The Follio Property Podcast

Lachlan Delahunty and Reece Beddall
  • 0.0 (0)
  • Investing
  • Updated Weekly

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

  1. 2d ago

    Lending Data Reveals What Banks Don't Want You to Know | Property Market Analysis

    New lending figures show investor activity down 8.6% and first home buyers still falling, and yet the more surprising story is where the price falls are actually landing: the most expensive suburbs, not the affordable ones. Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=92&utm_campaign=propstac Start you investment journery 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=92&utm_campaign=contact_us Three major data sets landed on the same day, and Reece Beddall and Lachlan Delahunty break all three down live. They start with the ABS lending figures to June, why the post-budget drop is smaller than expected but only captures half a month of the fallout, and why the next quarter will likely be far more significant. Lachlan also explains why banks losing volume could make debt easier to access over the next six to twelve months. From there they turn to the migration data, where permanent arrivals rose while short-term arrivals fell, and what a shift toward skilled migration means for housing and the economy. Then into the Cotality figures: how far each capital would fall in a downturn scenario, why Melbourne may be closer to its floor than any other market, and why the prestige end is taking a far bigger hit than the affordable end. They close on investor share by state, including Victoria at 41% and Tasmania at a striking 73%, and the case building around Melbourne heading into the Victorian election. What we cover: ✅ ABS lending data: investor activity down 8.6% and why the next quarter will be worse ✅ The RBA hold, easing US inflation, and the odds of one more rate rise this year ✅ Why banks losing market share could make borrowing easier soon ✅ Migration data: permanent arrivals up 7.8% while short-term arrivals fall ✅ Cotality peak prices and how far each capital would fall in a 20% downturn ✅ Why Melbourne may be near its floor and set to rebound fastest ✅ The two-speed economy across Adelaide, Brisbane and Perth ✅ Why prestige suburbs are falling four to five times faster than affordable ones ✅ Investor share by state: Victoria at 41% and Tasmania at 73% ✅ The Melbourne outlook heading into the Victorian election Timestamps: 00:00 Intro: three data releases in one day 01:02 ABS lending data: investor activity down 8.6% 03:40 The RBA hold, US inflation and the rate outlook 06:36 Migration data: permanent arrivals up, short-term down 09:48 Cotality: peak prices and the downturn scenarios 11:21 Why Melbourne may be near its floor 14:17 The two-speed economy: Adelaide, Brisbane, Perth 16:40 Why the prestige markets are falling fastest 21:18 Investor share by state: Victoria 41%, Tasmania 73% 22:12 The Melbourne outlook and the Victorian election About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update 2026 | abs lending data | investor lending Australia | migration data Australia | Cotality property data | Melbourne property market | prestige property market | two speed property market | Tasmania investor share | Follio property podcast #AustralianProperty #PropertyMarketUpdate #PropertyInvesting #ABSData #InvestorLending #FirstHomeBuyers #Migration #CotalityData #MelbourneProperty #SydneyProperty #PrestigeProperty #TwoSpeedMarket #RBA #InterestRates #FollioPropertyPodcast

  2. 5d ago

    Major Banks Warn of Australia's Biggest Property Crash in 40 Years | Property Experts

    Every capital city is now flat or falling, some markets by more than 1.5% a month, and yet Lachlan Delahunty just put an offer on a unit complex in Melbourne. This episode is about why the two things aren't a contradiction. Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Back in the studio together, Reece Beddall and Lachlan Delahunty work through the questions clients ask most often. They start with the big one: is now actually a good time to buy? Lachlan makes the case that the market is running at five different speeds, why buying into heavily falling markets is a mistake even when everyone is quoting "be greedy when others are fearful," and why a softer market is exactly where a disciplined buyer finds undervalued assets. From there they cover the real risk in investing outside your home state, and why the cost of doing so is usually dwarfed by the upside of buying in the right market. They break down the post-budget question of whether to upgrade your home or buy your first investment property, why units and townhouses have become far more compelling since the negative gearing changes, and what the latest KPMG forecast says about unit price growth. The episode closes on how couples with very different risk appetites can align on a single strategy. What we cover: ✅ Is now a good time to buy, and why "markets within markets" changes the answer ✅ Why buying into a falling market is different from buying selectively in a soft one ✅ The real risk of investing interstate, and why a $50K cost can be worth a far larger upside ✅ Why you don't invest to save tax or reduce your land tax bill ✅ Upgrading your home versus buying your first investment property after the budget ✅ Why units and townhouses have become more compelling since the negative gearing changes ✅ What the KPMG forecast predicts for unit price growth versus houses next year ✅ How replacement cost and undersupply support the case for units ✅ How couples with mismatched risk appetites can align using cash buffers and worst-case planning Timestamps: 00:00 Intro: client FAQs and the state of the market 02:50 Is now a good time to buy? 03:59 Why buying into falling markets is a mistake 05:54 The opportunity in a softer market: being selective 07:00 Interstate and cross-state investing risk 14:53 Upgrading your home versus your first investment property 19:48 Units and townhouses versus houses 21:48 The KPMG forecast: units to outperform houses next year 24:36 Aligning couples with different risk appetites About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes:  Australian property market 2026 | Australian housing market | property investment australia | real estate Australia | capital growth vs cash flow | first home buyer strategy | interstate property investing | units vs houses | PPOR vs investment property | negative gearing changes Australia #AustralianPropertyMarket #PropertyInvestment #RealEstateAustralia #AustralianHousingMarket #PropertyInvesting #FirstHomeBuyer #InvestmentProperty #CapitalGrowth #CashFlow #InterstateInvesting #UnitsVsHouses #NegativeGearing #FolioPropertyPodcast #AustralianRealEstate #PropertyMarket2026

  3. 6d ago

    "The Worst Is Behind Us". The Property Market Is Shifting | Property Experts

    The rate of decline in Sydney and Melbourne is easing. Melbourne's auction clearance rate just jumped from 55% to 63% in a single week. And banks are now launching 40-year investor loans. Here is what all of it means. Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=90&utm_campaign=contact_us Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=90&utm_campaign=propstac_waitlist This is the first episode of Follio's new Monday segment — every week Reece and Lachlan break down the live weekly data Follio tracks as a business: auction clearance rates, weekly and four-week median price movements, listing data, and lending trends. Real numbers, no headline lag. In this episode: Sydney down 1.34% over four weeks, Melbourne down 1.02% — but the rate of decline is now easing Melbourne auction clearance rate jumps from 55% to 63% in a week — what that signals The two-speed market in real numbers: upper quartile down 3.5%, lower quartile neutral to positive Sub $1M Melbourne and sub $1.5M Sydney: multiple offers, faster days on market, competitive auctions Perth listing data declines for the first time in 10 to 12 weeks — a stabilisation signal Spring rebound potential: why Brisbane and Perth could be first to move Is now the best time to upgrade your home in years? The market math explained Mortgage lodgements down 25 to 30% nationally: NAB down 15%, AFG down 20% AMP launches a 40-year investor loan with 10-year interest only — and non-bank lenders are about to go further REIA forecasts rents rising $8 per week, not the government's $2 — what that means for investors 00:00 Introduction: Follio's new Monday weekly data segment 01:00 Sydney and Melbourne weekly numbers: what the data is actually showing 03:30 Auction clearance rates: Melbourne jumps from 55% to 63% 04:30 The two-speed market: upper quartile down 3.5%, lower quartile neutral to positive 06:00 Green shoots: why Lachlan believes the worst of the decline is behind us 07:00 Around the grounds: Brisbane, Perth and Adelaide stagnation explained 09:00 Spring rebound potential for Brisbane and Perth 11:30 The upgrader opportunity in Melbourne and Sydney right now 14:30 34,000 first-time investors in negative equity — the honest advice 19:00 AMP's 40-year investor loan and the 2027 rebound blueprint About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions #PerthPropertyMarket #WARentalMarket #REIWA #RentalCrisis #NoGroundsTermination #InvestorExodus #AustralianPropertyMarket #HousingSupply #PropertyInvestmentAustralia #RentalReform #FollioPropertyPodcast

  4. Aug 6

    Property market getting worse & worse as rental crisis deepens | Property Experts

    Perth relies on private investors for 85% of its rental homes. Victoria just lost 642 in a single month, Queensland 332, and REIWA President Suzanne Brown explains why WA could be next. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=89&utm_campaign=youtube_propstac Discuss your portfolio 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=89&utm_campaign=youtube_contact In this episode of the Follio Property Podcast, host Reece Beddall sits down with Suzanne Brown, President of REIWA and Director of RentWest, with over 35 years of property experience across Western Australia. This is a deep dive into the Australian property market, investor sentiment, and the incoming rental reform set to reshape the WA rental market by next year. We unpack the East Coast investor exodus (Victoria lost 642 rental properties in a single month, Queensland lost 332), why Perth's 2% vacancy rate is already critically tight, and why no-grounds termination legislation, despite sounding tenant-friendly, could push more investors out of the rental pool and worsen the housing supply crisis for renters. Suzanne also explains the end of the National Rental Affordability Scheme (NRAS), its impact on 1,500 WA tenants, and why REIWA believes government housing supply policy is ignoring the demand side of the equation. What you'll learn in this episode: Why investors provide 85% of WA's rental housing and what happens when they leave the market The real numbers behind the East Coast investor exodus and what it signals for Perth How no-grounds termination reform could backfire on the tenants it's designed to protect Why Victoria's rental reform model is being called WA's "guinea pig" policy The financial reality landlords face when trying to remove a tenant (it's not as simple as $50 a week) What happened when the NRAS scheme ended and why 1,500 WA tenants were left without a safety net Why REIWA believes government is solving the supply problem while ignoring renter affordability  How REIWA's 90% industry membership gives it direct influence over WA property policy  The rise of buyer's agents in WA and what accreditation now requires  Timestamps: 00:00 Intro: Suzanne Brown, REIWA President 03:10 The East Coast investor exodus: 05:20 Why WA relies on investors for 85% of rental supply 07:00 Perth's 2% vacancy rate and the risk of a 3% investor exit 09:15 Why investor sentiment has turned 12:30 No-grounds termination explained 15:45 The real cost of moving a tenant, and Victoria versus London 21:00 REIWA, government engagement and the stamp duty windfall 24:10 The end of NRAS and 1,500 WA tenants 28:00 Raising the bar on buyer's agents and accreditation Suzanne Brown: LinkedIn: https://www.linkedin.com/in/suzanne-brown-rentwest/ REIWA: https://reiwa.com.au/ RentWest: https://www.rentwest.com.au/ About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Perth rental market 2026 | WA rental reform | no-grounds termination | REIWA | investor exodus Australia | Perth vacancy rate | property investment Australia | tenant rights and housing supply | buyers agent accreditation #AustralianPropertyMarket #RentalMarketAustralia #REIWA #PerthPropertyMarket #PropertyInvestmentAustralia #RealEstateAustralia #WARentalMarket #NoGroundsTermination #HousingSupplyCrisis #InvestorExodus #RentalReform #PropertyManagementAustralia #FollioPropertyPodcast #AustralianRealEstate #TenantRights

    Property market getting worse & worse as rental crisis deepens | Property Experts

  5. Aug 4

    Sydney's Worst Homeownership Collapse in 70 Years Has Begun | Property Experts

    The budget was meant to help first home buyers. Instead their activity fell from 66.7% to 54.9% while investor inquiries surged, and Sydney just hit its lowest homeownership rate since 1954. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=88&utm_campaign=youtube Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=88&utm_campaign=youtube_contact_us The Australian property market just got flipped on its head. In this post-budget Follio Property Podcast breakdown, Reece Beddall and Lachlan Delahunty expose the dangerous surge in investor activity, the collapse in first home buyer participation, Sydney's worst homeownership rate since the 1950s, and why negative gearing changes are forcing every investor to rethink their strategy immediately. The latest federal budget was supposed to help first home buyers. Instead, investor activity in new builds has exploded by 76%, first home buyer participation has dropped 12%, and Sydney's owner-occupier rate has fallen to 59.9%, the lowest since 1954. Reece and Lachlan dissect four major AFR articles, unpack the data, and explain why this budget's unintended consequences are pushing the market toward oversupply in the wrong areas, price deflation, and a generation of buyers locked out of homeownership. They also break down a real investor couple's portfolio, calling out the "unsophisticated" plays and giving blunt, non-generic advice on what to hold, what to sell, and what to run from. What You'll Learn: ✅ Why first home buyer activity crashed from 66.7% to 54.9% and how government data hides the truth ✅ The 76% surge in investor house-and-land inquiries and why it signals a repeat of the COVID building boom and bust ✅ How outer-fringe new builds risk becoming oversupplied "ghetto areas" with 90% tenancy and zero capital growth ✅ Sydney's homeownership collapse: 59.9% rate, $1.26M median, and a 65% affordability index that made a correction inevitable ✅ Why Perth and Brisbane are fundamentally different from Sydney and Melbourne, wages, undersupply, and where the resilience actually is.. ✅ Australia's 13 million empty bedrooms: why baby boomers can't downsize and what tax policy could actually fix it ✅ Negative gearing changes post-budget: the complete strategy rethink every property investor needs right now ✅ Real portfolio teardown: Cairns commercial, Cranbourne, and Bendigo, which asset is a "triple threat" to exit immediately Timestamps: 00:00 The post-budget picture: investors up, first home buyers down 04:00 Simonds reports a 76% spike in investor inquiries 06:00 Outer-fringe oversupply and the building quality risk 08:00 Why first home buyers have stepped back 09:40 Sydney homeownership hits 59.9%, lowest since 1954 11:48 Sydney's $1.26M median and the 65% affordability ceiling 12:40 Perth and Brisbane versus Sydney: why they diverge 14:30 13 million empty bedrooms and the downsizing problem 20:00 Negative gearing and the strategy rethink 21:20 Real portfolio teardown: Cairns, Cranbourne and Bendigo About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market 2026 | First home buyers Australia | Negative gearing changes Australia | Sydney home ownership decline | Australian housing affordability crisis | Investor activity new builds Australia | Perth vs Sydney property market | Baby boomers downsizing Australia | Australian property investment strategy | Rental crisis Australia #AustralianPropertyMarket #PropertyInvesting #FirstHomeBuyers #NegativeGearing #SydneyProperty #PerthProperty #BrisbaneProperty #AustralianHousingCrisis #PropertyInvestment #RealEstateAustralia #BabyBoomers #HousingSupply #AFRProperty #AustralianRealEstate #PropertyMarket2026

  6. Jul 30

    The Buyer's Agent Industry Exposed: What They Don't Want You to Know | ft PK Gupta

    Is the rise of buyer's agents actually putting the Australian property market at risk? PK Gupta has built a community around a straightforward argument: most Australian investors do not need a buyer's agent. Reece Beddall argue’s a case against. This is the conversation that followed. Book Your FREE Investment Assessment 👉:https://follio.com.au/contact-us/?utm_source=ep&utm_medium=87&utm_campaign=youtube_contactus 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=87&utm_medium=propstac&utm_id=ep In this episode of the Follio Property Podcast, host Reece Beddall sits down with property investment expert PK Gupta to break down why the buyer's agent boom could be distorting prices in key suburbs, how tax reform proposals around negative gearing and capital gains tax will actually impact investors, and why affordable regional markets may be the smartest play for the next decade. PK Gupta brings a contrarian perspective on the Australian property landscape in 2026. Rather than relying on buyer's agents, he champions a DIY approach to property investment built on data interpretation, qualitative research, and understanding the macro forces that actually move markets. The discussion covers everything from oil shocks and inflation to why over 50% of Gold Coast properties above $2 million are purchased with cash, and what that signals for everyday investors trying to enter the market. If you have been wondering whether negative gearing changes will tank your portfolio, whether Perth and Darwin still have room to run, or how to identify the next affordable growth corridor before the crowd arrives, this conversation delivers the data-backed answers. ✅ Why PK believes limiting negative gearing to two properties will not move house prices ✅ What university modelling suggests about reducing the CGT discount from 50% ✅ Inflation, oil shocks and 17% interest rates, and why Australian house prices still rose through all three ✅ PK's affordable regional picks for 2026 to 2028: Bendigo, Ballarat, Hobart, Launceston, Geelong, Newcastle, Mackay and Townsville ✅ Why Darwin's current cycle may be more sustainable than its last one ✅ The Angle Vale case study: how concentrated investor demand moved a suburb ✅ Why the same data everyone can access still produces very different results ✅ Speculative assets inside SMSFs and why the structure demands the opposite ✅ Whether the multi property landlord is finished, and PK's view on the sliding scale Timestamps: 00:00 - Buyer's Agents: Necessity or Dangerous Crutch? 02:22 - Negative Gearing Reform: Why It Won't Impact House Prices 04:05 - Inflation, Oil Shocks & 17% Rates: Property Still Doubled 07:50 - PK's Affordable Regional Picks for 2026-2028 11:22 - Darwin's Boom: Why This Cycle Is Structurally Different 15:22 - The Dark Side of Buyer's Agents: Data Distortion Exposed 20:52 - Democratized Data: Why You Don't Need a Buyer's Agent 27:26 - Angle Vale Case Study: How Investors Move Entire Suburbs 33:20 - SMSF Danger Zone: Speculative Assets vs Blue-Chip Strategy 35:45 - The End of Multi-Property Landlords? PK Gupta: YouTube: @AusPropertyMasteryWithPK (https://studio.youtube.com/channel/UCcnw6T6HoHau4zwXq5PQbUQ) Instagram: https://www.instagram.com/auspropertymasterywithpk/?hl=en About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Buyer's agents property risk, negative gearing reform 2026, capital gains tax Australia, affordable housing markets, regional property investment, DIY property investing, Australian housing supply crisis, interest rate impact real estate, Perth property market forecast, Darwin property market growth #AustralianPropertyMarket #PropertyInvestment #BuyersAgent #NegativeGearing #CapitalGainsTax #HousingMarket #RegionalProperty #FollioPropertyPodcast #PKGupta #AustralianHousing

    The Buyer's Agent Industry Exposed: What They Don't Want You to Know | ft PK Gupta

  7. Jul 28

    Perth Still Has 20% Capital Growth Left Before Hitting Price Ceiling | Property Expert

    We tackle listener questions spanning every major Australian property market in this rapid-fire Q&A episode. From WA's game-changing R-Code rezoning to the outer Melbourne house and land trap, every answer is backed by Follio's proprietary data. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=86&utm_campaign=propstac_waitlist 👉 Get in touch: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=86&utm_campaign=contact_us The Follio Property Podcast returns to the inbox with a stacked Q&A covering the Australian property market. Lachlan breaks down why Perth still has 20% capital growth runway even at the $1.1 million median price point, while unpacking the R-Code changes opening up 50,000 more residential subdivision opportunities across Western Australia. Reece challenges the narrative on Melbourne's outer-suburb house and land packages and digs into why Sydney agents are suddenly listing prices again. The duo also runs through Busselton's post-budget investment outlook, Darwin's shifting fundamentals, and a quick-fire round covering negative gearing, property downturns, suburb growth signals, and the retirement math every investor needs to know ✅ What the WA R-code change means: 900 down to 700 square metres and the infill opportunity it unlocks ✅ Why Perth still has meaningful capital growth left before its affordability ceiling ✅ Why the Perth slowdown is sentiment driven, not a supply problem ✅ Busselton and regional WA after the budget ✅ Sydney's shift to advertised prices and how under-quoting works ✅ Why outer Melbourne house and land packages lose on opportunity cost ✅ Bendigo and Ballarat versus Geelong: how commuter regionals really differ ✅ The data case against Darwin despite what the buying groups are pushing ✅ How many debt-free properties it takes to retire on a passive income ✅ The debt reduction strategy: why taking on more debt can get you debt-free faster Timestamps: 00:00 Introduction 01:40 WA R-code changes and the subdivision opportunity 07:00 Will Perth hold as it nears $1.1 million 12:30 Is Perth at its peak? Sentiment versus supply 16:30 Busselton and regional WA after the budget 19:30 Sydney: advertised prices and under-quoting 24:00 Outer Melbourne house and land packages 28:00 Bendigo and Ballarat versus Geelong 32:30 The data case against Darwin 37:00 Quick fire: retirement, downturns and debt reduction Key Themes Perth property market analysis | WA r-code infill development | Australian property investing | negative gearing Australia | property downturn Australia | Busselton property investment | Darwin property market | house and land packages Melbourne | retire on property Australia | pay off mortgage or invest About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Got a market question for our next Q&A? Drop it in the comments. Subscribe to the Follio Property Podcast for data-driven Australian property analysis the mainstream won't give you. #AustralianPropertyMarket #PerthProperty #PropertyInvesting #NegativeGearing #PerthRealEstate #HouseAndLand #MelbourneProperty #DarwinProperty #BusseltonProperty #PropertyPodcast #FollioPropertyPodcast #RealEstateAustralia #AustralianRealEstate #FirstHomeBuyer #PropertyInvestment

  8. Jul 23

    Borrowing Capacity After the 2026 Budget: Michael Killiner on Negative Gearing, CGT and Debt Recycling

    Lending has tightened sharply since the 2026 Budget, and the investors who understand the new rules will be positioned to buy while others sit out. Michael Killiner, Director of Tusk Finance, joins Reece Beddall and Lachlan Delahunty to break down what the negative gearing and capital gains tax changes actually mean for borrowing capacity, serviceability and cash flow. This is the most significant lending shakeup Australian property investors have faced since the interest-only caps of 2017, and most of it is happening quietly inside bank policy rather than in the headlines. Michael covers how lenders are now assessing rental income, why first home buyer lodgments have fallen since the Budget and how the guarantee scheme backfired, the real cash flow position on a $700,000 investment property, and the everyday commitments quietly destroying loan applications. He also explains why negative gearing is not gone so much as delayed, how debt recycling still works in 2026, and how to structure offset accounts and lending across major and non-bank lenders for the current environment. Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=contact_us&utm_campaign=episode+85📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=propstac&utm_campaign=episode+85 In this episode: Post-Budget lending landscape and what changed for investors First home buyer lodgments and the guarantee scheme RBA interest rate outlook for 2026 Serviceability and borrowing capacity after the Budget Non-bank lenders, assessment rates and rental income rules Trust structures, company lending and the lending fraud crackdown The real cash flow position on a $700,000 property Whether to pay down the mortgage in this environment Car leases and the borrowing capacity damage they cause Debt recycling in 2026 and how to structure it Why negative gearing is delayed rather than gone Timestamps: 00:00 Budget fallout: CGT and negative gearing changes explained 04:19 20% drop in first home buyer lodgements 06:48 Interest rate predictions for 2026 08:47 Serviceability post-budget 09:30 Borrowing capacity slashed 11:03 Non-bank lenders, assessment rates, and rental income rules 19:28 Should you pay off your mortgage in this environment? 26:17 Car leases: the worst thing for your borrowing capacity 28:08 Debt recycling in 2026 30:48 Bank policy shakeup coming 33:07 The one piece of advice every investor needs right now Michael Kiliner: Podcast:  @ThatBackyardPropertyPodcast  Business: https://tuskfinance.com.au/ Instagram: https://www.instagram.com/mortgageswmichael/?hl=en About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions #AustralianProperty #PropertyInvesting #NegativeGearing #FirstHomeBuyer #RBA #InterestRates #MortgageBroker #DebtRecycling #AustralianRealEstate #BorrowingCapacity #CGT #FollioPropertyPodcast

    Borrowing Capacity After the 2026 Budget: Michael Killiner on Negative Gearing, CGT and Debt Recycling
See All (106)

Trailer

About

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

Information

  • Creator
    Lachlan Delahunty and Reece Beddall
  • Years Active
    2025 - 2026
  • Episodes
    106
  • Rating
    Explicit
  • Copyright
    © Lachlan Delahunty and Reece Beddall
  • Show Website
    The Follio Property Podcast

You Might Also Like