medicare decisions affect retirees living on fixed incomes Financial challenges facing seniors after losing a spouse Why reviewing your coverage every year is so important Medicare's Annual Enrollment Period runs October 15 through December 7. Don't wait until January to discover that your coverage or costs have changed. Yost Insurance Agency offers no-cost, personalized Medicare plan reviews to help you understand your options and make informed decisions. 📞 330-892-0384🌐 www.yostinsurance.com Listen to Medicare Talk Radio on NewsRadio 570 WKBN and your favorite podcast platforms. An educational program provided by Yost Insurance Agency.

  3. Oct 5

    Rising Medicare Supplement Costs: Understanding Your Options Before AEP

    Are rising Medicare Supplement premiums putting pressure on your retirement budget? Join Ron Verb, Dave Yost, and Dr. Dave Mullane as they explore Plan G, high deductible Plan G, and Medicare Advantage, including the tradeoffs between monthly premiums and out-of-pocket costs. This episode also covers how Medicare enrollment affects HSA contributions, medical underwriting when changing supplement coverage, and Medicare Advantage trial rights. Plus, learn why your Annual Notice of Change deserves a close look and why checking your doctors, prescriptions, and benefits matters before the Annual Enrollment Period, October 15 through December 7. For a no-cost, personalized Medicare review, contact Yost Insurance in Columbiana at 330-892-0384.

  4. Sep 20

    Are You Choosing the Right Medicare Insurance Plan?

    Medicare can feel complicated—but understanding your options doesn’t have to be. In this episode of Medicare Talk Radio, renowned radio host Ron Verb sits down with David Yost of Yost Insurance for a back-to-basics conversation about how Medicare works and the choices beneficiaries face. David breaks down Original Medicare Parts A and B, Medicare Supplement options including Plan G and Plan N, and Part D prescription drug coverage. The conversation then turns to Medicare Advantage, including networks, copays, out-of-pocket costs, prescription coverage, dental and vision benefits, and why the right choice can depend heavily on your doctors, medications, travel habits, and individual needs. They also discuss why Medicare beneficiaries should review their coverage each year as the Annual Enrollment Period (October 15–December 7) approaches—and why consumers should be cautious about unsolicited Medicare calls. Whether you're approaching Medicare for the first time or already enrolled, this episode provides a straightforward overview designed to help you better understand your options and make an informed decision. Medicare Talk Radio — Simple Conversation, Real Answers.

  5. Sep 10

    Why I Switched: One Medicare Beneficiary’s Real-Life Journey

    Choosing between Original Medicare with a Medicare Supplement and Medicare Advantage is not simply about finding the lowest premium. It is about deciding which combination of cost, access, predictability, and financial risk best fits your life. In this episode of Medicare Talk Radio, Ron Verb and Dave Yost welcome Yost Insurance agent Clay Campfield, who offers a perspective few agents can provide. Before joining the agency, Clay was a Medicare client who personally experienced both types of coverage. Clay explains why his health history initially led him to choose Original Medicare with a Plan G supplement, why rising premiums eventually caused him to consider Medicare Advantage, and how he evaluated the savings and potential out-of-pocket costs before making the change. The conversation also covers provider networks, Part B premium reductions, maximum out-of-pocket limits, Medicare trial rights, and the importance of reviewing your coverage every year. There is no single Medicare plan that is right for everyone. Your health, medications, doctors, lifestyle, budget, and comfort with financial risk should all be part of the decision. Medicare Talk Radio: Simple Conversation. Real Answers. Keeping You Informed. Need help understanding your Medicare options? Contact Yost Insurance at 330-892-0384 or visit www.yostinsurance.com. Yost Insurance is not connected with or endorsed by the federal Medicare program. By calling the number provided, you will be connected with a licensed insurance agent.

  6. Sep 4

    Turning 65? What You Need to Know About Medicare.

    Turning 65 brings important Medicare decisions, and waiting until the last minute can lead to confusion, missed deadlines, or unnecessary costs. In this episode of Medicare Talk Radio, Ron Verb is joined by David Yost and Dr. David Mullane to explain when you can enroll in Medicare, what happens if you are already receiving Social Security, and why planning should begin well before your 65th birthday. They also discuss the differences between Original Medicare with a Medicare Supplement and Medicare Advantage, possible changes to standalone Part D prescription plans, and why everyone on Medicare should review their coverage during the Annual Enrollment Period. Medicare does not have to be overwhelming. A knowledgeable local Medicare professional can help you understand your options and make an informed decision based on your health, medications, lifestyle, and budget. Simple Conversation. Real Answers. Keeping You Informed.

  7. Aug 27

    Why Reviewing Your Medicare Coverage Every Year Matters!

    Medicare can change from year to year, and so can your health care needs. In this episode of Medicare Talk Radio, Dave Yost and Dr. David Mullane join Ron Verb to break down what Medicare beneficiaries should be watching as we approach the Annual Enrollment Period. The conversation covers the differences between Original Medicare and Medicare Advantage, what happens when Medicare Advantage plans leave a service area, and why ongoing negotiations between insurance carriers and hospital systems can create uncertainty for local seniors. They also explain the importance of reviewing provider networks, prescription coverage, premiums, copays, and the Annual Notice of Change you receive each fall. You'll also hear why people with Medicare Supplement coverage should periodically review their options, including the potential to lower premiums by changing carriers when underwriting requirements can be met. Plus, the team tackles some of the confusion surrounding changes to Medicare Part D, including the Inflation Reduction Act, prescription drug out-of-pocket limits, and changes to the federal demonstration program that has helped subsidize Part D costs. Most importantly, Part D is not going away.Whether you have Original Medicare, a Medicare Supplement, Medicare Advantage, or Part D coverage, this episode explains why an annual Medicare review can help make sure your coverage still fits your health care needs and your budget. Medicare Talk Radio: Simple Conversation. Real Answers.

  8. Aug 12

    Big Medicare Decisions: What Every Beneficiary Should Understand

    Choosing Medicare coverage is one of the most important decisions you can make as you approach retirement, but how do you know which option is right for you? In this episode of Medicare Talk Radio, Dr. David Mullane joins Ron Verb to break down the differences between Original Medicare with a Medicare Supplement and Medicare Advantage. They discuss premiums, out-of-pocket costs, provider networks, prescription drug coverage, Plan G versus Plan N, and why your health, medications, budget, and lifestyle should all be considered before choosing a plan. They also look ahead to 2027, including potential changes to Medicare Part D, why beneficiaries could see changes to premiums and formularies, and why this year's Annual Enrollment Period could be especially important. Most importantly, this episode explains why Medicare isn't a one-size-fits-all decision and why working with a knowledgeable local agent who takes the time to understand your individual situation can make such a difference. Medicare Talk Radio is about straightforward conversations, practical information, and helping you make more informed Medicare decisions.

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Medicare Matters is your trusted source for clear, practical conversations about Medicare and retirement healthcare. Join host and brand ambassador Ron Verb, along with licensed agents, Dave Yost, and Dr. David Mullane, each week as they break down Medicare, explain important changes, answer common questions, and share insights that help you make confident healthcare decisions. Whether you're approaching Medicare, already enrolled, or helping a loved one navigate the process, you'll find simple conversations, real answers, and expert guidance you can trust.

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