Be The Banker

Josh Waxman
  • 5.0 (2)
  • Investing

Infinite Banking isn’t just a financial strategy — it’s a new way of thinking about money, control, and long-term wealth. 

  1. I Lost Everything Twice — Then I Became the Bank

    Jun 23

    I Lost Everything Twice — Then I Became the Bank

    You didn't buy a $50,000 car. You bought a $71,000 car — and quietly handed the bank the difference. Stretch the loan to 72 months and the payment drops, but the interest climbs. That's not a deal. That's the bank doing what it's designed to do. In this episode, Josh breaks down why most people spend their whole life on the wrong side of the bank — and the system the wealthy use to sit on the other side of it. We get into what "becoming the banker" actually means (same system, different owner), the financial X-ray that finally gives you clarity and control, and why crypto and stock day-trading are Wall Street's best recent invention — because someone collects a fee every single time, and it's never you. He also breaks the biggest myth in personal finance: that your income is fixed and your bills are set. Most people only ever learn to invest their money. The wealthy do the opposite — they engineer income up and expenses down. It's why a guy in Miami surrounded by Lambos and Ferraris still drives a hand-me-down car: there's a business to run, so why feed money to a depreciating asset? And the part most people don't expect — the story underneath it all: dropping out of college, building a Philly cheesesteak business, losing everything in COVID and the riots, getting cancelled, and rebuilding from peanut-butter-and-jelly nights into the system taught here. This isn't get-rich-quick. It's the part about money nobody sat you down and explained. 🔔 Subscribe for the full breakdown. Comment BANK and we'll send you where to start. ⏱ Chapters (approximate):  0:00 You don't own it — they do  0:55 The car loan trap: $50K, 8%, 72 months  1:35 Clarity, control, liquidity — your financial X-ray  3:26 Control over debt at every milestone  4:11 What this is NOT: crypto, gambling, day trading  5:00 Why day-trading is Wall Street's best invention  6:15 Tax efficiency, valuation, and wealth structure  8:00 Most people only learn to invest  9:15 The myth of "fixed income, fixed bills"  9:55 The wealthy do the opposite  10:15 Lambos, Ferraris, and the hand-me-down car  12:46 The origin story: cheesesteaks to collapse  13:45 Rebuilding from PB&J nights  14:30 Becoming an infinite banking practitioner #InfiniteBanking #BecomeYourOwnBank #BeTheBank #WholeLifeInsurance #CashFlow #FinancialEducation #WealthBuilding #GrantCardone #JoshWaxman #MoneyMindset

    15 min
  2. The Only Insurance That Actually Works for Infinite Banking

    Jun 18

    The Only Insurance That Actually Works for Infinite Banking

    You bought a $500,000 home. The bank made you pay a million for it — and you said thank you. In this episode we break down the one system Wall Street and the banks never want you to understand: who actually controls your money. We run the real numbers on a mortgage ($400K loan → $463K in interest), a car loan ($50K that quietly becomes $71K), and the $21,000 that disappears straight into the bank's pocket… so they can lend it back out and profit on your money again. Then we flip the whole thing: what if you became the banker? Same system, different owner. We also expose why crypto and stock day-trading are Wall Street's best invention in years, where they fit on Grant Cardone's financial seniority rankings, why living below your means is a weapon (not a punishment), and the founder story behind it all — two restaurants, $1.2M in revenue, losing everything twice, and rebuilding with one principle: control your capital. This isn't get-rich-quick. It's the 1% of information nobody taught you about money. 🔗 Join Our Live Money Masterclass Learn how high-income operators build their own private banking system. 👉 https://masterclass.myinfinitecapital... 🚀 We're Hiring High-Level Sales Professionals Looking to build a career helping families control their wealth? 👉 https://hiring.myinfinitecapital.com 🏛️ Attend Our Private Wealth Workshop (Miami) 👉 Join us: https://workshop.myinfinitecapital.com 📄 Download The Rockefeller Cheat Sheet A simple breakdown of how the Rockefeller family structured their wealth. 👉 The Rockefeller Cheat Sheet: https://rockefeller.myinfinitecapital... Liquidity scorecard Scorecard: https://scorecard.myinfinitecapital.com Website: https://www.myinfinitecapital.com

    15 min
  3. The Only Insurance That Actually Works for Infinite Banking

    Jun 16

    The Only Insurance That Actually Works for Infinite Banking

    Everyone's talking about Infinite Banking — but 90% of people are building it on sand. 🏦 In this episode, Josh Waxman breaks down the one product that actually makes Infinite Banking work, and why term, IUL, and VUL quietly sink your financial foundation. If someone told you that you can "become your own banker" with an indexed universal life policy, consider this your wake-up call. 🚨 In this episode, Josh covers: ✅ Why whole life insurance is the bedrock of Infinite Banking (and term, IUL, and VUL aren't) ✅ The renting-vs-owning trap that makes term insurance useless for IBC ✅ What Nelson Nash, the founder of IBC, actually said about universal life ✅ The hidden costs that can make an IUL blow up on you ✅ Why real stock-market returns are closer to 3–4% than the 8% you were promised ✅ A full $1M whole life breakdown — how $810K can go to work for you while your cash value keeps compounding ✅ Why Fortune 500 CEOs, banks, and families like the Rockefellers bank on whole life Infinite Banking is a process — not a product. Take off your consumer hat, put on your banker hat. 🎩 🎟️ GET TICKETS TO OUR NEXT EVENT ON JULY 25th and 26th: https://event.myinfinitecapital.com/ 🚀 Join the BYOB (Become Your Own Banker) program: https://ebook.myinfinitecapital.com/byob 🌐 Free resources: https://www.myinfinitecapital.com/ 👉 If this opened your eyes, SUBSCRIBE, LIKE, and turn on notifications so you never miss a breakdown. FOLLOW JOSH: Instagram:   / joshwaxmansuccess  TikTok:   / joshwaxmansuccess  X:   / waxmansuccess  Facebook:   / joshwaxmansuccess1  #InfiniteBanking #WholeLifeInsurance #BecomeYourOwnBanker #IBC #IULvsWholeLife #FinancialFreedom #CashValue #WealthBuilding #InfiniteCapital #GenerationalWealth #FinancialEducation #MiamiFinancialEducator

    11 min
  4. How to think like a bank

    May 29

    How to think like a bank

    Connect with me and my team 👇 🔗 Join Our Live Money Masterclass Learn how high-income operators build their own private banking system. 👉 https://masterclass.myinfinitecapital.com 🚀 We're Hiring High-Level Sales Professionals Looking to build a career helping families control their wealth? 👉 https://hiring.myinfinitecapital.com 🏛️ Attend Our Private Wealth Workshop (Miami) 👉 Join us: https://workshop.myinfinitecapital.com 📄 Download The Rockefeller Cheat Sheet A simple breakdown of how the Rockefeller family structured their wealth. 👉 The Rockefeller Cheat Sheet: https://rockefeller.myinfinitecapital.com/ Liquidity scorecard Scorecard: https://scorecard.myinfinitecapital.com/pdf Website: https://www.myinfinitecapital.com

    17 min

  5. May 18

    AI Will Replace Your Financial Advisor. Here's Why That's Good.

    In this episode of the Infinite Capital Solutions podcast, Josh Waxman breaks down the most controversial topic in finance right now: AI is going to replace most financial advisors — and that's a good thing. We get into: → Where AI is actually heading in the financial industry → Why most advisors won't survive the next 5 years → How entrepreneurs and high-income operators should be using AI for their money right now → The gap between where you are and where you want to be — and how AI is closing it faster than anyone expected → What this means for CPAs, wealth managers, and the people paying them If you're a business owner, real estate investor, or high-income earner, this is the conversation you need to hear before the next 12 months happen. 🎙 Subscribe for new episodes weekly. 📩 Want to take control of your capital? Visit https://www.myinfinitecapital.com/ 🏛 Private Wealth Workshop — Miami, May 30 & 31, 2026 → https://workshop.myinfinitecapital.com/

    12 min

  6. 11/20/2025

    EP. 018- Infinite Banking Myths + FAQ’s | The Waxman Show

    GET TICKETS TO OUR EVENT: https://event.myinfinitecapital.com/ There’s a lot of noise, confusion, and misinformation out there about the Infinite Banking Concept… so today we’re breaking it ALL down. Josh and Yaritza Waxman sit down to tackle the biggest myths, FAQs, and misunderstandings people have about IBC — and explain how this strategy actually works when set up properly. If you’ve been curious about Infinite Banking, confused by conflicting content, or trying to understand whether it’s right for you… this video is your starting point. We cover: ✔️ The most common IBC myths ✔️ What agents and clients get wrong ✔️ How to properly structure a policy ✔️ Why Infinite Banking is NOT the same as “just another life insurance policy” ✔️ Real answers from real practitioners Watch The Full Video Here:  https://youtu.be/bjyFDI0zPF0 📲 CONNECT WITH US Instagram: https://instagram.com/JoshWaxmanSuccess TikTok: https://tiktok.com/@Joshwaxmansuccess  Facebook: https://facebook.com/JoshWaxman 💬 Have questions? Drop them in the comments — we answer everything.

    25 min

  7. 11/04/2025

    EP. 017- Myth: Life Insurance Is Only For When You Die | The Waxman Show

    Most people think life insurance only matters after you’re gone… but that’s the biggest misconception in finance. The truth? When structured the right way, life insurance can be one of the most powerful wealth-building tools while you’re alive. In this video, we’re breaking down: ✅ The truth about how Infinite Banking works ✅ How to access your money tax-free ✅ Why the wealthy use life insurance as their own private bank ✅ How you can start building generational wealth today Stop thinking about insurance as an expense — start seeing it as your foundation for financial freedom. 👇 Watch until the end — this will change how you think about money forever. 📩 DM “IBC” on Instagram @InfiniteCapitalSolutions to learn how to start your own private banking system. Watch the full video here: https://youtu.be/74Xi7XaBn3I 🌐 CONNECT WITH US 📸 Instagram: https://www.instagram.com/Joshwaxmansuccess 💬 Facebook: https://www.facebook.com/Josh Waxman  🎯 TikTok: https://www.tiktok.com/@Joshwaxmansuccess

    4 min

  8. 11/03/2025

    EP. 016- Whole Life Insurance Has Horrible Returns?! | The Waxman Show

    There are so many misconceptions about Infinite Banking — and today, we’re breaking them all down. Most people think Infinite Banking is “too good to be true”... but the truth is, it’s the most powerful wealth strategy the wealthy have used for generations. In this video, we’ll cover: ✅ The top myths about Infinite Banking ✅ How it really works ✅ Who it’s for (and who it’s not for) ✅ How to start building your own private banking system If you’re serious about building wealth, protecting your money, and creating legacy — this is the video you need to watch. 👇 Watch until the end — your perspective on money will change forever. WATCH the full video here: https://youtu.be/5HjFAlTK4HY 📸 Instagram: https://www.instagram.com/Joshwaxmansuccess 💬 Facebook: https://www.facebook.com/JoshWaxman 🎯 TikTok: https://www.tiktok.com/@Joshwaxmansuccess

    5 min
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Ratings & Reviews

5
out of 5
2 Ratings

About

Infinite Banking isn’t just a financial strategy — it’s a new way of thinking about money, control, and long-term wealth. 

Information

  • Creator
    Josh Waxman
  • Years Active
    2025 - 2026
  • Episodes
    23
  • Rating
    Clean
  • Copyright
    © 2026 Be The Banker
  • Show Website
    Be The Banker