The Breaking Financial Chains Podcast

Tanya Ibberson

Are you tired of feeling anxious about money despite working hard? Do you avoid opening bank statements, feel trapped by financial decisions you don't understand, or struggle with someone else controlling your access to money? You're not alone. Join chartered accountant and financial coach Tanya Ibberson for Breaking Financial Chains – the podcast that combines practical financial guidance with psychological insights to help you transform your relationship with money and recognise when others are using money to control you. Unlike traditional finance podcasts that focus only on the numbers, Tanya understands that financial freedom isn't just about budgets and spreadsheets. It's about healing emotional barriers, breaking unhealthy patterns, recognising financial abuse, and overcoming the shame that keeps us stuck. Whether you're dealing with a controlling partner who monitors every penny or simply need to understand the warning signs of financial coercion, this podcast provides crucial insights for protection and recovery . Whether you're a successful professional who secretly struggles with money management, someone experiencing or recovering from financial control in a relationship, or ready to break free from generational money patterns, this podcast offers a safe, non-judgmental space to learn, heal and grow. Each week, through solo episodes, expert interviews and transformation stories, you'll discover practical tools and emotional support to help you build genuine financial confidence and independence. Because financial empowerment is possible for everyone – regardless of your starting point or past experiences. Remember: financial freedom isn't just about the numbers – it's about breaking the chains that hold you back from living a life aligned with your values.

  1. 17H AGO

    Creating Your North Star: Vision a Life You Want | Ep 28

    Creating Your North Star: Vision a Life You Want | Ep 28. Learn how to create your North Star vision for 2026 - a powerful goal-setting alternative that uses psychology and visualisation to guide your financial and life decisions with clarity and intention.  In this Breaking Financial Chains episode, Tanya introduces North Star visioning - a guiding framework that helps you move from reaction mode to intentional living, especially when it comes to your finances. Discover why your brain doesn't distinguish between imagined and real experiences, making multi-sensory visualisation one of the most powerful tools for achieving your goals. KEY TOPICS: What a North Star is (and why it's not astrology)!The psychology of visualisation and brain rewiringFuture-you thinking vs staying stuck in the presentHow to say yes with intention and no with clarityCreating multi-sensory visions (see, hear, smell, feel)Moving from people-pleasing to self-prioritisationBaby steps: 1-2 aligned actions for early 2026Keeping your vision visible and accessibleCHAPTERS:  00:00 Introduction 02:17 What Is a North Star?  04:37 Running West While Chasing Sunrise  07:01 The Psychology of Visualisation  09:23 Making It Multi-Sensory  14:00 Permission to Dream Big  18:51 Let It Be Yours  20:50 One Action at a Time  22:52 Keeping Your Vision Close  24:50 Your North Star Is Already Inside You  Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    25 min
  2. JAN 7

    Understanding Money, Control and Communication in Relationships with Dan Meredith - Ep 28

    Understanding Money, Control and Communication in Relationships with Dan Meredith - Ep 28. In this episode of Breaking Financial Chains, Tanya Ibberson sits down with guest Dan Meredith for a candid discussion about money, power, and the misconceptions surrounding financial conversations. Together, they tackle complex topics and share actionable insights for greater financial autonomy. Here's what you'll learn: - Why talking about money, power, and privilege is still so taboo—and how to break the silence - The clear differences in how men and women approach financial decision-making and risk - How financial privilege and control play out in relationships, with practical examples - The impact of generational roles and communication gaps on financial freedom - Tangible steps to create financial safety nets and improve open, honest financial conversations Subscribe for real talk and practical strategies to transform your financial future. Chapters 00:00 "Financial Power, Not Man-Bashing" 04:01 "Success and Perceptions Explained" 06:31 Prioritising Women’s Well-being 11:38 Single Moms: Strength and Discipline 16:16 "Building Wealth Through Autonomy" 18:44 "Independence and Financial Stability" 22:11 "Ego, Choices, and Respect" 25:02 Men's Pressure to Provide 30:24 "Open Communication in Relationships" 32:01 "Improving Communication in Relationships" 34:28 "Dreams, Goals, and Connections" 39:27 Prioritise Independence and Stability 41:37 From Poverty to Privilege Perspectives 44:33 Animated Coaching Missteps 47:55 "Freedom From Financial Chains" Connect With Dan Instagram: https://www.instagram.com/therealdanmeredith Facebook Group: https://www.facebook.com/groups/coffeewithdan YouTube: https://www.youtube.com/@therealdanmeredith/videos Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    51 min
  3. 12/31/2025

    How Intentional Spending Empowers Your Financial Journey and Brings Emotional Freedom - Ep. 27

    How Intentional Spending Empowers Your Financial Journey and Brings Emotional Freedom - Ep. 27. Take charge of your financial future with this episode on intentional spending. Learn how to align your money habits with your goals, values and a sense of genuine abundance. In this episode, we cover: Why earning more won’t fix chaotic spending habitsHow to spot and break free from autopilot and emotionally-driven spendingPractical steps to connect your finances with your values and goalsStrategies for reframing budgeting from restriction to empowermentSimple mantras and mindset shifts to guide every spending decisionReady to build self-trust and make your money work for you? Subscribe now and start breaking your financial chains! Chapters 00:00 "You Can't Outearn Chaos" 04:51 "Intentional Spending with Purpose" 07:07 Reflecting on Emotional Spending 10:54 "Intentional Spending for True Impact" 14:14 Mindful Spending and Intentional Choices 17:14 "Intentional Spending Mantras" Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    20 min
  4. 12/24/2025

    Breaking the Default Parent Syndrome: Balancing Family, Work, and Finances Without Burnout - Ep. 26

    Breaking the Default Parent Syndrome: Balancing Family, Work, and Finances Without Burnout - Ep. 26. Feeling overwhelmed as the default parent juggling work, family and finances? In this episode, Tanya breaks down actionable strategies to reclaim your time, set boundaries, and improve your financial wellbeing. What “default parent syndrome” is and how it impacts your life and financesSigns you’re at or over capacity—and why it mattersThe real cost of emotional labor and how it drains your earning potentialPractical ways to delegate, outsource, and set healthy boundariesWhy creating more space (not more hustle) is the key to financial growthSubscribe for more down-to-earth advice on breaking free from financial limitations! Chapters 00:00 "The Overloaded Default Parent" 04:24 "Signs You're Overcapacity" 06:58 "More Income, More Stress" 10:14 "Prioritize Boundaries for Well-Being" 17:21 Outsource, Simplify, Empower Yourself 18:34 "Permission to Lighten Your Load" Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    20 min
  5. 12/17/2025

    Teaching Financial Skills to Teenagers for Lifelong Success and Independence - Ep. 25

    Teaching Financial Skills to Teenagers for Lifelong Success and Independence - Ep. 26. Empower your teens with essential financial skills! In this episode, we break down the actionable steps parents can take to help their children become financially responsible and confident. - Why financial responsibility starts in the teen years—and how your example matters - The real-life case of correcting student tax code errors and dealing with HMRC - Practical budgeting strategies for teens and university students, including irregular income - How to start open conversations about payslips, savings, and money management at home - Scripts and prompts parents can use to help their teens handle money challenges with confidence Subscribe for real-world tips to help your family break free from financial limitations! Chapters 00:00 "Teaching Teens Financial Responsibility" 06:07 "Set Up Your Government Gateway" 08:18 Understanding Tax Codes for Students 11:26 Teaching Financial Responsibility 13:47 Budgeting Challenges for Student Life 17:20 Teaching Kids Financial Habits 22:53 Breaking Generational Money Cycles Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    24 min
  6. 12/10/2025

    Emotional Release: Creating Space for Financial Healing - Ep. 24

    Emotional Release: Creating Space for Financial Healing - Ep. 24. Financial frustration is a completely normal human experience, yet many of us (especially women) have been taught to suppress these powerful emotions. Today, I'm diving into my Money Rage Room technique, an idea for safely expressing and releasing financial anger, grief and resentment that might otherwise leak into other areas of your life. I explore how stored money emotions can manifest as people-pleasing, passive-aggressive spending, avoidance behaviours, and self-sabotage. By creating intentional rituals for emotional release, whether through journaling, voice recordings, symbolic letter burning, or physical outlets, you can process these feelings constructively and move toward financial clarity with newfound empowerment. The Money Rage Room isn't just about venting; it's a transformative practice that creates space for better decision-making. When we acknowledge our anger is valid but don't let it control us, we can finally move from reactionary chaos to confident ownership of our financial journey. Key Takeaways: • Suppressed money emotions don't disappear; they leak into other behaviours, often sabotaging our financial progress • Creating a safe, private space for emotional release helps regulate your nervous system and brings financial clarity • Childhood conditioning, financial abuse, people-pleasing tendencies, and feeling trapped can all create financial rage that needs healthy expression • Setting time boundaries for your "rage sessions" creates a container that leads to empowerment rather than overwhelm • The goal isn't just emotional release but creating space for better financial decision-making from a place of calm Chapters 00:00 - Welcome and introduction 00:49 - What is a Money Rage Room? 02:22 - Why emotional release matters for financial health 05:53 - Common sources of financial rage and frustration 10:11 - Creating a safe space for financial emotional release 12:44 - Setting time boundaries for your rage sessions 15:42 - What happens after release: clarity and empowerment 18:35 - Making it part of your money ritual 19:09 - Your anger is valid - closing reflections Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence Useful Links Website: www.financialwingwoman.com Email: tanya@financialwingwoman.com LinkedIn: www.linkedin.com/in/financialwingwoman Instagram: www.instagram.com/thefinancialwingwoman Facebook: www.facebook.com/thefinancialwingwoman If this episode brings up difficult feelings, please reach out to appropriate support services in your area. #FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

    20 min

About

Are you tired of feeling anxious about money despite working hard? Do you avoid opening bank statements, feel trapped by financial decisions you don't understand, or struggle with someone else controlling your access to money? You're not alone. Join chartered accountant and financial coach Tanya Ibberson for Breaking Financial Chains – the podcast that combines practical financial guidance with psychological insights to help you transform your relationship with money and recognise when others are using money to control you. Unlike traditional finance podcasts that focus only on the numbers, Tanya understands that financial freedom isn't just about budgets and spreadsheets. It's about healing emotional barriers, breaking unhealthy patterns, recognising financial abuse, and overcoming the shame that keeps us stuck. Whether you're dealing with a controlling partner who monitors every penny or simply need to understand the warning signs of financial coercion, this podcast provides crucial insights for protection and recovery . Whether you're a successful professional who secretly struggles with money management, someone experiencing or recovering from financial control in a relationship, or ready to break free from generational money patterns, this podcast offers a safe, non-judgmental space to learn, heal and grow. Each week, through solo episodes, expert interviews and transformation stories, you'll discover practical tools and emotional support to help you build genuine financial confidence and independence. Because financial empowerment is possible for everyone – regardless of your starting point or past experiences. Remember: financial freedom isn't just about the numbers – it's about breaking the chains that hold you back from living a life aligned with your values.