Your Property Guide - The YPG Podcast

Your Property Guide - YPG Podcast
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Welcome to Your Property Guide, the podcast that empowers everyday Australians with expert insights, education, and the latest market information, giving you confidence to succesfully navigate the Australian property market. Whether you're just starting out or a seasoned investor looking to take it to the next level, YPGco is your go-to for valuable updates and expert insights. Make smarter property decisions and stay ahead of the game. Tune in and level up your property journey with You Property Guide. *The information shared on this podcast is for educational purposes ONLY and should not be considered professional advice. While we strive to provide accurate and up-to-date insights, the content may not apply to your individual circumstances. We recommend consulting with a qualified professional, such as an accountant, financial advisor, or legal expert, before making any decisions related to property investment or financial matters. The views and opinions expressed by our guests are their own and do not necessarily reflect the views of the podcast or its host. YPG co and its affiliates are not responsible for any actions taken based on this podcast's content.

  1. 22 - Property Investing 101 mini series - Part 2 Finance basics

    APR 25

    22 - Property Investing 101 mini series - Part 2 Finance basics

    🎙️ Property Finance Explained: Borrowing Capacity, LVR & Leverage (Episode 2) In this episode of Your Property Guide, Matt Piotrowski breaks down property finance in Australia and why it’s the foundation of building a scalable investment portfolio - not just buying one property. If you’re trying to understand how much you can borrow, how deposits work, or how to use equity, this episode gives you a clear, practical overview. We cover:  Borrowing capacity and what banks actually assess  Loan-to-Value Ratio (LVR) and how it impacts your strategy  How equity works and what “usable equity” really means  Interest-only vs principal & interest loans  Fixed vs variable interest rates  Offset accounts vs redraw facilities  Why serviceability — not equity — stops most investors  The power of leverage in property investing This episode is designed to help you think strategically about finance, so you don’t limit your ability to keep investing. If this raised questions about your own situation, that’s the point. And if you want to make sure your finance is structured properly from day one and doesn’t hold you back long-term, the team at Dynamic Advisory can help guide you with a clear, scalable strategy. 👇 Catch Up or Reach Out Matt Piotrowski – Investor, Buyers Agent, Director of Perth based Advisory firm and host of Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/ 📌 Next Episode: We dive into finance, loans, borrowing power and using leverage the smart way. 📅 Listen to Episode 2 now or hit follow so you don’t miss it. Disclaimer ⚖️ The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.  Your Property Guide - The only property guide you will ever need. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    13 min
  2. 21 - Property Investing 101 mini series - Part 1 with Matt Piotrowski

    APR 14

    21 - Property Investing 101 mini series - Part 1 with Matt Piotrowski

    🎧 Episode 1 – What Is Property Investing Your Property Guide Podcast – Hosted by Matt Piotrowski Part 1 of our 10-part Property Investing 101 Mini-Series Welcome to the ultimate beginner’s guide to building wealth through property. Whether you're just getting started or revisiting the foundations, this 10-part series breaks everything down into easy-to-follow episodes that give you the confidence and clarity to take action. In Episode 1, Matt Piotrowski lays the groundwork for what property investing really is, and how it’s different from buying your own home. We unpack key concepts like lifestyle vs investment assets, how leverage works, and the four core benefits of investing in property: Capital growth, rental income, value-add potential, and tax benefits. We also explore the major property types (residential vs commercial), common rental models (long-term, short-stay, and co-living), and break down the difference between passive and active strategies. From the classic buy-and-hold approach to more advanced strategies like reno flips and subdivision, you’ll walk away with a solid framework to understand your options. 🔑 Key Topics Covered: What is property investing (and how it’s different from buying a home)The difference between lifestyle vs investment assetsWhy Aussies love property: tangible, familiar, stable, and leverageableHow leverage can supercharge your returnsThe 4 Core Benefits of property investing:  1️⃣ Capital Growth  2️⃣ Rental Income  3️⃣ Value-Add Potential  4️⃣ Tax BenefitsThe major property types: residential vs commercialThe most common rental models: long-term, short-stay & co-livingPassive vs Active InvestingThe 4 most common investment strategies ranked by involvement  🏡 Buy & Hold  🔨 Buy, Reno, Hold  💸 Buy, Reno, Flip  🏗️ Develop & Subdivide🎯 Who’s This Series For? First-time investors feeling overwhelmed by all the jargonAnyone revisiting the fundamentals to sharpen their strategyThose wanting a clear roadmap from zero to confident action👇 Catch Up or Reach Out Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/ 📌 Next Episode: We dive into finance, loans, borrowing power and using leverage the smart way. 📅 Listen to Episode 2 now or hit follow so you don’t miss it. Disclaimer ⚖️ The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions. Your Property Guide - The only property guide you will ever need. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    17 min
  3. 20 - Perth v Melbourne & where to look sub $600K ft. Scott Townsend & Matt Piotrowski

    APR 14

    20 - Perth v Melbourne & where to look sub $600K ft. Scott Townsend & Matt Piotrowski

    Perth vs Melbourne: Market Moves, Buyer Fatigue & Where to Next? 🎧 Episode Summary: Back by popular demand, Scott Townsend joins us for a timely catch-up almost exactly a year since his last appearance. We unpack what’s changed, and what hasn’t in the Perth property market, including stock levels, buyer sentiment, and the return of East Coast investor interest. We also explore how Perth stacks up against Melbourne in today’s market and what buyers need to consider when choosing between the two. Whether you're navigating a tight budget, chasing yield, or thinking long-term capital growth. This one’s packed with insight. 💡 Key Takeaways: ✅ Perth listings are at historic lowsju - just 3545 total, including only 2099 houses ✅ Winter stock drop + consistent weekly sales = tight conditions remain ✅ East Coast buyers and agents are circling Perth again - why now? ✅ Buyer fatigue is real, but so is pent-up demand ✅ Melbourne offers bargains and long-term upside - but with higher holding costs ✅ Townhouses are rising in appeal across both cities ✅ Why not all units are equal—and where they can work ✅ The one question every investor must ask: "What fits my objectives?" 🏡 Perth vs Melbourne Deep Dive: We break down cost-to-hold, price growth outlook, and buyer profile for both markets, and why your next move should depend more on you than the headlines. 🛠️ Tip of the Episode: Buying below replacement cost, especially in landlocked quality suburbs is a smart play in both cities. Links & Resources 🔗 Scott Townsendwww.perthpropertybuyers.com.auMatt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: www.dynamicadvisory.com.au Disclaimer ⚖️ The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    29 min
  4. 19 - The Reality of Property: From FIFO Finance to Smart Flips ft. Janine Leafe

    APR 14

    19 - The Reality of Property: From FIFO Finance to Smart Flips ft. Janine Leafe

    In this episode, Matt sits down with Janine Leafe to dig into the realities of renovation flips, property investing myths, and why financial literacy matters more than ever—especially for FIFO workers. Janine unpacks why she built Fluoro Finance, how her background shaped her mission to protect clients from predatory spruikers, and the mindset you need to build wealth sustainably in today’s market. We cover it all—from identifying ugly ducklings with hidden value to understanding why growth in property isn’t always glamorous or fast—and why that’s okay.  ✅ Why FIFO workers are often targeted by slick sales tactics—and how to avoid getting burned ✅ The real math behind renovation flips (and how to avoid overcapitalising) ✅ Tips for buying well and adding value strategically ✅ The power of “sweat equity” and project-managing your own renovation ✅ Why context matters more than blanket property advice ✅ The triangle (or square!) of professionals you need on your team—broker, accountant, financial advisor, and buyer’s agent ✅ Why tax benefits should be the cherry, not the cake, in your investment strategy  🛠️ Janine’s 3 Top Tips for Reno Flips: Buy the ugliest house with the strongest bones. Look for cosmetic upgrades, not full structural overhauls.Live in it. Owner-occupier flips often come with capital gains tax benefits—check with your accountant.Do as much as you can yourself. Organise trades directly and be smart with your budget so your margins don’t evaporate. Links & Resources 🔗 Janine Leafewww.fluorofinance.com.auhttps://au.linkedin.com/in/janineleafehttps://www.instagram.com/janine.leafe/ https://facebook.com/scott.janineMatt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: www.dynamicadvisory.com.au Disclaimer ⚖️ The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    56 min
  5. 18 - Cashflow with HMO ft. Neil Gibb

    APR 14

    18 - Cashflow with HMO ft. Neil Gibb

    Episode Snapshot Former UK sparkie turned Aussie developer Neil Gibb—founder of The HMO Property Co shares how purpose‑built Houses of Multiple Occupancy (HMOs) can ease Australia’s rental squeeze, build real community and still pump out strong, recession‑resilient returns for investors. His moon‑shot? Deliver 10 000 affordable co‑living rooms by 2031—one house at a time.  Key Takeaways 🛠️ HMOs/co‑living meet booming demand for affordable, convenient rooms.Community‑driven design slashes tenant isolation and vacancy.Investors can achieve high yields and stable cash‑flow from well‑run HMOs.“Hidden homelessness” is rising—Neil’s model plugs the gap between social housing and traditional rentals.Neil’s goal: 10 000 rooms in 10 years, proving scale and impact are possible. Links & Resources 🔗 Neil Gibb – The HMO Property CoWebsite: https://thehmopropertyco.comInstagram: https://www.instagram.com/neilgibb_hmo_property/Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/ Disclaimer ⚖️ The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    31 min
  6. 17 - Building a winners mindset, an inspirational story ft. Dino Djulbic

    04/12/2025

    17 - Building a winners mindset, an inspirational story ft. Dino Djulbic

    From Football to Foundations: Dino Djulbic’s Property & Building Journey In this episode of Your Property Guide, we sit down with former Perth Glory star Dino Djulbic, who’s gone from elite-level football to building a successful construction company and growing a solid property portfolio. Dino shares the mindset that helped him thrive on the pitch—and how those same values of discipline, resilience, and hard work now drive his success in the building and property world. From life lessons in sport to insights on running a construction business, this episode dives deep into what it takes to transition into life after professional sport. Whether you're into property, building, or just love a good story of personal growth—this one’s packed with gold. 📌 Topics covered: Dino’s transition from footballer to builder and property investorLife lessons from sport that apply to businessBuilding strong foundations in life, business, and constructionAdvice for athletes and anyone navigating career changeInsights into the construction industry and property investing🎧 Hit play and get inspired by Dino’s journey!   👉 Got questions or looking for expert advice? Connect with us!   Matt Piotrowski Host of Your Property Guide, managing director of Dynamic Wealth, Buyers Agent, and Investor. https://www.instagram.com/matt.propertyguide/ https://www.linkedin.com/in/mattpropertyguide/   Dino Djulbic - Trio Homes https://triohomes.com.au/   Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/ 🔔 Don’t forget to follow and subscribe! Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    1h 54m
  7. 16 - Boosting cashflow on rental properties ft. Steve Yarwood

    04/10/2025

    16 - Boosting cashflow on rental properties ft. Steve Yarwood

    Episode Description: In this episode of Your Property Guide, we sit down with Steve Yarwood from Letgo B&B to dive into the world of short-term rental management. Steve shares expert insights on how property owners can maximise their rental income, navigate complex regulations, and choose the right property types for short stays. We discuss key factors such as market demand, furnishing strategies, insurance considerations, and how professional management can ease the process. Whether you're a seasoned investor or new to short-term rentals, this episode is packed with valuable advice to help you boost your returns. Tune in to learn: ✅ Why short-term rentals can yield higher returns than traditional leasing ✅ How to determine if your property is suitable for short stays ✅ The importance of understanding short-term rental regulations ✅ Key features that make a property ideal for Airbnb and other platforms ✅ Why insurance is essential for protecting your investment ✅ How professional property management can simplify short-term rentals ✅ Market trends and unexpected opportunities in the short-stay sector 🎧 Listen now and take your property investment strategy to the next level! Chapters: 00:00 – Introduction to Short-Term Rentals 03:35 – Understanding Property Suitability for Short Stays 08:22 – Navigating Regulations in Short-Term Rentals 16:34 – Identifying Ideal Property Types for Short Stays 21:36 – Insurance Considerations for Short-Term Rentals 🔔 Don’t forget to follow and subscribe! 👉 Got questions or looking for expert advice? Connect with us! Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/Steve Yarwood https://www.letgobnb.com.au/our-team 🎧 Tune in now and make smarter property decisions! Your Property Guide - The only property guide you will ever need. #ShortTermRentals #PropertyInvestment #AirbnbHost #CashFlow #RentalIncome #RealEstateTips #PropertyManagement #InvestSmart #Yield #DynamicWealth #DynamicWealthBuyersAgency #YPGCo #MattPiotrowski Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    31 min
  8. 15 - Balancing life and investing in Property ft. Melissa Brooke

    03/20/2025

    15 - Balancing life and investing in Property ft. Melissa Brooke

    Summary In this episode of Your Property Guide, Melissa Brooke shares her insights on balancing family life with property investment. She discusses practical tips for new investors, the role of a buyer’s agent, current market trends, and effective renovation strategies. Melissa emphasises the importance of education in property investment and provides key advice for those starting their journey in real estate.  Takeaways Melissa balances property investment with being a mother of three.Time blocking is essential for managing work and family.New investors should educate themselves before hiring a buyer's agent.Buyer's agents prioritise the buyer's interests over sellers.The Perth market is experiencing growth despite challenges.Renovating can significantly increase property value.Kitchens and bathrooms are crucial for selling homes.Neutral colors and simple designs appeal to a broader market.Consulting with a good accountant is vital for investment success.Understanding rental yield is key to making informed decisions. Chapters 00:00 Balancing Family and Property Investment 02:52 Tips for New Investors 06:08 Understanding the Role of a Buyer's Agent 08:56 Market Insights and Opportunities 11:59 Renovation Strategies for Value 14:55 Key Tips for Starting Your Property Journey 💡 Whether you're an investor, homebuyer, or property enthusiast, this episode is packed with insights to help you stay ahead in Perth’s property market. 🔔 Don’t forget to follow and subscribe! 👉 Got questions or looking for expert advice? Connect with us! Matt Piotrowski – Your Property GuideMatt Piotrowski Instagram: https://www.instagram.com/matt.dynamic/LinkedIn: https://www.linkedin.com/in/mattdynamic/Dynamic Advisory – Perth’s Premium Buyers AgencyInstagram: https://www.instagram.com/dynamicadvisory/Book a strategy call: https://dynamicadvisory.com.au/Mel Brooke https://www.instagram.com/melbrooke___/?hl=en 🎧 Tune in now and make smarter property decisions! Your Property Guide - The only property guide you will ever need. Your Property Guide - Powered by Dynamic Advisory - Perth Based Buyers Agency and QPIA accredited Property Advisory

    21 min
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About

Welcome to Your Property Guide, the podcast that empowers everyday Australians with expert insights, education, and the latest market information, giving you confidence to succesfully navigate the Australian property market. Whether you're just starting out or a seasoned investor looking to take it to the next level, YPGco is your go-to for valuable updates and expert insights. Make smarter property decisions and stay ahead of the game. Tune in and level up your property journey with You Property Guide. *The information shared on this podcast is for educational purposes ONLY and should not be considered professional advice. While we strive to provide accurate and up-to-date insights, the content may not apply to your individual circumstances. We recommend consulting with a qualified professional, such as an accountant, financial advisor, or legal expert, before making any decisions related to property investment or financial matters. The views and opinions expressed by our guests are their own and do not necessarily reflect the views of the podcast or its host. YPG co and its affiliates are not responsible for any actions taken based on this podcast's content.

Information

  • Creator
    Your Property Guide - YPG Podcast
  • Years Active
    2025 - 2026
  • Episodes
    23
  • Rating
    Explicit
  • Copyright
    © 2026 Your Property Guide - The YPG Podcast
  • Show Website
    Your Property Guide - The YPG Podcast