Money & Marriage Made Simple

Tina Bunn

Money & Marriage Made Simple is the podcast for newlyweds and couples who want to build a strong financial foundation—together. Hosted by a certified financial coach who paid off over $50K in debt with her husband, this show offers practical guidance on money communication and navigating financial stress as a team. With a calming, judgment-free style, each episode dives into real-life money topics that impact your relationship, from how to talk about money without fighting, to aligning your financial goals as a couple. Whether you’re just starting out or trying to get on the same page, this show will help you simplify your money, strengthen your marriage, and live with more peace. New episodes every other week.

  1. 6d ago

    When Your Money Routines Don't Match

    What if the thing you keep fighting about isn't actually about money at all? In this episode of Money & Marriage Made Simple, I'm sharing the story of Dana and Chris — a couple stuck in the same argument every week. Dana wants a structured, on-the-calendar money check-in. Chris feels boxed in by the formality and would rather talk about it as things come up. It looks like a scheduling disagreement. It isn't. Dana grew up finding safety in structure. Chris grew up finding structure suffocating. Neither of them was wrong — they were just optimizing for two different things, predictability and freedom, and neither one had ever said that out loud. This episode is about what happens when you stop trying to get your spouse to adopt your rhythm and start looking for where your two rhythms can actually overlap. In this episode, you'll hear: —  Dana and Chris's story — the recurring argument over a weekly money check-in that was never really about the calendar —  Why one partner's need for structure and the other's need for flexibility aren't a mismatch to fix, but two different ways of managing the same underlying worry —  The exact shift in language that helped them stop trying to convert each other to their own style —  What a truly "shared" money rhythm actually requires — and what it doesn't —  A simple way to find where your two rhythms already overlap, instead of picking one and abandoning the other —  A reflection question about who's been doing all the adjusting in your relationship lately This episode is for you if... —  You and your spouse handle money planning at different paces, and it keeps turning into tension —  You've quietly assumed your partner's approach to money routines is wrong instead of just different —  You want language for talking about routine mismatches without it becoming a power struggle Resources mentioned: —  Free Money Compatibility Quiz — a five-minute way to see how differently you and your spouse are wired around money —  The Debt-Free Collective — a community of couples navigating this exact kind of mismatch, together

  2. Sep 15

    When the Money System Breaks (Don't Panic)

    What if missing a few weeks wasn't the failure — what if the failure was only ever in not coming back? In this episode of Money & Marriage Made Simple, I'm closing out our September series on rhythm and routine with the most honest story I've got: a stretch of weeks where life completely took over, and our own money rhythm dropped off entirely. No tracking. No check-ins. Nothing. The panic thought showed up almost instantly — we're back to square one. But when Zach and I finally sat back down together, it wasn't nearly as bad as the story we'd been telling ourselves the whole time we were avoiding it. This episode is about the difference between a pause and a failure, and why a rhythm interrupted by real life isn't a rhythm broken — it's just a rhythm waiting for you to come back to it. In this episode, you'll hear: —  The stretch of weeks this fall when our own money rhythm completely fell apart, and why —  The panic thought that showed up immediately — and why it turned out not to be true —  What actually happened when we finally sat back down together after the gap —  The difference between a pause and a failure, and why we so often treat them like the same thing —  A reframe for anyone who feels like they're constantly "starting over" with their money —  A closing question to sit with about where you've been treating a pause as proof that you failed This episode is for you if... —  You had a good money rhythm going, then life happened and it all fell apart —  You tend to catastrophize a missed week or two instead of just picking it back up —  You feel like you're always "starting over" with money, and it's starting to feel discouraging Resources mentioned: —  The Debt-Free Collective — grab the Founding Member price before September 28!

  3. Sep 1

    Finding a Money System That Actually Fits YOU

    Have you ever felt like you were failing at budgeting because your system didn't look like everyone else's? In this episode of Money & Marriage Made Simple, I'm telling on us a little bit — every money system Zach and I have tried and quietly abandoned over the years. The app. The Sunday spreadsheet ritual. The envelope method. All of it, tried and dropped, and every single time I assumed it meant something was wrong with us. Except it turns out we were talking about money the whole time — just not in a way I'd ever counted as "real." In the car. Before bed, half-asleep. Informal, unscheduled, and somehow still consistent. This episode is about what happens when you stop chasing someone else's system and start noticing the rhythm you already have — even if it doesn't look official enough to count. In this episode, you'll hear: —  The parade of money systems Zach and I have tried and abandoned over the years — and why we assumed something was wrong with us every time one didn't stick —  The quiet, unscheduled way we were actually staying connected to our money the whole time, and why it took years to count it as legitimate —  The difference between a rhythm that fits your actual life and one you borrowed from someone else's —  Why five honest minutes in the car can matter more than a picture-perfect spreadsheet Sunday —  A permission-giving reframe for anyone who feels like they've failed at every budgeting system they've ever tried —  A question to sit with about the money rhythm you've been avoiding simply because it doesn't look official enough This episode is for you if... —  You've tried more than one budgeting system and quietly given up on all of them —  You compare your money habits to what you see other couples doing online and feel behind —  You want a money rhythm with your spouse but assume it has to look formal or structured to actually count Resources: —  Free Essential Money Checklist — a low-pressure starting point if you feel like you have no rhythm at all yet —  The Debt-Free Collective — a community of couples who've each built very different money rhythms, all valid, none identical

  4. Apr 28

    What Nobody Tells You About Being Debt Free

    Do you ever wonder what debt freedom actually feels like when you get there? Not the screenshot. Not the celebration. What it really feels like — the days after the last payment, the emotions that surprised you, the things nobody warned you about. In this episode of Money & Marriage Made Simple, I'm sharing the honest version of what Zach and I experienced after paying off $50,000 in 11 months. Because the debt payoff journey doesn't end when the number hits zero — and understanding what comes next might be the most important thing you hear before you get there. In this episode, you'll hear: — Why debt freedom feels strange before it feels good, and what's actually happening in your nervous system when that shift happens — The new fears that show up after you pay off debt (and why this is completely normal) — What Zach said the day we made our last payment that I've never shared publicly — Why so many couples pay off debt and end up back in the same place within two years — and the one thing that separates the couples who don't — The honest truth about what it feels like when the people around you don't fully understand what the journey cost you — A direct message to the couple who is in the hard middle of their debt payoff journey right now — the month where nothing dramatic happens and you're just still doing it Whether you're just starting your debt payoff journey, deep in the grind, or right there at the finish line — this episode is for you. LINKS MENTIONED 📋 Free Essential Money Checklist → financeswithoutfear.com/moneychecklist 📊 Free Money & Marriage Score → financeswithoutfear.com/score 💬 Book a Free Discovery Session → financeswithoutfear.com/discovery 📖 New Blog Post: How to Pay Off Debt as a Couple — A Step-by-Step Guide → financeswithoutfear.com/blog IF THIS EPISODE RESONATED The best thing you can do is follow the show and leave a review on Apple Podcasts — it helps more couples find this content when they need it most. And if you know someone who's in the middle of their debt payoff journey right now, send them this episode. It was made for them. ABOUT TINA + FINANCES WITHOUT FEAR I'm Tina, a financial coach for couples in their 20s and 30s who are ready to get out of debt and stop letting money come between them. My husband Zach and I paid off $50,000 in 11 months — and now I help couples build the system, the communication, and the confidence to do the same. 📱 Instagram: @financeswithoutfear 🌐 Website: financeswithoutfear.com 📧 Contact: tina@financeswithoutfear.com Money & Marriage Made Simple releases every other Tuesday. Follow wherever you listen to podcasts so you never miss an episode.

  5. Apr 14

    Afraid to Check Your Bank Account? This Is Why.

    Do you avoid opening your bank account? In this episode of Money and Marriage Made Simple, I talk about financial avoidance — what it actually is, why smart couples do it, and what changes when you finally decide to look. There's a version of you that knows exactly how much debt you have. And there's a version of you that's been quietly avoiding finding out. In this episode, I'm talking about financial avoidance — not the behavior, but what's underneath it. Why smart, capable people close their eyes to their finances. What they're actually protecting themselves from. And what happens the moment they finally look. This is one of the most personal episodes I've recorded. Links: 5-Day Budget Breakthrough Challenge - www.financeswithoutfear.com/breakthroughFree Discovery Session - https://www.financeswithoutfear.com/service-page/discovery-session?referral=service_list_widgetFree Essential Money Checklist - https://www.financeswithoutfear.com/moneychecklist Timestamps: 00:00 - The personal story behind financial avoidance 01:12 - Why avoidance is a survival mechanism, not laziness 02:30 - The mental cost of avoiding your finances in marriage 03:32 - How the fear of what numbers say about you fuels avoidance 04:25 - The impact of unspoken financial agreements in marriage 07:16 - The relief of finally facing the full financial picture 08:19 - Common fears around money: responsibility, disappointment, and reality 10:35 - Reframing the numbers as a math problem, not a character judgment 12:20 - The importance of naming your specific fears to diminish their power 13:29 - Practical exercise: Write down what you are truly afraid of 14:33 - The lighter feeling that comes with clarity and knowing the numbers 15:26 - Invitation to join the 5 Day Budget Breakthrough Challenge or book a free session Remember: Facing your finances with compassion begins with understanding your fears. You are not your debt or your numbers. Take steps to confront what you’ve been avoiding — clarity and relief are just on the other side.

About

Money & Marriage Made Simple is the podcast for newlyweds and couples who want to build a strong financial foundation—together. Hosted by a certified financial coach who paid off over $50K in debt with her husband, this show offers practical guidance on money communication and navigating financial stress as a team. With a calming, judgment-free style, each episode dives into real-life money topics that impact your relationship, from how to talk about money without fighting, to aligning your financial goals as a couple. Whether you’re just starting out or trying to get on the same page, this show will help you simplify your money, strengthen your marriage, and live with more peace. New episodes every other week.