The Property Punch Podcast

Washington & Thabo

Welcome to the Property Punch Podcast – your weekly shot of straight-talking property wisdom, made for real people who want to grow real wealth. Hosted by the team at Your Wealth Mentor, each episode breaks down big ideas into bite-sized tips on property investing, passive income, and building long-term wealth through real estate - all tailored to the Australian property market. Whether you're buying your first home, building a portfolio, or investing through your super (SMSF), this podcast will keep you informed, inspired, and in control. Expect expert insights, market updates, mindset motivation, and real stories from real investors – just like you. 👉 Listen in every week for a fresh punch of property power. Because wealth isn't just for the wealthy - it's for anyone willing to learn and act. 🎧 Available on Spotify, Apple Podcasts, and everywhere you tune in.

  1. How Much Can You Borrow for Investment Property in Australia? (2026 Guide)

    Apr 3

    How Much Can You Borrow for Investment Property in Australia? (2026 Guide)

    Borrowing capacity is one of the most important and misunderstood parts of property investing in Australia. In this episode of The Property Punch Podcast, we break down exactly how much you can borrow for an investment property in 2026, and why your borrowing power might be lower (or higher) than you expect. If you’ve ever wondered…“I earn good money, so why can’t I borrow more?” This episode gives you the clarity you need. We go beyond surface-level advice and explain how lenders actually assess your borrowing capacity, so you can approach property investing with strategy, not guesswork. In this episode, we cover:  What borrowing capacity really means  How banks calculate how much you can borrow  The 5 key factors that impact your borrowing power  Why income alone doesn’t determine your borrowing  How credit cards, car loans, and HECS affect your loan amount  Interest rate buffers and how they reduce your borrowing  How to increase your borrowing capacity (practical strategies)  Common mistakes that reduce your borrowing power  The importance of loan structure for long-term property investing  Bank guarantor options explained  Your borrowing capacity isn’t just a number; it’s a reflection of your financial habits, structure, and strategy. The difference between buying one property and building a portfolio often comes down to how well you understand and manage this. If you’re planning to invest in property in Australia, this episode will help you make smarter financial decisions and maximise your potential. Listen now and take control of your borrowing capacity. Subscribe to The Property Punch Podcast for weekly insights on property investing, wealth creation, and building long-term financial freedom in Australia. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    21 min
  2. Can You Use Your Super to Buy Property in Australia? (SMSF Property Explained)

    Mar 13

    Can You Use Your Super to Buy Property in Australia? (SMSF Property Explained)

    Can you use your super to buy property in Australia? SMSF property investing is one of the most searched and misunderstood topics in the Australian property market. In this episode of The Property Punch Podcast, we break down how SMSF property actually works, what the rules are, and whether it’s the right strategy for you. We cover: What SMSF property meansHow a Self-Managed Super Fund can buy propertyHow SMSF property loans (LRBA) workThe sole purpose test explainedCommon SMSF property mistakes to avoidWho SMSF property is suitable forThe real risks and benefits of using your super to invest in propertyIf you’re considering using your super to buy an investment property, this episode gives you clarity before you make a decision. SMSF property can be powerful when structured correctly — but it must align with your long-term property strategy. Listen now and build confidence in your SMSF property decisions. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    29 min
  3. Why Your First Investment Is Not Meant to Be Your Dream Property

    Feb 13

    Why Your First Investment Is Not Meant to Be Your Dream Property

    Many first time property investors make the same mistake, they try to turn their first investment property into a dream home. In Episode 16 of The Property Punch Podcast, we explain why your first investment property is not meant to be your dream property and how separating emotion from strategy can dramatically improve your long term outcomes. In this episode, we cover: The difference between lifestyle and investment propertyWhy emotion hurts early strategyWhat your first investment property should actually achieveCommon mistakes first time investors makeHow boring properties quietly build wealthIf you’re buying your first investment property or planning your next move, this episode will help you think clearly and strategically. Subscribe for fortnightly property investing conversations with Your Wealth Mentor. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    9 min
  4. From Confused to Confident – How Mentoring Changes Investor Behaviour

    Feb 5

    From Confused to Confident – How Mentoring Changes Investor Behaviour

    Confidence is the difference between people who talk about property investing and those who actually build portfolios. In Episode 15 of The Property Punch Podcast, we unpack how mentoring changes investor behaviour, turning confusion into calm, confident decision making. This episode covers: Why information alone doesn’t create confidenceWhat confusion really looks like in property investingHow mentoring helps investors make better decisionsThe difference between confidence and arroganceHow to build confidence without rushingIf you’re feeling overwhelmed or stuck, this episode will give you clarity and perspective. Subscribe for fortnightly property investing conversations with Your Wealth Mentor. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    13 min
  5. Why Most Australians Don’t Fail at Property, They Quit Too Early

    Jan 15

    Why Most Australians Don’t Fail at Property, They Quit Too Early

    Most Australians don’t fail at property investing. They quit too early. In Episode 14 of The Property Punch Podcast, we unpack why impatience, fear, and unrealistic expectations stop people from building long term wealth through property. This episode is perfect for: New property investorsAnyone feeling stuck or unsureInvestors questioning their progressAustralians thinking about mentoring and structureHosted by Washington and Thabo from Your Wealth Mentor, this episode sets the tone for 2026 and the mentoring focused direction of the podcast. Subscribe for fortnightly episodes on property, wealth, and long term investing. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    16 min
  6. 2025 Property Lessons, Wins & What to Prepare for in 2026

    12/24/2025

    2025 Property Lessons, Wins & What to Prepare for in 2026

    As we wrap up the year, this final episode of The Property Punch Podcast breaks down the biggest property investing lessons from 2025 and what smart investors should prepare for in 2026. In this episode, we cover:  ✔ What the 2025 property market really taught investors  ✔ The biggest mistakes to avoid next year  ✔ Cash flow, SMSF, and strategy shifts we saw  ✔ How to reset your property strategy for 2026  ✔ Practical steps to invest with clarity and confidence Whether you’re just starting or already building a portfolio, this episode will help you finish the year informed and start the next one strong. Learn more at yourwealthmentor.com.au  Subscribe for weekly Australian property insights Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    14 min
  7. New Build vs Established Property: Which One Should You Buy in 2025 - 2026?

    12/01/2025

    New Build vs Established Property: Which One Should You Buy in 2025 - 2026?

    Trying to decide between buying a brand-new build or an established home for your next investment? In this episode of The Property Punch Podcast, Washington and Thabo break down everything you need to know to make the right call in 2025 - 2026. Whether you’re a first-time investor or growing your portfolio, you’ll learn: Which option delivers better cash flow? Where the strongest capital growth opportunities really are. The tax benefits of new properties. The renovation, land value, and value-adding potential of established homes. Which strategy suits your financial goals? Real client examples from the Your Wealth Mentor community This is the ultimate deep dive for anyone confused about which path builds wealth faster. Want personalised guidance? Book your free strategy session here: https://yourwealthmentor.com.au/ Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    17 min
  8. How to Unlock Equity & Multiply Your Property Portfolio

    11/10/2025

    How to Unlock Equity & Multiply Your Property Portfolio

    Thinking about using your home’s equity to grow your property portfolio in 2026?  In this episode of The Property Punch Podcast, father–son duo Washington & Thabo break down exactly how to unlock equity and use it strategically to multiply your property portfolio, without overextending or risking it all. What you’ll learn: ✔ What equity is and how to calculate your usable amount ✔ Step-by-step guide to unlocking equity safely through refinancing ✔ When to use your equity (and when to wait) ✔ Real-life success stories from Aussie investors ✔ Biggest risks, myths, and mistakes to avoid in 2026 Whether you’re a first-time investor or expanding your portfolio, this episode will help you turn “money in your walls” into real wealth opportunities, safely and strategically. 👉 Book your FREE strategy chat: https://yourwealthmentor.com.au/contact Subscribe for weekly episodes and the latest insights on building your Australian property portfolio. Send us Fan Mail If you enjoyed today’s episode, don’t forget to:  Follow or subscribe on Spotify, Apple Podcasts, or wherever you listen Leave us a review - it helps others find the podcast Share this with a friend who needs a fresh pour of property wisdomWant to learn more or take your next step? Visit www.yourwealthmentor.com.au for free resources, mentoring, and real-world investing strategies. Follow us on Facebook, LinkedIn & YouTube Have a question you’d love answered on the show? Send it in via DM or drop us a line - we’d love to feature your question in a future pour.   ⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.

    14 min

About

Welcome to the Property Punch Podcast – your weekly shot of straight-talking property wisdom, made for real people who want to grow real wealth. Hosted by the team at Your Wealth Mentor, each episode breaks down big ideas into bite-sized tips on property investing, passive income, and building long-term wealth through real estate - all tailored to the Australian property market. Whether you're buying your first home, building a portfolio, or investing through your super (SMSF), this podcast will keep you informed, inspired, and in control. Expect expert insights, market updates, mindset motivation, and real stories from real investors – just like you. 👉 Listen in every week for a fresh punch of property power. Because wealth isn't just for the wealthy - it's for anyone willing to learn and act. 🎧 Available on Spotify, Apple Podcasts, and everywhere you tune in.