Compound Growth

Compound Growth

We will share insights into current market movements, tips for achieving financial freedom, and answer common questions about the financial world.

  1. MAR 30

    Three Questions That Should Anchor Your Financial Plan

    Most people want to talk about investing. Stock picks, portfolio allocation, whether they're positioned right. Those are real questions — but they're the wrong starting point if the foundation underneath isn't solid. In this episode, Wheeler and Colin go back to basics: knowing what you actually spend, building reserves that can absorb the unexpected, and protecting your income against the things you're least likely to plan for. The conversation is anchored around three questions every household should be able to answer — what happens if you lose your job, what happens if you lose your health, and what happens if you lose your life. Most people can't answer even one of them. They cover why thinking in categories misleads you when it comes to spending, why the emergency reserve math changes in an AI economy where high-earning white-collar jobs are increasingly at risk, and why disability insurance is the most underused protection in personal finance. The stats are sobering: a 24% chance of becoming disabled before retirement age versus a 13% chance of dying early. Two real client stories show what happens when the coverage is in place — and what it makes possible. Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    41 min
  2. MAR 23

    America's Wealth Divide: A Conversation with Bryce Gill

    The economy looks fine on paper. But if you're young and trying to build a life in America right now, it doesn't feel that way. Bryce Gill, economist at First Trust, joins Wheeler and Colin to explain why both things are true at the same time. Bryce breaks down the structural forces quietly reshaping who gets ahead in this economy and who gets left behind. The conversation covers the widening gap between asset owners and everyone else, why the wealth divide is less about capital versus labor and more about age, how AI is actually changing the labor market versus how it's being talked about, and why the economy has become more dependent on the psychology of financial markets than most people realize. They also get into what's really happening in private credit, why the median age of a first-time homebuyer is now 40, and what the federal budget actually tells us about where resources are flowing in this country. Bryce closes with something most economists won't say out loud: the biggest threat to the United States isn't geopolitical. It's internal division. Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    57 min
  3. MAR 16

    The Golden Handcuffs: Navigating RSUs and Stock Comp Packages

    Have you ever looked at a job offer and felt overwhelmed by the alphabet soup of RSUs, ESPPs, and vesting schedules? In this episode of Compound Growth, Colin and Wheeler break down the complex world of equity compensation — moving beyond the raw numbers to explore how these benefits actually impact your long-term financial freedom. Using real-world examples from Google and Amazon, they pull back the curtain on how golden handcuffs are designed and how you can negotiate a package that aligns with your life goals. They dive into the mechanics of RSUs and the crucial differences between front-loaded and back-loaded vesting schedules — because understanding that timeline is the difference between building real wealth and leaving money on the table when your career path changes. They also get into the psychological side of equity: how to avoid the trap of mentally spending deferred compensation before it vests, and why diversification matters so much when your company also pays your mortgage. Whether you're an L9 software engineer or just starting to see stock options in your benefits package, this episode gives you a grounded framework for making intentional decisions — and a reminder that your job offer is an investment decision, not just a paycheck. Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    42 min
  4. MAR 9

    Is This the Last Chance to Make Money?

    The way we build wealth is shifting — and the speed of that shift is unlike anything we've seen before. In this episode, Colin and Wheeler tackle the idea that we may be living through the last great window of traditional wealth-building, and what that actually means for the average person. They draw a direct line between today's AI and robotics boom and the original Gilded Age, when Carnegie, Rockefeller, and Morgan owned everything, and the gap between the haves and have-nots felt permanent. Tesla shutting down its most expensive car lines to build humanoid robots, xAI's expanding footprint, and the rapid displacement of white-collar work are all signals that the rules of wealth creation are being rewritten in real time. The conversation moves from the macro to the personal: why ownership of assets, not income, is becoming the true dividing line, how Trump Accounts represent a government attempt to buy more Americans into the capitalist system, and what Finland's universal basic income experiment actually revealed about human behavior. Colin and Wheeler also confront the psychological side of displacement and what happens to identity, ambition, and purpose when work is no longer a given. The conclusion isn't doom. It's a clear-eyed look at how disruption creates chaos and opportunity at the same time, and why the people who stay flexible, own assets, and invest in what's real will be the ones who come out ahead. Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    45 min
  5. FEB 23

    Is the FIRE Movement Dead, or Just Evolving?

    In this episode, Colin and Wheeler take a hard look at the FIRE movement—Financial Independence, Retire Early—and ask if its rigid rules still make sense in today's world. We revisit the movement's origins in the 2008 financial crisis and the influence of figures like Mr. Money Mustache. We break down the different "flavors" of FIRE, from the extreme frugality of "Lean FIRE" to the more flexible "Barista FIRE" and "Coast FIRE," where the goal is to cover your lifestyle rather than fully punching out. The conversation goes beyond the math to explore the human side of financial planning. We discuss why extreme isolation in the name of saving can be counterproductive, referencing the Harvard Study of Adult Development which found that social connection is the #1 predictor of a long, healthy life. We talk about the importance of building a "social retirement account" alongside your financial one, ensuring you have a community to retire to, not just a job to retire from. Finally, we explore the power of "social guardrails" and discipline, using the etiquette and cleanliness of Japan as an example of how shared rules can create a better environment for everyone. We touch on the "Great Green Wall" initiative as a symbol of long-term vision and collective effort. Whether you're chasing early retirement or just looking for a better balance, this episode is a reminder that the best financial plans are the ones that leave room for life, relationships, and a little bit of "rewinding". Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    50 min
  6. FEB 16

    Investing for the Next Generation: Trump Accounts and the Eternal Portfolio

    In this episode, Colin and Wheeler break down the buzz surrounding the newly proposed Trump Accounts. We cut through the political noise to examine the core of the proposal: a government-seeded investment account for every child born in America between 2025–2028. We discuss the profound impact of compounding from birth and how these accounts could fundamentally shift the way families approach generational wealth for the next generation. Beyond the legislation, we tackle the challenge of maintaining an optimistic outlook in a world of "eternal dross." Wheeler shares his recent journey of cleaning up his newsfeed—swapping worthless rubbish for refreshing stories of progress and positive global shifts. We discuss why a long-term perspective isn't just a mindset; it’s a competitive advantage for investors who want to stay focused on what truly matters for their financial future: progress, not just headlines. Finally, we explore the concept of the "Eternal Portfolio." Inspired by the philosophies of Ray Dalio, we discuss the search for a strategy that stands the test of time and helps reduce the steep learning curve for our children. Whether you’re curious about the mechanics of these new accounts or looking for a way to find clarity amidst the noise, this episode offers a grounded, forward-looking perspective on building a legacy that leaves the world better than we found it. Follow Us: Instagram: https://www.instagram.com/compoundgrowthpod YouTube: https://www.youtube.com/@CompoundGrowthPodcastTikTok: http://www.tiktok.com/@compoundgrowthpod Wheeler’s LinkedIn: https://www.linkedin.com/in/wheeler-crowley-0a63933b/ Colin’s LinkedIn: https://www.linkedin.com/in/colin-walker-mba-6099a038/Credits: Created By: Wheeler Crowley and Colin Walker Production, Editing and Post-Production: Tori Rothwell

    33 min

Ratings & Reviews

5
out of 5
5 Ratings

About

We will share insights into current market movements, tips for achieving financial freedom, and answer common questions about the financial world.

You Might Also Like