The Happy Retirement Show with Victor Gray and Colin Hurst

Victor Gray, RICP® and Colin Hurst, CFP®
  • 4.3 (3)
  • Investing

Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is here to help you achieve your financial goals, protect your assets, and leave a lasting legacy. Learn more by visiting https://ghwealthadvisors.com/ or by calling (513) 984-5999. And don't forget to check out the podcast on YouTube at https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

  1. Aug 20

    Is Your Retirement Plan Going the Right Way?

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Is your current strategy actually taking you where you want to go? Having investments does not automatically mean you have a complete retirement plan. Today, Colin and Victor explain why retirement planning should begin with the destination, not simply the financial road you happen to be on today. They introduce the five areas that make up their ROUTE framework and show how one decision can affect income, taxes, healthcare, and legacy planning.  Here’s some of what we discuss in this episode: ❓ Right Questions: Goals should guide every financial decision 🧭 Holistic Planning: Five connected areas shape retirement success 💵 Optimized Income: Coordinate assets, pensions, and Social Security 🏥 Unplanned Health Costs: Prepare for unexpected retirement care costs 📜 Estate Planning: Define what happens to remaining assets 🔗 Connected Decisions: One choice can affect several planning areas ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  2. Aug 13

    Volatility or Downturn? Know the Risk to Your Retirement

    📱 Ready to retire happy? Schedule a no-cost, no-obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Market swings can feel scary, but they don’t have to derail your retirement. In this episode, we break down the crucial difference between volatility and true market downturns and why that distinction matters for your long-term plan. Not every market drop is the same, and understanding the difference can have a major impact on your retirement strategy. Here’s some of what we discuss in this episode: 📈 2026 Check-In: Markets have held up despite uncertainty ⚖️ Volatility vs. Downturn: Short swings differ from prolonged declines 🎯 Necessary Risk: Extra return may not justify added danger 💡 Tax Opportunities: Market drops can support Roth conversions 🚨 Retirement Sustainability: Withdrawals magnify prolonged market losses ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  3. Aug 6

    Scams Are Getting Smarter: How to Protect Your Money

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Scammers are becoming more convincing, more sophisticated, and harder to recognize. In this episode, Colin and Victor share real-world examples of financial fraud and explain why verification matters more than ever. They also offer practical ways to protect your money, your identity, and your family from increasingly believable scams. Could you spot the scam before it was too late? Here’s some of what we discuss in this episode: 🚨 Scam Awareness: Strange requests should immediately raise suspicion 🔍 Verify First: Confirm identities through trusted official channels 💸 Investment Fraud: Fake opportunities can erase lifelong savings 📵 Protect Privacy: Share travel details only after returning ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  4. Jul 30

    Are You Prepared for the Unexpected?

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Not all “plans” are as solid as they seem, especially when life takes an unexpected turn. In this episode, we explore how thoughtful preparation can help you stay in control, even when circumstances change. You’ll discover why it’s so important to align your intentions with a clear, cohesive strategy. Is your estate plan built around your wishes, or just a stack of expensive paperwork? Tune in to make sure your future, and your family’s, aren’t left to chance. Here’s some of what we discuss in this episode: 🕯️ Prepare for Loss: A spouse’s death changes everything financially 🎯 Wishes First: Choose documents only after defining goals 🧾 Unfunded Trusts: Expensive documents may accomplish absolutely nothing 🚫 Avoiding Probate: Beneficiary designations can bypass probate directly 🧩 Blended Families: Trusts can protect complex family wishes ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  5. May 28

    Your Net Worth Might Be At Risk…

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ In this episode, Colin and Victor discuss a difficult but important question: what happens to everything you’ve worked for if your plan falls apart? They share real-life horror stories of missing documents, vanished trusts, and families stuck in brutal probate. Plus, find out how to gauge your “level of concern” and whether your current plan truly protects what you’ve built. Here’s some of what we discuss in this episode: ⚠️ Small Mistakes Get Expensive: Poor planning can quietly cost families thousands 📄 Estate Plans Matter: Missing or outdated documents create major problems later 🧩 Retirement Is Interconnected: Taxes, healthcare, investing, and estate planning all work together 📉 Risk Goes Beyond Markets: Unexpected life events can derail even strong portfolios 🧭 Planning Creates Protection: A holistic strategy helps reduce future uncertainty The 5 Areas of a Holistic Retirement Plan: https://www.buzzsprout.com/2441833/episodes/19182776 ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  6. May 21

    The 5 Areas of a Holistic Retirement Plan

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Are you on the right route to retirement, or just hoping it all works out? In this episode, Victor and Colin break down the five critical areas of a holistic retirement plan and show how a decision in one area can quietly impact all the others. Also, don’t miss their Level of Concern Survey, a quick, no-cost way to see where you’re well-prepared and where you may need a course correction on your retirement route. Here’s some of what we discuss in this episode: 🧩 Everything Connects: Retirement decisions rarely operate independently 💸 One Move Creates Ripple Effects: Income, taxes, Medicare, and investing all interact 🏥 Healthcare Matters More: Medical costs can impact the entire retirement picture 📉 Risk Isn’t Just Markets: Taxes and withdrawal strategy matter too 🧭 Clarity Reduces Anxiety: A holistic plan helps people feel more confident moving forward ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  7. May 14

    The Real Risks That Can Derail Your Retirement

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Most people think about risk in retirement as market volatility. But that’s only part of the story. In reality, retirement is exposed to a range of risks that can quietly derail even a well-built plan. Colin and Victor uncover the real risks retirees face and why having a plan for what could go wrong is what actually gives you the freedom to enjoy what will likely go right. Here’s some of what we discuss in this episode: 💥 Risk in Retirement: It’s fine to take risk- just not with your entire plan 🏥 Health Care Exposure: One care event can reshape everything financially 🛞 Plan For What Ifs: Backup plans create confidence and flexibility 📉 Hidden Risks Matter: Taxes, inflation, and costs can quietly erode plans 📞 Get Clarity Fast: A quick review can reveal overlooked vulnerabilities ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

  8. May 7

    What Market Volatility Means For Retirement

    📱 Ready to retire happy? Schedule a no-cost, no obligation consultation with us here: https://ghwealthadvisors.com/contact-us/ Market swings feel different when you’re nearing or living in retirement. Colin and Victor revisit what real volatility looks like and why recent “quick recoveries” may be giving investors a false sense of security. They explain how downturns actually impact your income, why averages can be misleading, and what happens when you’re pulling money out during a decline. Here’s some of what we discuss in this episode: 💸 Sequence risk: Withdrawals during downturns do lasting damage  📉 Averages vs reality: You can’t spend hypothetical returns ⏳ Recovery timing: Not all markets bounce back quickly  ⚖️ Risk capacity: What you can afford matters more than comfort  🎯 Income strategy: Structure matters more than returns ___________________________________________ Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

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Ratings & Reviews

4.3
out of 5
3 Ratings

About

Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is here to help you achieve your financial goals, protect your assets, and leave a lasting legacy. Learn more by visiting https://ghwealthadvisors.com/ or by calling (513) 984-5999. And don't forget to check out the podcast on YouTube at https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

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