Invest Smarter Grow Faster

Julian Khursigara

Invest Smarter Grow Faster is here to help you make better, smarter decisions when it comes to investing in property—especially in the ever-changing Australian market. Whether you're just getting started or already building a solid portfolio, this podcast gives you practical tips, expert advice, and real-world insights to help you stay ahead. We chat with buyer’s agents, mortgage brokers, developers, economists, and seasoned investors to bring you the tactics, trends, and stories that actually make a difference. We keep things clear, down-to-earth, and focused on what really matters—finding great opportunities, avoiding costly mistakes, and building long-term wealth through property. If you're keen to invest with confidence and get a better handle on the market, you’re in the right place.

  1. FEB 23

    Lending in 2026: Borrowing Power, DTI Caps & Smart Strategy

    IN THIS EPISODE Why borrowing feels harder even for strong, equity-rich investors How APRA's DTI caps work and where the 6× income ceiling bites Why investors feel the squeeze before owner-occupiers do How multiple properties compound DTI risk faster than most people realise Why loan structure now matters more than the asset itself The decisions that quietly cap your future borrowing capacity What separates successful investors in this lending environment The one principle: preserving borrowing capacity over time, not maximising it once CHAPTERS 00:21 — Welcome & Introduction  00:52 — Chris Bates: The Origin Story  05:10 — Building Wealthful & the Elephant in the Room Podcast  07:23 — Why One-Stop Shops Are a Problem  13:41 — What Has Changed in Australian Lending?  15:06 — The Royal Commission & Tightening Lending Standards  16:03 — Trust Lending, DTI Warnings & the Banks' Response  17:39 — Investment Lending Is Still Strong — Here's Why  18:13 — The 5% Deposit Scheme & What It's Actually Doing to Prices  19:28 — Apartments: What's Worth Buying and What Isn't  21:58 — What Is DTI and Why Does It Matter Now?  24:16 — Trust Lending, SMSF Lending & What's Coming Next  25:38 — SMSF Lending: The Risks Most People Ignore  28:00 — Capital Growth vs Yield: What Actually Makes You Money  29:14 — Market Cycles & What the Industry Hasn't Been Through Yet  34:14 — DTI + Rate Cuts: The Combined Effect on Borrowing Capacity  35:34 — The Future of Lending: Longer Terms, Interest Only & Tighter Policy  36:40 — The Bank of Mum and Dad: Why It's Now Structural, Not Optional  39:18 — Rate Cuts: Who Benefits and Who Doesn't  41:21 — Ignoring the Banks' Rate Forecasts (And Why You Should Too)  44:23 — Great Advice Starts with Life Decisions, Not Property Decisions  47:45 — Asking Better Questions Before You Buy  50:07 — Playing the Long Game: Trust, Referrals & Client Outcomes  53:31 — Closing Reflections & Where to Find Chris  54:54 — Disclaimer ABOUT CHRIS BATES Chris Bates is the founder and CEO of Alcove, a specialist lending advisory helping Australians structure debt safely and intentionally to support long-term wealth creation. He is one of Australia's most respected mortgage and lending strategists, known for translating complex credit policy, APRA guidance, and real-world bank behaviour into clear, practical strategy. 🎙 Listen to Chris on the Elephant in the Room podcast - https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=121e9b6f3ca54865  🌐 Find out more at https://www.alcove.com.au/ CONNECT WITH JULIAN 🌐 Website: https://searchpartyproperty.com.au/  💼 LinkedIn: https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/  📸 Instagram: https://www.instagram.com/juliankhursigara_buyersagent/  📘 Facebook: https://www.facebook.com/investmentpropertybuyersagent/  🎵 TikTok: https://www.tiktok.com/@julian_buyersagent  ▶️ YouTube: https://www.youtube.com/@juliankhursigara_buyersagent 📅 Book a personalised property strategy session with Julian: https://calendly.com/julian_spp/45min DISCLAIMER Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results. About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    56 min
  2. FEB 6

    Australian Property Market 2026: State-by-State Forecasts + Where to Invest Now (Sydney, Melbourne, Brisbane, Canberra, Tasmania)

    Julian Khursigara, CEO of Search Party Property and award-winning buyers agent, reveals his complete 2026 Australian Property Market Outlook in this comprehensive state-by-state analysis. With over 750 properties purchased since 2018 delivering returns averaging 200% higher than the broader market, Julian walks through exactly where investors should focus in what he calls "a transition year"—not a boom, not a crash, but a strategic inflection point where the right decisions compound and the wrong ones cost fortunes. Discover why Sydney is the 2026 standout market with a forecast $1.92M median already up $90K since January, the critical H1 timing window before APRA's February debt-to-income caps bite, and hidden Regional NSW opportunities offering yields impossible to find in the capitals. Learn whether Brisbane's run is over as Julian tackles the wide 4-15% forecast range and reveals why Brisbane units at 7% growth are the best performing unit market nationally. Understand Melbourne's comeback story with units expected to surge 7.1% outpacing almost all capitals, why Adelaide's H1 window captures remaining FOMO before H2 affordability constraints, and how Tasmania offers 10-14% house growth with 4-5% yields. Julian also reveals Search Party Property's Three Pillar Investment Framework—the exact methodology separating strategic investors from the crowd: Structural Soundness (affordability, employment drivers, supply risk), Growth Momentum (buyer demand, rental pressure, market signals), and Cycle Positioning (entering before sentiment peaks, the step most investors miss). Plus, he tackles the most common objections including "Should I wait for more rate cuts?" and "What about interest rates?" explaining why the cost of waiting is real.   00:00 Introduction 00:20 Is 2026 the right time to buy? 01:12 What is the biggest risk in 2026? 02:11 Why aren't we forecasting double digit growth everywhere like we saw in 2021? 03:20 Brisbane has had and incredible run, is it too late? 04:37 What is the biggest opportunity in Brisbane right now? 05:41 Should I be keeping an eye on Melbourne? 06:58 What's your number one recommendation for Melbourne with lower budgets in 2026? 08:07 Is regional Victoria worth investigating? 09:08 Canberra is starting to look interesting, what's your take? 10:30 Specific opportunities in Canberra 11:47 What's not being talking about in the mainstream?  13:02 What does Tasmania look like for investors? 14:18 The Three Pillar Framework 15:45 Why do most property investors under perform? 17:03 What's the risk of waiting and seeing? About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    19 min
  3. JAN 22

    Curiosity Drives 63% Business Growth with Michael Emerzidis

    Michael Emerzidis, founder of Hardnox Association, shares his journey from 18-year-old builder's laborer to business coach mentoring construction, engineering, and trades professionals. With 23 years managing multimillion-dollar projects across demolition, civil infrastructure, and luxury builds, he's built an ecosystem where real-world experience beats corporate theory. Discover why 80% of small businesses fail in their first year, how curiosity scientifically drives 63% more business growth, and why energy—not just accountability—separates burnout from breakthrough. Michael reveals his unconventional approach to retention, delegation, and communication breakdowns that cost thousands in liquidated damages daily. Learn how he built a pizza oven using an exercise ball mechanism, why young tradies feel entitled, and how Hard Knocks masterclasses sell out by bringing experts together to exhaust their intellectual property for the next generation. (02:00) Four-year-old dismantling remote control car sparking lifelong problem-solving mentality and builder's journey (16:00) Communication breakdowns costing $5000 daily in liquidated damages and compliance failures (24:00) Hard Knocks Association growth groups launching every six weeks with boutique member cohorts (30:00) Building dome brick oven using speed ball mechanism demonstrating resourceful tradesman mindset (34:00) Why 80% coaches burn out clients and energy-focused accountability transforms business growth About Michael: Michael Emerzidis is a business coach, mentor, and the founder of the Hardnox Association, a growing ecosystem built for builders, tradies, and industry-aligned professionals who learn by doing. With over 20 years in construction, remediation, civil infrastructure, operations, and high-risk demolition, he’s managed multimillion-dollar projects, scaled multiple businesses, and helped owners turn chaos into clarity.  Through Hardnox, he now runs growth advisory groups, masterclasses, and a community driven by real experience not theory helping business owners strengthen systems, reduce risk, and build foundations that last. . To attend our masterclasses, join a business growth group, and grow your network alongside driven business professionals, visit www.hardnox.com.au Follow Michael on LinkedIn:  https://www.linkedin.com/in/michael-emerzidis-0b638692/ About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    37 min
  4. JAN 8

    Why Banks Fear Financial Independence with Mark Robinson

    Mark Robinson, CEO and co-founder of International Academy of Wealth, shares his 30-year journey from broke Kiwi immigrant to helping hundreds of families achieve financial independence in under 10 years. After building six successful companies, losing $2 million to fraud, and spending another million fixing accounting mistakes, Mark walked away from his financial planning license to speak the truth about wealth building. Discover why Australia's Big Four banks are among the world's most profitable, how to negotiate credit card debt without damaging your credit rating, and why Mark believes financial literacy beats institutional advice every time. He reveals his controversial "no d******d policy" for members, explains the wealth pyramid strategy focusing 80% on foundational assets, and drops the bombshell that he's now taking on Australian banks with his own banking platform. (04:00) Losing $2 million to fraud and million-dollar accounting disaster lessons learned (16:00) Why Australian Big Four banks rank top 10 globally and de-banking strategies (26:00) Cash flow strategies beyond property including 8% monthly return opportunities (36:00) Government grants artificially inflating property prices by exact grant amounts overnight (44:00) Taking on Australian banking system and building sovereign wealth platform launch About Mark: Mark Robinson has spent over 30 years helping everyday Australians and New Zealanders take control of their financial future. He is the CEO and co-founder of the International Academy of Wealth, is dedicated to teaching simple, practical strategies that empower people to build real independence.  After launching multiple businesses and working as a financial adviser, Mark saw firsthand how the system is built to serve institutions, not everyday families. So, he stepped away and built something different, a clear path to financial freedom that anyone can follow.  Through the Academy, Mark and his wife Billie have helped hundreds of families create passive income and achieve financial independence in under 10 years.  Connect with Mark: Visit the website: www.theinternationalacademyofwealth.com Follow Mark on LinkedIn:  https://www.linkedin.com/in/markrobinsonwealthacademy/   About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    52 min
  5. 12/17/2025

    Discipline Beats Market Noise with Angel Zhong

    Professor Angel Zhong, RMIT's award-winning finance professor and LinkedIn Top Voice, reveals what her groundbreaking research on investor behaviour tells us about making smarter financial decisions. From tracking the "Corona generation" of 500,000 new Australian investors during COVID to exposing how fin-fluencers exploit psychological biases, Angel breaks down the gap between what investors should do and what they actually do. She shares her own Melbourne property portfolio strategy, explains why ASIC banned unlicensed financial advice in 2022, and warns about the dangerous overlap between gambling behaviour and stock market speculation. Learn why discipline trumps education, how to cut through market noise with data, and why treating investments like research projects—not emotional decisions—is the key to long-term wealth building. (00:02:00) Growing up in China's intense education system and family finance influence (00:08:00) COVID's 500,000 new investors and the gambler substitution effect in Australian markets (00:16:00) How fin-fluencers exploit behavioural biases and ASIC's 2022 regulatory crackdown (00:26:00) The prop-fluencer problem: unlicensed tax advice in property marketing (00:36:00) Data-driven investing framework: treating property purchases like research projects   About Angel: Professor Angel Zhong is one of Australia’s most respected finance academics and thought leaders. Someone who has dedicated her career to helping investors better understand financial markets and make smarter decisions. She’s an award-winning Professor of Finance and Director of Research at RMIT University’s Regenerative Futures `Institute, specialising in empirical asset pricing, digital finance, and investor behaviour. Her research has been featured widely from ABC and Bloomberg to the Australian Financial Review and Yahoo Finance and she’s recognised as a LinkedIn Top Voice and finalist for Thought Leader of the Year at the Women in Finance Awards.  Through her work, she’s made complex financial concepts accessible to everyday investors, helping bridge the gap between academic research and real-world applications.  Connect with Angel: Visit the website: https://academics.rmit.edu.au/angel-zhong Follow Angel on LinkedIn:  https://www.linkedin.com/in/angel-zhong-4085a397?originalSubdomain=au   About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    45 min
  6. 12/03/2025

    Establishing A Leader In Australia's Conveyancing Market with Rex Afrasiabi

    Rex Afrasiabi arrived in Australia at seven unable to speak English, fleeing a war-torn country. Today, he's principal of New Chapter Legal and founding principal of Bond Property Lawyers, pursuing 10-20% of Australia's $2.2 billion conveyancing market. Rex shares his journey from working with BRW Rich 100 entrepreneurs to starting his law firm 19 years ago. He reveals Bond's crowdfunding strategy making employees and partners shareholders, plus exclusive eight-year contracts with aggregators like AFG's 4,000 mortgage brokers. He explains how technology brings transparency to conveyancing with automated responses and free 24-hour contract reviews. Rex covers critical advice on independent legal reviews, trust structures for investors, partnership agreements preventing disputes, and why "free" project marketers earn $25-60K per sale. He discusses buyer's advocacy potentially growing from 7% to 85% market penetration, why technology should enhance rather than replace human connection, and his 2026 consolidation vision. (0:00) War-torn childhood, three high schools, and becoming Australia's property lawyer (8:00) Starting New Chapter Legal and marrying into the real estate industry (14:00) Bond Property Lawyers: crowdfunding, transparency tech, and the IPO vision (22:00) Independent contract reviews, trust structures, and the 50% CGT discount (32:00) Buyer's advocacy growth and the hidden costs of project marketers (40:00) Partnership agreements: the rulebook that prevents family disputes (46:00) Technology enhancing human touch and the 2026 expansion vision   About Rex: Rex Afrasiabi is the Principal of New Chapter Legal and Founding Principal and Executive Director of Bond Property Lawyers - two firms dedicated to helping clients succeed through strategic, commercially-savvy, and people-focused legal guidance. Rex’s career spans diverse legal and business roles, including serving as General Manager and Legal Counsel for a major manufacturing company, Senior Solicitor for high-profile entrepreneurs on the BRW 1000 list, and counsel for government bodies and charitable organizations.  He is widely recognised for his expertise in property and commercial law, assisting real estate agencies, investors, and business owners with everything from structuring and partnerships to buying, selling, developing, and managing property transactions. His insights have been featured in Forbes, GQ, Times, Yahoo, and Entrepreneur Magazine, and he also co-hosts the business advisory show “Real Estate Renovators.”  Rex has a unique perspective on what it takes to build and grow successful businesses in the property sector, and his approach combines practical legal advice with strategic thinking to help clients achieve their goals while staying compliant and protected.  Connect with Rex: Visit the website: https://www.newchapterlegal.com.au/ Follow Rex on LinkedIn:  https://www.linkedin.com/in/rexafra?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Follow Rex on Instagram:  https://www.instagram.com/rex_afrasiabi_lawyer?igsh=MWVsNGwydWlxMnk3ag%3D%3D&utm_source=qr About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    51 min
  7. 11/20/2025

    Why Interest Rates Kill Investment Strategies with Romesh Jayasundara

    Romesh's journey from NAB customer service phones to becoming a 2024 MPA Top 40 Under 35 broker reveals why finance strategy matters more than interest rates. Growing up watching his mum work 24/7 without financial literacy shaped his mission to ensure no one faces retirement unprepared. From mastering mortgage retention to navigating complaints, Romesh built expertise that helps clients avoid over-leveraging across multiple lenders. He shares the brutal $50K lesson from a family development deal, why he sold his home in winter against conventional wisdom, and how timing Melbourne's market secured his upgrade. Romesh reveals why interest rate focus kills strategies, how 73% of investors get stuck after one property, and why stepping stones need growth potential. His approach combines technical bank knowledge with genuine care shaped by watching his mum's financial challenges. (0:00) The early lessons (5:00) From customer service phones to NAB mortgage retention (12:00) Why leverage is the key to building wealth (18:00) First home buyers: stepping stones vs smart investments (25:00) Why interest rates shouldn't be your main focus (30:00) The $50K lesson: family development deal gone wrong (35:00) Selling in winter to buy the upgrade property (40:00) Balancing high performance with family priorities About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    45 min
  8. 11/06/2025

    Aggregating Australia's Best Vetted Buyer's Agents with Tom Mifsud

    Tom's journey from NAB debt collections at 19 to founding ALBA reveals the future of property investment advisory. With 16 years across major banks, he's seen how inefficiency costs investors thousands. Alba solves the broker problem by applying Royal Commission-level standards to buyer's agent selection, matching investors with vetted experts in under 24 hours. Tom explains why 75% of Australians trust their mortgage broker for property advice, yet brokers can't vet the hundreds of buyer's agent pitches flooding their inbox. From the Channel Nine primetime moment that brought 50 people's worth of leads with only three staff, to why buyer's agent fees keep rising while broker commissions drop, Tom shares startup realities. He reveals the $54,000 opportunity cost of waiting in today's market and why technology will amplify but never replace human investment conversations. With buyer's agents growing from 7% to potentially 80% market penetration, understanding how to access quality advice without the legwork has never been more critical. (0:00) Growing up in Melbourne's northwest (10:00) From banking to buyer's advocacy: the Alba vision (32:00) Why broker commissions drop while buyer's agent fees rise (48:00) The Channel Nine refinance war story that created chaos   About Tom: Thomas Mifsud has built his career at the intersection of property, finance, and innovation with a mission to make the property buying process smarter, faster, and more transparent for Australians.  With over 16 years of experience across major banks and private lending including leadership roles at NAB, Bendigo Bank, ANZ’s 1835i, and Wingate - he’s seen firsthand how both investors and professionals can get caught in inefficiencies, misinformation, and missed opportunities.  As the Founder of ALBA - Australian Leading Buyers Agents, Tom is pioneering a new model: a national aggregation of trusted, ethical, and vetted buyer’s agents that connect investors to the right expert in less than 24 hours. His focus is simple: protect leverage, build long-term wealth, and raise the bar across the buyer’s agent industry. Connect with Tom Visit the website: ALBA Australian Leading Buyers Agents Follow Tom on LinkedIn:  https://www.linkedin.com/in/thomasmifsud/ Follow ALBA on Instagram:  https://www.instagram.com/albaprop_/ Follow ALBA on Facebook:  https://www.facebook.com/share/1BMGwsBPdw/   About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@juliankhursigara_buyersagent   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

    53 min

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About

Invest Smarter Grow Faster is here to help you make better, smarter decisions when it comes to investing in property—especially in the ever-changing Australian market. Whether you're just getting started or already building a solid portfolio, this podcast gives you practical tips, expert advice, and real-world insights to help you stay ahead. We chat with buyer’s agents, mortgage brokers, developers, economists, and seasoned investors to bring you the tactics, trends, and stories that actually make a difference. We keep things clear, down-to-earth, and focused on what really matters—finding great opportunities, avoiding costly mistakes, and building long-term wealth through property. If you're keen to invest with confidence and get a better handle on the market, you’re in the right place.

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