The Honest Money Show

Anja Dragovic

The Honest Money Show is your guide to understanding what money really is — and why today’s system isn’t working. Hosted by Anja Dragovic, this show cuts through the noise to explore how money shapes our lives, where it’s gone wrong, and what a better future could look like. Along the way, you'll discover how Bitcoin fits into the bigger picture — not as hype, but as a serious response to a broken system. Whether you're curious, skeptical, or already down the

  1. How Much Bitcoin Do You Really Need to Be Financially Free?

    6D AGO

    How Much Bitcoin Do You Really Need to Be Financially Free?

    How much Bitcoin is actually enough to achieve financial freedom? That question sits at the centre of this episode as Rajat Soni joins The Honest Money Show to explore what it really takes for individuals and couples to build lasting wealth. Rajat shares his journey from traditional finance into Bitcoin education, explaining how discovering Bitcoin reshaped his understanding of money, savings, and long-term planning. The conversation breaks down practical strategies for accumulating Bitcoin, balancing debt and investing, and focusing on consistent habits that compound over time. Together, Anja and Rajat discuss the mindset required to think long term, the role of community in financial education, and why starting small can still lead to meaningful change. Through real success stories and actionable insights, the episode highlights how Bitcoin can serve as a tool for economic empowerment and financial independence. 🎙️ EPISODE SUMMARY Anja and Rajat examine the question of how much Bitcoin is needed for financial freedom and what that goal actually means in practice. They discuss Rajat’s accidental entry into finance, the mindset shifts required to understand Bitcoin, and the importance of disciplined saving and investing. The episode emphasises education, community support, and focusing on controllable inputs while allowing time to drive financial growth. 🔗 FEATURED LINKS • Rajat Soni on X: https://x.com/Rajatsoni• Rajat's YouTube: https://www.youtube.com/@rajatsonifinance• Rajat's 1-on-1 Coaching: https://rajatsonifinance.schedulista.com• Rajat's Compound Interest Calculator (Download Link):https://docs.google.com/spreadsheets/d/1er5mqjRfMFm6QIYY3LHyxdB-1-Bg5oa9z_c4v5MAyFQ/edit?gid=789620987 🔑 KEY TAKEAWAYS • Rajat Soni entered finance accidentally through an early interest in accounting• He transitioned from traditional finance to Bitcoin education and content creation• Financial freedom depends on lifestyle, discipline, and long-term thinking• Owning even a small amount of Bitcoin can be a powerful starting point• Bitcoin challenges traditional ideas about money and trust• Education and community are central to economic empowerment• Bitcoin can motivate higher productivity and income generation• Real-world success stories show the impact of consistent investing• A balanced approach to debt and investing is essential• Focusing on inputs and patience allows compounding to work ⏱️ CHAPTERS 00:11 – How Much Bitcoin Is Enough?03:06 – Rajat’s Accidental Path into Finance06:32 – Mindset Shifts Required to Understand Bitcoin13:20 – Discovering Bitcoin’s Real Value19:42 – Self-Custody and Bitcoin’s Unique Features26:00 – Trust and the History of Money29:05 – Education and Building a Community36:31 – Success Stories from the Bitcoin Journey42:03 – Bitcoin and Financial Freedom44:35 – Balancing Debt and Investment50:45 – Starting from Zero and Building Wealth1:00:06 – Couples and Shared Financial Goals1:08:21 – Escaping the Rat Race 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #RajatSoni #FinancialFreedom #PersonalFinance #WealthBuilding #FinancialIndependence #BitcoinEducation #MoneyEducation #BitcoinCommunity #HonestMoneyShow

    1h 17m
  2. The Debasement Trade: How to Protect Your Wealth

    FEB 6

    The Debasement Trade: How to Protect Your Wealth

    Gold and silver are surging as investors respond to the growing debasement of global currencies, rising sovereign debt, and persistent inflation. James Lavish joins The Honest Money Show to break down what he calls the “debasement trade”, not a short-term bet, but a long-term position against the weakening purchasing power of the dollar. The conversation explores why governments are trapped in debt cycles, how inflation spreads through the economy, and why wealth disparity continues to widen into a K-shaped recovery. James also shares his outlook on Bitcoin as a long-term hedge in an unstable financial system, the risks of leverage, and why understanding monetary incentives is essential for navigating the years ahead. 🎙️ EPISODE SUMMARY Anja and James discuss the current macroeconomic environment driving gold and silver higher, the dangers of sovereign debt contagion, and the structural forces behind inflation and currency debasement. They explore the Cantillon effect, the growing wealth gap, and why Bitcoin remains a compelling long-term investment despite volatility. The episode emphasises positioning wisely, avoiding leverage, and understanding the deeper mechanics of the financial system. 🔗 FEATURED LINKS • The Informationist newsletter: https://www.jameslavish.com• James Lavish on X: https://x.com/jameslavish• The Debasement Trade Report: https://www.unchained.com/go/the-debasement-trade 🔑 KEY TAKEAWAYS • Gold and silver prices are surging due to the debasement trade• The U.S. dollar is losing purchasing power amid excessive debt and inflation• Investors are turning to hard assets as protection against currency debasement• Sovereign debt poses systemic risks and potential financial contagion• Wealth disparity is increasing, creating a K-shaped economy• The Cantillon effect benefits those closest to newly created money• Bitcoin is viewed as a long-term hedge despite short-term volatility• The financial system is showing warning signs of instability• Understanding monetary incentives is crucial for investors• Leverage in Bitcoin carries significant risk and should be approached cautiously ⏱️ CHAPTERS 00:11 – Introduction to the Debasement Trade07:14 – Understanding the Global Economic Landscape20:07 – The Risks of Sovereign Debt and Contagion30:21 – The K-Shaped Economy and Wealth Disparity36:42 – Bitcoin: Current Trends and Future Predictions50:48 – Final Thoughts and Investment Strategies 🔗 AFFILIATE LINKS Buy Bitcoin in Australia With a $10 Sign-Up BonusHARDBLOCK: https://www.hardblock.com.au/join/honestmoney Learn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoney Shop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au Collaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://content.thebitcoinadviser.com/honest-money Reached Terminal Bitcoin? Borrow in Bitcoin, Keep Your StackLOAN MY COINS: https://www.loanmycoins.com/honest-money 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #Gold #Silver #Inflation #SoundMoney #DebasementTrade #SovereignDebt #WealthDisparity #CantillonEffect #HonestMoneyShow #JamesLavish

    55 min
  3. Bitcoin Exposes Fake Conviction

    JAN 30

    Bitcoin Exposes Fake Conviction

    Most people don’t fail Bitcoin because they sell too early. They fail because they never had conviction in the first place. British Hodl explains why last year was the real stress test separating tourists from true holders, why sentiment is always darkest before adoption accelerates, and why becoming a whole coiner is more psychological than financial. This is a conversation about volatility, belief, holding through noise, and why Bitcoin forces you to think in decades not months. 🎙️ EPISODE SUMMARY British Hodl joins Anja to break down what drives Bitcoin sentiment, why social media exaggerates fear, and why conviction is the most underrated investing skill. They compare Bitcoiners to gold and commodities investors, discuss why holding is harder than buying, and explore Bitcoin’s role as a long-term escape from broken monetary incentives. 🔗 FEATURED LINKS • British Hodl on X: https://x.com/BritishHodl• British Hodl on YouTube: https://www.youtube.com/@britishhodl23 🔑 KEY TAKEAWAYS • Conviction is built during drawdowns not bull markets• Most investors borrow beliefs instead of developing their own• Bitcoiners think long term while gold investors stay stuck in doom• One Bitcoin is becoming an aspirational lifetime asset• The simplest strategy remains buy Bitcoin and hold• Volatility is the cost of admission for generational upside• Understanding money vs currency changes everything• Credit markets explain how wealth is actually created• Ignore sentiment cycles focus on ownership• Holding forever is the real unlock ⏱️ CHAPTERS 00:11 Introduction to British Hodl00:48 Market Sentiment and Conviction04:11 The Culture of Gold vs Bitcoin05:41 Insights from Michael Saylor's WBD Interview09:09 The Future of Bitcoin Holdings10:47 The Most Underrated Investing Skill12:55 Bitcoin's Volatility and Market Maturity17:46 The Aspirational Goal of One Bitcoin21:46 Holding Bitcoin Forever24:38 Bridging TradFi and Bitcoin25:37 Understanding Currency vs Money26:57 The Role of Credit Markets in Wealth28:32 Facing Criticism in the Bitcoin Space34:07 Adapting Investment Strategies37:57 Why Choose iBit Over Bitcoin40:47 Assessing Risks in the Financial Landscape46:36 Final Thoughts and Wealth Building Strategies 🔗 AFFILIATE LINKS Buy Bitcoin in Australia With a $10 Sign-Up BonusHARDBLOCK: https://www.hardblock.com.au/join/honestmoney Learn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoney Shop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au Collaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://content.thebitcoinadviser.com/honest-money Reached Terminal Bitcoin? Borrow in Bitcoin, Keep Your StackLOAN MY COINS: https://www.loanmycoins.com/honest-money 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram X TikTok and LinkedIn @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #BritishHodl #WholeCoiner #MarketVolatility #FinancialLiteracy #TradFi #HonestMoneyShow #Conviction #WealthBuilding

    47 min
  4. Your Government Wants You Broke, Bitcoin Changes That

    JAN 23

    Your Government Wants You Broke, Bitcoin Changes That

    Many Australians are rethinking entrepreneurship, housing, and long-term opportunity in today’s economic and political environment. Adam Hudson, Australian entrepreneur and Bitcoiner, joins The Honest Money Show to discuss his 30+ years of experience in business, his journey into Bitcoin, and why he believes Bitcoin represents both an economic breakthrough and a moral choice. The conversation explores housing affordability, government policy, democracy, and the responsibility individuals have to educate themselves and engage in political discourse. Rather than focusing on price or speculation, the episode approaches Bitcoin as a framework for long-term thinking, personal agency, and navigating uncertainty. 🎙️ EPISODE SUMMARY Anja and Adam discuss Adam’s entrepreneurial background, how his understanding of Bitcoin evolved, and why he views it as both an investment and a moral choice. They examine housing affordability in Australia, the role of government, political disillusionment, and the importance of speaking honestly while maintaining perspective. The conversation also highlights community, education, and finding balance amidst uncertainty. 🔗 FEATURED LINKS • Adam Hudson: https://www.adamhudson.com• Adam Hudson on Instagram: https://www.instagram.com/adamhudsonofficial/?hl=en• Unemployable Media: https://www.youtube.com/@UCGx7dY-60ZcFiT-S8EDQERw • Bitcoin Bush Bash: https://bitcoinbushbash.info  🔑 KEY TAKEAWAYS • Adam Hudson has over 30 years of entrepreneurial experience• Bitcoin can be understood as both an investment and a moral choice• Bitcoin offers a unique long-term economic perspective• Housing affordability is a major challenge in Australia• Government policy has significant impact on economic outcomes• Democracy and political discourse are under increasing strain• Young Australians may benefit from exploring opportunities abroad• Grassroots community plays a key role in Bitcoin adoption• Education is essential to understanding money and incentives• Finding balance and peace is important amid global uncertainty ⏱️ CHAPTERS 00:11 – Introduction to Adam Hudson01:18 – Adam’s Entrepreneurial Journey03:23 – The Evolution of Bitcoin Understanding06:43 – The Economic Perspective on Bitcoin11:31 – The Moral and Ethical Side of Bitcoin14:21 – Political Perspectives on Housing Affordability17:26 – Conspiracy Theories and Political Disillusionment20:42 – The State of Democracy in Australia27:51 – Advice for Young Australians on Investment34:17 – The Burden of Taxes in Australia35:47 – Living Abroad for Personal Growth36:13 – Perceptions of Australia and Entitlement37:45 – Concerns Over Government Policies39:51 – The Role of Bitcoin in Financial Freedom42:30 – Taxation and Leaving Australia44:19 – The State of Australia’s Government and Society46:04 – The Need for Change in Australia48:07 – Criticism of Those Considering Leaving Australia50:54 – The Importance of Speaking Up56:36 – Navigating Uncertainty in the World59:17 – Educating Yourself About Bitcoin 🔗 AFFILIATE LINKS Buy Bitcoin in Australia With a $10 Sign-Up BonusHARDBLOCK: https://www.hardblock.com.au/join/honestmoney Learn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoney Shop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au Collaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://content.thebitcoinadviser.com/honest-money Reached Terminal Bitcoin? Borrow in Bitcoin, Keep Your StackLOAN MY COINS: https://www.loanmycoins.com/honest-money 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #Australia #HousingAffordability #Entrepreneurship #FinancialEducation #Democracy #MoralMoney #HonestMoneyShow #AdamHudson

    1h 4m
  5. Why Millennials Feel Broke, and Why Bitcoin Changes Everything

    JAN 16

    Why Millennials Feel Broke, and Why Bitcoin Changes Everything

    Many millennials are rethinking money, housing, and long-term security in today’s economic environment. Bram Kanstein, host of Bitcoin for Millennials, joins The Honest Money Show to discuss how money has evolved, why traditional paths to wealth feel increasingly uncertain, and how Bitcoin is reshaping conversations around value, scarcity, and personal agency. The conversation explores generational shifts in financial thinking, the psychology of money, and the role of housing in long-term planning. Rather than focusing on price or speculation, the episode approaches Bitcoin as a framework for understanding incentives, responsibility, and long-term decision-making. 🎙️ EPISODE SUMMARY Anja and Bram discuss Bram’s journey into Bitcoin, the motivation behind launching Bitcoin for Millennials, and the diverse, intergenerational audience engaging with these ideas. They examine how monetary systems shape behaviour, how assumptions around wealth and housing are changing, and why authenticity and personal responsibility matter in both finance and content creation. 🔗 FEATURED LINKS • Bitcoin for Millennials (YouTube): https://www.youtube.com/@bramk• Bram on X: https://x.com/bramk• Bram Kanstein: https://kanstein.co 🔑 KEY TAKEAWAYS • Bitcoin for Millennials focuses on education and long-term financial understanding• The podcast was created to contribute thoughtfully to conversations around money and Bitcoin• Bram’s audience spans generations, highlighting broad interest in monetary topics• Money has deep psychological effects shaped by its history and design• Housing has traditionally influenced wealth accumulation, though assumptions are evolving• Scarcity plays a central role in how value is perceived• Personal responsibility is important in financial decision-making• Bitcoin encourages long-term thinking and intentional choices• Authenticity matters more than perfection in content creation• Bitcoin is discussed as a hopeful path towards financial freedom and autonomy ⏱️ CHAPTERS  00:11 – Introduction to Bram Kanstein and His Podcast03:12 – Inspiration Behind Bitcoin for Millennials06:01 – Audience Demographics and Engagement09:00 – The Role of Bitcoin in Financial Literacy11:53 – Understanding Bitcoin as Money15:04 – The Housing Market and Generational Wealth17:56 – The Scarcity of Bitcoin vs Real Estate20:51 – Conscious Decision-Making in Financial Choices23:46 – Reflections on Property Ownership and Regrets26:40 – The Psychological Impact of Fiat Money29:30 – Personal Responsibility and Financial Agency33:24 – The Spiritual Awakening of Bitcoin36:01 – Taking Responsibility and Agency37:22 – The Matrix Analogy: Constructed Realities41:28 – The Role of Money in Society44:50 – Speculation and the Nature of Existence47:02 – Navigating Negativity and Perfectionism51:33 – The Value of Unique Perspectives in Podcasting54:39 – Looking Ahead: Hopes and Final Thoughts 🔗 AFFILIATE LINKS Buy Bitcoin in Australia With a $10 Sign-Up BonusHARDBLOCK: https://www.hardblock.com.au/join/honestmoney Learn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoney Shop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au Collaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://content.thebitcoinadviser.com/honest-money Reached Terminal Bitcoin? Borrow in Bitcoin, Keep Your StackLOAN MY COINS: https://www.loanmycoins.com/honest-money 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Millennials #Bitcoin #CostOfLiving #HousingMarket #FinancialFreedom #SoundMoney #BitcoinForMillennials #Podcasting #HonestMoneyShow #BramKanstein

    1 hr
  6. How Money Quietly Breaks Relationships, Culture, and Meaning

    JAN 9

    How Money Quietly Breaks Relationships, Culture, and Meaning

    Money doesn’t just affect prices — it quietly reshapes relationships, family decisions, work, and culture. Seb Bunney explains how today’s money distorts incentives across everyday life, why those distortions show up in dating, community, and identity, and how Bitcoin offers a clearer framework for understanding value, responsibility, and long-term thinking. 🎙️ EPISODE SUMMARY Anja and Seb explore how money shapes behaviour from childhood through adulthood, influencing family dynamics, relationships, work, and culture. They discuss how distorted monetary systems lead to misaligned incentives, how abstraction enables scams and disconnection, and why teaching money honestly — especially to children — matters more than ever. Drawing on Seb’s work as an educator and author, the conversation offers grounded perspectives on clarity, responsibility, and long-term thinking in a rapidly changing financial world. 🔗 FEATURED LINKS • Seb Bunney: https://sebbunney.com• The Hidden Cost of Money: https://www.amazon.com/Hidden-Cost-Money-Financial-Forces-ebook/dp/B0CPNGJF5L• Looking Glass Education: https://lookingglasseducation.com 🔑 KEY TAKEAWAYS • Money shapes culture, relationships, and personal identity• Childhood experiences influence lifelong financial behaviour• Modern money systems misalign incentives and weaken connection• Bitcoin provides a clearer framework for value and responsibility• Cultural wisdom is often lost through broken monetary transmission• Economic pressure increasingly affects dating and family formation• Digital scams thrive in abstract, trust-eroding systems• Teaching children about money requires honesty and simplicity• Saving and hoarding reflect different psychological responses• Strong communities form around shared values and sound money ⏱️ CHAPTERS 00:11 – Introduction and Seasonal Reflections02:30 – The Importance of Being Present05:45 – Cultural Transmission and Lost Wisdom08:30 – Trauma, Independence, and Family Dynamics11:15 – Childhood Memories and Early Money Awareness14:10 – Bitcoin and Future Generations17:00 – Redrawing the Map: Understanding Money and Reality19:40 – The Effects of Money on Relationships22:15 – Dating Culture and Economic Pressure25:10 – Technology, Incentives, and Modern Relationships28:00 – Feminism, Family, and Societal Expectations31:10 – Scams in the Digital Age34:00 – Unmasking a Scam: A Banking Encounter38:30 – The Journey of Writing Hidden Cost of Money41:00 – Understanding Money Through a Child’s Lens46:30 – Hoarding vs Saving: The Psychology of Money51:20 – Work, Money, and Culture After the Pandemic56:00 – Bitcoin as a Tool for Reconnection59:30 – Authenticity, Community, and Shared Values01:03:30 – Final Reflections and Finding Belonging Through Bitcoin 🔗 AFFILIATE LINKS Buy Bitcoin in Australia With a $10 Sign-Up BonusHARDBLOCK: https://www.hardblock.com.au/join/honestmoney Learn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoney Shop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au Collaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://content.thebitcoinadviser.com/honest-money Reached Terminal Bitcoin? Borrow in Bitcoin, Keep Your StackLOAN MY COINS: https://www.loanmycoins.com/honest-money 📌 ABOUT THE HONEST MONEY SHOW The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. 🔗 CONNECT WITH US Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow ⚠️ DISCLAIMER This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #MoneyCulture #HiddenCostOfMoney #FinancialEducation #SoundMoney #RelationshipsAndMoney #EconomicLiteracy #CostOfLivingAustralia #CostOfLivingCrisis #HonestMoneyShow #SebBunney #BitcoinEducation

    1h 5m
  7. How Monetary Policy Created the Wealth Gap

    12/29/2025

    How Monetary Policy Created the Wealth Gap

    🎙️ Welcome to Episode 20 of The Honest Money Show In this episode, Anja is joined by Paul Musson, a finance veteran with over 30 years of experience, to explore the flaws in traditional finance, wealth disparity, and the role of monetary policy in shaping the modern economy. The conversation delves into the housing market, the difference between capital and money, and how current economic policies have contributed to wealth inequality. Paul emphasises the importance of awakening to economic realities and making informed decisions while advocating for a fairer financial system. He also highlights the need for empathy and understanding among individuals to foster positive societal change. The discussion provides practical insights for anyone looking to navigate finance with clarity and purpose. Whether you’re interested in economic policy, financial reform, or understanding how wealth is distributed, this episode offers a thorough exploration of the forces shaping modern finance. 🔗 Featured Links: • Paul Musson’s book (Capital Offence): https://www.amazon.com.au/Capital-Offence-Some-Benefit-Expense-ebook/dp/B0F6VQ2SFC• Audible (narrated by the author), includes a short audio sample: https://www.audible.com/search?keywords=capital+offence+paul+musson• Paddington Capital Management: https://paddingtoncapitalmgmt.com 🔑 Key Takeaways: • Paul Musson has over 30 years of experience in finance.• Traditional finance has systemic flaws that impact society.• Monetary policy has contributed to wealth disparity.• The housing market increasingly functions as a tool for wealth redistribution.• Understanding the difference between capital and money is critical.• Awakening to economic realities enables informed financial decisions.• Reforming the financial system is possible but requires effort and sacrifice.• Empathy and understanding are essential for societal change.• The average person is capable of making smart financial choices.• A fairer system can lead to a more productive and equitable society. ⏱️ Chapters: 00:11 – Introduction to Paul Musson and His Journey03:06 – The Flaws of Traditional Finance06:04 – Understanding Corporate Culture and Competitive Advantage09:07 – The Impact of Monetary Policy on Wealth Distribution12:49 – The Housing Market and Wealth Effect15:29 – The Role of Government and Central Banks18:36 – The Concept of Capital vs. Money21:19 – The Generational Wealth Gap24:27 – The Importance of Intellectual Honesty in Finance27:17 – The Call to Action: Writing the Book30:16 – Conclusion and Future Outlook37:03 – The Mortgage Crisis and Its Consequences38:46 – Awakening to Economic Realities40:23 – Exploring Economic Philosophies44:04 – Understanding Economic Laws and Human Action46:38 – Reforming the Economic System51:15 – Steps Towards Economic Education and Stability59:05 – The Need for Compassion and Understanding in Economics 📌 About The Honest Money Show: The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. Built on the belief that understanding money is key to understanding freedom and responsibility, The Honest Money Show aims to improve financial literacy in an increasingly complex financial system. 🔗 Connect With Us: Subscribe for weekly deep dives into finance, economics, and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow Disclaimer: This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Finance #EconomicPolicy #WealthDisparity #HousingMarket #FinancialReform #CapitalVsMoney #MonetaryPolicy #CostOfLivingUSA #CostOfLivingCanada #CostOfLivingAustralia #CostOfLivingCrisis #HonestMoneyShow #EconomicEducation #PaulMusson

    1h 12m
  8. How to Borrow Against Bitcoin Without Selling It

    12/21/2025

    How to Borrow Against Bitcoin Without Selling It

    🎙️ Welcome to Episode 19 of The Honest Money Show In this episode, Anja is joined by Philipp, Co-Founder and CEO of Lendasat, to explore the growing world of Bitcoin backed loans and what it really means to borrow against your Bitcoin without selling it. The conversation centres on Lendasat, a Bitcoin lending marketplace that connects borrowers and lenders without traditional intermediaries or KYC requirements. Philipp breaks down the fundamentals of Bitcoin backed lending, including how collateral works, why loan-to-value (LTV) ratios are critical, and how interest rates are determined in today’s market. Together, Anja and Philipp walk through the full lifecycle of a loan — from application and funding to repayment and potential liquidation — highlighting both the opportunities and risks involved. The discussion dives into liquidation mechanics, how borrowers can actively manage LTV to reduce risk, and why understanding volatility is essential before using Bitcoin as collateral. Philipp also explains how users can test the platform by lending to themselves, offering a practical way to learn without unnecessary exposure. Beyond borrowing, the episode explores the lender side of the marketplace, outlining how individuals can earn yield on Bitcoin, what to look for when assessing borrowers, and why platform design and transparency matter. The conversation closes with a look ahead at future developments in Bitcoin lending, including instant loans for smaller amounts and evolving market dynamics. Whether you’re considering borrowing against your Bitcoin, curious about earning yield as a lender, or simply want to understand how Bitcoin backed loans work in practice, this episode provides a clear, educational walkthrough of one of Bitcoin’s emerging financial use cases. 🔗 Featured Links: • Lendersat Platform: https://lendasat.com• Follow Philipp on X: https://x.com/bonomat  🔑 Key Takeaways: • Bitcoin backed loans allow users to access liquidity without selling their Bitcoin.• Loan-to-value (LTV) ratios are central to managing risk.• Interest rates typically range between 10–12%, depending on market conditions.• Monitoring collateral levels is essential to avoid liquidation.• Liquidation occurs when Bitcoin’s price falls beyond set thresholds.• Lendersat operates as a marketplace connecting lenders and borrowers directly.• No KYC enhances privacy but places responsibility on users.• Borrowers can test the platform by lending to themselves.• Lenders can earn interest by providing Bitcoin-backed loans.• The Bitcoin lending space is evolving with faster and more flexible products. ⏱️ Chapters: 00:11 – Introduction to Bitcoin Backed Loans07:14 – Understanding the Loan Process17:13 – Navigating the Loan Application21:50 – Managing Your Loan24:28 – Dealing with Liquidation Risks28:54 – The End of the Loan Journey31:54 – Interest Rates and Market Dynamics35:35 – Assessing Lenders and Platforms38:56 – Becoming a Lender41:13 – Future Developments and Innovations 📌 About The Honest Money Show: The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. Built on the belief that understanding money is key to understanding freedom and responsibility, The Honest Money Show aims to improve financial literacy in an increasingly complex financial system. 🔗 Connect With Us: Subscribe for weekly deep dives into Bitcoin and financial literacy.Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow Disclaimer: This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Bitcoin and other digital assets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage. #Bitcoin #BitcoinLoans #BitcoinBackedLoans #CryptoLending #FinancialEducation #Collateral #InterestRates #BitcoinLending #HonestMoneyShow

    48 min

About

The Honest Money Show is your guide to understanding what money really is — and why today’s system isn’t working. Hosted by Anja Dragovic, this show cuts through the noise to explore how money shapes our lives, where it’s gone wrong, and what a better future could look like. Along the way, you'll discover how Bitcoin fits into the bigger picture — not as hype, but as a serious response to a broken system. Whether you're curious, skeptical, or already down the

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