Chats with ...

Anthony Miller

Award-winning independent tech industry analyst Anthony Miller chats with founders, leaders and fervent supporters of tech startups punching above their weight in the market anttheantidote.substack.com

Episodes

  1. 09/11/2025

    Noh - The Couples' Bank

    I want to tell you about an extraordinary entrepreneur by the name of Ana Zucato. She’s recognised as one of the Brazilian female entrepreneurs who is redefining the Latin American fintech ecosystem. Here’s why. About four years ago Ana decided she would launch a bank in Brazil, as you do. Brazil is the largest economy in Latin America and, as you might imagine, it has a highly competitive banking market dominated by Brazilian and international giants. And since the Brazilian government embraced Open Banking, there’s also an ever increasing number of fintech neobanks - over 30 to date - including the largest and fastest-growing in the region, NYSE-listed Nubank. But Ana's bank is different. It’s a bank designed from the ground up for couples. It's called Noh, a play on the Portuguese word for ‘knot’ (as in tying - geddit?). Any couple will do. Married couples; engaged couples; couples living together (or not as the case may be). And get this. Ana has been handing over the bank's Instagram account a month at a time to couples who bank with Noh for them to broadcast their life together in a sort of financial lifestyle show. And if the show goes viral, then Ana gives them shares in the bank! One other thing you should know. Ana doesn't even live in Brazil anymore! She runs the entire bank from her home in San Francisco. And why not? To find out why not, just listen to this podcast. And I think you will agree, she is an extraordinary entrepreneur that really stands out from the crowd. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit anttheantidote.substack.com

  2. 07/22/2025

    Just Being Neighbourly

    We all like to do a good deed (well, most of us, anyway), arguably no more so than ‘big business’. And with good reason. For one thing, large enterprises want to be - and be seen as - good corporate citizens, contributing to the benefit of the communities and locales in which they operate, particularly so, those businesses with headquarters based outside the UK. And there’s another good reason. If you are bidding for a significant central government contract, then by law you must be able to demonstrate how your solution may improve the social, environmental and economic wellbeing of the relevant area. Bristol-based ‘B-Corp’, Neighbourly, is a ‘corporate giving’ platform that dramatically simplifies the process of connecting corporate enterprises with local worthy causes, and helps them quantify the social impact of their contribution, be it financial or ‘in kind’. Neighbourly was founded in 2014, and is now led by former corporate executive, entrepreneur and investor, Steve Butterworth. Neighbourly currently partners with some of the nation’s leading corporates, including supermarkets such as Sainsburys and Aldi, retailers like Currys and M&S, food and beverage brands including Coca Cola and Heineken, as well as businesses in many other sectors. Neighbourly connects its corporate partners to a network of over 40,000 charities and community groups around the UK & Ireland, from food banks to community centres to hospices, who pay not a penny to be part of the network. To date, Neighbourly has facilitated over £1bn of impact into local communities across the UK and Ireland, with a further goal to deliver £10bn of positive impact by 2030. So if you are responsible for social impact in your organisation - or you just want to hear how a small-but-(almost) perfectly-formed B-Corp is helping engineer social impact on a phenomenal scale - then listen to ‘Just Being Neighbourly’ in which Anthony Miller chats with CEO Steve Butterworth. It’s the neighbourly thing to do! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit anttheantidote.substack.com

  3. 06/10/2025

    Anthony Miller chats with: Ritam Gandhi, Founder & CEO, Studio Graphene

    So I asked Ritam Gandhi whether he just woke up one morning and said to himself, "I don't want to be a consultant anymore, I want to be a tech entrepreneur"? You see, Ritam had spent almost ten years working for major tech consultancies. And then in 2014 he jacked that in to launch his own digital product design and solutions startup, Studio Graphene. Since then, Studio Graphene has grown into a successful and profitable business employing over 130 professionals in London, Delhi, Lisbon and Geneva, not only developing bespoke solutions for their direct clients, but also creating platform solutions delivered through partners. Studio Graphene is one of the high-performing UK tech companies supported by B2B scale-up commercialisation business, Form1 Partners, for which I am an Advisor. You can hear how Ritam answered my opening question on this 'Chats with …' podcast. In the podcast, Ritam explains why he launched Studio Graphene as an affordable digital solutions provider for early-stage startups and how he later expanded the business to serve mid-cap enterprises as well as large corporate clients through partnerships with leading professional services firms. But it's not just bespoke solutions that Studio Graphene develops. At the end of last year, Ritam spun out Telsen, a SaaS-based IoT compliance solution for the food industry. Telsen is already in use with several clients whose businesses involve food preparation. There is much to take from Ritam's entrepreneurial experience, both as a provider of bespoke digital products and as a supplier of platform application software. So do, please, listen … and learn! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit anttheantidote.substack.com

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Award-winning independent tech industry analyst Anthony Miller chats with founders, leaders and fervent supporters of tech startups punching above their weight in the market anttheantidote.substack.com