The Co-op and Condo Insider

EES Content Studio
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The Co-op & Condo Insider is your trusted source for expert commentary led by advocates within New York City’s co-op and condo world. Each episode offers insights into the challenges, news, and stories that shape a community making up more than 20% of this great city’s residents.

  1. Classroom to NYC Council: Eric Dinowitz on Maintaining Co-op Affordability in the Bronx

    MAY 1

    Classroom to NYC Council: Eric Dinowitz on Maintaining Co-op Affordability in the Bronx

    A new fee on its own might not seem like a big deal. But when you layer it on top of everything a building is already dealing with, it adds up fast. We sat down with Eric Dinowitz to talk about what happens when well-intentioned policies meet the reality of co-op and condo budgets. From trash containerization to the ongoing demands of Local Law 11 and Local Law 97, the core question is straightforward: how do we make buildings safer, streets cleaner, and reduce emissions without pushing out the people who actually live in and run these communities? Eric brings a different lens to the conversation, shaped by 12 years as a special education teacher in New York City public schools. He talks about what he saw beyond the classroom, things that don’t usually make it into policy discussions, like food insecurity, unstable housing, and families doing everything they can just to stay afloat. That experience influences how he approaches funding, accountability, and the idea that real impact often takes years to show up, whether you’re teaching, producing content, or working in government. We also get into why co-ops and condos are still one of the most accessible paths to homeownership in the city, and why they’re often left out of the broader affordability conversation. Eric pushes back on the assumption that co-op shareholders are all wealthy, and makes the case that volunteer board members deserve more support and less skepticism. He also touches on how certain policy language can create personal liability concerns that discourage good people from stepping into those roles. There’s a quick Bronx lightning round in there too, with some real neighborhood spots, plus a brief stop in Binghamton for good measure. If NYC housing, co-op living, and affordability matter to you, give it a listen. Share it with a board member or neighbor, and leave a review so more people can find the show.

    37 min
  2. How State Policy Is Shaping the Future of NYC Co-ops With Guest Sen. Toby Ann Stavisky

    APR 14

    How State Policy Is Shaping the Future of NYC Co-ops With Guest Sen. Toby Ann Stavisky

    Co-ops remain one of the last realistic ways to buy a home in New York City. The challenge is that many of the people shaping housing policy don’t fully understand how co-op living actually works. In this episode, we sit down with Sen. Toby Ann Stavisky to talk about that disconnect, and why it often leaves co-op and condo communities playing defense, even though they represent one of the most accessible paths to home ownership in the city. We start with her background, from teaching and early campaign work to her election to the State Senate in 1999, where she became the first woman from Queens to hold that seat. From there, the conversation shifts to how Albany has evolved over the years, including the role technology now plays in both governing and campaigning. We also touch on how artificial intelligence is starting to show up in policy discussions, from regulating synthetic media to initiatives like the Empire AI project at SUNY Buffalo. From there, we get into the issues that directly affect co-op and condo residents: property taxes, the pressure around Local Law 97, and what proposed changes to the J-51 tax abatement could mean for building repairs and long-term planning. We also talk through ongoing concerns about co-ops being swept into tenant-focused legislation, and what’s being done to keep that distinction clear. The conversation wraps with a look at ground lease reform and why it matters for financing and long-term stability. If you’re a shareholder, board member, property manager, or just someone trying to make sense of housing policy in New York, this episode helps connect what’s happening in Albany to what shows up in your monthly costs. If you find it useful, consider subscribing, sharing it with someone in your building, or leaving a review so others can find the show.

    37 min
  3. Co-ops and Condos United NY: Jane Menton on Helping 1.2 Million Homeowners Find Their Voice

    MAR 17

    Co-ops and Condos United NY: Jane Menton on Helping 1.2 Million Homeowners Find Their Voice

    Local Law 97 is starting to feel very real for co-op and condo boards across New York City. When Jane Menton reviews building emissions reports, it becomes clear this is not just a long-term climate goal. It has the potential to create significant costs for buildings that are already operating on tight budgets. We talk through why 2030 is closer than it sounds in terms of capital planning, how projects can quickly turn into assessments, and what early electrification estimates could mean on a per-apartment basis. We also step back and look at a piece that does not get much attention at board meetings: the electric grid. As buildings move toward electrification, questions around capacity, reliability, and rising demand come into focus. We discuss how Local Law 97 connects with the broader push for renewable energy, and what it could mean for residents if electricity costs continue to rise alongside compliance requirements. Finally, we focus on practical paths forward. Jane shares how Co-ops and Condos United NY is working to build a broader coalition, what potential policy tools like an expanded J-51 abatement could look like, and why more coordinated advocacy at the City Council level could make a difference. If you live in a co-op or condo, this conversation offers a clear look at what is coming and how buildings can start preparing. Subscribe for more conversations on co-op and condo governance, share this episode with your board, and leave a review to help others find it. What is the biggest challenge your building is facing right now?

    38 min
  4. The Weprin Legacy: Co-ops, Community, and Public Service

    MAR 3

    The Weprin Legacy: Co-ops, Community, and Public Service

    How does a modest veterans co-op in Queens shape a lifetime of public service and influence the future of housing policy in New York City? In this episode, we sit down with former Assembly Member and City Council Member Mark Weprin for a candid conversation about legacy, legislation, and the long-term viability of middle-class co-op ownership. From his father Saul Weprin’s rise to Speaker of the Assembly to his own years in Albany and City Hall, Mark traces how neighborhood roots inform policy decisions that determine whether communities thrive. We examine why co-ops remain one of the most stable entry points to homeownership for teachers, nurses, police officers, and first-time buyers who want more than just an address—they want a stake in their block. Then we confront the friction points. Outdated assessment methodologies continue to treat co-ops like rental properties, producing tax burdens that often diverge from actual market value. Mark outlines how predictable, transparent reform could preserve affordability while maintaining municipal revenue stability. The discussion turns to Local Law 97, where climate mandates intersect with uneven technology readiness, financing constraints, and compliance penalties that could translate into five-figure costs for individual shareholders. Mark makes the case for a more calibrated path forward: phased implementation, recognition of prior fuel conversions, targeted funding mechanisms, and alignment with grid modernization to ensure decarbonization remains both ambitious and achievable. Policy is only part of the equation. Strategy determines outcomes. Mark shares a practical blueprint for building a co-op and condo caucus, uniting council districts with significant ownership constituencies, grounding advocacy in data and lived experience, and engaging City Hall through a shared priority—affordability. Along the way, we discuss the differences between Albany and City Hall press dynamics, reflect on Ed Koch’s direct governing style, and explore what it takes to advance complex legislation without losing sight of the people it affects. If you care about property tax equity, assessment reform, compliance costs, and preserving middle-class homeownership in New York City, this conversation offers a substantive road map. If this episode resonates, follow the show, share it with your board or neighbors, and leave a review with your biggest question about co-op taxation or Local Law 97. We will address it in an upcoming episode.

    37 min
  5. From Fire To Settlement: How Public Adjusters Protect Co-ops And Condos

    FEB 2

    From Fire To Settlement: How Public Adjusters Protect Co-ops And Condos

    Think the building’s master policy will automatically replace your marble kitchen and motorized shades after a fire? In many New York co-ops and condos, that assumption is where trouble starts. We break down how coverage really works and why the decisions made before a loss often determine whether you are back in your home quickly or tied up in disputes for years. In this episode, we sit down with CEO & Co-Founder of United Public Adjusters & Appraisers Philip Maltaghati and walk through the claims process from the very first phone call to the final settlement. Philip explains how he reads insurance policies alongside proprietary leases, bylaws, and offering plans to figure out what the master policy truly covers and what responsibility falls on the unit owner. He also demystifies replacement cost versus actual cash value, explains how co-insurance penalties quietly shrink payouts, and discusses the growing trend of condos shifting interior coverage onto owners. We talk about why first-party claims usually move faster than pursuing a neighbor’s insurer, how late reporting can derail an otherwise valid claim, and why renovations that go far beyond original sponsor finishes often leave owners underinsured. We also spend time on something that matters just as much as strategy: proof. Philip shares how simple tools like phone videos, doorbell cameras, building CCTV, and 3D scans can capture damage that changes over time and across multiple inspections. We discuss doing remediation the right way to prevent mold and secondary damage, and how creating urgency can help move carriers toward faster payments. From elevator pits to roof exhausts, we cover the hidden paths smoke and water take and why thorough documentation can completely change the outcome of a claim. For boards, we talk about independent valuations, ordinance or law coverage for required code upgrades, and how to navigate renewal shocks without putting the building at risk. For owners, we offer a clear checklist for improvements coverage and temporary housing limits that reflect real-world costs. If you manage a building or own a renovated unit, this conversation will help you take a hard look at your coverage, sharpen your claims approach, and avoid expensive surprises when something goes wrong. Subscribe, share this episode with your board or neighbors, and leave a review with one question you wish your policy answered clearly.

    38 min
  6. Trump Village West - An Inside Look at a Unique Multi-generational Co-op Community

    JAN 15

    Trump Village West - An Inside Look at a Unique Multi-generational Co-op Community

    A unique multi-generational co-op community that refuses to carry a mortgage, a facade program you cannot truly budget for, and a name that can change your insurance premiums. Welcome to life inside Trump Village West. We sit down with general manager Igor Oberman to unpack what it takes to run a 1,144-unit, two-tower complex just steps from the ocean, where regulations, scale, and community collide every day. Igor’s path from growing up in Brooklyn to administrative law judge, to real estate attorney, to general manager gives him a rare edge when New York City mandates hit. He explains why Local Law 11 remains a budgeting black box, how scaffolding and probes drive costs higher, and how COVID turned deadlines into a daily test of grit. We dig into the hybrid management model that keeps a 24/7 operation nimble, combining on-site leadership with union maintenance and specialized third-party back-office teams handling AP, AR, and compliance. The result is faster response times, cleaner processes, and fewer surprises when the city comes calling. Beyond the spreadsheets, the building’s social architecture steals the show. Entire floors can house three generations, grandparents, parents, and kids, exchanging keys, meals, and childcare. That family gravity fuels sales even in a soft market. People do not shop amenities, they shop proximity. Still, the Trump name complicates everything from staff uniforms to car stickers to insurance coverage. Igor shares how carriers refused to quote based solely on branding, how tax settlement talks stalled, and why rebranding would not erase the legacy. Through it all, the board’s fiscal discipline remains firm, no mortgage, sequenced capital work, and a clear-eyed plan for Local Law 97. If you care about New York co-ops, property management, or urban policy, this conversation delivers practical strategies, cautionary tales, and a grounded look at what it takes to lead a vertical city. Subscribe, share with your building’s board or manager, and leave a review with your biggest takeaway. We would love to hear how your community is navigating mandates and managing scale.

    36 min
  7. The Unreasonable “Reasons Bill”

    11/29/2025

    The Unreasonable “Reasons Bill”

    A sweeping City Council proposal is about to change how New York’s co-ops and condos vet buyers. Intro 407 the “Reasons Bill” would force boards to issue sworn, detailed explanations for every rejection, with fines up to $25,000 and fee-shifting that supercharges litigation risk. We unpack what that really means for volunteers, applicants, and affordability: more legal exposure, higher D&O premiums, and a public trail of sensitive financial data that can follow people long after a deal falls apart. We walk through the mechanics the bill demands, from affidavits to timing, and explain why a process that already routes discrimination claims to the NYC Commission on Human Rights doesn’t need a punitive overlay. You’ll hear how statutory “reasons” push boards toward rigid, bright-line standards, increasing denials and limiting compassionate discretion. We also explore the privacy minefield: when credit scores, debt-to-income ratios, and documentation discrepancies enter public court records, applicants and sellers clash over down payments, and buildings face suits from every direction. This conversation isn’t about hiding decisions; it’s about designing a system that respects fairness, protects privacy, and keeps housing costs predictable. We offer practical, better alternatives: standardized category-based notices, stronger training and mediation through the Commission, and anonymized data collection that enables oversight without exposing personal financials. With a hearing set for Dec 2 at 250 Broadway, we share how board members and residents can submit testimony, show up in person, and make their case. If you care about affordability, stable governance, and the people who volunteer to keep buildings running, this one matters. Listen, share with your board and neighbors, and help shape policy that protects both applicants and communities. Subscribe, leave a review, and tell us: what would real transparency look like without sacrificing privacy or affordability?

    36 min
  8. BRI CEO Tim Foley Discusses Major Co-op/Condo Issues and Westchester’s Misguided “Reasons Bill”

    11/20/2025

    BRI CEO Tim Foley Discusses Major Co-op/Condo Issues and Westchester’s Misguided “Reasons Bill”

    A transparency rule can change who gets the keys. We sat down with Tim Foley, CEO of the Building and Realty Institute, to trace how Westchester’s co‑op timeline and “reasons bill” altered admissions, sparked more investigations, and reshaped risk for boards, buyers, and sellers and what New York City can learn before moving forward. Tim walks us through BRI’s wide lens on housing from builders and developers to co‑op and condo boards and the cost pressures squeezing every corner of multifamily: insurance premiums jumping 50% to 100% in some cases, reinsurance costs that won’t quit, and a legal climate that keeps carriers away. We dig into why the scaffold law’s absolute liability standard drives pricing, how fewer insurers mean less competition, and why a state‑backed reinsurance pool could steady the market. Then we connect the dots to climate resilience: targeted incentives for retrofits could lower losses, reduce utility bills, and ultimately help bend premiums down. On admissions, we break down how Westchester’s system actually works: strict timelines, standardized rejection forms, mandatory fair housing training, and posted financial preferences for income, assets, credit score, debt‑to‑income, and financing percentage. The intent is clarity. The impact has been complicated. When exceptions to those financial preferences trigger suspicion, boards retreat from flexibility, rejections rise, and routine denials can become months‑long investigations sometimes with insurers pressuring settlements even when the facts favor the board. You’ll hear real cases, data trends, and the practical steps that can make the process fair and workable: define objective baselines, document compensating factors for exceptions, streamline enforcement for technical errors, and protect privacy. If you care about co‑op governance, fair housing, and the hidden forces driving affordability, this conversation offers a grounded playbook for policy makers, boards, and residents. Enjoy the episode, share it with your board or building community, and tell us what you think. Subscribe, leave a review, and send this to someone who should hear it.

    38 min
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About

The Co-op & Condo Insider is your trusted source for expert commentary led by advocates within New York City’s co-op and condo world. Each episode offers insights into the challenges, news, and stories that shape a community making up more than 20% of this great city’s residents.

Information

  • Creator
    EES Content Studio
  • Years Active
    2025 - 2026
  • Episodes
    22
  • Rating
    Clean
  • Copyright
    © 2026 The Co-op and Condo Insider
  • Show Website
    The Co-op and Condo Insider