The Medicine and Money Show

J. Ryan Smolarz, M.D., M.B.A.
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A podcast for high-performing doctors who want to escape financial dependency and build lasting wealth. Join Dr. Joseph Ryan Smolarz as he shares practical strategies for shifting from consumer to investor, without needing a finance degree. 

  1. 19H AGO

    Physicians Making $300K But Living Paycheck to Paycheck

    Send us a text Join a community of physicians leveling up their financial future. Start here: https://medmoneyshow.com/form Mastering Money: A Doctor's Guide to Wealth Building with Wall Street Insider Michael Serpico | Medicine and Money Show Ready to build real wealth as a physician? In this episode, host Ryan interviews Michael Serpico, Wall Street insider and founder of Trader Dad's, to tackle the essential topics of financial literacy for doctors. Learn how to transition from clinical practice to confident investing and build the wealth you deserve. 🎯 CHAPTERS & TIMESTAMPS: 0:00 - Introduction: Financial Literacy for Doctors 3:30 - Michael Serpico: From Wall Street to Helping Physicians 7:15 - The Stock Market Basics Every Doctor Needs 11:00 - Understanding Investment Vehicles for Physicians 15:30 - Risk Management in Your Investment Portfolio 20:00 - Building a Diversified Investment Strategy 24:45 - Tax-Advantaged Investing for Medical Professionals 29:30 - Common Investing Mistakes Doctors Make 34:00 - Long-Term Wealth Building Strategies 38:30 - Market Timing vs. Time in the Market 43:00 - Action Steps for Physician Investors 47:16 - Final Thoughts and Resources 📚 WHAT YOU'LL LEARN: - Stock market fundamentals tailored for busy physicians - How to build a diversified investment portfolio - Risk management strategies for doctor investors - Tax-advantaged investing opportunities - Common investing mistakes to avoid - Long-term wealth building vs. short-term trading - How to balance clinical practice with investing - Resources for continuing your financial education 💬 ENGAGEMENT HOOK: What's your biggest question about investing as a physician? Are you already in the market or just getting started? Share in the comments! 🎁 RESOURCES: Subscribe to the Medicine and Money Show for weekly content on physician wealth building, investing strategies, and financial freedom. #DoctorInvesting #PhysicianWealth #StockMarket #WealthBuilding #FinancialLiteracy #DoctorFinance #InvestingForDoctors #PhysicianFinancialFreedom #WallStreet #PassiveIncome

    49 min

  2. 2D AGO

    Sustainable Investing That Actually Works

    Send us a text In this episode, Joseph Ryan Smolarz sits down with Pete Krull to break down impact investing, ESG, and how smart capital can drive real-world change. They explore how sustainable investing has evolved, why environmental, social, and governance (ESG) metrics actually function as risk management tools, and how climate exposure can materially affect investment returns. Pete explains why personalized financial planning matters more than generic models, why relationships come before portfolios, and how values-aligned investing leads to better long-term outcomes for clients. The conversation also highlights how parents and advisors can teach the next generation to “vote with their money” — building habits of responsible consumption and intentional investing. If you want to understand impact investing, climate risk, ESG investing, and how entrepreneurship can shape a more sustainable future, this episode is a must-watch. Topics covered:  • What impact investing really means  • How ESG reduces investment risk  • Climate change and portfolio performance  • Relationship-based financial planning  • Teaching kids about responsible investing  • How entrepreneurs can create positive change Subscribe to The Medicine and Money Show for more conversations on investing, wealth, and building a better future.

    53 min

  3. 4D AGO

    Doctors: The Financial Playbook Every Physician Needs

    Send us a text Financial Strategies for Medical Practices: Interview with Fractional CFO Carl Stoddard | Medicine and Money Show Want to maximize your medical practice profits? In this episode, host Ryan Smolarz interviews Carl Stoddard, a fractional CFO specializing in medical practice financial strategies. Carl discusses the critical financial aspects doctors face when running their practices. 🎯 CHAPTERS & TIMESTAMPS: 0:00 - Introduction to Medical Practice Financial Management 3:30 - Carl Stoddard: Fractional CFO for Medical Practices 7:00 - Understanding Practice Profit Margins 11:15 - Key Financial Metrics Every Doctor Should Track 16:00 - CFO vs. CPA: Which Does Your Practice Need? 20:30 - Revenue Cycle Management for Physicians 25:00 - Managing Medical Practice Overhead 29:45 - Tax Strategies for Medical Professionals 34:15 - Building Wealth While Running a Practice 39:00 - Preparing Your Practice for Sale or Partnership 44:30 - Financial Forecasting and Planning 49:00 - Action Steps for Practice Owners 54:15 - Final Thoughts and Resources 📚 WHAT YOU'LL LEARN: - Key financial metrics every doctor should track - The difference between CFO and CPA services - How to maximize medical practice profit margins - Revenue cycle management best practices - Tax strategies specifically for medical professionals - How to manage practice overhead effectively - Building personal wealth while running a practice - Preparing for practice sale or partnership opportunities 💬 ENGAGEMENT HOOK: What's your biggest financial challenge as a practice owner? Are you tracking the right metrics? Share your questions in the comments! 🎁 RESOURCES: Subscribe to the Medicine and Money Show for weekly content on practice management, physician wealth building, and financial strategies. #DoctorFinance #MedicalPractice #CFOTips #PhysicianWealth #PracticeManagement #HealthcareFinance #DoctorBusiness #MedicalPracticeProfit #PhysicianFinancialPlanning #HealthcareBusiness

    56 min

  4. JAN 31

    Why Most Doctors Stay Poor (Even Earning $200K+)

    Send us a text Most physicians build wealth the WRONG way—and waste decades catching up. But what if you could build a $10M+ investment portfolio using the strategies financial experts actually use? In this episode, Dave Denniston (CFA Charter Holder & Fractional CFO) breaks down the exact financial framework physicians need to escape the debt trap and build real generational wealth. 🎯 THE FINANCIAL FOUNDATIONS PHYSICIANS NEED: ✅ Why most doctors stay poor (despite earning $200K+) ✅ The "financial avatars" framework for physicians ✅ How to think about risk differently than Wall Street teaches ✅ Why investing is MORE important than your salary ✅ The ONE metric that determines your financial future ✅ Tax strategies that save $50K-$200K annually ✅ Debt elimination in 5 years (instead of 20) 💰 THE REAL NUMBERS: • A physician earning $250K/year can build a $10M portfolio in 15 years • Tax optimization saves $20-40% of investment returns • Proper risk management prevents devastating losses • Compounding turns small investments into millions 📊 WHAT YOU'LL DISCOVER: • Different financial avatars in medicine (which are you?) • Practical steps toward financial freedom • How to think differently about risk, investing, and debt • Income streams every physician should explore • The tax mistakes costing you $500K+ in your career • Why financial planning beats get-rich-quick schemes 📈 CHAPTERS: 0:00 - Introduction to Financial Freedom for Doctors 3:15 - Dave Denniston: CFA and Financial Advisor Background 6:30 - Understanding Different Financial Avatars in Medicine 10:00 - The Real Cost of Medical School Debt 14:30 - Thinking Differently About Risk and Investing 18:45 - Income Streams Every Physician Should Consider 23:00 - The Power of Compounding for Doctors 27:30 - Behavioral Pitfalls to Avoid in Physician Investing 32:00 - Tax Strategies for Physician Wealth Building 🎤 FEATURED EXPERT: Dave Denniston, CFA Charter Holder Financial advisor and entrepreneur specializing in physician financial planning 🔥 THIS EPISODE IS FOR: • Doctors drowning in student loans • Physicians making great income but not building wealth • Medical professionals wanting financial independence • Doctors tired of financial anxiety • Healthcare entrepreneurs planning exits ⚠️ WARNING: Without proper financial strategy, physicians lose $3-5M in lifetime earning potential through tax inefficiency alone. 🔔 Subscribe for more financial freedom strategies for physicians. New episodes weekly. TAGS: Physician Finances | Financial Freedom | Investment Strategy | Wealth Building | Doctor Money | Financial Planning | CFA Strategies | Debt Elimination | Physician Entrepreneur | Financial Independence

    50 min

  5. JAN 30

    Turning $10K into Millions: Real Estate Investment Strategies

    Send us a text Turning $10K into Millions: Real Estate Investment Strategies with Jorge Vasquez | Medicine and Money Show Ready to build real wealth through real estate? In this episode, host Ryan Smolarz sits down with Jorge Vasquez, a seasoned investor, broker, and property manager who has built a robust real estate portfolio from scratch. Jorge shares his journey from financial advisor to losing everything in the 2008 crash, to rebuilding his wealth with dozens of single-family rentals. Learn how doctors can start with just $10,000 and build a 10-year wealth plan through strategic real estate investing. 🎯 CHAPTERS & TIMESTAMPS: 0:00 - How Doctors Can Build Wealth Through Real Estate 3:30 - Jorge Vasquez: From 2008 Crash to Real Estate Success 7:00 - Starting with $10,000: The 10-Year Wealth Plan 11:15 - Why Single-Family Homes Beat Multifamily for Doctors 15:30 - Understanding Real Estate Investment Strategies 19:45 - Structuring Financing for Maximum Returns 24:00 - Refinancing vs. Selling: When to Choose Each 28:30 - Building a Real Estate Portfolio While Practicing 33:00 - Risk Management in Real Estate Investing 37:15 - Creating Passive Income Streams for Physicians 41:35 - Final Thoughts and Getting Started 📚 WHAT YOU'LL LEARN: - How to start real estate investing with just $10,000 - Why single-family homes often beat multifamily for doctors - Reverse engineering a 10-year wealth plan - How to structure financing for maximum returns - The difference between refinancing and selling - Building passive income while still practicing medicine - Risk management strategies for physician investors - How Jorge rebuilt after losing everything in 2008 💬 ENGAGEMENT HOOK: Are you considering real estate investing? What's holding you back? Share your biggest questions or concerns in the comments! 🎁 RESOURCES: Subscribe to the Medicine and Money Show for weekly content on physician wealth building, real estate investing, and financial freedom strategies. #DoctorRealEstate #PhysicianInvesting #RealEstateWealth #PassiveIncome #WealthBuilding #SingleFamilyRentals #RealEstateForDoctors #PhysicianFinance #InvestmentProperty #FinancialFreedom

    43 min

  6. JAN 29

    How Doctors Build Freedom Through Real Estate Investing, Trust, and Creative Finance

    Send us a text In this episode of The Medicine and Money Show, Dr. Joseph Ryan Smolarz sits down with James Brown to unpack what actually builds trust in real estate—and why creative finance matters more than ever for doctors and high-income professionals. James shares how he evaluates investor readiness, why trust starts with asking the right questions, and how alternative models like rent-to-own, co-living, and syndications can create alignment, reduce risk, and generate real impact. The conversation goes beyond tactics into entrepreneurship reality—what it really feels like, when to build passive income before making big career moves, and how investing restores autonomy in a system that often strips it away. This is a practical, honest discussion about building wealth with integrity—without hype—and using capital to solve real problems while protecting your future. What you’ll learn: How trust is built (and lost) with investorsRent-to-own vs. traditional rentals: alignment and riskCo-living as affordable housing and a viable investmentWhy doctors need investing to regain leverage and autonomyWhen to build passive income before quitting a stable careerHow to think like an investor—not a consumerWho this is for: Doctors, professionals, and entrepreneurs who want options—financial, professional, and personal—without gambling on shortcuts. 🔔 Subscribe for weekly conversations on investing, autonomy, and financial freedom.  🌐 Learn more: MedMoneyShow.com

    39 min

  7. JAN 22

    Building Wealth as a Non-Accredited Investor | The Wealth Elevator Explained

    Send us a text In this episode, Lane Kawaoka shares his journey starting as a non-accredited investor and how he used real estate to systematically build wealth. Beginning with single-family rental properties as a young engineer, Lane explains how reaching key net-worth milestones unlocks new investing opportunities. Lane introduces the powerful concept of the Wealth Elevator, a framework that helps investors understand where they are financially—and what strategies make sense at each level. Whether you're just getting started or aiming to become an accredited investor, this episode breaks down how to think long-term, scale intelligently, and use real estate as a vehicle for financial freedom. This conversation is ideal for doctors, professionals, and high-income earners who want to move beyond traditional investing and understand how real estate wealth is actually built.

    51 min

  8. JAN 19

    What Kids REALLY Think About Money

    Send us a text Discover the candid thoughts and opinions of children when it comes to the topic of money. In this insightful video, kids share their perspectives on savings, spending, and the value of money. Gain a fresh and unfiltered insight into how the younger generation perceives financial matters. Watch the video to see What Kids REALLY Think About Money!

    15 min
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About

A podcast for high-performing doctors who want to escape financial dependency and build lasting wealth. Join Dr. Joseph Ryan Smolarz as he shares practical strategies for shifting from consumer to investor, without needing a finance degree. 

Information

  • Creator
    J. Ryan Smolarz, M.D., M.B.A.
  • Years Active
    2025 - 2026
  • Episodes
    13
  • Rating
    Clean
  • Copyright
    © 2026 The Medicine and Money Show
  • Show Website
    The Medicine and Money Show