Equity Smart Is The New Cool Podcast

Equity Smart Is The New Cool

EquitySmart Is The New Cool Podcast is the empowerment of building net worth (assets minus liabilities) through intentional financial education and models of financial awareness and wellness, transforming smart choices—like saving, investing, and avoiding debt traps—into lifelong wealth. It’s redefining “cool” as financial fitness: a socially aspirational standard where stability, creditworthiness, and ownership unlock freedom for every generation.

  1. Sep 23

    Episode 27 | Building Wealth with Strategies for Everyday Americans with Ron Harris

    How can working families use financial tools and strategies to build wealth and create a stronger financial future? This week on the Equity Smart Is The New Cool Podcast, we’re joined by Ron Harris, MBA, CFEI, MBE, founder of Financial Literacy Group and author of Hybrid Financial Arbitrage: A Real-World Guide for Working-Class Americans. With more than 20 years of experience as a financial educator, Ron shares his perspective on financial literacy, retirement planning, wealth building, and closing the wealth gap. We discuss financial structures traditionally used by banks and corporations and how working families can better understand and apply these concepts in their own financial lives. If you’re looking to strengthen your financial knowledge, think differently about wealth building, and make more informed decisions about your financial future, this conversation is for you. 👍 Like, subscribe, follow, and share this episode with your family, friends, and network. Help us spread conversations that can lead to greater financial awareness, stronger communities, and generational wealth. #EquitySmartIsTheNewCool #RonHarris #FinancialLiteracy #FinancialWellness #WealthBuilding #RetirementPlanning #FinancialEducation #GenerationalWealth #FinancialFreedom #BuildEquity #FinancialAwareness #juliuscartwright #equitymovement 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  2. Sep 9

    Episode 25 | A talk with Gwen Thomas, the Scholarship Mom, Part II

    ¡La conversación continúa! En Parte II de la entrevista de Julius Cartwright con Gwen Tomás, fundador y director ejecutivo de Seminarios de nuevas perspectivas, profundizamos en la importancia de la educación financiera, las oportunidades de becas, la asequibilidad universitaria y la preparación profesional. Gwen continúa compartiendo su experiencia trabajando con estudiantes y familias y su misión de ayudar a los jóvenes a convertir la educación y las oportunidades en un futuro financieramente sostenible. Si no lo has visto Parte I¡asegúrate de comprobarlo y luego únete a nosotros para la Parte II!  Equity Smart es el nuevo podcast genial Nuevos episodios cada Miércoles a las 5:00 a. m. (EST) Ver y suscribirse: https://www.youtube.com/@EquitySmartIsTheNewCool Ascultă: Encontrar Equity Smart es el nuevo podcast genial en Spotify, Apple Podcasts, Amazon Music, iHeartRadio y las principales plataformas de podcasts. Învață mai mult: www.esnewcool.com Urmează-ne: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool Me gusta, suscríbete y comparte este episodio con un estudiante, padre, educador o líder comunitario que podría beneficiarse de esta conversación. Porque cuando se construye equidad, se construye libertad. #EquitySmart #EquitySmartPodcast #FinancialLiteracy #FinancialEducation #FinancialWellness #Scholarships #CollegeAffordability #CareerReadiness #CollegePlanning #StudentSuccess #GenerationalWealth #WealthBuilding #FinancialAwareness 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  3. Sep 2

    Episode 24 | A talk with Gwen Thomas, the Scholarship Mom, Part I

    In this episode of the Equity Smart Is the New Cool Podcast, Julius Cartwright sits down with Gwen Thomas, founder and executive director of Fresh Perspectives Seminars, also known as “The Scholarship Mom.” Gwen shares her experience helping students and families navigate financial literacy, scholarships, college affordability, career readiness, and planning for a sustainable future. She discusses why college acceptance is only the beginning and why young people need the financial knowledge and strategies to turn education and career opportunities into long-term financial independence.  Equity Smart Is the New Cool Podcast New episodes every Wednesday at 5:00 AM (EST) Watch & Subscribe: https://www.youtube.com/@EquitySmartIsTheNewCool Listen: Find Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. Learn more: www.esnewcool.com Follow us: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool Like, Subscribe & Share this episode with a student, parent, educator, or community leader who could benefit from this conversation. Because when you build equity, you build freedom. #EquitySmart #EquitySmartPodcast #FinancialLiteracy #FinancialEducation #FinancialWellness #Scholarships #CollegeAffordability #CareerReadiness #CollegePlanning #StudentSuccess #GenerationalWealth #WealthBuilding #FinancialAwareness #EquitySmartIsTheNewCool 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  4. Aug 26

    Episode 23 | Mark Holmes: The Dark Side of Real Estate. SCAMS You Need to Know About: Part 2

    The Dark Side of Real Estate: SCAMS You Need to Know About: Part 2 ⚠️ Real estate can be an incredible path to building wealth, but there’s a side of the industry that everyone needs to understand. 👀 🎙️ Featuring Mark Holmes, this two-part conversation takes us inside the world of real estate scams, fraud, and the risks that can put your property and assets at stake. 💡 Learn what to watch for, how scammers operate, and why staying informed could be your best protection. ▶️ Watch on YouTube: @EquitySmartIsTheNewCool ⚠️ Knowledge is protection. Stay alert. Stay informed. Protect what you’ve worked for. WATCH & SUBSCRIBE https://www.youtube.com/@EquitySmartIsTheNewCool 🎧 LISTEN TO THE PODCAST Find Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 LEARN MORE www.esnewcool.com 📱 FOLLOW US Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 👍 Like, Subscribe & Share! If you enjoyed this conversation, share it with someone interested in real estate, development, entrepreneurship, and building wealth through ownership. Because when you build equity, you build freedom. #EquitySmart #RealEstateScams #RealEstateInvesting #RealEstateFraud #ScamAwareness #FinancialEducation #ProtectYourAssets #WealthProtection #RealEstatePodcast #InvestorEducation #PropertyInvestment #FinancialLiteracy #RealEstateTips #MarkHolmes #EquitySmartPodcast 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  5. Aug 19

    Episode 21 | A Conversation with Quinton Green

    In this episode of the Equity Smart Is the New Cool Podcast, Julius Cartwright sits down with Quinton Green, real estate agent, developer, and builder, to discuss his journey in real estate and his vision for development in Cleveland. Quinton shares insights into the major project he is currently working on in Cleveland, the opportunities he sees in the market, and his perspective on using real estate development to help shape communities and create lasting value. Tune in for a conversation about real estate, development, entrepreneurship, and the future of Cleveland. 🎙️ Equity Smart Is the New Cool Podcast New episodes premiere every Wednesday at 5:00 AM (EST)! 📺 WATCH & SUBSCRIBE https://www.youtube.com/@EquitySmartIsTheNewCool 🎧 LISTEN TO THE PODCAST Find Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 LEARN MORE www.esnewcool.com 📱 FOLLOW US Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 👍 Like, Subscribe & Share! If you enjoyed this conversation, share it with someone interested in real estate, development, entrepreneurship, and building wealth through ownership. Because when you build equity, you build freedom. #EquitySmart #EquitySmartPodcast #EquitySmartIsTheNewCool #RealEstate #RealEstateInvesting #RealEstateDevelopment #ClevelandRealEstate #ClevelandOhio #RealEstateDeveloper #RealEstateAgent #Construction #Entrepreneurship #WealthBuilding #BuildEquity #FinancialEducation 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  6. Aug 19

    Episode 22 | Mark Holmes: The Dark Side of Real Estate. SCAMS You Need to Know About: Part 1

    The Dark Side of Real Estate: SCAMS You Need to Know About: Part 1 ⚠️ Real estate can be an incredible path to building wealth, but there’s a side of the industry that everyone needs to understand. 👀 🎙️ Featuring Mark Holmes, this two-part conversation takes us inside the world of real estate scams, fraud, and the risks that can put your property and assets at stake. 💡 Learn what to watch for, how scammers operate, and why staying informed could be your best protection. ▶️ Watch on YouTube: @EquitySmartIsTheNewCool ⚠️ Knowledge is protection. Stay alert. Stay informed. Protect what you’ve worked for. WATCH & SUBSCRIBE https://www.youtube.com/@EquitySmartIsTheNewCool 🎧 LISTEN TO THE PODCAST Find Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 LEARN MORE www.esnewcool.com 📱 FOLLOW US Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 👍 Like, Subscribe & Share! If you enjoyed this conversation, share it with someone interested in real estate, development, entrepreneurship, and building wealth through ownership. Because when you build equity, you build freedom. #EquitySmart #RealEstateScams #RealEstateInvesting #RealEstateFraud #ScamAwareness #FinancialEducation #ProtectYourAssets #WealthProtection #RealEstatePodcast #InvestorEducation #PropertyInvestment #FinancialLiteracy #RealEstateTips #MarkHolmes #EquitySmartPodcast 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  7. Aug 5

    Episode 20 | Building Wealth Through Homeownership: Lending Insights with David Zhou

    Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with professionals who help individuals and families make informed financial and real estate decisions. In this episode, Julius Cartwright sits down with David Zhou of Flagstar Bank to discuss the lending industry, the importance of working with a trusted loan professional, and how financing can open the door to homeownership and wealth building. David shares insights into his career as a mortgage loan originator, the services offered by Flagstar Bank, its national footprint, and the opportunities available to borrowers in Ohio and across the country. Whether you're buying your first home, refinancing, or exploring your financing options, this conversation provides valuable guidance to help you navigate the lending process with confidence. 🎙️ Equity Smart Is the New Cool Podcast New episodes premiere every Wednesday at 5:00 AM (EST)! 📺 Subscribe to our YouTube channel: https://www.youtube.com/@EquitySmartIsTheNewCool 🎧 Listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms by searching "Equity Smart Is the New Cool Podcast." 🌐 Learn more: www.esnewcool.com 📱 Follow us: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 👍 If you enjoyed this episode, please Like, Subscribe, and Share it with anyone interested in home financing, lending, or real estate. Because when you build equity, you build freedom. #EquitySmart #EquitySmartPodcast #FlagstarBank #MortgageLoans #HomeLoans #Homeownership #RealEstate #FinancialEducation #Lending #FirstTimeHomeBuyer #BuildWealth #PersonalFinance #EquitySmartIsTheNewCool 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

  8. Jul 29

    Episode 19 | Eugene West and Biblical Financial Literacy

    Welcome to the Equity Smart Is the New Cool Podcast, where we explore the principles of financial wellness, wealth building, and generational success. In this episode, Julius Cartwright is joined by Eugene West, financial leader, real estate professional, and community advocate, for a meaningful conversation on Biblical Financial Literacy. Together, they discuss how biblical principles of stewardship, integrity, generosity, and wise financial management can help individuals and families build a strong financial foundation. Eugene also shares practical insights on managing money with purpose, making sound financial decisions, and creating a lasting legacy through faith-centered financial habits. Whether you're looking to strengthen your finances, deepen your understanding of biblical stewardship, or build generational wealth, this episode offers timeless wisdom and practical guidance. 🎙️ Equity Smart Is the New Cool Podcast New episodes premiere every Wednesday at 5:00 AM (EST)! 📺 Subscribe to our YouTube channel: https://www.youtube.com/@EquitySmartIsTheNewCool 🎧 Follow the Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Learn more: www.esnewcool.com 📱 Follow us: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 👍 If you enjoyed this episode, please Like, Subscribe, and Share it with someone seeking to grow in both their faith and their financial journey. Because when you build equity, you build freedom. #EquitySmart #EquitySmartPodcast #BiblicalFinancialLiteracy #BiblicalStewardship #FinancialWellness #FinancialEducation #FaithAndFinance #GenerationalWealth #PersonalFinance #BuildWealth #ChristianLeadership #MoneyManagement #EquitySmartIsTheNewCool 🎙️ New episodes every Wednesday at 5:00 AM EST. 📲 Follow Equity Smart Is The New Cool: Facebook: https://www.facebook.com/profile.php?id=61568094539479 Instagram: https://www.instagram.com/equitysmartnewcool/ TikTok: https://www.tiktok.com/@esnewcool X: https://x.com/ESNewCool 📺 Watch on YouTube and listen on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms. 🌐 Visit: www.esnewcool.com 📲 Follow Equity Smart Is The New Cool on social media and share this episode with someone who needs to hear that they’re closer than they think. Because when you build equity, you build freedom.

About

EquitySmart Is The New Cool Podcast is the empowerment of building net worth (assets minus liabilities) through intentional financial education and models of financial awareness and wellness, transforming smart choices—like saving, investing, and avoiding debt traps—into lifelong wealth. It’s redefining “cool” as financial fitness: a socially aspirational standard where stability, creditworthiness, and ownership unlock freedom for every generation.