Real Freedom, Real Assets

Sergii
  • 5.0 (3)
  • INVESTING

Real Freedom, Real Assets From Immigrant Physicians to Intentional Investors Hosted by Dr. Sergii and Dr. Alina Rakhuba—practicing hospitalists, immigrants, and parents who rebuilt their lives from scratch and are now building wealth through real estate with discipline and clarity. This podcast is for high-income professionals—physicians, engineers, and purpose-driven leaders—who are confident in their careers but looking for more control over their time, income, and legacy. Each episode brings you real-world investing strategies, frameworks for due diligence, and conversations with trusted operators, advisors, and investors. We combine action-oriented execution with academic depth of a Wharton Real Estate Analysis Program. Whether you’re looking to make your first investment or deepen your portfolio, this show will help you invest with confidence and structure—without sacrificing your time or values. Real conversations. Real investing. Real freedom.

Episodes

  1. FEB 15

    From Debt to Freedom: A Woman Physician’s Path to Wealth Without Losing Yourself (Dr. Latifat Akintade)

    In this episode, Alina sits down with Dr. Latifat Akintade - a practicing gastroenterologist, mother of three, real estate investor, physician coach, founder of MoneyFitMD (school for financial education for women physicians), and author - for a deep, honest conversation about freedom. Not just financial freedom - though we do talk about debt, investing, and real estate - but the kind of freedom that comes from clarity, faith, seasons of life, and learning how to move forward without losing yourself in the process. Latifat shares what it felt like to carry nearly $200,000 in student loan debt, why her relationship with money started with avoidance, and how a “done over perfect” mindset helped her take real steps - paying off debt, learning to invest, and building a life with more choice and integrity. We also talk about what she looks for in people before she invests with them (hint: character before numbers), why money is a tool - not a goal - and how spiritual grounding, discipline, and relationships shape the kind of “rich life” that actually lasts. In this conversation, we cover: Debt, fear, and the turning point that creates momentumFreedom as a practice (not a number)Active vs. passive real estate depending on your seasonHow to evaluate operators and partners: ethics under stress > glossy returnsFaith, wellness, and protecting what matters while you buildA genuine conversation between two women physicians - about money, meaning, and moving forward.

    34 min

  2. JAN 22

    Mobile Home Parks, Explained: Supply, Basis, and Ethical Operations (with Michael Pansolini)

    Manufactured housing—what most people call mobile home parks—can be real affordable housing, or it can be run in ways that deserve backlash. The difference isn’t the spreadsheet. It’s the operator. In this educational episode (not an offering), I sit down with Michael Pansolini—former Brookfield institutional investor and now the operator behind Archangel, and a co-leader of MHP Pros—to build a clean mental model of the asset class for physicians and other high-cognitive professionals who want to delegate execution while keeping investment judgment. We cover: Why mobile home parks behave differently than multifamily (and why supply matters)The honest affordability conversation—without romanticizing itBasis discipline: how buying right creates resilience and reduces pressure to “force” returns through resident painWhat “ethical operations” looks like in practice, including a real tenant story and the logic behind doing the right thingIf you’re a physician evaluating real estate beyond multifamily, this is a practical, operator-level introduction to manufactured housing—and why the best operators build value through systems, infrastructure, and long-term stewardship.

    29 min

  3. 12/01/2025

    AI Inside a Physician–Investor Household

    We’re a household of physicians and investors. We both work in the hospital, raising children, and we’re building a real-estate platform on top of that. In this episode, we walk through how AI actually fits into that life. We cover three areas: Home and family – turning kids’ activities, shifts, travel, school emails, and meals into a single weekly plan, and using AI to cut decision fatigue without outsourcing the emotional work of parenting.Real estate – using AI to pull sponsor background, organize market data, and pressure-test deal assumptions, while keeping underwriting, ethics, and final investment decisions in our own hands.Medicine and teaching – using AI to break down major articles, build journal clubs, and structure resident teaching, while keeping patient care and clinical judgment strictly human.It’s a practical look at how AI can save time and mental bandwidth in a physician–investor household, without pretending it can think or decide for you.

    20 min

  4. 10/01/2025

    Your K-1, Explained - Cost Seg for Passive Investors w/ Kim Lochridge

    Busy doc? High earner? Here’s how real-estate depreciation actually shows up on YOUR K-1 - without the fluff.  Kim Lochridge (EVP, Engineered Tax Services; real-estate investor since the ’90s) breaks down cost segregation and 100% bonus depreciation so a first-time LP can make smarter decisions now, not “someday.” In 30 minutes you’ll learn: Cost seg in plain English: what it is, why it exists, and how it impacts LPs (not just GPs).The $100K example: what most first-year K-1s look like after a study (and why distributions can still pair with paper losses).Myths vs. reality: “Is this legal?”, passive-loss limits, IRS risk, and the exit math.Timing that saves money: why the study should set a baseline the year you buy (and what to do if you’re late).Who pays + ROI of the fee (and how sponsors should think about fiduciary duty to LPs).2025 update: what “100% bonus depreciation” really means this year and the key acquired + placed-in-service timing nuance.Why listen: Kim has used this playbook herself (including a deal that saved a buyer $1M+ in taxes) and has scaled a national specialty-tax firm serving investors from first-timers to Fortune 500s.

    28 min

  5. 09/18/2025

    100+ Deals Reviewed. Here’s What Most Investors Get Wrong

    Most investors look at a glossy pro forma, see double-digit returns, and think they’ve found a “cash cow.”  We’ve underwritten more than a hundred real estate deals - and the truth is, 80-90% collapse the moment you stress-test the numbers. In this episode, we break down: Why every pro forma you see is biased (and how to decode it).How to triangulate rents, occupancy, and expenses so you’re not gambling with assumptions.The truth about Section 8 “guaranteed income” - and why max approved rent ≠ market reality.The short-term rental loophole hype: when it’s a strategy, and when it’s just a tax tail wagging the dog.The single investor takeaway: good investing isn’t about chasing hype, it’s about protecting downside.If you’re a busy professional who wants real estate to create freedom (not headaches), this episode is for you.

    22 min

  6. 08/30/2025

    From Mindset to Multifamily: Reinforcing Our Path at Limitless

    In this episode, Alina interviews Sergii after his trip to the Limitless Conference — where lessons from seasoned multifamily operators reinforced the disciplined approach they had already chosen. Together they discuss: Why mindset is 90% of the journey, and how to reframe imposter syndrome into productive growthSergii’s biggest lesson: stop trying to do everything yourself and partner with proven operatorsMemorable moments with Lonnie Gienger (family as mission-driven enterprise), Ken McElroy (decades of experience), and Ashley Wilson (a confident female voice in multifamily)Why scaling into larger multifamily properties makes more sense than chasing small deals — and why they chose this path even before LimitlessHow conservative underwriting, patience, and saying “No” more often protect investor capitalThe role of family teamwork in making ambitious goals possibleThis conversation blends mindset, family, and investing discipline — showing how lessons from industry veterans confirm the strategy Sergii & Alina are already building on for their investors.

    22 min

  7. 08/21/2025

    Passive Investor Legal Basics: What Every Physician Must Know (with Attorneys Adam & Paul Vincent)

    In this episode of Real Freedom, Real Assets, host Sergii Rakhuba sits down with attorneys Adam J. Vincent and Paul W. Vincent to demystify the legal side of passive real estate investing. If you’ve ever wondered what exactly you’re signing when you invest in a syndication—or how to know your interests are protected—this conversation will give you clarity and confidence. We cover: Why syndications are legally “securities” and what that means for investors.Key documents every LP should understand: the PPM, the Operating Agreement, and the Subscription Agreement.SEC rules: 506(b) vs. 506(c)—and what makes you an “accredited investor.”When to hire your own attorney as an LP.The biggest misconceptions passive investors make (and how to avoid them).Whether you’re a physician looking to put your capital to work or a professional exploring real estate syndications for the first time, this episode will help you invest with peace of mind. 🎧 Tune in to learn how to protect yourself legally before you sign on the dotted line.

    42 min

  8. 07/29/2025

    Building Trust with Your Contractor: Remote Real Estate Tips with Blake Johnson

    What does it take to build a contractor-investor relationship that actually works - especially when you're not even in the same state? In this episode, I sit down with Blake Johnson, founder of Finishing Touches https://finishingtouchesremodeling.com/, a trusted GC in the Dallas-Fort Worth area, to unpack: Why trust and transparency beat micromanagementThe most underrated upgrades for rental appealHow to vet contractors and align your scope with your exit strategyWhat investors often get wrong when managing remotelyWhy timely payments are a sign of professionalism - not just cash flowIf you're investing from a distance, managing your own renovations, or working with property managers and GCs, this is the tactical, no-fluff conversation that will save you headaches (and money). 🎧 Let’s talk boots-on-the-ground strategy, clarity, and capital protection.

    24 min

  9. 07/22/2025

    What Makes a Great Property Manager? Insights from DFW’s Front Lines

    In this episode, I sit down with Allison Guillot, operations manager at Blue Atlas Property Management, to talk about what truly makes a successful investor-property manager relationship. We explore the Dallas Fort Worth market, challenges for first-time investors, how to prepare a property for rent, and why building a reliable local team is essential for success. Whether you’re investing remotely or down the street, Allison’s experience will give you tactical takeaways to apply right away. https://www.rentblueatlas.com/ https://www.facebook.com/rentblueatlas

    22 min

  10. 07/07/2025

    From Immigrant Physicians to Investors: Our Journey to Real Freedom

    In our first episode, we share how we went from immigrant physicians to intentional real estate investors—while still practicing medicine. You’ll hear what pushed us to make a change, how we recovered from losing our down payment, and why this podcast exists for high-income professionals seeking clarity, control, and true financial freedom.

    7 min
  • 10 Episodes

Ratings & Reviews

5
out of 5
3 Ratings

About

Real Freedom, Real Assets From Immigrant Physicians to Intentional Investors Hosted by Dr. Sergii and Dr. Alina Rakhuba—practicing hospitalists, immigrants, and parents who rebuilt their lives from scratch and are now building wealth through real estate with discipline and clarity. This podcast is for high-income professionals—physicians, engineers, and purpose-driven leaders—who are confident in their careers but looking for more control over their time, income, and legacy. Each episode brings you real-world investing strategies, frameworks for due diligence, and conversations with trusted operators, advisors, and investors. We combine action-oriented execution with academic depth of a Wharton Real Estate Analysis Program. Whether you’re looking to make your first investment or deepen your portfolio, this show will help you invest with confidence and structure—without sacrificing your time or values. Real conversations. Real investing. Real freedom.

Information

  • Creator
    Sergii
  • Years Active
    2025 - 2026
  • Episodes
    10
  • Rating
    Clean
  • Copyright
    © 2026 Real Freedom, Real Assets
  • Show Website
    Real Freedom, Real Assets