The Fortunate FISHES Podcast

Charlie Garcia
  • 5.0 (4)
  • ENTREPRENEURSHIP

R360 Global's "Fortunate FISHES Podcast" offers viewers an exclusive look into the entrepreneurial journey of individuals who have achieved an ultra high net worth. We focus on wealth & business Insights, building financial communities, and legacy building for those who want to understand and achieve wealth. At R360, we see wealth as something much bigger than accumulating money. We see wealth as Financial, Intellectual, Social, Human, Emotional, and Spiritual capital - which spells FISHES. In this podcast we're going to showcase many fortunate FISHES, learn about their journey, and offer valuable lessons to our viewers who want to achieve their own success.

  1. 4D AGO

    "Your Legacy Isn't Your Money" | Behind R360's Most Iconic Documentary Storyteller | Silvia Costa

    Silvia Costa has sat in the living rooms of 31 ultra-high-net-worth families — worth an average of $600M — and asked them one question no financial advisor ever will: "What do you want to tell the great-grandchildren you'll never meet?" What comes out is not investment philosophy. It's something far more valuable. She spent two decades producing "The Business Profile" for CNBC Europe, BBC America, and Financial Times TV across 72 countries. Then she walked away to document the human side of dynastic wealth — what it's built on, and what destroys it by the third generation. The Art With Truth Framework: → Never arrive with a script. The story tells you what it is. → The ending is almost always connected to the beginning — find the thread first. → Contradictions aren't problems to resolve. They're the truth. One member in California said at the end of his filming session: "No more therapy for a month — this was enough." Another member filmed hers while receiving chemotherapy for pancreatic cancer. Her family now visits her gravesite in Miami and scans a QR code on her headstone to watch her speak directly to generations she would never meet. That is what a legacy film actually does. What thriving multi-generational families share: → Family unity held as non-negotiable — not agreement, unity. → Emotional capital: the ability to process love across generations. → Values transmitted alongside wealth, not after it disappears. 80% of R360's membership are first-generation wealth creators. The research is clear: without the story behind the money, the money is gone by generation three. Silvia Costa has built the system that changes that. Books mentioned: Love Work:Live Life — David Oliver Good to Great — Jim Collins For founders, wealth creators, and family office principals who understand that capital without context is just a countdown. Subscribe for more insights from leaders redefining what it means to be truly wealthy.   Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/   Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #UHNW #FamilyOffice #LegacyPlanning #WealthManagement #MultiGenerationalWealth #FamilyWealth #PrivateWealth #WealthCreators #Entrepreneurship #LegacyFilms #DocumentaryFilm #FortunateFishes #R360 #FamilyGovernance #WealthPreservation #UltraHighNetWorth #FounderStory #BusinessLegacy #WealthTransfer #FamilyBusiness "Message us"

    1h 24m

  2. APR 21

    14 Years on the Equities Desk: The Truth About Big Money Trading | Luis d'Amato

    Most advice on wealth is written by people who've never traded through hyperinflation, been on a trading floor on 9/11, or built a firm after being legally barred from their industry for eight years. This conversation is different. Luis D'Amato spent 20 years inside Hedging Griffo — Brazil's legendary trading house acquired by Credit Suisse — then walked away with an eight-year non-compete to build Aston Capital Management from zero in Miami. He now manages $700M across US taxpayers and international families. The Aston 7-Asset Endowment Allocation: → 25% equities (low end of range — valuations stretched after three strong years) → 5% hedge funds (discretionary macro for negative correlation) → 10% cash (tight credit spreads don't pay you to take risk) → 25% public credit → 10% private equity / venture → 10% private real estate (tax-advantaged for US payers) → 15% private credit — never sponsor-backed direct lending On 9/11, Luis was on the phone with his Bear Stearns counterpart when the second plane hit. A director on his desk said it was impossible — it couldn't be a second plane. Brazil's exchange closed within the hour. The lesson wasn't about markets. It was that the people closest to the information are often the last to believe what's actually happening. Three red flags when hiring a wealth advisor: → They work at a bank (not a fiduciary — shareholders come first) → They earn on trading commissions (incentive to churn your account) → You can't see the fees (rebates and spreads buried in products) Why this matters past $10M: The real alpha isn't in stock picking. It's rebalancing discipline, tax-aware allocation across liquid and illiquid buckets, and access to niche managers too small for the big bank platforms. Luis runs the same allocation for a $100K Aston Fund investor that he runs for $10M+ wealth clients. That's what fiduciary actually looks like. Books Mentioned: Do Nothing! Discover the Power of Hands-Off Leadership (Keith Murnighan) Die With Zero: Getting All You Can from Your Money and Your Life (Bill Perkins) The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness (Morgan Housel) The Good Life: Lessons from the World's Longest Scientific Study of Happiness (Robert Waldinger & Marc Schulz) Que Bobagem! (Natalia Pasternak & Carlos Orsi) — Portuguese only Scientific American — Magazine The Great Partnership: Science, Religion, and the Search for Meaning (Rabbi Jonathan Sacks) Late Admissions: Confessions of a Black Conservative (Glenn C. Loury) For founders post-exit, family office principals, and anyone whose private banker has never said the word "rebalance." Subscribe for more insights from leaders redefining what it means to be truly wealthy.   Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/   Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #UltraHighNetWorth #FamilyOffice #WealthManagement #PrivateCredit #PortfolioAllocation #Endowment #HedgeFunds #PrivateEquity #FiduciaryAdvisor #AssetAllocation #PostExitPlanning #FortunateFISHES #CharlieGarcia #LuisDAmato #AstonCapital #HedgingGriffo #CreditSuisse #EmergingMarkets #BrazilInvesting #MiamiWealth #IronmanMindset #DieWithZero #MorganHousel #KelloggMBA #CFA #AlternativeInvestments #RIA #OffshoreInvesting #WealthTransfer #LegacyPlanning "Message us"

    1h 32m

  3. MAR 31

    Built a Global Retail Empire at 21, Then Sold It for 8 Figures | Anthony Ng Monica

    Anthony Ng Monica from London refused to fail in both business and life. He built a company called Swogo with no co-founders, no venture capital, and no connections. Then sold it for eight figures, all cash. Anthony did it by understanding something most founders never figure out: enterprise sales is not about selling. It's about helping someone buy, protect their job, hit their targets, and make their team look good. He doesn't talk about hustle. He talks about systems — for decisions, for exits, for the body — and why founders who skip the last one eventually pay for it. What makes this conversation different is the specificity. No motivation, no frameworks dressed up as insight. Just a 12-year-old scraping Yellow Pages, a 21-year-old cold-emailing VCs for intern jobs he never intended to keep, and today a founder who built inside Walmart, Best Buy and Sephora one audacious cold outreach at a time — including Brazilian beer sent to a Walmart executive that got destroyed by security. He still got the meeting. The Competitor Sacrifice Framework — closing 8 of the 10 largest consumer electronics retailers globally: → Identify the conglomerate with the most subsidiaries — your real prize → Offer the competitor a free trial to generate leverage, not revenue → Walk into your target and say "their competitor is already live" — urgency manufactured, deal closed The Information Asymmetry Exit: → Read every quarterly earnings report of your top customers — know their business better than they do. → When Best Buy signaled category slowdown internally while analysts called e-commerce unstoppable, he sold. → The buyer never saw it coming. He did. That's the exit. The Decision Probability Framework: → Assign every major decision a probability: 10%, 50%, or 90%. → When uncertain, always round down. → Take the highest-probability path, commit fully, and accept the outcome — it's a numbers game, not a talent game. After the exit, Anthony didn't retire. He noticed what most founders miss until it's too late — a decade of peak performance quietly degrades the moment the motivation disappears. The machine that generates the exit is the founder's body, mind, and decision-making clarity. So he built Daily Body Coach (dailybodycoach.com): high-touch health optimization for executives and entrepreneurs who travel, eat out, and want to perform at the highest level without living like an athlete. Each client gets a dedicated team — trainer, nutritionist, and PhD-level psychologist — matched using a proprietary profiling system built around one insight: 30% of outcomes come purely from the coach-client relationship. The plan adapts to your lifestyle and predicts when you're about to go off track and course-correct before it happens.  The goal is simple: make high performance your permanent identity, not your next 90-day project. Books Mentioned: The Secret —  Rhonda Byrne Pitch Anything — Oren Klaff The Catalyst — Jonah Berger For the founder who has already won once and is building the next thing with more intention, more leverage, and far less patience for anything that doesn't compound. Subscribe for more insights from leaders redefining what it means to be truly wealthy.   Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/   Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #EnterpriseGrowth #EightFigureExit #BootstrappedToExit #UltraHighNetWorth #ExitStrategy #B2BSales #EnterpriseSales #ConsumerElectronics #RetailTech #WealthCreation #FounderStory #FortunateFishe "Message us"

    1h 26m

  4. MAR 10

    "Can Kindness Stop a War?" The Science Behind Humanity's Most Ignored Superpower | Jaclyn Lindsey

    Most people in the room with $600M in average net worth don't want to hear about kindness. Until they see the data.  Jaclyn Lindsey — co-founder and CEO of Kindness.org — walks into those rooms and flips the assumption. The science wins every time. Jaclyn built a 10-year research organization with an Oxford-affiliated scientist, quantified kindness into a measurable quotient (the KQ), and deployed it across 500,000 students in 80 countries with zero paid marketing. She discovered kindness isn't a soft skill. It's your highest ROI asset. Before that, she helped Scott Harrison take Charity Water from a scrappy startup to over $100M raised, specializing in major gifts from ultra-high-net-worth donors. The KQ Framework — Measuring What Executives Ignore: → Kindness is 20-25% genetic. The rest is a trainable muscle. Unlike IQ, it's not fixed → Six-company Bloomberg-covered study: employees ranked kind treatment above compensation → A single act of kindness is the most effective intervention to improve well-being for two people simultaneously — peer-reviewed meta-analysis of 27 papers When Jaclyn was 19, she overdosed — a decade after being voted class president and captaining the soccer team. What happened in between was years of relentless bullying that slowly dismantled every ounce of the girl who once thought she'd be the first female president, until dark thoughts and drug use became the only way to cope. She barely made it to her 20th birthday. That survival became her mission statement: you're lucky to be alive — now prove it mattered. The ABCs of Kindness (kindness.org's operational definition): → Always an Action — not a feeling, not an intention → Intended to Benefit — the other person, not just yourself → At a Cost — your time, comfort, or convenience After a certain threshold of wealth, legacy stops being about what you built and starts being about how you made people feel. Charlie Garcia's 10-page legacy document — written with his family, updated annually — isn't a list of accomplishments. It's a record of impact on individual lives. At $100M+, that's the only balance sheet that doesn't depreciate. Books Mentioned: Be Kind: A Year of Kindness, One Week at a Time (Jaclyn Lindsey) The Structure of Scientific Revolutions (Thomas Kuhn) Into the Magic Shop (Dr. James Doty) Influence: The Psychology of Persuasion (Robert Cialdini) Games People Play (Eric Berne) For founders, family office principals, and philanthropists who've realized that capital without human capital is a leaking vessel. Subscribe for more insights from leaders redefining what it means to be truly wealthy.   Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/   Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #UltraHighNetWorth #ImpactInvesting #PhilanthropicLeadership #Kindness #LegacyPlanning #KindnessQuotient #R360 #CharityWater #SocialEmotionalLearning #LeadershipDevelopment #WellbeingROI #FortuneFishes #ConsciousCapitalism #ScottHarrison #JaclynLindsey #CharlesGarcia #MindfulLeadership #HumanCapital #EvidenceBasedKindness "Message us"

    1h 26m

  5. FEB 17

    Lost $20M in 20 Minutes. Slept in My Car. Built $500M | Damion Lupo

    In 2005, Damion's grandmother sent him a letter that read: " Damion, you should stay single. You're too much of a selfish ass hole. You should not be with anybody."  Three years later, the universe delivered a harsher message: he lost $20 million in 20 minutes, slept in his car, and was $5 million in debt. Most people who lose everything don't come back. Damian Lupo built a $500M construction company that's rewriting how America builds houses - and raised $250 million from individuals, not institutions. The Foundational 15% (Why 9/10 Businesses Fail): → Vision and values before logos and business cards → World-class people over cheap people (cheap costs you money) → Appropriate capital (undercapitalization kills more businesses than bad ideas) He committed $40M to FrameTech without having it. "I had a community I'd nurtured for years—people hungry for investments that created value, not just returns." Two weeks later, the wire hit. That's not luck. That's relationship capital compounding over decades. The Speed of Trust in Action: → When operators need $2M not in the budget, they get a wire in 15 minutes → No thumb on their neck, no spreadsheet interrogation → Result: Zero turnover, Berkshire calling, Governor recognition On Financial Freedom (It's Not What You Think): → Cash, Cash Flow, Confidence—most people forget the third C → Henry Ford's test: "I'd have it back in five years" → People with millions still wake up terrified; that's not freedom His father died with regret: "There were so many things I wanted to do." Damian sat there crying, watching someone run out of time. Watch the full conversation to find out how that moment rewired everything. Books Mentioned: Reinvented Life (Damian Lupo) Unicornomics (Damian Lupo) The Speed of Trust (Stephen Covey) Die With Zero (Bill Perkins) Rich Dad Poor Dad (Robert Kiyosaki) Power vs Force (David Hawkins) Disciplined Entrepreneurship (Bill Aulet) Chasing Daylight (Eugene O'Kelly) For founders who've built wealth but haven't built trust capital yet. Subscribe for more insights from leaders redefining what it means to be truly wealthy. Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/ Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #WealthStrategy #UHNWLife #FamilyOffice #FounderMindset #PrivateEquity #SerialEntrepreneur #AlternativeInvestments #WealthPreservation #ConsciousCapitalism #EntrepreneurMindset #HighNetWorth #InvestorMindset #BusinessResilience #WealthCreation #PrivateWealth #R360 #FortuneFishes #LegacyWealth #ConstructionInnovation #HardAssets "Message us"

    1h 29m

  6. JAN 27

    The Wealth Advisor Red Flags No One Tells You | Will Finnerty

    Will Finnerty has served 72 families through nine-figure exits and has earned ZERO salary. Pure P&L.  His paycheck dropped 60% in 18 days during COVID—because his compensation is tied directly to client outcomes. Most advisors tell you what to buy. Will spent 16 years teaching entrepreneurship at Georgetown University and 31 years learning what actually keeps multi-generational wealth intact. The answer has nothing to do with municipal bonds. The Three Buckets Framework: → Liquidity: 3-5 years of expenses (because nasty markets take that long to recover) → Longevity: Managed like a pension (cascading into liquidity annually) → Legacy: Managed like an endowment (where you stop needing to touch it) Will married and divorced within six months right out of college. That failure became the foundation for his House of Equilibrium - a framework he taught to hundreds of students.  The founder of the franchise Sweet Greens started in his class. So did Arrow Advertising. The lesson: your daily habits determine your identity, not your goals. Red Flags When Selecting an Advisor: → More than 60 client relationships → Any ding on their U4 without explanation → They haven't shown you their own portfolio The question no advisor asks: "Can I meet your spouse?" If you can't break bread with their family, you're hiring a resume, not a person. UBS holds accounts for half the world's billionaires, not because of returns - you can get an index fund at Vanguard. Families stay because someone picks up the phone at 2am and says what Will's wife would put on his tombstone: "I'll take care of it." Books Mentioned: Atomic Habits (James Clear) How to Win Friends and Influence People (Dale Carnegie) Think and Grow Rich (Napoleon Hill) Man's Search for Meaning (Viktor Frankl) The Complete Family Wealth (Hughes, Massenzio, Whitaker) For founders 18 months from exit who haven't thought about what happens the day after the wire hits. Subscribe for more insights from leaders redefining what it means to be truly wealthy. Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/ Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES #PrivateWealth #FamilyOffice #WealthManagement #UHNW #UBS #ExitPlanning #MultiGenerationalWealth #FounderExit #LiquidityEvent #WealthPreservation #FamilyGovernance #PrivateBanking #AssetAllocation #WealthTransfer #FinancialAdvisor #IntrapreneurMindset #FortunateFISHES #R360 #StrategicCoach #legacyplanning "Message us"

    1h 45m

  7. JAN 20

    "Saturdays Didn't Exist for 5 Years" - $1,700 to $1B Exit Framework | Sofia Castro

    She was 19, pregnant, and on government assistance. He was 22 with no car, no diploma, and three failed businesses. Her mother pulled $1,700 from her bra and made them promise not to waste it. Thirty-five years later - billion-dollar exit, 2,800 rental doors, 100-year family legacy in motion. The Focus Framework (What Actually Worked): → Daily checklist → Monthly goals → Quarterly targets → 5-year vision → No Saturdays or Sundays for the first five years → "Horse blinders"—zero outside noise until the machine runs itself Sophia and Bobby tried building Craigslist in 1989—through newspaper ads—and failed. Then micro-loans. Failed. The difference with BHG Financial wasn't the idea. It was refusing to treat business "like a game" anymore. The 2008 Leverage Lesson: They bought $82M in real estate at 110% LTV. Hurricane hit. Insurance wrong. The financial crisis crushed them. They went to closing tables, writing checks to sell buildings. Now they operate at 55% LTV across 14 buildings. "Underwrite for 50% of tenants not paying." The 3 C's (35 Years of Marriage While Building Together): → Communicate—actually listen, not wait to react → Compromise—meet at the 50-yard line, not sacrifice → Compliment—fertilize the relationship or it dies Why This Matters for UHNW: Every entrepreneur knows someone with talent and no traction. The gap is almost never intelligence. It's the willingness to eliminate Saturdays for half a decade while everyone calls you crazy. Books Referenced: How to Win Friends and Influence People (Dale Carnegie) For entrepreneurs who've heard "you can't" and chose not to listen. Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/ Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES "Message us"

    1h 21m

  8. JAN 15

    Harvard's Best on AI, Space Investment, and the Search for Technological Markers | Avi Loeb - Part 2

    A Harvard department chair told Avi Loeb the job would consume 90% of his time. He did it in 20%—while holding two other leadership positions simultaneously. The difference wasn't talent. It was architecture. Loeb doesn't play by academia's rules. Tenure in three years. Founding director of Harvard's Black Hole Initiative. Currently hunting for extraterrestrial technology while most scientists mock the question. His approach to leadership and science challenges everything the establishment holds sacred. The 30% Leadership Framework: → Think like an architect, not a manager—design direction, not tasks → Radical transparency eliminates friction and suspicion → Delegate authority by making people believe in the mission, not the hierarchy He ran three Harvard leadership positions plus chaired the National Academies board—all while protecting 70% of his time for actual research. His predecessor said it couldn't be done. The Players vs Commentators Distinction: → Science popularizers report on others' work—they cannot score goals → Practicing scientists can be wrong, but they can also discover → Commentators optimize for being liked; players optimize for truth On Mars Colonization: "It's a death sentence. Two rocks that happen to be nearby." His contrarian take: redirect $1 trillion annually from military budgets toward space platforms that actually sustain human life. The vision most billionaires won't articulate because it requires 50-year thinking. The man advising the Breakthrough Foundation's Starshot project and installing observatories on the Las Vegas Sphere isn't chasing popularity. He's chasing evidence—and structuring his life to maximize the probability of finding it. Subscribe for more insights from leaders redefining what it means to be truly wealthy. Interested in becoming a member of R360 Global? Visit our website: https://www.r360global.com/ Charlie's LinkedIn: https://www.linkedin.com/in/charlespgarcia/ Charlie’s Substack: https://substack.com/@cpgarcia?  Instagram: https://www.instagram.com/fortunatefishes/  X: https://x.com/R360FISHES "Message us"

    34 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

R360 Global's "Fortunate FISHES Podcast" offers viewers an exclusive look into the entrepreneurial journey of individuals who have achieved an ultra high net worth. We focus on wealth & business Insights, building financial communities, and legacy building for those who want to understand and achieve wealth. At R360, we see wealth as something much bigger than accumulating money. We see wealth as Financial, Intellectual, Social, Human, Emotional, and Spiritual capital - which spells FISHES. In this podcast we're going to showcase many fortunate FISHES, learn about their journey, and offer valuable lessons to our viewers who want to achieve their own success.

Information

  • Creator
    Charlie Garcia
  • Years Active
    2025 - 2026
  • Episodes
    35
  • Rating
    Explicit
  • Copyright
    © 2026 The Fortunate FISHES Podcast
  • Show Website
    The Fortunate FISHES Podcast

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