America's Gold Authority Podcast

U.S. Money Reserve

Are you curious about owning physical gold, silver, and other precious metals? America's Gold Authority® Podcast, presented by U.S. Money Reserve, provides information and insights into these tangible assets, exploring their role in preserving wealth and navigating market fluctuations. The experts at U.S. Money Reserve identify and break down key factors influencing gold and precious metal pricing, portfolio strategies, and how to securely acquire and store physical metals. Learn how gold and silver can play a crucial role in portfolio diversification and serve as wealth insurance during times of economic uncertainty. Stay informed with industry-leading analysis, market trends, and insider knowledge from U.S. Money Reserve’s team of trusted authorities, which includes two former Directors of the U.S. Mint, an 18-year veteran in financial and retirement planning education, and seasoned precious-metals professionals.

  1. Through the Inflation Storm: Gold, Energy Markets, and the Fed

    MAY 18

    Through the Inflation Storm: Gold, Energy Markets, and the Fed

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to break down the latest inflation surge and the growing pressures facing the global economy. They examine why inflation numbers came in higher than expected, how rising oil prices and supply disruptions are feeding into the broader cost of living, and why older Americans may be feeling the impact even more sharply. The discussion highlights how energy shortages, fertilizer costs, and global shipping disruptions could continue driving inflation higher in the months ahead. Diehl and Chastain also explore the difficult position facing the Federal Reserve as it weighs inflation risks against slowing economic growth. With the possibility of prolonged supply shocks tied to conflict in the Persian Gulf and ongoing trade tensions, the episode explains why rate cuts may become harder to justify despite mounting economic pressure. The conversation also examines gold’s evolving role in modern portfolios. While traditional stock-and-bond diversification models have weakened in recent years, gold has increasingly demonstrated its ability to provide stability during periods of inflation, financial stress, and rising rates. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-243-0896 or visiting https://usmr.gold/USMoneyReserve/POD62P

    21 min
  2. Stability Test: Physical Gold vs. Tech Stocks Over Long Market Cycles

    MAY 11

    Stability Test: Physical Gold vs. Tech Stocks Over Long Market Cycles

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine how gold has performed against tech stocks and the broader market over the past 25 years. They break down the boom-and-bust cycles that have shaped technology stocks since the dot-com era, including the impact of market crashes, IPO speculation, and shifting market behavior. The discussion highlights why many technology stocks struggle after going public, how timing often determines outcomes, and why diversification remains critical in volatile sectors. Diehl and Chastain also explore the structural changes that have supported stock market gains over the last decade, including corporate buybacks, quantitative easing, and the growing concentration of market performance among a handful of large technology firms. As new AI-related IPOs prepare to enter the market, they explain why consumers may face increased risk despite the excitement surrounding emerging technologies. The episode compares gold’s long-term performance against both the S&P 500 and technology stocks, demonstrating how gold has delivered strong returns through recessions, financial crises, inflationary periods, and market recoveries alike. While stocks and technology sectors experienced deep drawdowns during multiple downturns, gold consistently preserved and continued advancing over time. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-2707 or visiting https://usmr.gold/USMoneyReserve/POD61P

    21 min
  3. Withdrawal Limit: When Banks Restrict Your Money

    MAY 4

    Withdrawal Limit: When Banks Restrict Your Money

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine the growing concerns surrounding financial system stress and what it could mean for access to your money. They break down how recession risks, rising unemployment, and slowing consumer activity are putting pressure on both traditional banks and less-regulated financial institutions. The discussion explores how withdrawal limits, reduced lending, and tightening liquidity can emerge during periods of stress—sometimes restricting how quickly consumers can access their own funds. Diehl and Chastain also explain how today’s financial system differs from past cycles, with the rise of “shadow banking” and less transparent lending structures adding complexity and potential risk. They highlight how unrealized losses in the banking system, combined with reduced credit creation, can amplify economic slowdowns and increase the likelihood of broader disruption. The episode examines why financial markets and the real economy can diverge, and how stress in one area can quickly spill into another. With historical comparisons to past downturns and growing warning signs across multiple sectors, the conversation reinforces the importance of preparation, diversification, and long-term planning. As uncertainty builds, the discussion underscores why physical gold has historically performed well during periods of recession and financial strain—offering both protection and long-term stability when traditional systems face pressure. Discover why U.S. Money Reserve is a trusted ally for Americans focused on wealth protection and long-term financial security. As one of the nation’s largest private distributors of government-minted gold, silver, platinum, and palladium—and the only precious-metals firm guided by two former U.S. Mint Directors—it offers clients unmatched institutional expertise. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve continues to help individuals safeguard their futures. Discover more: tune in to the America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling by calling 855-425-2794 or visiting https://usmr.gold/USMoneyReserve/POD60P

    18 min
  4. The Next Chair: Warsh and the Future of the Fed

    APR 27

    The Next Chair: Warsh and the Future of the Fed

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine the potential transition of Chair of the Board of Governors at the Federal Reserve—and what it could mean for markets. They break down the uncertainty surrounding current Fed chair Jerome Powell’s timeline, the confirmation process for Kevin Warsh, and the broader implications of leadership change within the Federal Reserve. The discussion highlights how the Fed chair works alongside a broader board of governors, balancing competing priorities between inflation control and economic growth. Diehl and Chastain explore the divide between “hawks” and “doves” on interest rate policy, explaining how those competing views could shape decisions in the months ahead. They also examine Warsh’s policy outlook, including a more dovish stance on interest rates and a more aggressive approach to reducing the Fed’s balance sheet—moves that could have far-reaching consequences for credit markets and financial stability. The episode goes beyond rate decisions to explore deeper structural risks, including the role of the Federal Reserve’s balance sheet in supporting the global financial system. With trillions of dollars tied to liquidity, bank reserves, and debt refinancing, even modest shifts in policy could ripple across markets. The discussion highlights why ideological shifts at the Fed—and the willingness to follow through on them—may carry greater long-term impact than any single rate decision. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-201-3513 or visiting https://usmr.gold/USMoneyReserve/POD59P

    21 min
  5. Rebuilt Around Hard Assets: A New Way to Think About Portfolios

    APR 20

    Rebuilt Around Hard Assets: A New Way to Think About Portfolios

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, to explore a major shift underway in portfolio strategy—and why hard assets are moving to the center of the conversation. They break down the long-standing 60/40 model of stocks and bonds, explaining why it dominated for decades and what has changed in today’s economic environment. The discussion highlights how shifting market dynamics, inflation pressures, and evolving risk factors have challenged traditional assumptions about diversification and performance. Diehl outlines the growing adoption of a 60/20/20 allocation—60 percent stocks, 20 percent bonds, and 20 percent gold—and explains why this model has outperformed the traditional approach over the past two decades. He also details how gold has delivered strong results not only during market downturns, but during periods of growth as well, offering both protection and performance within a balanced portfolio. The episode explores how financial advisors and institutional players are beginning to reassess long-held strategies, driven by both top-down recommendations and increasing client demand. As more portfolios shift toward including gold, the discussion highlights how even small changes in allocation could drive significant new demand in the market. With long-term forecasts pointing to continued strength in gold and uncertainty surrounding traditional assets, the discussion reinforces why diversification, regular portfolio rebalancing, and a renewed focus on hard assets are becoming essential in today’s financial landscape. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-201-3521 or visiting https://usmr.gold/USMoneyReserve/POD58P

    18 min
  6. Echoes of 2008: Risk Without Regulation

    APR 13

    Echoes of 2008: Risk Without Regulation

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine rising concerns in the rapidly expanding private credit market. They break down how this $2 trillion sector—often referred to as “shadow banking”—has grown outside traditional regulation, shifting lending activity away from banks and into less transparent structures. The discussion explains why limited disclosure, restricted withdrawals, and rising stress among borrowers are drawing comparisons to conditions seen before the 2008 financial crisis. Diehl and Chastain also explore how these funds operate, including the use of illiquid assets, delayed redemptions, and “payment-in-kind” structures that allow debt to grow without immediate repayment. They highlight how these dynamics can mask underlying risk, creating a false sense of stability while financial pressure builds beneath the surface. The episode examines the broader implications for the financial system, including potential spillover into traditional banks, reduced credit availability, and the risk of forced asset sales during periods of stress. As more retail consumers gain exposure to these vehicles, the conversation raises important questions about transparency, regulation, and long-term stability. With uncertainty building and historical patterns reemerging, the discussion reinforces why many turn to physical gold as a safe haven outside the traditional financial system. As past crises have shown, risk often becomes visible only after it has already spread—and preparation remains a key part of long-term financial security. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-201-3527 or visiting https://usmr.gold/USMoneyReserve/POD57P

    28 min
  7. Stacked for Stability: Where Gold Fits in Modern Banking

    APR 6

    Stacked for Stability: Where Gold Fits in Modern Banking

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine how evolving banking regulations could reshape gold’s role in the global financial system. They break down the concept of “high-quality liquid assets”—a classification developed after the 2008 financial crisis to ensure banks can meet short-term liquidity demands—and why gold has historically been excluded from that category. The discussion explores the growing push by organizations like the World Gold Council and London Bullion Market Association to reclassify gold alongside cash and government bonds, and what that reclassification could mean for institutional gold demand. Diehl and Chastain also clarify widespread confusion around Basel regulations, including the difference between capital rules and liquidity rules, and why recent reports about gold’s classification have been misunderstood. They explain how a formal shift to include gold as a high-quality liquid asset could reduce costs for banks, encourage broader adoption, and introduce a new source of demand into an already constrained market. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm guided by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-201-3536 or visiting https://usmr.gold/USMoneyReserve/POD56P

    11 min
  8. Window of Opportunity: A Strategic Entry Point for Gold

    MAR 30

    Window of Opportunity: A Strategic Entry Point for Gold

    On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Managing Director and Global Head of Research, to examine gold’s recent price drop and what it signals for buyers focused on the long term. They explain how a rapid rise in the U.S. dollar triggered a short-term pullback in gold, despite the broader upward trend remaining intact. The discussion breaks down why sharp moves—both up and down—are a normal part of market cycles, and why gold’s recent performance still reflects strong gains over the past year. Diehl and Chastain also explore the psychology of market movements, explaining how short-term declines can feel like losses even when long-term returns remain strong. They outline why timing the market perfectly is difficult, and how many experienced buyers focus instead on building positions during periods of price consolidation. The episode highlights how current price levels may represent a strategic entry point, especially as long-term drivers—including global uncertainty, currency dynamics, and central bank demand—remain firmly in place. With forecasts from major analysts pointing to significantly higher gold prices in the years ahead, the discussion reinforces why physical gold continues to play a key role in diversification and long-term wealth protection. U.S. Money Reserve is widely known as one of the country’s largest private dealers of government-minted gold, silver, platinum, and palladium. It’s the only precious metals firm led by two former U.S. Mint Directors, giving the company unrivaled institutional insight. Having served more than one million customers and processed over $4.4 billion in transactions, U.S. Money Reserve is widely trusted for helping Americans safeguard their financial future. Tune in to America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-201-3546 or visiting https://usmr.gold/USMoneyReserve/POD55P

    16 min

Ratings & Reviews

5
out of 5
5 Ratings

About

Are you curious about owning physical gold, silver, and other precious metals? America's Gold Authority® Podcast, presented by U.S. Money Reserve, provides information and insights into these tangible assets, exploring their role in preserving wealth and navigating market fluctuations. The experts at U.S. Money Reserve identify and break down key factors influencing gold and precious metal pricing, portfolio strategies, and how to securely acquire and store physical metals. Learn how gold and silver can play a crucial role in portfolio diversification and serve as wealth insurance during times of economic uncertainty. Stay informed with industry-leading analysis, market trends, and insider knowledge from U.S. Money Reserve’s team of trusted authorities, which includes two former Directors of the U.S. Mint, an 18-year veteran in financial and retirement planning education, and seasoned precious-metals professionals.