The Housing Sector Podcast

Ben Jenkins

The Housing Sector Podcasts provide candid, insightful discussions on housing issues, featuring unfiltered conversations with residents and industry insiders to advocate for better services and transparency in the housing sector.

  1. Housing Sector Podcast #66 - Communication Plans, Service Charge Overcharging, and more

    2D AGO

    Housing Sector Podcast #66 - Communication Plans, Service Charge Overcharging, and more

    In Episode 66 of the Housing Sector Podcast, I’m joined once again by Suz Muna from SHAC to unpack some uncomfortable truths about service charges, housing benefit, and how housing associations respond when residents push back. We begin with an update on communication plans — what they are supposed to be used for, how they can become restrictive tools, and why standing your ground calmly and factually matters. I share recent developments and reflect on what happens when pressure starts to shift. We then turn to new SHAC research into First-tier Tribunal service charge decisions from last year. The findings are significant: in over 63% of concluded cases, judges identified some level of overcharging, resulting in reductions or removals of service charges. But that figure only tells part of the story. Many residents never make it to tribunal. Fear of legal costs, lack of representation, and intimidation tactics often deter people before a hearing ever takes place. We discuss cost threats, access to legal advice, and why the imbalance of resources matters. We also explore: Section 22 requests and incomplete invoice disclosure. Admitted “errors” in service charge adjustments. The role of housing benefit and the lack of scrutiny over service charge elements. Freedom of Information responses from councils. The scale of public money flowing directly to housing associations. Whether current oversight mechanisms are truly protecting residents — or taxpayers. Finally, we examine the Stop Social Housing Stigma campaign and ask whether tackling language alone addresses the deeper economic drivers behind sector behaviour. This is a grounded, data-led conversation about accountability, legal process, and the wider financial ecosystem shaping social housing. If you are dealing with rising service charges, communication restrictions, or housing benefit questions, this episode is essential listening. #HousingSector #BenJenkins #SuzMuna #SHAC #GreenSquareAccord #StopSocialHousingStigma #SSHS #NickBliss #RuthCooke #SophieAtkinson #SteveHayes #ServiceCharges #HousingBenefit #FirstTierTribunal #TenantRights #Leaseholders #SharedOwnership #HousingAccountability Support the show

    36 min
  2. Housing Sector Podcast #65 – Housing’s Unequal Playing Field: An Insider’s View

    FEB 16

    Housing Sector Podcast #65 – Housing’s Unequal Playing Field: An Insider’s View

    In this episode of the Housing Sector Podcast, I’m joined by Chris Carr, a former in-house housing professional with over 20 years’ experience working inside the system. We talk about the growing imbalance between residents and housing providers — and why access to justice is becoming harder just as standards are under greater scrutiny. Chris explains how the legal and operational machinery behind housing associations works, why tenants face an uphill battle in tribunals and disrepair claims, and how internal cultures often prioritise reporting performance over actually delivering it. We discuss: • Why residents without legal support struggle against experienced housing teams • The government’s push to limit claims management and what that means for tenants • How funding pressures and development priorities are reshaping repair budgets • Why whistleblowers and internal critics are often sidelined • The legacy of Grenfell and whether meaningful accountability has followed • Procurement, conferences, and the sector’s focus on image over substance This is an honest conversation about power, process, and the structural imbalance built into social housing today. If residents are truly at the heart of the sector, the system needs to work for them — not against them. Follow, share, and visit housingsector.co.uk — because the more people who understand what’s really going on, the harder it becomes to ignore. #HousingSector #SocialHousing #HousingAssociations #TenantRights #AccessToJustice #HousingDisrepair #Section11 #FirstTierTribunal #Grenfell #Accountability #Transparency #Procurement #PublicMoney #ServiceCharges #HousingPolicy #benjenkins  Support the show

    32 min
  3. Housing Sector Podcast #63 – An Honest Conversation About Power, Cost, and Accountability

    FEB 4

    Housing Sector Podcast #63 – An Honest Conversation About Power, Cost, and Accountability

    In this episode of the Housing Sector Podcast, I’m joined by Hannah, a consultant at Data Clan with experience across both the private housing sector and large national housing providers. We start by talking about service charges and the lack of insight and scrutiny around them, including how councils assess and pay housing-related costs. From there, the conversation broadens into a more honest discussion about power, cost, accountability, and transparency in housing. Hannah draws on her experience in the private sector to explain how service charges are expected to withstand challenge, tribunal scrutiny, and case law — and why that level of discipline is often missing in social housing. We talk about build quality, long-term costs, siloed organisations, the impact of mergers, and why residents are increasingly questioning what they are being asked to pay for. We also discuss: Why service charges have become a flashpoint for residents How development decisions affect long-term costs The disconnect between service delivery and what residents are charged Fragmented systems and the loss of local knowledge The rise of defensive responses and legal escalation New Social Tenant Access to Information requirements and what they are intended to address Leasehold reform and the imbalance of power between residents and landlords This episode is about having a calm, open, and honest conversation about how housing works in practice — and why accountability matters. #HousingSector, #ServiceCharges, #HousingAccountability, #SocialHousing, #LeaseholdReform, #HousingAssociations, #Transparency, #TenantRights, #HousingCosts, #ResidentVoice Support the show

    26 min
  4. Housing Sector Podcast #62 Window Replacement & Safety Concerns - Guildford Borough Council

    JAN 14

    Housing Sector Podcast #62 Window Replacement & Safety Concerns - Guildford Borough Council

    In this episode of the Housing Sector Podcast, I speak with Jane Hill, a long-term leaseholder, and Morley Young, a former third-party technical consultant, about a window replacement programme involving Guildford Borough Council. What began as a routine planned upgrade became, according to those involved, a deeply distressing experience for the resident concerned. The discussion covers what Jane and Morley say happened during the works, including concerns around safety, health impacts, specification of materials, internal decision-making, and how the situation was handled once problems were identified. Jane describes the impact the works had on her home and wellbeing, while Morley explains why he raised concerns when he was brought in to assess the situation. This includes issues relating to health and safety processes, asbestos risk management, and whether the works being carried out matched the specification provided to leaseholders. The episode also explores what followed: the halting and restarting of works, subsequent damage, charging concerns, and the ongoing complaint now with the Housing Ombudsman. More broadly, it raises questions about oversight, accountability, and how residents are protected when major works go wrong. This episode is presented as part one. A follow-up episode will examine developments once the Housing Ombudsman process has concluded and will include any further response provided by the council. Important context and clarification This episode presents the personal accounts and opinions of those involved. Any references to illegality, negligence, or misconduct reflect the views and experiences described by the speakers and are contested. They should not be taken as findings of fact or legal conclusions. Right to reply – Guildford Borough Council Guildford Borough Council was contacted ahead of publication and offered a right to reply. The council provided the following response: “Thank you for your enquiry. Below is our factual response. Two previously published independent reports – the Heminsley Law report and the SOLACE report, provide factual analysis and narrative into our historic housing repairs. Our improvement plans set out what we are doing to address the issues raised in these reports. The Independent Assurance Panel has reported twice on our progress, and their reports have been published as part of our journey to improvement. We understand that Mr & Mrs Hill have contacted the Housing Ombudsman and therefore it is not appropriate for us to provide further comment.” Referenced reports and material In their response, Guildford Borough Council referred to previously published reports and improvement documentation. For transparency, links are provided below: https://democracy.guildford.gov.uk/documents/s38003/Item+11+1+-+App+1+-+Heminsley+Law+Report.pdf https://democracy.guildford.gov.uk/documents/s32854/Item%2003%201%20-%20Corporate%20Improvement%20Plan%20-%20App%201%20-%20SOLACE%20Report%20March%2024.pdf https://www.guildford.gov.uk/article/27169/Our-journey-to-improvement These documents relate to historic governance and housing repairs issues referenced by the council. They do not address the specific resident experience discussed in this episode. The council did not address the specific questions raised in the episode and said it would not comment further while the matter is under consideration by the Housing Ombudsman. #HousingSector #HousingSectorPodcast #SocialHousing #Leaseholders #Section20 #MajorWorks #WindowReplacement #BuildingSafety #ResidentVoices #Accountability #LocalGovernment #Guildford #HousingOmbudsman #HousingStandards Support the show

    40 min
  5. Housing Sector Podcast #61 – The Gap Between Governance and Lived Experience with Ebrahim Goolamally

    12/22/2025

    Housing Sector Podcast #61 – The Gap Between Governance and Lived Experience with Ebrahim Goolamally

    In this episode, I’m joined by Ebrahim Goolamally to examine what happens when housing governance, performance data, and lived experience are placed side by side — and don’t align. Drawing on Housing Ombudsman statistics, Tenant Satisfaction Measures, and Regulator of Social Housing gradings, we explore a dataset that reveals a persistent and troubling gap: landlords can retain strong governance and viability ratings while residents report poor complaint handling, repeated service failures, and escalating disputes. The conversation focuses in particular on complaint handling — consistently the weakest satisfaction metric across the sector — and how failures at this stage drive escalation, maladministration findings, and long-term harm for residents. We discuss why high satisfaction scores elsewhere do not prevent serious failings, and what this says about how success is currently measured in social housing. This is not a discussion about one landlord. It’s about a system that assesses itself in silos — and the consequences when governance frameworks fail to reflect lived reality on modern housing estates. In this episode we cover: • What Ombudsman data reveals when viewed alongside satisfaction scores • Why complaint handling is the sector’s critical fault line • The disconnect between “good governance” ratings and resident experience • How scale, process, and performance metrics can obscure accountability • Why joined-up data matters for trust, transparency, and reform This episode is essential listening for residents, housing professionals, policymakers, and anyone concerned with accountability in the housing sector. https://housingservicechargeandrentpiperdy.com/ https://www.linkedin.com/in/ebrahimpi/ #HousingSector #SocialHousing #HousingOmbudsman #ComplaintHandling #LivedExperience #Governance Support the show

    32 min
  6. Housing Sector Podcast #60 – A Sector in Denial: Service Charges, Safety, and Silence

    12/08/2025

    Housing Sector Podcast #60 – A Sector in Denial: Service Charges, Safety, and Silence

    In this episode, I’m joined by Mel Little for a direct and wide-ranging conversation about the state of the housing sector — and the growing gap between what residents experience and what institutions are prepared to admit. Using Birmingham as a case study, we explore how serious safety issues, deteriorating homes, and long-term neglect are increasingly treated as isolated problems, when in reality they point to a much deeper, national failure. What is happening in one city is not unique — it is simply more visible. We discuss how housing providers have grown beyond a manageable scale, losing their connection to communities in the process. There appears to be a tipping point where organisations become too large to engage meaningfully, leaving housing officers overstretched and residents unheard. Service charges run throughout the conversation. We examine ring-fencing, transparency, and what we describe as the “service charge pothole” — a growing financial and accountability gap that residents are expected to absorb as ageing stock, compliance failures, and historic neglect finally catch up with providers. We also examine the role of regulation. While the Housing Ombudsman and the Regulator of Social Housing continue their work, many tenants are increasingly disillusioned, exhausted by processes that demand evidence and time but deliver little visible change. The episode closes with a call for honesty, transparency, and renewed face-to-face engagement — housing officers on the ground, knocking on doors, understanding communities, and listening. We also issue a clear call to whistleblowers across the sector. Information is coming in from inside organisations, and while not all of it can be shared publicly, it consistently points to deeper issues that cannot remain hidden. This is a conversation about denial — and why the sector can no longer afford it. https://www.housingsector.co.uk/blog/the-truth-is-out-there-here-there-and-everywhere https://www.housingsector.co.uk/blog/birmingham-broke-but-what-about-the-residents https://www.housingsector.co.uk/blog/fire-safety-in-high-rise-homes-compliance-fact-or-compliance-theatre #HousingSector #HousingCrisis #SocialHousing #ServiceCharges #HousingSafety #TenantVoices #TenantRights #HousingAccountability #HousingFailure #HousingPolicy #HousingReform #TransparencyMatters #RegulatorOfSocialHousing #HousingOmbudsman #Whistleblowers #CommunityHousing #PublicHousing #SystemFailure #HousingJustice Support the show

    50 min

About

The Housing Sector Podcasts provide candid, insightful discussions on housing issues, featuring unfiltered conversations with residents and industry insiders to advocate for better services and transparency in the housing sector.