Efani Features Podcast

Mark Kreitzman

Cybersecurity. Privacy. Blockchain. Unfiltered. The Efani Features Podcast is your trusted guide to the evolving world of digital security. Hosted by Mark Kreitzman of Efani, each episode dives deep into the critical issues shaping our digital future - from SIM swap threats and mobile privacy to crypto security and blockchain innovation. Join leading experts, ethical hackers, founders, and privacy advocates as we unpack real-world threats, explore cutting-edge solutions, and share practical strategies to protect your data in an increasingly connected world. What you'll hear: Insider takes on the latest cybersecurity trendsThe truth about SIM swaps, spyware, and mobile hacksDeep dives into crypto and blockchain securityHow to take back control of your digital privacy Whether you're a crypto holder, startup founder, or just privacy-curious, this podcast delivers clear, actionable insights in every episode. Stay informed. Stay secure. Subscribe to Efani Features Podcast - where privacy isn't optional, it's essential.

  1. Jul 17

    The 3 Biggest Threats to Your Privacy: Hackers, Big Tech & Government Surveillance | Glenn Meder, Founder of Privacy Academy

    What if the biggest threats to your freedom aren't physical at all - but digital? In this episode of the Efani Features Podcast, host Mark Kreitzman sits down with Glenn Meder, Founder of Privacy Academy, for a thought-provoking discussion on online privacy, digital surveillance, cybersecurity, and why protecting your personal information has become one of the most important challenges of the modern era. Glenn has spent years helping everyday people improve their privacy and security online, translating highly technical concepts into practical steps that anyone can understand and implement. Through Privacy Academy, he teaches individuals how to defend themselves against what he considers the three primary threats facing people today: hackers, scammers, Big Tech, and government surveillance. This conversation explores not only cybersecurity risks but also the broader implications of data collection, digital identity, AI-powered fraud, and the future of personal freedom in an increasingly connected world. 🔐 In This Episode: Why privacy is the foundation of freedom and personal autonomyThe difference between immediate threats (hackers and scammers) versus institutional threats (Big Tech and governments)How cybercriminals exploit human behavior through social engineeringWhy most successful attacks target people rather than technologyThe growing role of AI in phishing, impersonation scams, and deepfakesHow personal data is collected, sold, and monetized without most people realizing itWhy data breaches can create long-term risks far beyond a single hacked accountThe importance of taking ownership of your digital security🤖 AI, Deepfakes & The Next Generation of Scams Mark and Glenn discuss how artificial intelligence is dramatically changing the threat landscape. Topics include: AI-powered phishing campaignsVoice cloning and deepfake impersonation attacksAutomated scam operationsOrganized cybercrime networksInternational scam compounds and fraud factoriesHow AI is removing the traditional barriers scammers once facedAs cybercriminals become more sophisticated, understanding how these attacks work is becoming a critical life skill for anyone who uses the internet, email, social media, or mobile devices. 🛡️ Practical Privacy Advice Anyone Can Use Glenn also shares several simple steps people can take immediately to improve their privacy and security posture, including: Covering webcams when not in useProtecting device microphonesUsing password managersImplementing strong two-factor authenticationUtilizing hardware security keysSeparating online identitiesUsing virtual payment cardsChoosing secure banking providersReducing the amount of personal information exposed onlineOne of the key themes throughout the conversation is that privacy doesn't require becoming a technology expert. Instead, it requires developing the right mindset and learning a few foundational habits that dramatically reduce risk. 🎓 Inside Privacy Academy Glenn explains how Privacy Academy helps non-technical individuals become significantly more secure online through: Step-by-step privacy trainingSelf-paced lessonsWeekly live expert sessionsCommunity supportReal-world implementation guidanceRather than overwhelming people with complex tools and technical jargon, Privacy Academy focuses on helping members make steady progress through simple, actionable steps. 🌐 Why This Matters Most people don't think about privacy until something goes wrong: An account gets hackedA bank account is compromisedIdentity theft occursA scammer impersonates a family memberPersonal information is exposed in a breachThis episode explains why taking action before those events occur can make all the difference. Whether you're a privacy advocate, business owner, crypto investor, executive, parent, or simply someone who wants more control over their digital life, this conversation offers valuable insights into how to stay safer online in 2026 and beyond. 🔗 Learn more about Privacy Academy: https://privacyacademy.com 🎓 Get access to the Privacy Academy Fundamentals Course: https://privacyacademy.com/libertycourse/?aff=32509&%3Fcoupon=Fundamentals-Webinar 📱 Protect your mobile identity with Efani: https://efani.com/privacyactionplan 🎙 Hosted by Mark Kreitzman, General Manager at Efani

    The 3 Biggest Threats to Your Privacy: Hackers, Big Tech & Government Surveillance | Glenn Meder, Founder of Privacy Academy
  2. Jul 13

    Tangem Wallet Security Explained: Tangem Pay, New Features & 2026 Updates

    Is your crypto actually secure? In this episode of the Efani Features Podcast, host Mark Kreitzman welcomes back David Wulschner, Brand Ambassador at Tangem, for a deep dive into hardware wallet security, self-custody best practices, Tangem Pay, and the latest features coming to the Tangem ecosystem. As crypto adoption continues to grow, so do the risks. From phishing attacks and fake wallet apps to seed phrase theft and social engineering scams, protecting your digital assets has never been more important. David explains why Tangem was originally built to eliminate one of the biggest causes of crypto losses: human error around seed phrases. Mark and David also discuss the real-world security lessons investors can learn from recent multimillion-dollar crypto thefts and why simplicity often creates stronger security than complexity. 🔐 In This Episode: The origins of Tangem and why the company introduced one of the world's first seedless hardware walletsWhy seed phrases remain one of the largest attack vectors in crypto securityThe differences between Tangem, Ledger, and Trezor hardware walletsHow Tangem's card-based architecture minimizes attack surfaces and hardware failure pointsWhy simplicity is critical for long-term crypto securityThe evolution of the Tangem Ring and wearable hardware wallet ecosystemHow Tangem has expanded from secure storage into a complete crypto management platformBest practices for protecting Bitcoin, XRP, Ethereum, stablecoins, and other digital assets🛡️ Privacy & Security by Design David also explains Tangem's privacy-first philosophy and why customer privacy starts long before you ever activate your wallet. Topics include: How Tangem separates wallet production from customer ordering dataWhy customer information is deleted after fulfillmentThe importance of minimizing stored user dataHow Tangem verifies authenticity without compromising privacyWhy no Tangem wallet has ever been remotely hackedThe security architecture behind Tangem's EAL6+ certified secure element technologyFor anyone concerned about privacy, surveillance, or protecting their crypto holdings, this conversation offers valuable insight into how modern self-custody solutions are evolving. 💳 Tangem Pay: Spending Crypto in the Real World One of the biggest topics in this episode is Tangem Pay, the platform's Visa-powered payment solution. Mark shares his own experience using Tangem Pay internationally and explains how it allows users to: Convert crypto into spendable balancesUse Apple Pay and Visa acceptance networks worldwideTop up balances instantlySeparate spending funds from long-term cold storageTravel and live using crypto without relying on traditional banking systemsDavid also breaks down the security model behind Tangem Pay and why your spending account remains isolated from your cold storage holdings. 🚀 New Features & Future Roadmap The conversation also covers several major updates recently added to Tangem: Multiple wallet addresses within a single Tangem setupEnhanced portfolio organizationSmart Gas functionality for easier transactionsExpanded cross-chain capabilitiesImprovements to staking and swapsNew wearable products currently in developmentThe future vision for crypto usability and self-custody adoption🎁 Exclusive Offer for Efani Listeners Tangem is currently offering: 50% off the second wallet setAn additional 10% discount using Efani's promo codeSpecial pricing on select wallet designs and promotionsVisit Tangem and apply the Efani discount code at checkout to secure your hardware wallet and backup devices. Whether you're new to self-custody or already managing a large crypto portfolio, this episode provides practical advice on securing your assets, protecting your privacy, and building a safer crypto strategy for 2026 and beyond. 🔐 Learn more about Tangem: https://tangem.com 📱 Protect your mobile identity with Efani: https://efani.com/tangem 🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Tangem Wallet Security Explained: Tangem Pay, New Features & 2026 Updates
  3. Jun 15

    Your Phone Is the Front Door to Every Cyber Attack | Rivka Tadjer, CEO of ZeroHack

    For Episode 24 of the Efani Features Podcast, host Mark Kreitzman sits down with Rivka Tadjer, Founder and CEO of ZeroHack, for a fascinating conversation about cybercrime, executive security, AI-driven scams, remote work vulnerabilities, and why your smartphone has become one of the biggest attack surfaces in modern cybersecurity. Drawing on her background in journalism, fintech, cybersecurity, and service on the White House National Infrastructure Advisory Council's cybersecurity working group, Rivka explains why traditional enterprise security models no longer work in a world where employees, executives, and families are constantly connected through personal devices, home networks, and cloud services. Rather than focusing solely on corporate infrastructure, ZeroHack was built around a different reality: individuals are now the primary entry point into organizations. Whether you're a CEO, entrepreneur, investor, remote worker, or simply someone who uses a smartphone, understanding cybercrime has become essential. In this episode: Why more than 40% of enterprise compromises begin with individuals rather than corporate systemsThe hidden cybersecurity risks of remote work, family Wi-Fi networks, and BYOD (Bring Your Own Device) environmentsHow hackers exploit personal Apple IDs, family plans, and shared digital ecosystems to gain access to sensitive accountsWhy executives remain some of the most vulnerable targets despite having access to sophisticated security toolsThe importance of separating personal, financial, and business identities onlineWhy your bank and brokerage accounts should never use the same email addresses you use for everyday activitiesHow cybercriminals use breached data, social engineering, and AI to profile victims before launching attacksRivka also shares practical advice on creating "silos" between different parts of your digital life, protecting financial accounts, securing email identities, and reducing your overall attack surface without sacrificing convenience. AI, Deepfakes & The Future of Cybercrime One of the most eye-opening parts of the discussion focuses on how artificial intelligence is changing the threat landscape. Mark and Rivka discuss: AI-powered impersonation scamsDeepfake video and voice attacksBusiness email compromiseFraudulent wire transfer schemesThe dangers of breached datasets being used to train future attack modelsWhy "delete my data" is no longer an effective security strategyRivka explains why organizations must stop playing defense and instead adopt proactive security strategies that make stolen information useless to attackers. Travel Security, SIM Swaps & Mobile Threats The conversation also dives into: SIM swapping attacks and caller ID spoofingFake kidnapping scamsInternational travel security risksMetadata exposure through photos and social mediaHotel security mistakes travelers commonly makeHow organized cybercrime groups operate globally todayPerhaps the most important takeaway is Rivka's message that cybersecurity is not about fear - it's about understanding how criminals operate so you can avoid becoming a victim. Whether you're protecting personal assets, securing your family, running a business, or simply trying to stay safe online, this episode delivers practical advice that anyone can implement immediately. 🔐 Learn more about ZeroHack: https://www.0secure.com 📱 Protect your mobile identity with Efani: https://efani.com 🎙 Hosted by Mark Kreitzman, General Manager at Efani #EfaniFeatures #ZeroHack #CyberSecurity #CyberCrime #AIThreats #DeepfakeScams #SIMSwap #IdentityProtection #ExecutiveSecurity #MobileSecurity #Privacy #RemoteWorkSecurity #CyberAwareness #DigitalPrivacy #OnlineSafety

    Your Phone Is the Front Door to Every Cyber Attack | Rivka Tadjer, CEO of ZeroHack
  4. Apr 16

    Be Your Own Bank: Tangem Pay, Crypto Cards & the Future of Private Banking

    What if your crypto wallet could replace your bank? In this forward-looking episode of the Efani Features Podcast, host Mark Kreitzman sits down with Marcos Nunes, CEO of Tangem Pay, to explore how payments, crypto, and self-custody are converging into something much bigger: the banking model of the future. With over a decade in global payments - spanning Visa, Mastercard ecosystems, and decentralized finance - Marcos breaks down how Tangem is evolving from a secure hardware wallet into a full financial ecosystem where users can store, spend, and grow their wealth without relying on traditional banks . 💳 Inside This Episode:  What Tangem Pay is and how it turns your crypto into a usable, everyday payment method  How a Visa-powered crypto card integrates with self-custody wallets  Why Tangem separates wealth storage (cold wallet) from spending accounts for maximum security  The concept of becoming your own bank — and why DeFi is enabling it  How global payment rails (ACH, SEPA, PIX, etc.) are being integrated into crypto ecosystems  Why most financial systems still rely on 1960s infrastructure — and what replaces it next  The difference between custodial vs. non-custodial finance — and why it matters  How Tangem Pay handles compliance, identity, and regional restrictions without controlling your funds 🏦 The Big Idea: Banking 3.0 Marcos introduces a powerful shift in financial thinking: Banking 1.0 → Traditional banks with physical branches Banking 2.0 → Neobanks and mobile apps Banking 3.0 → Self-custody + decentralized finance In this new model:  You control your assets  You decide when and how to spend  You choose which services to use (lending, staking, payments)  And no single institution has full control over your money As Marcos puts it, the goal is simple:  Give users the rails - not custody of their wealth. 🔐 Security by Design One of the most critical takeaways from this episode is how Tangem approaches security:  Your cold wallet remains completely separate from your spending account  Only the funds you move to Tangem Pay are linked to your identity  Your core assets remain private, unlinked, and fully under your control This architecture ensures that even in worst-case scenarios - hacks, restrictions, or compliance blocks - your primary assets remain untouched. 🚀 Why This Matters The line between crypto and traditional finance is disappearing. From Apple Pay integrations to crypto-backed debit cards, the future isn’t about choosing between fiat and crypto - it’s about seamless interoperability. Tangem Pay is building toward a world where:  You can tap your phone or card anywhere  Spend crypto like cash  Earn yield on idle assets  And never give up custody of your wealth 🎯 Who This Episode Is For  Crypto investors and self-custody advocates  Anyone exploring crypto debit/credit card solutions  High-net-worth individuals focused on asset protection  Users frustrated with traditional banking limitations  Anyone curious about the future of money 🔗 Learn more about Tangem Pay: https://tangem.com/en/tangem-pay  📱 Secure your mobile identity with Efani: https://efani.com  🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Be Your Own Bank: Tangem Pay, Crypto Cards & the Future of Private Banking
  5. Apr 1

    Why Most MSPs Stay Stuck (And How to Scale Without Burning Out)

    In this episode of the Efani Features Podcast, host Mark Kreitzman sits down with Jared Coleman, CEO of JC Axis, to break down a problem most MSP owners face but rarely solve: how to grow without becoming the bottleneck. With over a decade of experience inside managed service providers - from sales and delivery to leadership and ownership - Jared shares what actually separates struggling MSPs from those that scale efficiently and profitably . This is not theory. It’s operational reality from someone who has built, acquired, and run MSPs himself. ⚙️ Inside This Episode:  Why most MSPs scale through effort instead of structure - and why that doesn’t last  The hidden cost of owner dependency (and how it limits growth)  What “operational maturity” actually looks like inside an MSP  How to move from reactive firefighting to data-driven decision making The 7 core pillars every MSP must measure: financials, delivery health, growth discipline, security posture, and more  Why visibility into your metrics is the fastest way to unlock scale  The difference between adding services reactively vs. building a strategic offering  How MSPs can prepare for acquisition or exit by cleaning up operations 📊 The Big Shift: From Hustle to Structure Jared explains a critical transition: Most MSP owners grow by working harder.  Successful MSPs grow by building systems. Through JC Axis, he helps MSPs implement frameworks that allow:  Leadership teams to operate with autonomy  Clear accountability through metrics  Reduced reliance on the owner for daily decisions  Scalable growth without constant hiring The goal is simple: Manage the business through data - not chaos. 🎯 Who This Episode Is For This conversation is especially valuable for:  MSP owners between $1M–$5M in revenue looking to scale  Founders stuck in day-to-day operations  MSPs preparing for acquisition in the next 2–3 years  Operators looking to improve efficiency, margins, and team performance As Jared highlights, many MSPs are growing - but doing so inefficiently, often adding more people instead of improving systems . 🚀 Why This Matters Now The MSP space is expanding rapidly — with new niches emerging across cybersecurity, compliance, and high-net-worth clients. But growth without structure creates fragility. This episode outlines a clear path to building an MSP that is:  Measurable  Scalable  Sellable 🔗 Learn more about JC Axis: https://jcaxis.co  📱 Secure your mobile identity with Efani: https://efani.com  🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Why Most MSPs Stay Stuck (And How to Scale Without Burning Out)
  6. Feb 23

    Human Hacking, SIM Swaps & The Security Appreciation Gap with Robert Siciliano

    In this powerful episode of the Efani Features Podcast, host Mark Kreitzman sits down with Robert Siciliano, security expert, media contributor, and Co-Founder of Protect Now LLC, to unpack why most cyberattacks today aren’t technical hacks — they’re human hacks . With more than 30 years in personal protection and security awareness training, Robert explains how modern fraud has evolved from lone basement hackers to organized criminal enterprises — including human trafficking rings forcing victims to run social engineering scams 18 hours a day . This episode goes far beyond surface-level “don’t click the link” advice. 🔐 Inside This Episode: Why 80%+ of employees reuse passwords and skip two-factor authentication — and what that really means for your companyHow 15+ billion compromised passwords fuel today’s spear-phishing economyWhy SIM swaps usually start with a compromised email accountThe hidden danger of automatic email forwarding — and how attackers spy on victims for years undetectedWhy phishing simulations plateau — and why compliance-based training isn’t enoughThe rise of AI-enhanced deception, voice cloning, and deepfake social engineeringHow small businesses are now prime targets for wire fraudThe psychology behind why people avoid security (“I don’t want to live in fear”)🧠 The Big Idea: The Security Appreciation Gap Robert introduces a powerful framework: The shift from security awareness (knowing) to security appreciation (caring) . Most employees intellectually understand risk. Very few emotionally commit to protecting themselves. Until security becomes personal — about your family, your identity, your bank account — behavior doesn’t change. Robert explains how Protect Now helps organizations build what he calls a “Strategic Human Firewall” — turning passive targets into active detection layers . 🛡 Why This Matters Now From SIM swaps to business email compromise to crypto theft, today’s threats exploit trust — not technology. As Robert puts it, we are biologically wired to trust. Criminals exploit that wiring. This episode is essential listening for: CISOs and security leadersSmall business ownersHigh-net-worth individualsCrypto holdersAnyone who uses emailBecause in 2026, security is no longer just IT’s responsibility. It’s personal. 🔐 Learn more about Protect Now: https://protectnowllc.com 📱 Protect your mobile identity with Efani: https://efani.com 🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Human Hacking, SIM Swaps & The Security Appreciation Gap with Robert Siciliano
  7. Jan 22

    Travel Southeast Asia Like a Local: How Moreta Pay Solves Banking, QR, and Currency Friction

    Southeast Asia runs on QR code payments - but if you're a tourist, digital nomad, or expat, you're likely stuck using cash, overpaying with cards, or hitting ATM fees just to get around. In this episode of the Efani Features Podcast, host Mark Kreitzman talks with Walid Mah’d, CEO of Moreta Pay, about how his startup is helping travelers tap into local payment networks across Thailand, Vietnam, Laos, and beyond - without needing a local bank account. Inspired by real problems faced while working in payments (and backpacking across Asia), Walid co-founded Moreta Pay to bridge the gap between Western travelers and Asia’s rapidly digitizing payment infrastructure. 🌏 Inside the episode: Why QR code payments dominate Southeast Asia - and why credit cards won’t cut itThe problems with local banking laws, visa restrictions, and expat-unfriendly policiesHow Moreta Pay lets you scan-to-pay in local currency, with zero ATM or card surchargesUse cases for short-term tourists, digital nomads, retirees, and remote workersApp onboarding: Load funds in minutes with Apple Pay, credit/debit card, or U.S. bank accountWhere it works today (Thailand, Vietnam, Laos) - and what’s coming next (Indonesia, Malaysia, Japan)How personal QR code payments and peer-to-peer transfers are being added soonThe role of Y Combinator in backing Moreta Pay, and what it means for user trust and global expansionWalid also shares why user feedback goes straight to the top - and how he personally responds to messages to help shape the product in real time. 💬 “We want to build something people want - and that means listening to every traveler, every expat, every retiree trying to live cashless across Asia.” – Walid Mah’d 📲 Download Moreta Pay: https://moretapay.com 🔐 Secure your mobile identity: https://efani.com 🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Travel Southeast Asia Like a Local: How Moreta Pay Solves Banking, QR, and Currency Friction
  8. 11/22/2025

    Inside CyberHoot: How Smarter Cyber Training Stops Attacks Before They Start

    What if the biggest cybersecurity threat in your company isn’t your tech — but your people? In this episode of the Efani Features Podcast, host Mark Kreitzman interviews Craig Taylor, veteran cybersecurity expert and CEO of CyberHoot, to uncover why outdated training models are failing — and how a psychology-driven, reward-based approach is changing how businesses defend themselves from phishing, smishing, ransomware, and scam-driven breaches. With over 30 years in the industry and a mission to cyber-train 1 billion people, Craig shares how CyberHoot helps organizations of all sizes (from 5 to 50,000+ employees) tackle today’s threat landscape with gamified, positive-reinforcement-based cyber literacy programs. 🎯 In this episode: Why most corporate phishing tests fail to change behaviorHow fake punishment emails (e.g., fake bonuses, fake HR messages) damage employee trustThe psychology behind successful training: reward good behavior, don’t shame mistakesThe most common scams in 2025: pig butchering, QR code parking scams, romance traps, job offer frauds, overpayment baitHow CyberHoot helps both individuals (free) and businesses (through MSPs or direct)Why SMBs are prime targets for ransomware — and why cyber apathy is the real enemyHow “too small to be targeted” is the most dangerous lie businesses tell themselvesCraig’s #1 recommendation for every person and company: get a password managerYou'll also learn how Efani’s secure SIM protection pairs with CyberHoot’s training to close the last major human gap in cybersecurity.  🔐 Lock down your mobile life: https://efani.com 🎙 Hosted by Mark Kreitzman, General Manager at Efani

    Inside CyberHoot: How Smarter Cyber Training Stops Attacks Before They Start

About

Cybersecurity. Privacy. Blockchain. Unfiltered. The Efani Features Podcast is your trusted guide to the evolving world of digital security. Hosted by Mark Kreitzman of Efani, each episode dives deep into the critical issues shaping our digital future - from SIM swap threats and mobile privacy to crypto security and blockchain innovation. Join leading experts, ethical hackers, founders, and privacy advocates as we unpack real-world threats, explore cutting-edge solutions, and share practical strategies to protect your data in an increasingly connected world. What you'll hear: Insider takes on the latest cybersecurity trendsThe truth about SIM swaps, spyware, and mobile hacksDeep dives into crypto and blockchain securityHow to take back control of your digital privacy Whether you're a crypto holder, startup founder, or just privacy-curious, this podcast delivers clear, actionable insights in every episode. Stay informed. Stay secure. Subscribe to Efani Features Podcast - where privacy isn't optional, it's essential.

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