Credit Cards Talk show by Vijay

Vijay Narula
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Hi, I am Vijay a Podcast Creator. I am here to help my audience gain knowledge of Credit cards through my Podcast show.

Episodes

  1. 09/26/2022

    Episode 12

    Use entry-level credit cards that offer alluring rewards and cashback points if you're new to the world of credit cards and want to build a strong credit history and credit score. The SBI and Citi are two excellent entry-level credit cards. SimplyCLICK credit card and the American Express Smart Earn credit card For more information refer to: https://karannegii.wordpress.com/2022/09/15/sbi-simplyclick-vs-amex-smart-earn-credit-card/ SBI SimplyClick Credit Card SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This SBI credit card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online. Highlights of SBI SimplyCLICK Credit Card 10 times more reward points on online spends at partner websites 5 times more reward points on all online spends AMEX Smart Earn Credit Card The Amex SmartEarn Card has signed up with multiple brands and merchants which allows the users to get extra rewards and save big on their purchases. Basically its an entry-level card designed for the mass market segment. Fee & waiver requirement are quite attractive indeed. Highlights of SBI SimplyCLICK Credit Card 1 MR Point for every Rs.50 spend 10X Rewards fetches a Reward Rate of 5% to 10%

  2. 09/23/2022

    Benefits Of BPCL SBI Card OCTANE

    BPCL SBI Card Octane is one of the best co-branded credit cards available in the market. It is a premium version of the previously launched co-branded BPCL SBI Card. With this card, you will get a 7.25% value back on fuel purchases at select Bharat Petroleum Gas stations.  The joining fee of the BPCL SBI Card OCTANE is Rs.1,499 and comes with an annual fee of Rs.1,499 as well. The State Bank of India charges an interest rate or finance charge of 3.5% per month. For more information refer to: https://cardinsider.wixsite.com/cardinsider/post/benefits-of-bpcl-sbi-card-octane Features of the BPCL SBI Card OCTANE Welcome benefits of 6,000 reward points. Get value-back benefits of up to 7.25% reward points on fuel purchases at BPCL petrol pumps. BPCL SBI Card OCTANE Limit The credit limit depends on various factors, such as credit score, annual income, repayment capacity and more. Therefore, you will get to know about your credit limit only after successful verification. Other Benefits Annual fee reversal on spending Rs. 2 lakh in a year. Complimentary fraud liability cover of Rs. 1 lakh.

  3. 09/22/2022

    Are Reward Credit Cards Worth It?

    A rewards credit card is exactly what it sounds like: a credit card that rewards you for your purchases. Used responsibly, a rewards credit card can help you save money on everything from travel bookings to Amazon purchases. Every reward credit card is intended for a particular type of purchase. When determining which card is ideal for them, users must take their spending habits, the bank's rewards programme, and the card's overall appearance into account. For more information refer to: https://nayanmahorr.blogspot.com/2022/09/are-reward-credit-cards-worth-it.html Following are the pros and cons of reward credit card: Pros Earn money, miles, or points for each transaction. Redeem points for things like airline reservations, statement credits, and credits for online shopping to save money. Many credit cards with incentives don't have annual fees. Cons You could be tempted to overspend in order to use up all of your incentives or sign-up bonuses. To save money, you must redeem your rewards, however certain redemption alternatives result in a lower value for your awards. Having strong or exceptional credit is a requirement for the top rewards cards, which may levy an annual fee.

  4. 09/19/2022

    5 Best Air-Miles Credit Cards

    Accelerated travel rewards are provided by travel credit cards, along with extras like free lounge access, the ability to accrue air miles, and co-branded incentives with airlines and travel partners. Getting an airline credit card can be a wise decision if you travel frequently because it gives the finest air mile benefits. The top credit cards in India that have partnered with the best airlines are listed here, along with their salient features and added advantages. For more information read: https://cardinsider.quora.com/5-Best-Air-Miles-Credit-Cards Citibank PremierMiles Credit Card: The Citibank PremierMiles Credit Card is among the greatest options available in India's credit card market for travel-related cards. If you frequently fly, this card is a great choice. For every Rs. 100 spent on flight reservations or on the bank's PremierMiles website, you receive 10 Miles. For every further transaction, you will receive 4 Miles. InterMiles HDFC Bank Signature Credit Card: One of the co-branded HDFC Bank credit cards that are issued in cooperation with intermiles.com is the InterMiles HDFC Bank Signature credit card. The card offers numerous more travel and dining incentives in addition to unique spend-based InterMiles offers. InterMiles HDFC Bank Diners Club Credit Card: After InterMiles HDFC Bank Signature Credit Card, InterMiles HDFC Bank Diners Club Credit Card, which was introduced in collaboration with intermiles.com, is the second intermiles credit card. With a Rs. 5,000 registration fee, it offers enticing welcome incentives including InterMiles Gold Membership, discount coupons for hotel and ticket reservations, and up to 20,000 extra intermiles.

  5. 09/15/2022

    Reasons To Get An American Express Credit Card

    American Express Credit Cards provide personalized perks and rewards so that you get the best benefit from your spendings. An American Express Credit Card provides you with luxurious shopping, dining, travel and much more benefits. American Express Credit Card is a perfect way to handle your expenses which also enables you to experience a premium lifestyle that you need.  For more information refer to: https://karannegi2.blogspot.com/2022/09/reasons-to-get-american-express-credit.html Following are the reasons to apply for American Express Credit Card Lost Card Liability If you find a fraudulent transaction on your Card on account of it being lost or stolen, relax. Because, if you lose your Card, your liability is nil after reporting the loss, and is limited to a maximum of only Rs. 1,000 before reporting. Membership benefits Membership Program is a reward programme for American Express Credit Cardholders. Under this programme the more you spend, the more membership reward points you earn.  Contactless payment With your American Express Card, you can take advantage of the added benefit of Contactless payments. It's a convenient and secure way of paying for your purchase of less than Rs 2,000.

  6. 09/14/2022

    BENEFITS OF ICICI CREDIT CARDS

    ICICI Bank is among the top credit card issuers in India. You can find ICICI credit cards suiting varying individual needs such as fuel, travel, online shopping, dining, entertainment and more. With ICICI Bank credit cards, you can earn reward points and benefits on your travel, fuel, dining, shopping, and entertainment expenses. Regardless of the one you choose, the application process and approvals are quite quick and aimed at making life easier for the customer.   For more information refer to: http://www.apsense.com/article/benefits-of-icici-credit-cards.html Features and Benefits of ICICI Bank Credit Cards ICICI Bank credit cards allow you to earn reward points every time you swipe the card. You can easily request and increase the limit on your ICICI Bank credit cards. ICICI Bank offers a credit card protection plan and this will help you protect your cards from being misused in case of theft or loss. Option to use the card for almost any sort of bill. Interactive interface for making quick and instant payments Best ICICI Bank Credit Cards Category:  Amazon Pay Credit Cards, Featured Credit Cards, Emeralde Card, MakeMyTrip Platinum, Diamant Card  are best ones that cater to diverse income groups and come with several targeted benefits.

  7. 09/13/2022

    Best Credit Cards For Free International Airport Lounge Access

    Free airport lounge access is a luxury much sought by frequent travellers. These lounges provide a respite from the crowds and noise of the airport. You can find comfortable seating, charging ports for your devices, and even complimentary snacks.Through this podcast, you will get all the details like which credit card gives you access to domestic and international airport lounges, annual charges, which bank card offers lounge access etc. For more information refer to: https://ello.co/cardinsider/post/l_ceouws4rkzq7ojiq2rdg SBI Elite Credit Card SBI Elite Credit Card is an all-rounder premium credit card with benefits across varied categories including travel, shopping, movies and more. With a reward rate of 2.5% SBI Card Elite is a highly rewarding card, especially if you are a high spender. Read more to know about the detailed features and benefits of the card. American Express Platinum Card The Platinum card offers premium travel benefits including airport lounge access, exciting travel vouchers, Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels, and a lot more. HDFC Bank INFINIA Credit Card Metal Edition Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass. Citi Prestige credit card Citi Prestige credit card is a suitable option for high spenders. you get unlimited access to more than 800 global priority pass lounge

  8. 09/08/2022

    Flipkart Axis Vs Freecharge Axis Credit Card

    If we talk about the Axis Bank Credit Cards then there is a variety of cards and they confuse the individuals to make a one-sided choice. Most popular credit cards of Axis bank are the Flipkart Axis Bank Credit Card and the Freecharge Axis Bank Credit Card.For regular customers of online platforms such as Flipkart, Myntra, and others would get great benefits from the Flipkart Axis bank credit card. Whereas, Freecharge Axis Bank Credit Card offers you a variety of purchases, including your regular bills. For More Information refer to: https://www.easyfie.com/read-blog/1836206_flipkart-axis-vs-freecharge-axis-credit-card.html Flipkart Axis Bank Credit Card The Axis Bank Flipkart credit card is a co-branded shopping credit card from Axis Bank and Flipkart which offers you a wide range of benefits and features from cashback for transactions, airport lounge access along with fuel benefits. Freecharge Axis Credit Card The Freecharge Plus Credit Card by Axis Bank in partnership with Freecharge is a card which is meant to streamline all your payments of utility bills, daily commute expenses, etc. The card comes with a host of features where you get cashback on your spends along with gift vouchers from brands, on activation.

  9. 09/07/2022

    Factors To Compare Credit Card

    Credit card is one of the most popular and sought-after financial products in the market.When you're comparing credit cards, certain factors will matter more depending on why you're getting a card: whether you want to use it while you're traveling, making day-to-day purchases, or building your credit history.The first step to comparing credit cards is organizing your priorities, which will filter the cards you consider.  For more information, refer to: https://prabh-singh.blogspot.com/2022/08/factors-to-compare-credit-cards.html Here are some common factors to consider: Reward points: One of the attractive features that almost every credit card offers is the reward points program. Most credit cards give you reward points when they are used for transactions across a wide range of categories.  Interest rate: Another factor that is very important to consider is the rate of interest that you would be charged on your card transactions. Fee: There are daily-use credit cards that don't typically come with an annual fee. And then there are rewards cards and others that are specifically for helping you to build credit that typically charge an annual fee Cash back: Cash back is a perk where a percentage of your money is returned to you when you make a purchase. Some credit cards will offer flat-rate cash back, which means you receive the same amount back with every purchase.

  10. 09/06/2022

    Benefits Of Flipkart Axis Credit Card

    Axis Bank is one of the major banks in the country which offers a wide range of credit cards to suit the needs of their customers through various categories such as shopping, lifestyle, travel, etc. Flipkart Axis Bank Credit Card is one of the best cashback credit cards in India. The Flipkart Axis credit card is a virtual card used by cardholders to shop and buy products online from various platforms.Users will get up to 5% cashback on Flipkart, Myntra and other partner websites and 1.5% flat cashback on all other spending. For more information refer to: https://www.emuarticles.com/benefits-of-flipkart-axis-credit-card/ Features and Benefits of the Axis Bank Flipkart Credit Card Flipkart Axis Bank Credit Card has a very generous welcome package amounting to a total of Rs. 1,100. Against the joining fee of Rs. 500, this stands as a great value back for the user.  15% cashback up to Rs.500 on your first transaction at Myntra with this credit card. 20% discount given for new customers on Urban Clap, up to Rs.400 with your credit card With your Axis Bank Flipkart credit card, get 4 complimentary visits at domestic airports in a year. Flipkart Axis Bank Credit Card is best suited to the needs of those who often shop online, especially with Flipkart, Myntra and other partner merchants. The credit limit for your Axis Bank Flipkart card is completely at the discretion of Axis Bank. The bank will consider several factors before assigning a credit limit to your card such as your annual income, your credit score and credit report along with checking the repayment habits of your past and ongoing debts

  11. 09/05/2022

    Best Credit Cards to Earn Marriott Bonvoy Points in India

    Marriott credit card launch in India will soon have a good relationship with American Express, and Amex has already become so popular. Still, according to some experts, we can figure out some important points and specifications that might appear with this card.  For more information, refer to https://issuu.com/kartik745/docs/best_credit_cards_to_earn_marriott_bonvoy_points American Express Gold Card The American Express Gold Card is the mid-range option for those who wish to earn American Express Membership Rewards points.This card  offers solid value for most travelers.  Membership Rewards are flexible and easy to redeem.  American Express Platinum Travel Credit Card The American Express Platinum Travel Credit Card is one of the best travel credit card which is specially designed to cater to the needs of the frequent traveller. The card offers premium travel benefits including airport lounge access, exciting travel vouchers, Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels, and a lot more.  American Express Platinum Reserve Credit Card If you want many benefits under one roof like dining, health, travel, and many more, you should go for American Express Platinum Reserve Credit Card. In addition to it, it also avails to enjoy complimentary things like discounts on health care packages, lounge access, and many more. American Express Platinum Card American Express Platinum Card which is issued as a metal card in India is a super premium credit card known for their premium lifestyle and travel benefits. It's a charge card, hence no pre-set limit to it.

  12. 09/02/2022

    Top 5 Best AU Small Finance Bank Credit Card

    AU Bank offers various credit cards based on spending habits and lifestyle You can experience lifestyle privileges and shop on international trips on these cards. Here is the list of all AU Bank credit cards and their main features. All of them have unique features and allow you to earn reward points. Some of them have the benefit of complimentary access to the airport lounges. For more information, refer to https://flic.kr/p/2nHPfNs

    Top 5 Best AU Small Finance Bank Credit Card
  • 12 Episodes

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Hi, I am Vijay a Podcast Creator. I am here to help my audience gain knowledge of Credit cards through my Podcast show.

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