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Dijacast is your guide to understanding money and making confident financial decisions. We speak in plain English about budgeting, saving, investing, and reshaping your money habits — all in a way that respects your values and fits your life. In each episode, we’ll share practical tips, real-life questions, and conversations with inspiring experts. Whether you’re just starting your financial journey or ready for your next big step — Dijacast is here to walk with you, one smart choice at a time.

  1. 12/15/2025

    Investing 101: Pensions — State, Workplace & SIPPs (A Halal Guide for Women)

    Pensions are one of the most powerful — and most misunderstood — parts of personal finance.And for women, especially Muslim women, they matter more than we’re often taught. In this Investing 101 episode of DijaCast, we break pensions down in a simple, practical, and faith-aligned way — without jargon, guilt, or overwhelm. In this episode, we cover:• Why pensions matter so much for women and the real impact of career breaks• The three layers of pensions in the UK: State Pension, Workplace Pension, and SIPP• How workplace pensions work, employer contributions, and your right to a halal fund option• What a pension actually is (and why it’s just a wrapper for investments)• How much to contribute — using realistic, flexible guideline• How to find old or forgotten pension pots• A clear, balanced Islamic perspective on pensions and zakat• The most common mistakes to avoid Whether you’ve been ignoring your pension, opted out in the past, or simply never felt confident enough to engage with it — this episode is your reset. Your pension isn’t a chore.It’s a gift to your future self — one built on foresight, independence, and barakah. 🎧 Listen now and take your next confident step toward long-term, halal wealth.

    19 min

  2. 12/09/2025

    Investing 101: Gold & Commodities — A Halal Beginner’s Guide

    Gold has been trusted for thousands of years, but how does it actually fit into a modern, halal investment portfolio? And what about silver, platinum, oil, agriculture, and other commodities? In this DijaCast Investing 101 episode, we break it all down in a simple, faith-aligned way.In this episode, we cover: What commodities are and why they behave differently from stocks or sukukWhy gold is unique and when it shines as a portfolio hedge• How to invest in gold the halal way: physical bars, coins, ETFs, digital gold, and moreSilver, platinum & other precious metals; when they make sense (and when they don’t)The Shariah rules around ribawi commoditiesThe biggest mistakes people make when it comes to commoditiesGold won’t make you rich but it will protect what you’re building.It’s not a growth engine, it’s an anchor. And in a well-diversified halal portfolio, that anchor matters. If you’ve ever wondered whether gold is worth buying, what type to choose, or how commodities fit into your long-term strategy, this episode gives you the clarity you need. ✨ Listen, learn, and take your first confident steps into halal investing the Dija way.

    11 min

  3. 12/02/2025

    Investing 101: Crypto & Digital Assets — What Muslim Women Need to Know

    Crypto is everywhere — TikTok, group chats, family WhatsApp threads… and the hype can make it feel like you’re either missing out or about to make a huge mistake. In this Investing 101 episode, we cut through the noise and bring you a clear, faith-aligned breakdown of what cryptocurrency actually is — and whether it belongs in your financial plan. We cover:🌐 What cryptocurrencies like Bitcoin, Ethereum, stablecoins and NFTs really are🔗 How blockchain works (in simple English)📉 Why crypto is so volatile — and what “risk of total loss” actually means⚖️ The Islamic perspective: why scholars are divided, what’s considered gharar, and what to avoid🔐 Security risks, scams, and what happens when exchanges collapse📊 Whether crypto can play a (small) role in a diversified halal portfolio🕌 How to approach crypto as a Muslim woman — with clarity, caution, and intention This episode is here to help you answer the real question:Is crypto right for me — or can I confidently say “not for me” and walk away?Either answer is perfectly valid. Financial confidence is knowing the difference. ✨ New to Dija?We’re building the UK’s first ethical, faith-aligned investing platform designed for women.Join the waitlist at www.dija.money. #Crypto #HalalInvesting #MuslimWomen #FinancialLiteracy #Bitcoin #Ethereum #DijaCast #Investing101

    14 min

  4. 11/25/2025

    Investing 101: Public and Private Companies

    Ever wondered how people actually invest in companies — not just through the stock market, but in exciting early-stage startups you see making headlines? In this episode of DijaCast's Investing 101 series, we're demystifying the world of company investing — from public stocks to private ventures, angel investing to crowdfunding platforms. We'll explore what it really means to "own part of a company" and how Muslim women can participate in this space the halal way.🚀 What we cover: Public vs private companies: what's the real difference? How venture capital, private equity, and angel investing workCrowdfunding platforms: investing from as little as £100Understanding risk vs reward in private investmentsThree essential questions before investing in any companyWhy this matters for Muslim women building wealth Whether you're curious about backing the next big idea or simply want to understand how companies grow and get funded, this episode breaks it down clearly — without the jargon, with full transparency about risk, and always grounded in your values. 🕌 Halal-first approach 💡 Built for Muslim women taking control of their financial future 📊 Real talk about risk, returns, and what success actually looks like From consumer to co-owner — this is how we participate in the economy that reflects who we are.

    12 min

  5. 11/18/2025

    Investing 101 - Property

    For many of us, especially as Muslims, owning property feels like the ultimate financial milestone. But is buying a home always an investment? And what if you’re not ready to buy yet — are there still halal ways to invest in real estate? In this episode of DijaCast’s Investing 101 series, we unpack the myths, risks, and opportunities in the property world — from owning your first home to exploring fractional investments and ETFs. 🔑 What we cover: Is your home really an investment? The truth about buy-to-let How fractional property investing works Property funds, REITs, and halal ETFs — even inside your ISA Investing in overseas real estate (like Dubai) Risk levels, minimums, and how to choose what’s right for you This episode is your clear, faith-aligned guide to understanding where real estate fits into your financial plan — not just where others expect it to. 🕌 Grounded in halal principles.📊 Backed by data.💡 Made for Muslim women taking confident steps in their financial journey.

    15 min

  6. 11/11/2025

    Investing 101 - Sukuk

    We always hear “stocks and bonds” when people talk about investing.But bonds are off the table for Muslim investors. In this episode of DijaCast: Investing 101, we unpack why bonds are haram, what makes them fundamentally different from halal investing, and introduce their ethical, faith-aligned alternative — sukuk. Sukuk aren’t just “Islamic bonds.” They’re built on shared ownership, real assets, and fair risk — flipping the model from lending to value creation. We’ll explore how sukuk work, where they fit in your halal portfolio, and even how the UK became the first non-Muslim country to issue one.

    10 min

  7. 11/04/2025

    Discussing Gold With Arfy Majeed

    They say gold never loses its shine — and that’s true both for the metal and for today’s guest. In this episode of DijaCast, we’re joined by Arfy Majeed — a Chartered Accountant, Certified Financial Coach, and former Vice President of Finance who spent two decades managing portfolios worth over $20 billion. After years in corporate finance and precious metals trading, Arfy realised that even high earners struggled with money confidence. So she shifted her focus to helping individuals — especially women — build financial wellbeing with wisdom and barakah. We’ll explore what makes gold so timeless, how to invest in it the smart and halal way, and the lessons Arfy’s learned from standing in trading rooms and souqs around the world. Whether you own gold, plan to buy it, or just want to understand its power, this episode will leave you seeing wealth — and value — in a whole new light. Links for Gold backed Credit Cards: https://glintpay.com/us https://giveaway.aufort.gold/en/ Arfy’s Newest Course https://www.eventbrite.co.uk/e/how-to-invest-in-gold-silver-for-beginners-tickets-1947313419859

    46 min

  8. 10/28/2025

    Investing 101- Your Investing Personality

    Most people start investing by asking, “Where should I put my money?” But the smarter question is: “What am I investing for — and who am I as an investor?” In this episode of DijaCast, we explore how to design your investment journey with faith, self-awareness, and clarity. We’ll talk about: 💭 The difference between saving and investing ⏳ How your time horizon and risk capacity shape your investing decisions 📈 Income vs. growth investing — and what fits your lifestyle 🌿 Discovering your investing personality: The Cautious Saver, The Balanced Builder, or The Legacy Seeker 🎧 Listen now to start investing with intention — the Dija way.

    10 min
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About

Dijacast is your guide to understanding money and making confident financial decisions. We speak in plain English about budgeting, saving, investing, and reshaping your money habits — all in a way that respects your values and fits your life. In each episode, we’ll share practical tips, real-life questions, and conversations with inspiring experts. Whether you’re just starting your financial journey or ready for your next big step — Dijacast is here to walk with you, one smart choice at a time.

Information

  • Creator
    Dija Money
  • Years Active
    2K
  • Episodes
    20
  • Rating
    Clean
  • Copyright
    © Dija Money
  • Show Website
    DijaCast