The Breaking Financial Chains Podcast

Tanya Ibberson

Are you tired of feeling anxious about money despite working hard? Do you avoid opening bank statements, feel trapped by financial decisions you don't understand, or struggle with someone else controlling your access to money? You're not alone. Join chartered accountant and financial coach Tanya Ibberson for Breaking Financial Chains – the podcast that combines practical financial guidance with psychological insights to help you transform your relationship with money and recognise when others are using money to control you. Unlike traditional finance podcasts that focus only on the numbers, Tanya understands that financial freedom isn't just about budgets and spreadsheets. It's about healing emotional barriers, breaking unhealthy patterns, recognising financial abuse, and overcoming the shame that keeps us stuck. Whether you're dealing with a controlling partner who monitors every penny or simply need to understand the warning signs of financial coercion, this podcast provides crucial insights for protection and recovery . Whether you're a successful professional who secretly struggles with money management, someone experiencing or recovering from financial control in a relationship, or ready to break free from generational money patterns, this podcast offers a safe, non-judgmental space to learn, heal and grow. Each week, through solo episodes, expert interviews and transformation stories, you'll discover practical tools and emotional support to help you build genuine financial confidence and independence. Because financial empowerment is possible for everyone – regardless of your starting point or past experiences. Remember: financial freedom isn't just about the numbers – it's about breaking the chains that hold you back from living a life aligned with your values.

  1. Jul 29

    Starting Over Financially: The First 3 Things I'd Do!

    There's a moment after everything changes when you're left with one terrifying question: what do I do now? I've been there. £30,000 in debt, coming out of a financially controlling relationship, with no idea where to start. In this episode I share the first three things I would do if I were starting over financially today, and why trying to fix everything at once is the thing that keeps most people stuck. Whether you're facing divorce, redundancy, bereavement, a business that's failed or a relationship that's ended, the starting point is the same. You don't need a perfect plan. You need visibility, breathing room and the next step. What you'll take away How to create financial visibility without overwhelming yourself, and why knowing your numbers feels safer than avoiding them  Why uncertainty is more stressful than the reality of your situation, however bad you think that reality is  How to build breathing room so you're making decisions from a calm place rather than a panicked one  Why focusing on the next step beats planning the whole staircase  Four traps to avoid when you're rebuilding, including the one most people fall into in the first week My reflective question for you this week If I stop trying to solve everything at once, what is the single most helpful financial step I could take this week? Chapters 0:00  What do I do now? 0:45  Why I'm sharing this 2:07  When everything changes 4:28  The part nobody warns you about 5:50  Step 1: Create financial visibility 9:09  Why uncertainty is worse than the truth 11:32 Step 2: Create breathing room 13:59 Survival mode versus stability 15:30 Step 3: The next step, not the whole staircase 16:21 My own story: £30,000 and no way out 20:52 How I started rebuilding 23:16 Four traps to avoid 25:37 The hidden opportunity in starting again 26:30 Your reflective question Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

  2. Jul 22

    The Invisible Money Rules You Never Agreed To

    Nobody sat you down and explained the rules. There was no checklist, no contract, no conversation. But somehow you learned exactly how much you're allowed to spend, which topics are safe to raise and whose needs come first. In this episode, Tanya explores the invisible money rules we absorb long before we understand money itself: where they come from, how they quietly shape our financial decisions as adults and how to start questioning whether they still deserve a place in your life. You'll learn:  • How unspoken money rules form in childhood, often before age seven  • The everyday ways they show up, from justifying small purchases to needing permission you don't actually need  • The difference between healthy consideration in a relationship and something more deep rooted  • A simple reflective practice for surfacing your own money rules  • How to rewrite a rule that no longer serves you Reflective question from this episode: What is one unspoken rule about money that I seem to be living by? And if I were creating that rule for myself today, would I choose it? Chapters  00:00 Welcome and what this episode is about  02:19 The rules you somehow already know  04:48 What invisible rules actually are  07:13 Where the rules come from  09:34 How they show up in adult life  11:59 The "don't be difficult" and self-sacrifice rules  16:32 Healthy consideration vs something deeper  18:36 Getting curious: what are your money rules?  23:01 Rewriting the rules  25:04 Closing thoughts and your reflective question Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

  3. Jul 15

    Building Wealth Through Small Intentional Choices Not Luck - Ep. 55

    Building Wealth Through Small Intentional Choices Not Luck. Discover why intentionality is the key to long-term wealth building in this episode of Breaking Financial Chains. Learn practical strategies for aligning your money habits with your true values to achieve lasting financial freedom. Why wealth is usually built (or lost) through small, everyday decisions, not big windfallsThe hidden threats of lifestyle creep and default financial habitsHow to define and use your personal “wealth compass” for better money decisionsThe difference between intentional spending and restrictive budgetingHow long-term thinking and aligning with your values leads to meaningful, sustainable wealthChapters 00:00 Common misconceptions about wealth-building 03:02 Practicing financial intentionality 08:02 Simple steps to build wealth 12:45 Creating a personal wealth compass 15:14 Finding Your Financial Compass Points 18:17 Reflecting on priorities exercise Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

About

Are you tired of feeling anxious about money despite working hard? Do you avoid opening bank statements, feel trapped by financial decisions you don't understand, or struggle with someone else controlling your access to money? You're not alone. Join chartered accountant and financial coach Tanya Ibberson for Breaking Financial Chains – the podcast that combines practical financial guidance with psychological insights to help you transform your relationship with money and recognise when others are using money to control you. Unlike traditional finance podcasts that focus only on the numbers, Tanya understands that financial freedom isn't just about budgets and spreadsheets. It's about healing emotional barriers, breaking unhealthy patterns, recognising financial abuse, and overcoming the shame that keeps us stuck. Whether you're dealing with a controlling partner who monitors every penny or simply need to understand the warning signs of financial coercion, this podcast provides crucial insights for protection and recovery . Whether you're a successful professional who secretly struggles with money management, someone experiencing or recovering from financial control in a relationship, or ready to break free from generational money patterns, this podcast offers a safe, non-judgmental space to learn, heal and grow. Each week, through solo episodes, expert interviews and transformation stories, you'll discover practical tools and emotional support to help you build genuine financial confidence and independence. Because financial empowerment is possible for everyone – regardless of your starting point or past experiences. Remember: financial freedom isn't just about the numbers – it's about breaking the chains that hold you back from living a life aligned with your values.