Fearless Money Talks

Halbert Hargrove
  • 5.0 (21)
  • Business

Tired of money being a taboo topic? Welcome to Fearless Money Talks, featuring Halbert Hargrove's Co-Chief Investment Officer, Brian M. Spinelli, CFP®, AIF®, and Managing Director of Growth and Client Experience, Kelli Kiemle, AIF®. Get ready for candid, fear-free discussions on helping your money work for you, navigating market ups and downs, and planning for your retirement. Want to learn more about Halbert Hargrove? Click the link below to visit our website today. Our Website: HalbertHargrove.com

  1. 5d ago

    33. The Sandwich Generation: Balancing Family Care and Retirement Savings

    Supporting your children while helping aging parents can leave you feeling stretched in every direction. Between education expenses, caregiving responsibilities, and planning for your own retirement, finding a balance can be difficult, especially when family expectations and emotions enter the picture. In this episode of Fearless Money Talks, Brian and Kelli explore the financial and personal challenges facing the sandwich generation. They discuss why prioritizing your own retirement savings is an important part of protecting your family's future, how the power of compounding makes time such a valuable asset, and why sacrificing your long-term financial security to support others can create a cycle of dependence across generations. The conversation also addresses the emotional side of caregiving. Kelli shares a personal experience that shaped her understanding of self-care, accepting help, and setting boundaries. Together, they explore ways to distribute caregiving responsibilities, communicate with family members, and navigate situations where one person is expected to carry a disproportionate financial burden. Throughout the discussion, Brian and Kelli emphasize the importance of recognizing your own limits, having difficult conversations, and building a plan that allows you to care for the people you love while continuing to care for yourself. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove Website

  2. Oct 13

    32. The Hidden Impact of Where You Live with Ryan Frederick

    Choosing where to live is one of the biggest decisions we make, yet it's often driven by habit, convenience, or circumstance rather than intentional planning. But where we live can influence much more than our daily routine. It can shape our health, finances, relationships, and overall quality of life. In this episode of Fearless Money Talks, Brian and Kelli welcome Ryan Frederick, founder of Here and creator of the place planning framework, to explore how our surroundings affect the way we live today and the opportunities available to us tomorrow. Together, they discuss the connection between lifespan, healthspan, and wealthspan, the role community plays in healthy aging, and why place planning extends far beyond choosing a house or neighborhood. Ryan also introduces the four quadrants of place planning and explains how this framework can help people make more intentional decisions during life's many transitions. Whether you're considering a move, preparing for retirement, or simply wondering if your current environment still supports your goals, this conversation offers a fresh perspective on one of life's most important decisions. Studies Referenced: Harvard Study of Adult DevelopmentUniversity of Michigan: Older Adults’ Preparedness to Age in Place – April 2022 Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove WebsiteRyan Frederick on LinkedInHere.Life

  3. Sep 29

    31. High Net Worth, Zero Free Time: Reclaiming Your Life

    A growing income and higher net worth can look like signs that everything is moving in the right direction. But what happens when financial success leaves you with little time or energy to enjoy the life you've built? In this episode of Fearless Money Talks, Brian and Kelli explore what it can look like when career demands begin competing with your priorities outside of work. They discuss practical ways to reclaim your time, from setting stronger boundaries and protecting your calendar to delegating responsibilities and reconsidering how you're spending both your time and money. They also dig into the bigger decisions that may come when smaller adjustments aren't enough. A career pivot, reduced responsibilities, or even a temporary financial step back could create opportunities that aren't immediately visible when you're focused only on income. Sometimes that means questioning whether discretionary spending is actually improving your life or whether having more free time would be more valuable. The conversation ultimately comes back to priorities. Understanding what matters most can help you decide where to draw boundaries, what you're willing to change, and how you want your financial resources to support the way you spend your time. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove Website

  4. Sep 15

    30. Saving for College Without Sacrificing Your Financial Future

    College can be one of the biggest expenses a family plans for, and figuring out how much to save can quickly become overwhelming. In this episode of Fearless Money Talks, Brian and Kelli bring both their professional and personal perspectives to the college planning conversation. They explore the different ways families approach paying for college, from covering the entire cost to sharing the responsibility, and why there isn't one savings target that works for everyone. They also dig into 529 plans, including how the money can be used, what happens when a child's educational path changes, and why families may want flexibility rather than putting every college dollar into a single savings vehicle. Brian explains how the investment approach within a 529 may also change as college gets closer and the time available to recover from a market decline becomes shorter. Most importantly, Brian and Kelli discuss why parents shouldn't view college saving as an all-or-nothing goal. Starting with what fits your finances today and adjusting over time can help you prepare for education costs while balancing the many other financial priorities competing for your attention. Explore more Fearless Money Talks episodes. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove Website

  5. Sep 1

    29. Working Longer vs. Retiring: How to Decide What's Next

    There may come a point in your career when the question shifts from "How much more can I earn?" to "Is earning more still worth it?" In this episode of Fearless Money Talks, Brian and Kelli explore the difficult decision of whether to stay in a career to help maximize your pension, compensation, or retirement savings, or step away sooner to make more room for the life you want to live. They discuss how financial planning can help put the tradeoffs into perspective, including whether giving up future income may prevent you from reaching your goals. But the numbers are only part of the decision. Stress, healthspan, family, personal fulfillment, and how you plan to spend your time all deserve a place in the conversation. Brian and Kelli also explore alternatives to an all-or-nothing career change, from reducing hours and redefining responsibilities to testing new interests and making smaller changes that may help improve your quality of life today. Because sometimes the most important question isn't how much more you could accumulate. It's what you're accumulating it for. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove Website

  6. Aug 18

    28. Succession Planning: Building a Lasting Legacy with Cecilia Williams

    Building a successful business is an accomplishment. Building one that continues to thrive for generations requires an entirely different level of planning. In this episode of Fearless Money Talks, Brian and Kelli welcome Halbert Hargrove COO Cecilia Williams for a conversation about succession planning, leadership development, and creating an organization that can continue to grow long after today's leaders step aside. They discuss why succession planning begins years before a transition ever occurs, how mentoring and accountability help prepare future leaders, and why organizations tend to be stronger when responsibilities are shared across a team rather than concentrated in a single individual. The conversation also explores talent development, employee motivation, and how thoughtful leadership transitions seek to benefit both clients and employees. Whether you're building a business, leading a team, or thinking about the future of your organization, this episode offers practical insights into creating a legacy designed to last. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInCecilia Williams on LinkedInHalbert Hargrove Website

  7. Aug 4

    27. How Much Is Enough to Retire?

    One of the most common questions in retirement planning is also one of the hardest to answer: "How much money do I need to retire?" The reality is that there's no universal number or withdrawal strategy that works for everyone. Your retirement goals, spending habits, investment approach, and lifestyle all play a role in determining what "enough" looks like. In this episode of Fearless Money Talks, Brian and Kelli discuss the fear of running out of money, the limitations of relying on rules of thumb like the 4% rule, and why thoughtful financial planning goes far beyond choosing a target savings balance. They also explore how budgeting, lifestyle inflation, retirement timing, and spending priorities influence long-term financial security. Whether you're decades away from retirement or already drawing income from your portfolio, this conversation offers practical ideas for building a retirement plan that reflects your goals and can help you make more confident financial decisions. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInHalbert Hargrove Website

  8. Jul 21

    26. Looking for a Financial Advisor? Start With These Questions from Angela Renee

    The search for a financial advisor tends to start by comparing investment performance, credentials, or fees. Those things matter, but they rarely determine whether a relationship will be successful over the long term. In this episode of Fearless Money Talks, Brian and Kelli welcome back Angela Renee, Senior Administrative Director at Halbert Hargrove, to discuss what separates a good financial advisor from a great one. Together, they explore why meaningful financial planning starts with understanding a person's goals, concerns, relationships, and values before focusing on portfolios or performance. The conversation also looks at what a thoughtful discovery process should feel like, why couples can uncover different priorities during financial planning discussions, and how the right advisor can provide guidance through life's biggest transitions, not just investment decisions. Whether you're hiring an advisor for the first time or wondering if your current relationship is meeting your needs, this episode offers practical ideas for finding someone who listens first, communicates clearly, and helps you make more confident financial decisions. Connect with us!  Kelli Kiemle on LinkedInBrian Spinelli on LinkedInAngela Renee on LinkedIn Halbert Hargrove Website

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5
out of 5
21 Ratings

About

Tired of money being a taboo topic? Welcome to Fearless Money Talks, featuring Halbert Hargrove's Co-Chief Investment Officer, Brian M. Spinelli, CFP®, AIF®, and Managing Director of Growth and Client Experience, Kelli Kiemle, AIF®. Get ready for candid, fear-free discussions on helping your money work for you, navigating market ups and downs, and planning for your retirement. Want to learn more about Halbert Hargrove? Click the link below to visit our website today. Our Website: HalbertHargrove.com

Information

  • Creator
    Halbert Hargrove
  • Years Active
    2025 - 2026
  • Episodes
    33
  • Rating
    Clean
  • Copyright
    © 2026 Fearless Money Talks
  • Show Website
    Fearless Money Talks