Richer Thinking

Everhart Advisors
  • 5.0 (8)
  • Investing

Richer Thinking is a personal finance book club podcast for people making real money decisions, presented by Everhart Advisors. Every month, hosts Max Rosenthal, CFP®, and Logan Jones, CFP®, break down one popular finance book: what it gets right, where it breaks down, and how it plays out in the real world. Not a book review show, a decision-making framework. Episodes drop monthly! Everhart Advisors is a registered investment adviser. This podcast is for informational and educational purposes only and reflects the hosts' personal opinions. It is not personal investment advice.

  1. Sep 8

    Winning the Loser’s Game

    Charles Ellis spent 50 years in investing and chaired the Yale endowment committee for the better part of a decade, and his argument in Winning the Loser's Game is this: most investors are playing the wrong game. The instinct is to go looking for the next winning stock. But in his view, the average investor isn't up against other amateurs, they're competing with millions of professionals who have near-unlimited research and technology behind them. Trying to out-trade that crowd, he argues, is the wrong game to play. Max and Logan discuss Ellis's book, including the tennis analogy its title comes from. They cover why he makes low-cost index funds the centerpiece, how fees and turnover work against active managers over time, and where they push back on his largely do-it-yourself view: the emotional side of a market drop, and everything in a real plan that goes beyond picking a fund. Plus a real client story: one stock, a lot of conviction, and a hard lesson in playing the wrong game. Are you open to having a conversation? Bringing on a new financial planning team, whether for your company's 401(k) plan or for your own wealth management, is a big step. We like starting with a simple conversation. Ask us questions. Tell us what keeps you up at night. Hear about our approach to helping you meet your financial goals. 👉 https://everhartadvisors.com/contact-us/ Additional Resources: Learn more about Everhart Advisors: https://everhartadvisors.com/ Start a conversation: https://everhartadvisors.com/contact-us/ Connect with Max on LinkedIn: https://www.linkedin.com/in/max-rosenthal-cfp Connect with Logan on LinkedIn: https://www.linkedin.com/in/logan-jones-a6268b36 Everhart Advisors on LinkedIn: https://www.linkedin.com/company/everhart-advisors/ This month's read: Winning the Loser's Game: Timeless Strategies for Successful Investing by Charles D. Ellis Reading next: Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life by WIlliam Green  This podcast is for informational and educational purposes only and is not personalized investment, financial, legal, or tax advice. We are not attorneys; consult a qualified professional about your situation. All investing involves risk, including possible loss of principal, and past performance does not guarantee future results. Watching or interacting with this content does not create an advisory relationship with Everhart Advisors. Comments may not reflect the views or experience of Everhart Advisors or its clients. Everhart Advisors does not solicit endorsements via comments or likes.

  2. Aug 11

    Simple Wealth, Inevitable Wealth

    Nick Murray has spent 50+ years advising investors, and his argument in Simple Wealth, Inevitable Wealth is this: most retirees focus on the wrong risk. Watching an account drop 20% feels uncomfortable, but in his view the quieter concern over a 30-year retirement is the erosion of purchasing power. Max and Logan discuss Nick's book, a title that's been in print for 25 years without a word changed. They cover why Nick zeroes in on inflation as a central risk to retirees, how he thinks about the role of equities in a long-horizon plan, and where they push back on his more dogmatic take that pre-retirees should hold nearly all their long-term money in stocks. Plus a real client story: a couple five years out from retirement, $1.5M saved, and one bad assumption about where the risk actually lived. Are you open to having a conversation? Bringing on a new financial planning team, whether for your company's 401(k) plan or for your own wealth management, is a big step. We like starting with a simple conversation. Ask us questions. Tell us what keeps you up at night. Hear about our approach to helping you meet your financial goals. 👉 https://everhartadvisors.com/contact-us/ Additional Resources: Learn more about Everhart Advisors: https://everhartadvisors.com/ Connect with Max on LinkedIn: https://www.linkedin.com/in/max-rosenthal-cfp Connect with Logan on LinkedIn: https://www.linkedin.com/in/logan-jones-a6268b36 Everhart Advisors on LinkedIn: https://www.linkedin.com/company/everhart-advisors/ This month's read: Simple Wealth, Inevitable Wealth by Nick Murray Reading next: Winning the Loser’s Game: Timeless Strategies for Successful Investing by Charles D. Ellis (grab a copy and follow along) This podcast is for informational and educational purposes only and is not personalized investment, financial, legal, or tax advice. We are not attorneys; consult a qualified professional about your situation. All investing involves risk, including possible loss of principal, and past performance does not guarantee future results. Watching or interacting with this content does not create an advisory relationship with Everhart Advisors. Comments may not reflect the views or experience of Everhart Advisors or its clients. Everhart Advisors does not solicit endorsements via comments or likes.

  3. Trailer

    Welcome to Richer Thinking | Presented by Everhart Advisors

    Welcome to Richer Thinking, presented by Everhart Advisors. Every month, hosts Max Rosenthal, Partner and Wealth Manager, and Logan Jones, President of Wealth Management, take one popular personal finance book and break it down the way they would with a client: what it gets right, where it breaks down in the real world, and how the principles actually play out for the people they sit across the table from every day. This isn't a book review show. It's a look at how two advisors actually think about wealth, investing, and the decisions that matter, using books as the starting point. Each episode, Max and Logan share what they've learned from thousands of real client conversations, disagree with each other (and sometimes the book), and rate every title out of 10. New episodes every month. Subscribe so you don't miss what's next. Are you open to having a conversation? Bringing on a new financial planning team, whether for your company's 401(k) plan or for your own wealth management, is a big step. We like starting with a simple conversation. Ask us questions. Tell us what keeps you up at night. Hear about our approach to helping you meet your financial goals. 👉 https://everhartadvisors.com/contact-us/ This podcast is for informational and educational purposes only and reflects the personal opinions of the hosts. The content discussed is not personal investment advice and is not an endorsement by Everhart Advisors. Everhart Advisors is a registered investment adviser. Additional Resources: Learn more about Everhart Advisors: https://everhartadvisors.com/ Start a conversation: https://everhartadvisors.com/contact-us/ Connect with Max on LinkedIn: https://www.linkedin.com/in/max-rosenthal-cfp Connect with Logan on LinkedIn: https://www.linkedin.com/in/logan-jones-a6268b36 Everhart Advisors on LinkedIn: https://www.linkedin.com/company/everhart-advisors/

  4. May 22

    Built to Sell

    What makes a business truly valuable? And more importantly, what is your plan for selling? In this episode of Everhart Wealth Insights, Logan Jones and Max Rosenthal break down Built to Sell by John Warrillow, a practical business book that challenges entrepreneurs to rethink how they build, scale, and eventually exit their companies. Using the story of an overwhelmed agency owner as the backdrop, the book explores a common problem among business owners: building a company that depends entirely on the founder’s time, relationships, and expertise. Logan and Max unpack the key lessons around crafting an exit plan, like specialization, recurring revenue, systems, delegation, and why the most valuable businesses are often the least dependent on any one individual. They discuss: How business owners can think about succession, valuation, and eventual exit planning, and why starting this process early is crucialWhy many entrepreneurs accidentally create a stressful job instead of a scalable business How specialization can increase both profitability and business value  The importance of recurring revenue and predictable cash flowWhy documented systems and processes matter for long-term scalability  The risks of founder dependency and “key person” riskThe emotional challenge of delegating responsibility and letting go of controlWhether you own a business, plan to start one, or simply want to better understand how enduring companies are built, this episode offers practical insights into creating something more scalable, transferable, and resilient over the long term. Disclosure: We are financial advisors with Everhart Advisors, a registered investment advisor. The views and opinions expressed are those of the hosts and do not necessarily reflect the views of Everhart Advisors. This podcast is for informational and educational purposes only. The content of this podcast should not be considered personalized investment or financial advice. We are not attorneys or CPAs, so the content of this podcast should not be considered legal or tax advice. The content we discuss is selected for its relevance to financial planning, investing, and wealth-building concepts. References to specific books, strategies, or authors do not constitute endorsements, nor should they be interpreted as investment recommendations. We do not solicit or have control over any reviews that may be posted. Reviews posted may not be representative of the experience of other listeners. All investing involves risk, and past performance is not indicative of future results. Please consult with a qualified professional regarding your personal financial situation before making any decisions based on the topics discussed in this podcast. Listening to this podcast does not create an advisory relationship between you and our firm.

  5. Apr 20

    The Richest Man in Babylon

    In this episode of Everhart Wealth Insights, Logan Jones and Max Rosenthal break down a widely regarded classic in personal finance: The Richest Man in Babylon by George S. Clason. Through simple parables set in ancient Babylon, the book delivers foundational principles for building wealth that are just as relevant today as they were nearly a century ago. Logan and Max explore why these lessons have endured and how they apply to modern investors navigating today’s financial world. Key themes from the episode include: Pay yourself first: Building wealth starts with consistently saving a portion of your income…before spending on anything else! Live below your means: Controlling expenses is not about deprivation, it’s about creating margin to invest in your future. Make your money work for you: Wealth is built by owning productive assets that generate income and compound over time. Seek wise counsel: Not all advice is created equal. Learning from those with real experience can help you avoid costly mistakes. Protect and grow your wealth: Building wealth is only half the battle. Preserving it requires discipline, patience, and sound decision-making. Behavior over complexity: Like many of the books discussed on the podcast, the principles are simple but consistently applying them is where most people struggle. Throughout the conversation, Logan and Max connect these timeless lessons to ideas from other episodes, reinforcing the core drivers of financial success remain behavior, discipline, and long-term thinking. The episode serves as a reminder that while the tools and markets may evolve, the fundamentals of wealth building rarely change. Disclosure: We are financial advisors with Everhart Advisors, a registered investment advisor. The views and opinions expressed are those of the hosts and do not necessarily reflect the views of Everhart Advisors. This podcast is for informational and educational purposes only. The content of this podcast should not be considered personalized investment or financial advice. We are not attorneys or CPAs, so the content of this podcast should not be considered legal or tax advice. The content we discuss is selected for its relevance to financial planning, investing, and wealth-building concepts. References to specific books, strategies, or authors do not constitute endorsements, nor should they be interpreted as investment recommendations. We do not solicit or have control over any reviews that may be posted. Reviews posted may not be representative of the experience of other listeners. All investing involves risk, and past performance is not indicative of future results. Please consult with a qualified professional regarding your personal financial situation before making any decisions based on the topics discussed in this podcast. Listening to this podcast does not create an advisory relationship between you and our firm.

  6. Mar 24

    Die With Zero

    In this episode of Everhart Wealth Insights, Logan Jones and Max Rosenthal break down Die with Zero by Bill Perkins, a provocative book that challenges traditional ideas around saving, spending, and what it means to use money well. Rather than focusing solely on accumulating wealth, Perkins argues the ultimate goal is to maximize life experiences. Logan and Max explore this idea through a more balanced lens, discussing how to thoughtfully deploy your financial resources over time, without sacrificing long-term security or discipline. They discuss: Why money is a tool for creating meaningful life experiences—not just something to accumulateThe concept of “time buckets” and how your ability to enjoy certain experiences changes with ageThe trade-offs between saving too much vs. spending too earlyHow to think about giving—both during your lifetime and through an estateThe role of planning in helping you spend confidently without jeopardizing your futureHow this philosophy aligns (and conflicts) with long-term, evidence-based investing principlesThis conversation challenges the default mindset of “save as much as possible” and instead asks a more important question: What is the purpose of money in the first place? Whether you’re early in your wealth-building years or approaching financial independence, this episode offers a framework for thinking more intentionally about how and when you use your money. Disclosure: We are financial advisors with Everhart Advisors, a registered investment advisor. The views and opinions expressed are those of the hosts and do not necessarily reflect the views of Everhart Advisors. This podcast is for informational and educational purposes only. The content of this podcast should not be considered personalized investment or financial advice. We are not attorneys or CPAs, so the content of this podcast should not be considered legal or tax advice. The content we discuss is selected for its relevance to financial planning, investing, and wealth-building concepts. References to specific books, strategies, or authors do not constitute endorsements, nor should they be interpreted as investment recommendations. We do not solicit or have control over any reviews that may be posted. Reviews posted may not be representative of the experience of other listeners. All investing involves risk, and past performance is not indicative of future results. Please consult with a qualified professional regarding your personal financial situation before making any decisions based on the topics discussed in this podcast. Listening to this podcast does not create an advisory relationship between you and our firm.

  7. Feb 20

    The 5 Types of Wealth

    Is financial success enough to build a truly wealthy life? In this episode of Everhart Wealth Insights, Logan Jones and Max Rosenthal discuss The 5 Types of Wealth by Sahil Bloom and explore the idea that money is only one dimension of a well-lived life. Bloom challenges the traditional scoreboard of success and introduces five forms of wealth: time, social, mental, physical, and financial. Logan and Max talk about the “arrival fallacy,” the importance of defining “enough,” and why long-term fulfillment requires more than just growing your net worth. From investing in productive financial assets to investing in your personal health and relationships, this conversation broadens the definition of wealth beyond dollars and cents. If you’re building financial success, or feel like you are already there, this episode will challenge you to think deeper and possibly reorient your main goals. Disclosure: We are financial advisors with Everhart Advisors, a registered investment advisor. The views and opinions expressed are those of the hosts and do not necessarily reflect the views of Everhart Advisors. This podcast is for informational and educational purposes only. The content of this podcast should not be considered personalized investment or financial advice. We are not attorneys or CPAs, so the content of this podcast should not be considered legal or tax advice. The content we discuss is selected for its relevance to financial planning, investing, and wealth-building concepts. References to specific books, strategies, or authors do not constitute endorsements, nor should they be interpreted as investment recommendations. We do not solicit or have control over any reviews that may be posted. Reviews posted may not be representative of the experience of other listeners. All investing involves risk, and past performance is not indicative of future results. Please consult with a qualified professional regarding your personal financial situation before making any decisions based on the topics discussed in this podcast. Listening to this podcast does not create an advisory relationship between you and our firm.

  8. Jan 22

    The Essays of Warren Buffett

    Warren Buffett is often regarded as the greatest investor of all time, but he prefers to think of himself as a teacher. In this episode of Everhart Wealth Insights, Logan Jones and Max Rosenthal break down The Essays of Warren Buffett, a curated collection of decades of Berkshire Hathaway shareholder letters that reveal Buffett’s timeless philosophy on investing, business, and long-term thinking. Rather than chasing headlines or short-term market moves, Buffett emphasizes owning productive businesses, maintaining a long-term mindset, and viewing volatility as an opportunity—not a threat. The conversation explores core ideas like capital allocation, staying within your circle of competence, the role of dividends, liquidity and debt management, and why patience and inactivity often outperform constant action. Logan and Max also discuss Buffett’s views on cash, bonds, gold, speculation, and why he remains optimistic about American capitalism despite inevitable market downturns. More than an investing framework, this episode highlights the character, discipline, and humility that have defined Buffett’s success for over 60 years. Disclosure: We are financial advisors with Everhart Advisors, a registered investment advisor. The views and opinions expressed are those of the hosts and do not necessarily reflect the views of Everhart Advisors. This podcast is for informational and educational purposes only. The content of this podcast should not be considered personalized investment or financial advice. We are not attorneys or CPAs, so the content of this podcast should not be considered legal or tax advice. The content we discuss is selected for its relevance to financial planning, investing, and wealth-building concepts. References to specific books, strategies, or authors do not constitute endorsements, nor should they be interpreted as investment recommendations. We do not solicit or have control over any reviews that may be posted. Reviews posted may not be representative of the experience of other listeners. All investing involves risk, and past performance is not indicative of future results. Please consult with a qualified professional regarding your personal financial situation before making any decisions based on the topics discussed in this podcast. Listening to this podcast does not create an advisory relationship between you and our firm.

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Trailer

Ratings & Reviews

5
out of 5
8 Ratings

About

Richer Thinking is a personal finance book club podcast for people making real money decisions, presented by Everhart Advisors. Every month, hosts Max Rosenthal, CFP®, and Logan Jones, CFP®, break down one popular finance book: what it gets right, where it breaks down, and how it plays out in the real world. Not a book review show, a decision-making framework. Episodes drop monthly! Everhart Advisors is a registered investment adviser. This podcast is for informational and educational purposes only and reflects the hosts' personal opinions. It is not personal investment advice.

Information

  • Creator
    Everhart Advisors
  • Years Active
    2025 - 2026
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © Everhart Advisors
  • Show Website
    Richer Thinking

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