Want to learn how to flip houses with no money of your own? Ryan, co-founder of Real Estate Skills, breaks down how to fund a fix and flip with hard money and private investor capital. Then student Raymond walks through a real MLS deal where he earned a $35,000 wholesale fee upfront and stayed in the deal for 50% of the flip profits. 💡 WATCH OUR FREE TRAINING: Learn how we find & analyze profitable deals like Raymond's: ➡️ https://www.realestateskills.com/watch?el=pod 🥇 JOIN PRO WHOLESALER VIP (mentorship + unlimited deal reviews): ➡️ https://www.realestateskills.com/pro-wholesaler?el=pod 👨🔬 Get the EXACT CALCULATOR we use for wholesale & flip deals: ➡️ https://www.realestateskills.com/calculator?el=pod Ryan, who has been involved in more than 100 real estate transactions and built a rental portfolio worth over $12 million, explains how to flip houses using other people's money. Using a $630,000 purchase, a $120,000 rehab, and a $950,000 resale price as an example, he shows how a hard money lender can finance 80% of the purchase and 100% of the renovation, while a private investor covers the down payment, closing costs, points, interest, and holding costs. You'll learn why the deal has to make money before you worry about how to fund it, how to present a deal to an investor as an opportunity instead of a favor, and how a 50/50 profit split works when the investor's capital is returned first. Then Raymond shares the real numbers behind his deal: a distressed property found on the MLS, put under contract for $630,000, and wholesaled to his investor for $665,000. Instead of walking away with the fee, he stayed in to run the rehab, built in a project management fee, and kept 50% of the projected flip profits. You'll also hear how he structured the capital stack, how he earned his investor's trust, how to build a reliable contractor team, and why he finds on-market deals easier to negotiate, all while flipping part-time with a full-time job. If you want to flip houses but think you need hundreds of thousands of dollars in the bank, this video shows you how fix and flip financing, private money, and wholesaling can work together on a real deal. 📊 RAYMOND'S DEAL BY THE NUMBERS (PROJECTED): Under contract at: $630,000 Wholesaled to investor at: $665,000 Wholesale fee: 35,000Rehabbudget:~120,000-125,000ARV:~950,000-$965,000 Raymond's projected total: $110,000+ Raymond's own money in the deal: $0 ⏱️ TIMESTAMPS: 0:00 - How To Flip Houses With No Money 0:51 - Using Two Types of Money to Fund a Flip 1:16 - Example Fix & Flip Deal Numbers 1:55 - Rule #1: The Deal Has to Make Money First 2:05 - How Hard Money Lenders Finance a Flip 2:36 - Covering the Down Payment & Holding Costs 3:13 - Using a Private Investor to Fill the Gap 3:48 - Why Would Someone Give You $200,000? 4:25 - Lender vs. Equity Partner 4:35 - How a 50/50 Profit Split Works 5:31 - Getting Paid a Wholesale Fee Upfront 6:19 - Raymond's Deal: Found on the MLS 7:46 - Getting Paid to Manage the Rehab 8:56 - Raymond's Projected Profit 11:00 - What Made This Property a Good Flip 14:38 - The Capital Stack: Hard Money + Private Investor 17:30 - Why an Investor Would Fund This Deal 22:13 - What the Investor Stands to Make 25:00 - How to Earn an Investor's Trust 25:57 - Flipping Houses Part-Time With a Full-Time Job 30:25 - What Raymond Would Do Differently 32:00 - Building Your Team Before Raising Capital 36:06 - Final Advice: Ask Cash Buyers to Partner 37:35 - How Pro Wholesaler Helped Raymond 38:14 - On-Market vs. Off-Market Deals 40:28 - You Don't Need to Be the One With the Money 👋 CONNECT With Real Estate Skills: Website: https://www.realestateskills.com/?el=pod Instagram: https://www.instagram.com/realestateskills 💙 SUBSCRIBE For More Real Estate Golden Nuggets: ➡️ https://youtube.com/c/realestateskills?sub_confirmation=1 #HouseFlipping #FixAndFlip #RealEstateSkills 📝 Disclaimer: This video is for educational and informational purposes only. Real estate investing involves risk, including the potential loss of capital. The deal discussed reflects an individual experience, includes projected figures, and is not a guarantee of future results. Always perform your own due diligence & consult qualified legal, financial, tax, & real estate professionals before making investment decisions. 📺 Watch Next: How to Wholesale Real Estate (WITHOUT Contracts)!: https://youtu.be/fV1qwmx9Tzk
