From Corporate to Cash Flow

Andrea Cannon

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done. 

  1. Aug 12

    Ep. 66: Is Real Estate Still Worth It? An Investor Who Changed His Mind with Chris Craig

    Is real estate still the best path to financial freedom? Or are there better opportunities hiding in plain sight? In this episode of From Corporate to Cashflow, hosts Andrea Cannon and Liz Schwab sit down with investor, entrepreneur, attorney, and tax strategist Chris Craig, whose unconventional journey has taken him from the dot-com crash to building multiple businesses across real estate, tax planning, and emerging investment opportunities. Chris shares how getting laid off during the dot-com bubble unexpectedly led him into the world of distressed real estate. After building a foreclosure database for another investor, he spotted an opportunity and launched his own wholesaling business, eventually closing 3–5 wholesale deals per week while averaging around $8,000 per deal. When the housing market crashed, Chris pivoted again. He worked as a paralegal while attending law school, focused on bankruptcy law, and later built an accounting firm helping high-income W-2 professionals reduce their tax burden through strategic planning. In this conversation, Chris explains why he believes today's real estate market isn't the same wealth-building vehicle it once was, why he's selling much of his portfolio, and the new asset class he's pursuing in search of stronger cash-on-cash returns with less capital invested. We also discuss: • How Chris built a successful wholesaling business before the housing crash • Why he believes many real estate investors need to rethink their strategy • Tax planning strategies for high-income W-2 professionals • The mindset shifts that helped him reinvent his career multiple times • Why "your network is your net worth" is more than just a cliché • The realities of entrepreneurship that most people don't talk about • His latest ventures in longevity-focused businesses and other unconventional opportunities Chris is unapologetically opinionated, challenges conventional investing wisdom, and isn't afraid to question popular financial and health-related advice. Whether you agree with him or not, this conversation will make you think differently about investing, entrepreneurship, taxes, longevity and building long-term wealth. If you enjoy conversations about real estate investing, passive income, entrepreneurship, tax strategies, private lending, and financial freedom, be sure to subscribe so you don't miss future episodes of From Corporate to Cashflow. What was the biggest idea or opinion from Chris that you agreed (or disagreed) with? Let us know in the comments! **Connect with Chris Craig:** LinkedIn.com/thetaxfirm @christophercraigofficial Facebook.com/chriscraig702 --- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 66: Is Real Estate Still Worth It? An Investor Who Changed His Mind with Chris Craig
  2. Aug 5

    Ep. 65: From Corporate Attorney to Healthcare Entrepreneur with Jamie Davis

    In this episode of the From Corporate to Cash Flow Podcast, hosts Andrea Cannon and Liz Schwab sit down with Jamie Davis—a real estate attorney turned healthcare entrepreneur—to explore her unconventional journey from corporate layoffs to building multiple six-figure businesses in real estate, vending, behavioral health, and durable medical equipment. Jamie’s story is a masterclass in resilience, pivoting, and leveraging expertise to create genuine passive income and financial freedom. After practicing corporate real estate law at Walmart and AMC Theaters, a layoff became the catalyst for Jamie to launch ventures in vending machines, micro markets, multifamily real estate, and now—most importantly—mental health and behavioral health facilities across multiple states. What You’ll Learn: Building Relationships as Your Safety Net (0:00–6:00) Jamie credits her rapid reemployment after a corporate layoff to intentional relationship building on LinkedIn and Facebook. Discover why your network is your net worth, and how staying connected pays dividends when corporate restructures hit. Scaling from Side Hustles to Six Figures (7:50–9:00) From two vending machines to 25 micro markets in high-end office buildings—Jamie scaled her business to a profitable exit in under a year. Learn the systems and mindset that enable rapid scaling. Transitioning Real Estate Skills to Healthcare (9:00–15:00) Jamie explains how she moved from traditional real estate investing (duplexes, fourplexes, Airbnbs) to owning and operating Intensive Outpatient Programs (IOPs) and behavioral health residential facilities (BHRFs). This is a lesser-known but highly profitable real estate niche that has a great potential for impact. Navigating Politics & Regulatory Landscape (26:00–29:00) Whether it’s Airbnb regulations or Medicare fraud scrutiny, Jamie uses her legal background to stay ahead of regulatory changes. She monitors the Department of Justice website daily to anticipate industry shifts—a habit every entrepreneur should adopt. Financial Foundations: Build the Right Team (33:00–35:00) Never try to master finance alone. Jamie emphasizes hiring a CPA who understands real estate, small business, and investment strategy. Learn about tax strategies like cost segregation studies that can legally reduce your tax burden. Key Takeaways: • Relationships matter more than resumes. During corporate layoffs, Jamie’s network got her back to work in 3 weeks while others struggled for months. • Side hustles can become primary income. Vending and micro markets gave Jamie the capital and confidence to scale into real estate and healthcare ventures. • Real estate extends far beyond single-family homes. Behavioral health residential facilities and IOPs are recession-proof, cash-flowing asset classes most investors never consider. • Know what’s coming down the pipeline. Study regulations, read city council minutes, monitor DOJ indictments, stay ahead of policy changes that affect your business. • Slowing down accelerates success. True wealth building requires enjoying the present while building for the future. **Connect with Jamie Davis:** Instagram: @apartmentswithjamie --- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 65: From Corporate Attorney to Healthcare Entrepreneur with Jamie Davis
  3. Jul 29

    Ep. 64: Why This Pharmacist Abandoned Single-Family Rentals for Bigger Deals with Shinyi Telscher

    Join us as pharmacist Shinyi Telscher reveals how she built a thriving real estate portfolio while keeping her day job and the pivotal lessons that transformed her approach to wealth building and passive income.   In this episode of the "From Corporate to Cash Flow Podcast," hosts Andrea Cannon and Liz Schwab sit down with Shinyi Telscher, a fellow healthcare professional who has mastered the art of building financial freedom through strategic real estate investing. Shinyi shares her inspiring journey from traditional nine-to-five employment to becoming a sophisticated real estate investor managing multiple properties, lending deals, and commercial opportunities.   What You'll Learn:   The Corporate-to-Investor Journey (0:00–3:00) Discover how Shinyi transitioned from a stable pharmacy career to active real estate investing while maintaining her day job for security and income stability. Learn why having a reliable W-2 income actually accelerates wealth building through real estate.   Single Family to Commercial Real Estate Strategy (3:00–7:30) Explore Shinyi's evolution from buying a four-unit rental property to strategically exiting her single-family portfolio. Understand her shift toward commercial real estate and why appreciation matters more than monthly cash flow for wealth building at scale.   Conservative Lending Principles (8:00–11:00) Get insider tips on Shinyi's "backyard lending" approach—including her strict criteria for who she lends to, how she structures deals securely, and why location and local control are non-negotiable for protecting your capital.   The Co-Living Pivot: Why She Changed Course (20:30–28:00) Perhaps the most valuable lesson: how Shinyi recognized that co-living wasn't aligned with her lifestyle and time constraints, then pivoted to master-leasing with a nonprofit—turning $1,500 in mortgage payments into $5,400+ in monthly passive income without management headaches.   Building Passive Income While Working (17:30–20:00) Learn Shinyi's daily time-blocking strategy: working her pharmacy job until 3pm, then dedicating 3–6pm to her real estate business as her "golden hour" for calls, offers, and property tours.   Key Takeaways: • Invest in education strategically — Free content is superficial; paying for quality coaching and mentorship accelerates results and protects you from costly mistakes • Location is everything — It's the one thing you can't change, making it worth prioritizing over short-term cash flow • Know when to delegate — Recognize where you're weak, then master-lease or partner with experts who excel at operations • Time-blocking is sacred — Protect your real estate business hours as non-negotiable commitments, just like your day job • Stability enables risk — A strong W-2 income allows you to invest strategically without desperation, creating faster wealth compounding   Ready to Build Your Real Estate Empire? This episode proves that healthcare professionals, corporate employees, and busy professionals can absolutely build wealth through real estate investing without sacrificing their careers. Whether you're exploring rental properties, lending opportunities, or commercial real estate deals, Shinyi's framework offers a proven roadmap.   Connect with Shinyi: Instgram: https://www.instagram.com/shinyi.telscher   Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 64: Why This Pharmacist Abandoned Single-Family Rentals for Bigger Deals with Shinyi Telscher
  4. Jul 22

    Ep.63: She Left Corporate to Build Passive Income Through Creative Real Estate with Ingryd Hernandez

    In this episode of From Corporate to Cashflow, co-hosts Andrea Cannon & Liz Schwab interview Ingryd Hernandez, a former food service executive turned real estate entrepreneur, who shares her powerful journey from corporate stability to financial freedom through creative financing, wholesaling, & innovative deal platforms. What You'll Learn: 0:00 – Introduction & Ingryd's Corporate Background Andrea welcomes Ingryd Hernandez, a long-time food service executive who pivoted to real estate investing while maintaining her W2 income, the ultimate wealth-building strategy. 0:40 – From Food Service to Real Estate Ingryd reveals how a mentor encouraged her to diversify beyond a single income source, leading her to get her real estate license in 2013 & later discover subto financing & creative real estate strategies that changed everything. 3:00 – The Real Estate License Debate Should you get licensed as a real estate investor? Ingryd breaks down when having a license matters & when it becomes a distraction, offering practical guidance for different stages of wealth-building. 7:49 – Creative Listing Platform Launch Discover how Ingryd co-founded CreativeListing.com with Pace Morby & developer Raz—a game-changing platform that allows investors to market lease options, wraparound mortgages, subject-to deals, & cash offers (traditional listings too). Nearly 500+ deals closed! 12:30 – COVID, Layoffs & Building a Safety Net When her industry collapsed in 2020, Ingryd was prepared. Learn her strategic approach: building side income streams *before* leaving her job, using leverage, partnerships, & achieving financial confidence before making the leap to full-time entrepreneurship. 17:28 – The Done-For-You Model Ingryd now focuses on passive income syndications & hands-off investments for high-net-worth individuals seeking quality real estate deals in residential flips, rentals, & commercial properties—no babysitting required. 23:00 – Life Habits of High Performers Andrea asks the burning question: *"How do you do everything you do?"* Ingryd reveals her constant podcast consumption, book-reading obsession, & her refusal to watch Netflix—all strategic decisions to stay market-aware & competitive. 25:00 – Financial Advice for Beginners Ingryd shares Caroline Cain's game-changing rule: hit your target income for 3-4 months straight *before* leaving your job. She also recommends "Secrets of a Millionaire Mindset" by T. Harv Eker to rewire your financial thermostat. 28:00 – Travel & Life Balance Even wealth builders need to dream. Ingryd shares her bucket list: Spain (Bad Bunny concert!), Hawaii for her husband's 45th birthday, & Cartagena, Colombia to explore her Caribbean heritage. Key Takeaways: ✓ Multiple income streams are non-negotiable — Diversify beyond your W2 with real estate, lending, or business ownership before making the leap to full-time entrepreneurship. ✓ Creative financing opens hidden wealth — Lease options, subject-to deals, & wraparound mortgages allow you to access properties & profits that traditional lending never reveals. ✓ Partnerships require exit strategies — Know your divorce clause before you merge with business partners. Every partnership ends; be prepared. ✓ Build passive income while employed — Don't quit your job until you've proven consistent cash flow for 3-4 months. Your safety net is your superpower. --- Connect with Ingryd: https://www.youtube.com/@ingrydhernandez, ingrydhernandez.com, https://www.linkedin.com/in/ingryd-hernandez-47a36b45/, https://www.tiktok.com/@ingrydhernandez?_r=1&_t=ZP-96JQMMABC7r Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep.63: She Left Corporate to Build Passive Income Through Creative Real Estate with Ingryd Hernandez
  5. Jul 15

    Ep. 62: How Private Lending Creates Passive Income for Real Estate Investors with Steven Loewer

    Most people think banks are the only option for borrowing money. Steven Loewer built a business by becoming the alternative. In this episode of From Corporate to Cashflow, we sit down with Steven Loewer, founder of Lions Den Capital, to discuss how he went from buying his first rental property at just 19 years old to building a successful private lending business that helps investors and homeowners access financing when traditional banks can't. Steven shares the lessons he learned growing up around rental properties, the story of collecting his first three months of rent entirely in cash (and why depositing $6,000 at the bank wasn't as simple as he expected), and how his career evolved from raising capital for apartment flips to launching his own lending company. We also dive into how private lending works in Canada, why his company has built a reputation as a solutions-based lender, and what investors can learn about raising capital, structuring deals, and creating wealth through real estate financing. Whether you're interested in private lending, real estate investing, raising private capital, rental properties, or creating passive income, this conversation is packed with practical insights and real-world experience. In this episode, we discuss: • Buying a first rental property at 19 years old • Lessons from growing up in a real estate family • How private lending actually works • Raising millions in private capital • Transitioning from corporate finance to entrepreneurship • Becoming a solutions-based lender • Differences between Canadian and U.S. lending • Advice for new real estate investors and lenders   Connect with Steven: Instgram: https://www.instagram.com/stevenloewer/ LinkedIn: linkedin.com/in/stevenloewer?originalSubdomain=ca Facebook: https://www.facebook.com/steven.loewer/ Want Steven's Private Mortgage Starter Kit? Send the word "corporate" to Steven on Instagram to receive a copy.   Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 62: How Private Lending Creates Passive Income for Real Estate Investors with Steven Loewer
  6. Jul 8

    Ep. 61: She Left Insurance to Build a Real Estate Business That Changes Lives | Brittani Gardner-Evans

    What if one real estate investment could generate returns and change lives? In this episode of From Corporate to Cash Flow, co-hosts Andrea Cannon and Liz Schwab sit down with Brittani Gardner-Evans who shares how she built a supported living business through real estate investing. Brittani began her career as an insurance broker, but she always knew real estate investing was where she wanted to be. After earning her real estate license, she skipped the traditional agent path and went straight into building an investing business. Along the way, she explored multiple investment strategies, including BRRRR, house hacking, and assisted living, before discovering the niche where she felt she could make the biggest impact. Today, she is the founder of Avant Supported Living, a company that provides co-living housing for neurodivergent individuals and those with intellectual and developmental disabilities (IDD). Rather than stepping away from operations, Brittani has remained deeply involved to ensure every resident receives the level of care and dignity she believes they deserve. In this conversation, Brittani shares the realities of building a purpose-driven business, overcoming imposter syndrome, and learning to let go of the pressure to have everything figured out. Her story is a reminder that success isn't just measured by financial returns, it's also about creating meaningful impact and treating people with compassion, respect, and integrity. Connect with Brittani: https://www.instagram.com/brittanibuilds Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 61: She Left Insurance to Build a Real Estate Business That Changes Lives | Brittani Gardner-Evans
  7. Jul 1

    Ep. 60: She Lived in a Storage Unit to Build a Real Estate Empire with Evelyn Garcia

    In this compelling episode of the From Corporate to Cash Flow Podcast, Andrea Cannon and Liz Schwab dive deep into Evelyn Garcia's extraordinary journey from corporate life to real estate investing and entrepreneurship. Evelyn shares: **[0:00-5:00]** Introduction and Evelyn's background as a real estate investor and transaction coordinator **[5:00-15:00]** Evelyn's transformation: from wholesaling and fix-and-flip projects to launching her transaction coordinator business four years ago **[15:00-20:00]** What transaction coordinators actually do: the behind-the-scenes work that holds deals together, from escrow coordination to lien resolution **[20:00-25:00]** Challenges in the business: communication with new clients, navigating unexpected liens and judgments, and why transaction coordination isn't truly passive income **[25:00-30:00]** Financial advice for beginners: knowing your expenses, tracking cash flow, and using the Profit First system with multiple bank accounts **[30:00-35:00]** Entrepreneurial habits and morning routines that keep Evelyn focused while working from home **[35:00+ ]** Why success takes time, avoiding social media comparisons, and Evelyn's upcoming 30-day South America backpacking trip to South America through Brazil, Argentina, Bolivia, Chile, and Peru --- ## Key Takeaways - **Transaction coordinators are the glue holding real estate deals together** — they expedite escrow, resolve title issues, manage liens, and navigate complex situations that most investors never see coming - **Real estate success requires intentional financial tracking** — know your expenses, income, and savings goals. Can't wing it. Use systems like Profit First to allocate money strategically across multiple accounts - **Building wealth from a W-2 job is possible** — Evelyn built her transaction coordinator business while employed, showing that corporate careers don't have to be the ceiling on your earning potential - **Give yourself grace in your entrepreneurial journey** — the social media highlight reel isn't reality. Success takes time, consistency, and patience. Don't compare your Chapter 2 to someone else's Chapter 20 - **Set morning routines and boundaries as a work-from-home entrepreneur** — give yourself at least one hour before diving into work. This decompression time improves decision-making and prevents burnout --- ## How to Connect with Evelyn Interested in working with a transaction coordinator who specializes in creative financing, probate situations, and investor deals? Evelyn is booking consultations at **anchorlighttc.com**—her website is the best way to schedule a one-on-one Zoom call with her. You can also find her on Instagram: https://www.instagram.com/evelyngarcia.0718/   Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 60: She Lived in a Storage Unit to Build a Real Estate Empire with Evelyn Garcia
  8. Jun 24

    Ep. 59: School Bus Driver to $40K Deal in One Hour | Pre-Foreclosure Wholesaling with Ronald Pauleus

    From school bus driver to full-time real estate entrepreneur making five-figures on a single deal. Ronald Paulius shares his extraordinary journey of leaving W-2 income behind to build wealth through pre-foreclosure wholesaling, proving that your current job isn't your destiny, and that financial freedom is within reach. In this episode of the From Corporate to Cash Flow Podcast, Andrea Cannon and Liz Schwab sit down with Ronald Pauleus, a former high school teacher and associate pastor who cracked the code on real estate investing while working a full-time job. Ronald's story is a masterclass in persistence, strategic networking, and the power of volume-based door knocking that led to life-changing cash flow and wealth building. ## What You'll Learn: **[0:00-3:00]** Ronald's unconventional path: school bus driver → high school teacher → full-time real estate entrepreneur **[3:00-8:00]** How Ronald's childhood experience watching his mom pay rent sparked a decades-long desire for real estate ownership **[8:00-12:00]** Understanding pre-foreclosure investing: What it is, who benefits, and why it's a goldmine for wholesalers **[12:00-21:00]** The deal that changed everything: A probate property worth $40,000 that took persistence, networking, and deep listening to close **[21:00-26:00]** The critical lesson Ronald wishes he knew earlier: "It's going to take longer than you expect, but it's going to come all at once" **[26:00-31:00]** Why scripts kill deals—the power of authentic conversations and leaning into your natural strengths **[31:00-40:00]** Building your financial foundation: The books, communities, and people you need around you for passive income success **[40:00-44:00]** Advanced strategies: Closing 7 deals in one month with Sub 2 deals at 2.7%-5.2% interest rates (not 7%) ## Key Takeaways: - **Volume beats luck every time.** Ronald knocked 120+ doors per week while teaching full-time. That commitment to consistent action is what separates successful real estate investors from dreamers. - **Listen deeper than scripts.** Getting through emotional smokescreens (like "I want to keep the property") reveals the real pain point and that's where deals get made. - **Cultivate one garden; don't chase many.** Too many entrepreneurs start multiple ventures and harvest nothing. Pick your strategy (wholesaling, Sub 2, rentals), commit to it, and let it grow. - **Your network determines your net worth.** Being around people closing multiple deals per month automatically elevates your vision and shows what's truly possible. - **Proof of concept builds momentum.** Ronald's first couple of deals proved the concept worked, giving him the confidence to quit his job and go full-time. - **Tax strategy + life enjoyment = smart entrepreneurship.** Make your business trips (Yellowstone, Disney, Grand Canyon) deductible while building memories with family. ## Ready to Build Your Cash Flow? If Ronald's journey from corporate W-2 to $66K wholesale deals resonates with you, it's time to take action. Join a community of real estate investors, entrepreneurs, and wealth builders who are serious about achieving financial freedom. Connect with Ronald: https://www.instagram.com/ronaldpauleus   Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 59: School Bus Driver to $40K Deal in One Hour | Pre-Foreclosure Wholesaling with Ronald Pauleus

About

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done.