Down to Finance Australia

Future Finance Group
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Hosted by Future Finance Group’s expert mortgage brokers and industry guests, this podcast dives into all things home loans, personal finance, and property strategy—tailored to the Australian market. Whether you're buying your first home, refinancing, or building your investment portfolio, we’re here to guide you with real-world insights and clear advice. This podcast is intended for general discussion only. For personalised help, speak with your financial planner—or reach out to FFG directly. We’d love to support your finance journey.

  1. First-Time Property Investor - Negative Gearing and CGT Explained Simply (with Adam Pasquill) | DTF

    3D AGO

    First-Time Property Investor - Negative Gearing and CGT Explained Simply (with Adam Pasquill) | DTF

    Structure is one of the biggest early decisions a first-time property investor makes. Adam Pasquill unpacks the basics of negative gearing, CGT, and the high-level differences between common ownership structures, plus the considerations that should guide the decision. Key takeaways: What negative gearing means and how deductions work How CGT treatment differs from regular income How goals (growth vs income) influence structure Individual vs trust vs SMSF - core pros and trade-offs Why costs, flexibility, and state factors matter Why early advice can prevent painful unwind later Guest: Adam Pasquill - Associate Partner, Highview Accounting.

    13 min
  2. First-Time Property Investor - Deposit, Buffers, and Getting Loan-Ready (with Amie Tennant) | DTF

    FEB 9

    First-Time Property Investor - Deposit, Buffers, and Getting Loan-Ready (with Amie Tennant) | DTF

    Borrowing power is the real starting line for first-time property investors. Amie Tennant shares the lending foundations that help investors move from “someday” to a real plan - including what lenders look at, how to prepare early, and why pre-approval can change your buying position. Key takeaways: How brokers compare lenders and guide you through approval to settlement Deposit, costs, and building a buffer Using equity (where relevant) to support an investment purchase Cleaning up consumer credit before applying Why pre-approval matters and why timing matters Why personalised strategy beats generic online advice Guest: Amie Tennant - Director and Senior Mortgage Broker, Future Finance Group.

    10 min
  3. Understanding Home Loan Interest Rates in 2025 | DTF Podcast

    10/27/2025

    Understanding Home Loan Interest Rates in 2025 | DTF Podcast

    If you’ve wondered whether to fix, stay variable, or run a split - this one’s for you. We break down the real drivers of your interest rate, from LVR tiers and credit score to product choice and lender appetite. You’ll hear when a basic loan beats a package, how offsets shave years off your term, and why keeping repayments steady after a rate cut can save a fortune. Clear, practical, and built for Australian borrowers who want confidence at every step.

    29 min
  4. Self-employed home loans - what lenders really need | DTF Podcast

    10/20/2025

    Self-employed home loans - what lenders really need | DTF Podcast

    If you are self-employed and thinking about buying, refinancing or investing, this one is for you. Amy Tennant sits down with Mandy and Sarah to break down exactly what lenders want to see from business owners. They cover full doc and low doc options, when one year of financials can work, how BAS and business bank statements are used, and why net profit - not just turnover - is what banks care about. You will also hear practical tips on ABN and GST settings, keeping a clean banking setup, planning with your accountant, and the timing traps that can cost you borrowing power.

    17 min
  5. Australia's 2025 First Home Buyer Scheme EXPLAINED | DTF Podcast

    10/14/2025

    Australia's 2025 First Home Buyer Scheme EXPLAINED | DTF Podcast

    The First Home Buyer Scheme just changed — and it could make buying your first home in Australia easier than ever. In this episode, Sarah, Mandy, and Molly from Future Finance Group explain what’s new: income caps removed, higher price limits, eligibility expanded to permanent residents and NZ citizens, and how rent ledgers can now help prove genuine savings. We also share the key documents you’ll need, plus honest advice on the real costs and considerations before buying your first home. Property Price Caps: https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme/property-price-caps

    15 min
  6. Home Loan Myths Buyers Still Believe

    09/01/2025

    Home Loan Myths Buyers Still Believe

    In this episode of Down to Finance with FFG Australia, we bust the biggest home loan myths Aussie buyers still believe—from needing years of savings to HECS debt destroying your chances. We cover probation periods, one payslip approvals, genuine savings, credit scores, maternity leave, and the 2% single parent deposit scheme. Clear, simple truths for buyers who want to know what lenders actually look at in 2025.

    13 min
  7. Property Investing Made Simple: Rentvesting, Cashflow & Depreciation

    08/25/2025

    Property Investing Made Simple: Rentvesting, Cashflow & Depreciation

    In this episode of Down to Finance with FFG Australia, we’re joined by Patricia Zurrer from Property Consulting Australia to unpack what really matters when investing in property. From rentvesting and balancing growth vs cashflow, to maximising depreciation benefits and avoiding “accidental” investments, Patricia shares expert tips to help you build smarter strategies in the Australian market.

    22 min
  8. First-Home Buyer Paths in Australia: 5% Deposits, No LMI & Stamp Duty Savings

    08/19/2025

    First-Home Buyer Paths in Australia: 5% Deposits, No LMI & Stamp Duty Savings

    Buying your first home? We unpack real pathways to buy sooner in Australia: 5% deposits with no LMI, stamp duty savings, how gifts and rent ledgers can count toward “genuine savings,” and when a family guarantor can help you buy with no savings. We also explain combining schemes—and why “buy when you can” still holds up.

    13 min
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About

Hosted by Future Finance Group’s expert mortgage brokers and industry guests, this podcast dives into all things home loans, personal finance, and property strategy—tailored to the Australian market. Whether you're buying your first home, refinancing, or building your investment portfolio, we’re here to guide you with real-world insights and clear advice. This podcast is intended for general discussion only. For personalised help, speak with your financial planner—or reach out to FFG directly. We’d love to support your finance journey.

Information

  • Creator
    Future Finance Group
  • Years Active
    2025 - 2026
  • Episodes
    18
  • Rating
    Clean
  • Copyright
    © Future Finance Group
  • Show Website
    Down to Finance Australia