Smarter Online Safety with Jocelyn King

Jocelyn King
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Welcome to Smarter Online Safety: Protect, Empower, Transform—your go-to channel for digital security, AI productivity, and digital transformation. As cyber fraud, identity theft, and AI-driven risks grow, Jocelyn King, “The Queen of Online Safety,” is here to help you stay secure and thrive. A Top 10 Woman in Cybersecurity, speaker, and educator, she has been featured on Dr. Phil, prime-time news, international radio, and top podcasts. 💡 What You’ll Learn: ✔️ Protect yourself & your family from cyber fraud ✔️ Secure your devices, data & online accounts ✔️ Leverage AI for business, leadership & productivity ✔️ Strategic insights for CEOs & leaders navigating digital change ✔️ The future of cybersecurity & digital transformation 🔹 More than just cybersecurity—this channel is your safe digital transformation encyclopedia!

  1. Sep 12

    AI Can Clone Your Kids' Voice — Retd. Brigadier General Terri Borras on the New Family Scam

    🚨 AI can now clone a voice from just a few seconds of audio — which means "I recognized their voice" isn't proof of anything anymore. I'm Jocelyn King, and this week on the Smarter Online Safety Show I sit down with retired U.S. Army Brigadier General Terri Borras — 40 years in military intelligence, former Assistant Deputy Chief of Staff for Intelligence at the Pentagon, and now one of the sharpest voices working in cognitive security and deepfake detection. What she told me changed how I think about every "safe" system I use. We get into: ✔️ Why the real danger isn't inside your security systems — it's in the "seams" between them, and attackers already know exactly where those gaps are ✔️ How AI voice cloning and deepfakes are already being used to impersonate your family, your bank, and your boss ✔️ Why scam calls are built to rush you — and the one habit that shuts down almost every one of them ✔️ What you're secretly authorizing every time you let an AI agent act on your behalf (hint: "I told it not to" won't protect you) ✔️ The 72-hour window that decides whether a departing employee can quietly wipe out a small business ✔️ Why "I'm not important enough to be targeted" is the most dangerous sentence you can tell yourself ✔️ What cognitive security — I call it neurosecurity — really means, and why your own brain is now the #1 attack surface Her rule for all of it, in three words: Pause. Verify. Act. 👤 CONNECT WITH RETD. BRIGADIER GENERAL TERRI BORRAS LinkedIn: https://www.linkedin.com/in/aidatborras/  🔒 MORE FROM SMARTER ONLINE SAFETY Subscribe: https://www.youtube.com/@saferjocelynking  Website: https://www.smarteronlinesafety.com/  I'm Jocelyn King, the Queen of Online Safety and a Top 10 Woman in Cybersecurity — here every week to help you and your family stay a step ahead of AI-powered scams. Subscribe so you never miss an episode. 📚 Referenced in this episode: AI voice-cloning capability, via Fox News : https://www.foxnews.com/tech/ai-voice-scams-clone-familys-voice

  2. Sep 9

    ChatGPT Can Get You Fired — Privacy Attorney Charlyn Ho Explains the Legal Risk

    Is pasting your work documents into ChatGPT putting your job on the line? 😳 In this episode of the Smarter Online Safety Show, I sit down with AI & data privacy attorney Charlyn Ho — a U.S. Navy veteran, former Big Law partner, and founder/CEO of Rikka Law Group — to break down exactly what happens to your data the second you hit "send" on ChatGPT, Claude, Gemini, or any AI chatbot. Charlyn has spent her career on the other side of the table from the world's biggest tech companies — she's represented Microsoft and Meta and read the fine print the rest of us just scroll past. In this conversation, we get into why free AI tools can quietly turn your confidential company data into a fireable (or sueable) offense, what "if you're not paying, you're the product" really means for your privacy, whether AI chatbots and companion apps are actually safe — or even legal — for kids and teens, and what small business owners need to know to use AI without a legal department. Whether you're an employee using AI at work, a parent worried about AI chatbots and your kids, or a small business owner building your first AI policy — this is your plain-English guide to using AI safely in 2026. 💡 WHAT YOU'LL LEARN IN THIS EPISODE: ✔️ Why pasting company data into free ChatGPT could get you fired or sued for breach of confidentiality ✔️ The real legal difference between free and paid AI tools (ChatGPT, Claude, Gemini, Perplexity) ✔️ What "you are the product" actually means for your data and privacy ✔️ Whether AI chatbots and companion apps are legal for kids and teens under COPPA ✔️ What FERPA does (and doesn't) protect when schools roll out AI tools ✔️ How smart devices like Alexa and Google Home have been subpoenaed as silent witnesses ✔️ How to build a smart, risk-based AI policy for your small business or team ✔️ Why "dark patterns" make it so hard to actually protect your privacy online ✔️ How Charlyn's firm is building AI compliance agents to make legal guidance more accessible 🔗 RESOURCES & LINKS MENTIONED IN THIS EPISODE: Connect with Charlyn Ho & Rikka Law Group: - Website: https://rikkagroup.com  - About Charlyn: https://rikkagroup.com/about/leadership  - Email: charlyn.ho@rikkagroup.com  - Charlyn on Forbes: https://www.forbes.com/sites/charlynho/  - Youtube channel: https://www.youtube.com/@Rikka_Group   Legal resources referenced in this episode: - COPPA (Children's Online Privacy Protection Act) — FTC: https://www.ftc.gov/business-guidance/privacy-security/childrens-privacy  - FERPA (Family Educational Rights and Privacy Act) — U.S. Dept. of Education: https://studentprivacy.ed.gov/ferpa

  3. Aug 31

    AI Agents Are Going Rogue: What I Learned at Hacker Summer Camp 2026

    I just spent 9 days at Black Hat, DEFCON, and BSides Las Vegas — the week the industry calls "Hacker Summer Camp" — and I watched a stranger get deepfaked in real time. Here's my full debrief. I'm Jocelyn King, the Queen of Online Safety, and every August I go straight into the middle of it: 115°F heat, four conferences, and the smartest hackers and defenders on the planet showing exactly what they've broken. This year the takeaway was impossible to miss — AI isn't just a tool we use anymore. It's an active participant in both the attack and the defense. In this special edition of the Smarter Online Safety Show, I'm breaking down the five biggest things I took away from Hacker Summer Camp 2026, and turning every one of them into something you can actually do to protect yourself, your family, and your business. IN THIS EPISODE: ✅ The $40 kids' GPS smartwatch that can let a stranger track your child in real time — 36 million trackers, one shared server ✅ Why AI agents behave like teenagers, including a real military exercise where an AI refused a direct order ✅ "Ghostjacking" — how hackers hide instructions inside the activity logs your AI agent reads every day ✅ Why your AI assistant needs its own identity, and why "read" and "act" permissions are not the same thing ✅ Why AI-generated code isn't automatically secure code ✅ I watched a stranger get cloned — face and voice — live, and how it connects to a real $25.6 million deepfake video call scam ✅ The "employee" on your next video call who might not be a real person ✅ My SAFER method for spotting any scam, no matter what story it's wearing ✅ Why Cliff Stoll's 75-cent accounting error, 40 years later, is still the best lesson in cybersecurity 📘 Want the full playbook? My book, Digital Self-Defense in an AI World: How to Protect Yourself Online, walks you through the exact steps to protect yourself, your family, and your accounts: https://www.amazon.com/Digital-Self-Defense-AI-World-Yourself/dp/B0H4X258H3

  4. Aug 22

    AI Agent Escaped and Hacked a Company: Former CISO Rick Cobello Reacts

    An AI agent escaped a testing lab and hacked into a real company's systems — with zero human direction. That's not science fiction, it happened in July 2026, and when I brought it up to my guest, a cybersecurity veteran with FOUR DECADES protecting Fortune 5 companies, healthcare systems, and government agencies, even he admitted: "That scared me." In this episode of Smarter Online Safety, I sit down with Rick Cobello — former Chief Information Security Officer, cybersecurity advisor, and now author of the cybercrime thriller *The Shady Side of Saratoga* — to talk about what's really happening behind the headlines. We get into: ✅ Why an autonomous AI agent breaking containment should worry every business owner ✅ The hidden truth about corporate data breaches (and why companies never tell you the real numbers) ✅ Why your medical records are worth more than your credit card on the dark web — and can't be "reissued" once they're stolen ✅ The free tool that shows if your email has already been exposed in a breach ✅ Simple, real steps — the same ones Rick teaches seniors in his own community classes — to audit your own digital safety ✅ How Rick turned 40 years of real cybersecurity cases into a page-turning crime novel Rick spent his career on the inside — General Electric, New York State cybersecurity leadership, healthcare systems holding millions of patient records — and he's seen the breaches nobody ever hears about. Now he's telling those stories through fiction, and in this conversation, he tells them to you straight. If you've ever wondered whether your data is really safe, or what a security expert actually does to protect himself online, this episode is your wake-up call. 📚 Grab Rick's book, The Shady Side of Saratoga, linked below. 🔗 Resources & Links Mentioned in This Episode - 📖 The Shady Side of Saratoga (Rick's novel, paperback) — https://www.amazon.com/Shady-Side-Saratoga-Richard-Cobello/dp/B0H3W7MMZV  - 📖 Kindle edition — https://www.amazon.com/Shady-Side-Saratoga-Richard-Cobello-ebook/dp/B0H3LSY767  - 🌐 Rick Cobello's official website — https://cobello.com/  - 🔍 Have I Been Pwned (check if your email's been exposed in a breach — the tool Rick recommends) — https://haveibeenpwned.com/  - 🛠️ IObit Advanced SystemCare (free PC protection/registry tool Rick uses) — https://www.iobit.com/en/advancedsystemcarefree.php  - 📰 Background on the AI agent incident referenced in this episode:   - CNN — https://www.cnn.com/2026/07/22/tech/openai-hugging-face-ai-cybersecurity    - Washington Post — https://www.washingtonpost.com/technology/interactive/2026/07/30/timeline-cyberattack-by-openais-ai-agent-shows-its-sophistication/

  5. Aug 18

    AI Slop Is Taking Over Social Media — A Security Expert Reveals How to Spot It

    Is your feed even real anymore? In Part 2, I sit back down with security expert and RooVerse founder Ross Thorpe to talk about the AI-generated content quietly taking over social media — AI slop, bots, deepfakes, and how to actually spot it before it fools you. We get into the stats that stopped me in my tracks: how much of what you're scrolling past every day isn't made by a real person, what just a few minutes of chatbot use does to your brain, and the bots making up a huge share of "engagement" on the platforms you use daily. Ross also walks me through RooVerse, the human-only social app he built specifically to keep AI out, and shares the habits he actually uses to stay sane — and real — online. This is Part 2 of a two-part conversation. Haven't seen Part 1 yet? That's where we cover physical and campus safety — go listen to that first. In this episode: 🤖 Why "AI is the average" — and what that means for everything you're scrolling past 🤖 The real percentage of social media images that are now AI-generated 🤖 What 10 minutes of chatbot use does to your critical thinking 🤖 How to spot AI-generated content before it fools you 🤖 Inside RooVerse — the social app built with zero AI content, ever Ross Thorpe is the founder of RooVerse and works with NGS Security, the UK's leading security provider for universities and student accommodation. 🔗 RooVerse: https://rooverse.app/  🔗 NGS Security: https://www.ngssecurity.co.uk/  Sources & studies mentioned in this episode: 🔗 Forbes — AI-generated content now dominates social media images: https://www.forbes.com/sites/bernardmarr/2025/03/10/15-mind-blowing-ai-statistics-everyone-must-know-about-now/  🔗 Cambridge Disinformation Summit: https://www.jbs.cam.ac.uk/events/cambridge-disinformation-summit-2025/  🔗 ScrollAware — the "25 years scrolling" statistic: https://www.scrollaware.com/  🔗 MIT Media Lab — "Your Brain on ChatGPT" cognitive debt study: https://www.media.mit.edu/publications/your-brain-on-chatgpt/  🔗 MIT/Oxford/Carnegie Mellon/UCLA — study on 10 minutes of AI use reducing persistence: https://ai-project-website.github.io/AI-assistance-reduces-persistence/

  6. Aug 11

    College Safety Tips Every Parent Needs to Know (Security Expert Reveals All)

    Sending your kid off to college this year? Before move-in day, watch this. I sit down with campus security expert Ross Thorpe to talk about the college safety tips every parent and student actually needs — not the generic checklist, the real stuff. Ross has spent his career protecting university students on the ground, and in this episode we get into why "no" is a complete sentence, how to stay safe at parties and concerts without living in fear, the oversharing habit that turns your online presence into a physical safety risk, and what to actually do when someone won't take a boundary seriously. We also break down Maslow's Hierarchy of Needs and why you can't expect anyone — student or otherwise — to thrive if they don't feel safe first. This is Part 1 of a two-part conversation. Part 2 goes even deeper into the online side of safety — subscribe so you don't miss it. In this episode: 🔒 The #1 campus safety mistake students make in their first semester 🔒 Why physical safety and online safety are now the same conversation 🔒 What to say (and do) when someone won't respect a boundary 🔒 Simple habits that make you a harder target — without paranoia 🔒 The safety framework I now use with my own family Ross Thorpe works with NGS Security, the UK's leading security provider for universities and student accommodation. 🔗 NGS Security: https://www.ngssecurity.co.uk/  🔗 Maslow's Hierarchy of Needs (referenced in this episode): https://www.simplypsychology.org/maslow.html  If this helped you — or made you think differently about how you or your kid shows up online and in the real world — share it with someone heading off to campus this year. Subscribe for Part 2. Stay safe out there.

  7. Aug 11

    AI Voice Cloning Scams Are Targeting Grandparents — Cybersecurity Expert Scott Schober Explains

    Cybersecurity expert Scott Schober has been hacked more times than he can count — so I sat him down to break exactly how AI voice cloning scams and SIM swap attacks are draining bank accounts right now, and the free, simple steps that actually stop them. In this episode of The Smarter Online Safety Show, I talk with Scott Schober — author of Hacked Again, Cybersecurity Is Everybody's Business, and Senior Cyber, and CEO of Berkeley Varitronics Systems — about the scams targeting your family, your phone number, and your bank account right now. We cover: ✅ How AI voice cloning scams trick families into wiring money to "grandkids" who were never in danger ✅ Why SIM swapping is the fastest-growing threat to your two-factor authentication ✅ The "digital footprint" mistake almost everyone makes on Google and social media ✅ Why changing your password every 90 days might actually make you LESS secure ✅ The counterintuitive password trick Scott swears by ✅ What high-net-worth individuals do differently to stay protected online Scott has personally been hacked — his credit cards, debit card, business account, social media, and website were all compromised — and turned that experience into a mission to help the rest of us stay safe online. If you or someone you love uses a smartphone, online banking, or social media, this conversation could save you from becoming the next victim. 🔗 MENTIONED IN THIS EPISODE / GUEST RESOURCES Scott Schober's website: https://scottschober.com/  Berkeley Varitronics Systems (Scott's company): https://www.bvsystems.com/  Book — Hacked Again: https://www.amazon.com/Hacked-Again-Scott-N-Schober/dp/099690221X  Book — Cybersecurity Is Everybody's Business: https://scottschober.com/cybersecurity-is-everybodys-business/  Book — Senior Cyber: Best Security Practices for Your Golden Years: https://www.amazon.com/Senior-Cyber-Security-Practices-Golden/dp/1736315803 Cybercrime Magazine: https://cybercrimemagazine.com  Scott's video podcast, "What Keeps You Up at Night?": https://scottschober.com/what-keeps-you-up-at-night/  Scott on LinkedIn: https://www.linkedin.com/in/snschober Scott on Instagram: https://www.instagram.com/scott_schober

  8. Jul 29

    Your Privacy Settings Are Lying to You (CISO Alex Shulman-Peleg Explains)

    Your Venmo, Strava & Netflix accounts may be public right now — I sat down with Kraken's Global CISO to find out how to fix it. In this episode of the Smarter Online Safety Show, I'm joined by Dr. Alex Shulman-Peleg — Global CISO at Kraken, PhD in Computer Science, holder of 14 patents in cloud security and access control, and author of 30+ cybersecurity publications cited over 4,000 times. We dig into online privacy, social media privacy settings, identity theft, deepfakes, and digital self-defense in the age of AI. In this episode, you'll learn: ✅ Why your social media privacy settings are wide open by default — and exactly how to lock them down ✅ The hidden privacy risks of Strava, Venmo, and shared Netflix/streaming accounts ✅ How data breaches and identity fraud connect through your school, utility, and everyday online accounts ✅ Why you should treat every single online account like a bank account ✅ How AI deepfakes and identity theft are now combining to target everyday people ✅ The tagging and photo-sharing setting most people forget even exists ✅ Simple password manager and multi-factor authentication (MFA) habits that actually work ✅ A true story about how good intentions online can be weaponized against the people we're trying to protect 👤 About Alex Shulman-Peleg: Alex is the Global CISO at Kraken ( https://www.kraken.tech ), the AI-powered energy tech platform, and has previously built and scaled cloud security programs at EY, Citigroup, and IBM Research. 🔗 LinkedIn: https://www.linkedin.com/in/shulmana/  🔗 Google Scholar (publications & patents): https://scholar.google.com/citations?user=O7t54HwAAAAJ  🔗 ONUG board profile: https://onug.net  If this episode helped you, share it with someone who needs to hear it — because once your privacy is gone, it's a lot harder to get back.

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Welcome to Smarter Online Safety: Protect, Empower, Transform—your go-to channel for digital security, AI productivity, and digital transformation. As cyber fraud, identity theft, and AI-driven risks grow, Jocelyn King, “The Queen of Online Safety,” is here to help you stay secure and thrive. A Top 10 Woman in Cybersecurity, speaker, and educator, she has been featured on Dr. Phil, prime-time news, international radio, and top podcasts. 💡 What You’ll Learn: ✔️ Protect yourself & your family from cyber fraud ✔️ Secure your devices, data & online accounts ✔️ Leverage AI for business, leadership & productivity ✔️ Strategic insights for CEOs & leaders navigating digital change ✔️ The future of cybersecurity & digital transformation 🔹 More than just cybersecurity—this channel is your safe digital transformation encyclopedia!

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