Investor Motivation

Consortium Private Wealth
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Common sense financial advice for all stages of life. You work too hard to leave your financial life to luck. Listen in as our Financial Advisers detail their top tips and strategies to help you succeed financially - from retirement planning to everyday easy wins you can utilise to get ahead. ~ Invest Wisely ~ Retire Confidently ~ Protect your Hard-Earned Money

  1. 5D AGO

    Unlock Your Retirement: From Workplace Burnout to Financial Freedom

    Feeling worn out at work and thinking about retirement? Wondering if your super will be enough and how you’ll manage your income when you stop working? In this episode, Rob Goudie and Ash Rowan talk through these common concerns in a clear and supportive way. They share practical ideas to help you move into retirement with more confidence, even if work has been challenging or your financial future feels uncertain. You’ll learn how to make the most of your leave entitlements and superannuation to create a steady income, better understand pension options and Age Pension eligibility, and plan for a retirement that supports both your finances and your lifestyle. Tune in to gain clarity and start building a simple, practical plan for a more relaxed and secure retirement. Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    21 min

  2. FEB 26

    HECS Debt vs House Deposit: What Should You Pay Off First?

    Feeling overwhelmed by HECS debt and the dream of owning a home? Rob Goudie and Ash Rowan tackle this crucial financial question. Ash shares his personal journey of clearing HECS debt and the psychological impact it had. Rob offers his insights into why a substantial house deposit might be a smarter move in today's market. Join the conversation as we explore the trade-offs, the impact on your financial future, and how to make the best decision for your situation.   Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    19 min

  3. FEB 2

    Age Pension Traps Explained: What Happens When One Partner Passes Away | Centrelink & Aged Care Risk

    What really happens to your Age Pension, Centrelink benefits, and aged care fees when one partner passes away? Rob Goudie and Ash Rowan explore a real-life case study revealing one of Australia’s most overlooked retirement planning traps, the financial shock many widows and widowers face. They discuss how Age Pension and Centrelink rules change when moving from a couple to a single, why pensions are often reduced or lost, and how estate planning and smart asset structuring can help protect the surviving partner. ⚠️ Many Australians assume expenses are halved after losing a partner, but they usually aren’t. Combined with Centrelink rules, this can cause serious financial stress if not planned for early. 👉 If you or your parents are approaching retirement, this episode could help protect tens of thousands of dollars in retirement benefits. Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    32 min

  4. JAN 22

    How Smart Financial Advice Creates Confidence & Clarity

    What happens to your retirement plans when life suddenly changes? In this episode, Rob Goudie is joined by financial adviser Ashley Rowan to discuss real-life retirement planning case studies and the emotional side of financial advice. They explore how major life changes, such as separation, retirement, and the loss of a partner, impact financial decisions, and how the right strategies can create clarity, confidence, and long-term security. This episode focuses on helping people feel more confident and less stressed about their financial future. Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    25 min

  5. JAN 9

    Scam Warning: The Costly Mistakes Smart People Are Making

    Scams are everywhere—and they’re getting smarter. In this episode, Rob Goudie is joined by Rachel Todman to discuss the growing threat of scams, especially during the Christmas period when urgency and distraction are high. They share real-world experiences, discuss why even intelligent and cautious people fall victim to scams, and explain how criminals use pressure, fear, and trust to manipulate their targets. The conversation also covers investment scams, phishing emails, fake text messages, social media impersonation, and why recovering money is often difficult once it’s gone. This episode highlights the importance of slowing down, verifying information through official channels, and speaking up if something doesn’t feel right. Scams can happen to anyone—and awareness is the strongest form of protection. 📌 Key takeaway: It’s not about being smarter—it’s about slowing down.   Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Rachael Todman, GradDipFP (ASIC Reg 1270413), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401.

    24 min

  6. JAN 9

    Self-Managed Super Funds Explained_ Benefits, Risks & When You Shouldn’t Set One Up

    Thinking about setting up a Self-Managed Super Fund? Before you do, this episode could save you years of costly mistakes. In this episode, Amy Lehmann and Rob Goudie break down Self-Managed Superannuation Funds (SMSFs) who they’re for, when they make sense, and when they don’t. SMSFs are often promoted as a powerful strategy, especially for property, but they’re not suitable for everyone. They discuss the real benefits, key risks, tax and fee considerations, and common mistakes people make when setting one up. Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401.

    27 min

  7. JAN 9

    Aged Care Decisions That Impact Families

    In this episode , Rob Goudie is joined by long-term advisor and partner Ash to discuss real-world aged care case studies and the financial decisions that impact families. They unpack common issues they see each year, including family disputes, inheritance misunderstandings, powers of attorney, and how aged care funding decisions affect overall wellbeing. They also share practical insights on aged pension and aged care applications, why communication with family matters, and when professional advice can help prevent costly and stressful outcomes.    Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    30 min

  8. 12/11/2025

    Your Guide to the New Supported Home Care System

    In today’s episode, Rob is joined by business partner Ashley, an expert in aged care and retirement planning. Together, they break down the major changes to aged care and home care packages in Australia, including the shift to the new Supported Home model starting November 1. If you or your loved ones are approaching retirement age, navigating aged care, or planning your long-term financial strategy, this episode is packed with essential insights.   Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    24 min
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About

Common sense financial advice for all stages of life. You work too hard to leave your financial life to luck. Listen in as our Financial Advisers detail their top tips and strategies to help you succeed financially - from retirement planning to everyday easy wins you can utilise to get ahead. ~ Invest Wisely ~ Retire Confidently ~ Protect your Hard-Earned Money

Information

  • Creator
    Consortium Private Wealth
  • Years Active
    2025 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © Copyright 2025. All rights reserved.
  • Show Website
    Investor Motivation