Fund the Damn Life

Emilie Nutley

The podcast for online business owners who didn’t start a business just to stay stuck in survival mode.You want time freedom and financial power.You want a business that pays you properly, and a life that feels spacious, supported, and worth it.Hosted by money coach + financial strategist Emilie Nutley, this show helps you stop spinning your wheels and start building real wealth.Each episode dives into the numbers, mindset, and systems that help you:→ Pay yourself like a CEO→ Build long-term wealth outside your business→ Make confident financial decisions rooted in your goals→ And finally live the lifestyle you actually started your business forBecause you weren’t made to just run a businessYou were made to fund the damn life.

  1. 3D AGO

    Ep 16. How to survive a low income season

    In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by  Sendhil Mullainathan and Eldar Shafir) and argues that earning more doesn’t guarantee safety. Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth. She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months. 00:00 Welcome + What a “Low Income Season” Really Means 00:38 Personal Update: Illness, Low Energy & How It Hits Sales 02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple) 04:14 My Current Numbers: The Launch Miss, No Sales & Cash-Flow Reality 05:37 What People Do When Income Drops: Debt, Partner Support & Cutting Back 10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy 14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures) 16:57 Introducing “Six Figure Safety” & What “More Than Enough” Means 18:38 The 3-Part Framework: Predictable Income, Joyful Living & Lasting Wealth 21:19 Overflow in Action: Buffers, Profit Strategy & Surviving the Dip 24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t 25:41 Wrap-Up + Invitation to Join Six Figure Safety ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety

    28 min

About

The podcast for online business owners who didn’t start a business just to stay stuck in survival mode.You want time freedom and financial power.You want a business that pays you properly, and a life that feels spacious, supported, and worth it.Hosted by money coach + financial strategist Emilie Nutley, this show helps you stop spinning your wheels and start building real wealth.Each episode dives into the numbers, mindset, and systems that help you:→ Pay yourself like a CEO→ Build long-term wealth outside your business→ Make confident financial decisions rooted in your goals→ And finally live the lifestyle you actually started your business forBecause you weren’t made to just run a businessYou were made to fund the damn life.

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