From Corporate to Cash Flow

Andrea Cannon

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done. 

  1. 3d ago

    Ep. 73: Why This Real Estate Investor Pivoted to Assisted Living with David Moody

    What happens when a real estate investor who has done it all, from wholesaling and fix-and-flips to private lending and glamping, stumbles into an opportunity that changes his entire business? For David Moody, that opportunity was assisted living, a niche where success depends far more on operating a business and providing quality care than simply owning real estate. In this episode of From Corporate to Cash Flow, Andrea Cannon sits down with David to discuss his winding path from traditional employment to full-time entrepreneurship and the unexpected opportunity that changed his investing strategy. David bought his first real estate investing course in his early 20s and got started with “We Buy Houses” bandit signs and a call center. When that approach didn't work out, he pivoted to rental properties and glamping while working jobs in the auto industry, financial services, and at a church. Eventually, he returned to real estate full-time, partnering with someone he met in a real estate investing community to pursue wholesaling, fix-and-flips, and private lending. But over the past year, David and his partner have shifted their focus toward assisted living. David shares why this unexpected “side quest” was worth pursuing, how to recognize when a new opportunity deserves a change in direction, and why assisted living requires a completely different mindset than traditional real estate investing. We also discuss the importance of understanding state and county regulations, their commitment to providing a high level of care, and David's goal of building the kind of retirement home he and his wife would eventually want to live in themselves. Plus, David shares a candid perspective on entrepreneurship and why working for yourself isn't necessarily the right fit for everyone. In this episode, we cover: - David's early real estate investing journey, from bandit signs to rentals and glamping - How he transitioned from traditional W-2 jobs to full-time entrepreneurship - Building a real estate partnership and exploring multiple investment strategies - Why assisted living became the opportunity worth changing course for - The difference between owning real estate and operating an assisted living business - Why self-awareness matters when deciding whether entrepreneurship is right for you - Building a business around the life you ultimately want to live Whether you're a real estate investor exploring new niches, a busy professional building wealth outside your W-2, or an entrepreneur trying to decide when to stay the course versus pursue a new opportunity, this conversation offers valuable insight into how your strategy can evolve as your goals change. Connect with David: instagram.com/davidbuysdeals youtube.com/ ⁨@DavidBuysDeals⁩  🎧 Tune in to From Corporate to Cash Flow for real-world conversations about building wealth, creating options, and designing a life beyond the traditional career path. Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 73: Why This Real Estate Investor Pivoted to Assisted Living with David Moody
  2. Sep 23

    Ep. 72: She Bought a Fix & Flip 8 Months Pregnant… With an Alligator in the Pool with Mandy Konecki

    What would happen if you stopped trying to do every real estate deal on your own?   Mandy Konecki learned that lesson firsthand.   Living in Jacksonville, Florida, Mandy got into real estate by buying a fix-and-flip sight unseen while eight months pregnant... and, because apparently that wasn’t enough excitement, there was an alligator in the pool.   From there, Mandy and her husband built a portfolio of fix-and-flips, long-term rentals, and short-term rentals. Their real estate income eventually helped her husband leave his corporate job, while their rental portfolio began supplementing Mandy’s corporate salary.   But as Mandy’s corporate career became increasingly demanding and required extensive travel and time away from her family, she realized something had to change. She eventually left her corporate job and went all-in on real estate.   One of the biggest turning points in their journey? Learning how to leverage other people’s money (OPM).   When they first started investing, Mandy and her husband assumed they had to fund every deal themselves. But if they did, they could only complete a project, wait for their capital to come back, and then start the next one, a process that could take 10 months or more.   Once they learned how to partner with other investors and leverage outside capital, the number of projects they could take on was no longer limited by the amount of money sitting in their own bank accounts.   In this episode of From Corporate to Cash Flow, Mandy shares: - How she bought her first fix-and-flip sight unseen while eight months pregnant - The real estate strategies that helped her husband leave corporate - Why relying solely on your own capital can limit your growth - How learning to leverage OPM changed the trajectory of their business - Why surrounding yourself with the right people can accelerate your success - The “gym” analogy that explains why your environment matters so much - How she uses time blocking to stay focused on income-producing activities - Why entrepreneurs need to keep their end goal in sight instead of getting trapped in the day-to-day What she’s learned from the reality that you’re always in school as an entrepreneur Mandy’s story is a great reminder that you don't have to have everything figured out before you start, you just have to keep learning, adapting, and putting yourself around people who are already doing what you want to do.   If you're a high-income professional or W-2 employee who wants to build wealth, start a side hustle, invest in real estate, or create more freedom without sacrificing the stability of your career, this episode is full of practical lessons you can apply right now.   Connect with Mandy: https://www.facebook.com/mandy.yoder.71 https://www.instagram.com/mandykonecki/?hl=en www.youtube.com/@TheKonection https://www.skool.com/real-estate-reimagined-8674/-/members   Enjoyed this episode? Subscribe to From Corporate to Cash Flow and leave a review or comment telling us your biggest takeaway.   Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 72: She Bought a Fix & Flip 8 Months Pregnant… With an Alligator in the Pool with Mandy Konecki
  3. Sep 16

    Ep. 71: The 1% Better Rule: From Apartment Manager to Full-Time Entrepreneur with Yumi Cos

    Yumi Cos has spent more than 15 years managing apartments, completed 40 real estate flips, managed a golf course, and helped turn a commercial property around from foreclosure to a valuation of more than $1 million. Now, she’s building her life around faith, finances, and freedom, and creating a business that gives her more time with her kids. In this episode of From Corporate to Cash Flow, Yumi shares the lessons she’s learned through real estate investing, entrepreneurship, partnerships, and her journey toward financial freedom. One of her biggest lessons? Don’t jump into partnerships. Date before you get married. Yumi talks about what makes a great business partner, why communication is critical, and why she looks for “go-givers” who take ownership instead of blaming others when things go wrong. We also dive into the mindset behind long-term success. Yumi is a big believer in becoming 1% better every day. She compares her journey from a white belt to a black belt to building wealth and a business: you don't become a black belt overnight, you put in the reps, improve a little every day, and eventually look back and realize how far you've come. Yumi also shares practical advice for anyone who wants to build financial freedom without immediately quitting their job. Her recommendation? Keep your W-2, dedicate one focused hour a day to your side hustle, identify problems you can solve, and figure out how to get paid for solving them. In this episode, we talk about: • Yumi's journey from apartment management to full-time entrepreneurship • Completing 40 real estate flips and turning around a commercial property • Why she’s excited about tiny home communities • Building a life around faith, finances, and freedom • The biggest lessons she’s learned from business partnerships • Why you should “date before you get married” when choosing a partner • What makes an ideal business partner • Why communication and personal accountability matter • The power of mindset, podcasts, and audiobooks • Becoming 1% better every day • What her journey from white belt to black belt taught her about business • How to build financial freedom while keeping your W-2 job • Finding problems you can solve—and getting paid to solve them • Why giving more value than everyone else can set you apart • Finding what you love and becoming really great at it   If you're a high-income professional or W-2 employee who wants to build wealth, start a side hustle, invest in real estate, or create more freedom without sacrificing the stability of your career, this episode is full of practical lessons you can apply right now.   Connect with Yumi: instagram.com/blackbeltbizclub youtube.com/@blackbeltbizclub youtube.com/@blackbeltbizclubofficial facebook.com/blackbeltbizclub Linkedin Yumi Cos Yumi@theblackbeltmethod.com https://blackbeltbizclub.com   Enjoyed this episode? Subscribe to From Corporate to Cash Flow and leave a review or comment telling us your biggest takeaway. Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 71: The 1% Better Rule: From Apartment Manager to Full-Time Entrepreneur with Yumi Cos
  4. Sep 9

    Ep. 70: The Biggest Lessons We’ve Learned as Real Estate Investors with Andrea Cannon and Liz Schwab

    In this episode of From Corporate to Cash Flow, real estate investors Andrea Cannon and Liz Schwab share some of the biggest lessons they’ve learned throughout their investing journeys—from the reality of “passive income” to knowing when to walk away from an investment opportunity. If you’re a busy professional exploring real estate investing, passive income, private money lending, or alternative investments, this conversation will help you think more critically about where—and how—you choose to invest your money. In this episode, we discuss: Why nothing is as passive as it sounds — Even with a property manager, rental properties require oversight. And even private money lending comes with due diligence, risk management, and staying involved in the process. Why your investment strategy should evolve as your life evolves — The best investment strategy for you may change depending on your career, goals, available time, lifestyle, and the season of life you’re in. Why saying “no” can be one of your best investment decisions — You don’t have to invest in every deal or chase every opportunity. If you don’t understand an investment, it’s okay to pass. Some of our best decisions have been the deals we chose not to do. This episode is also Liz Schwab’s final episode as co-host of From Corporate to Cash Flow. We’re incredibly grateful for everything Liz has brought to the podcast and excited to see what she does next. Please join us in wishing her the very best in her next ventures! If you enjoyed this episode, subscribe to the channel for weekly conversations about real estate investing, private money lending, building passive income, alternative investments, and creating more financial freedom while building a life you actually enjoy. We’d love to hear from you: What is one investing lesson you’ve learned the hard way—or one investment you’re glad you said “no” to? Share it in the comments! Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 70: The Biggest Lessons We’ve Learned as Real Estate Investors with Andrea Cannon and Liz Schwab
  5. Sep 2

    Ep. 69: The Truth About Multifamily Investing in Today’s Market with Linda Holtz

    What if the real estate strategy you start with isn’t the strategy you end up loving? Linda Holtz started investing in real estate through house hacking before eventually transitioning into multifamily syndication. Today, she focuses on larger multifamily properties with at least 65 units and she’s built her investing strategy around finding the right balance between time, money, and involvement. In this episode of From Corporate to Cash Flow, hosts Andrea Cannon and Liz Schwab sit down with Linda to talk about what it really takes to build a real estate investing strategy that fits your life. Linda shares why she didn’t love being a landlord for smaller properties, despite actually enjoying property management, and why she ultimately made the move into larger multifamily assets. She also discusses the challenges multifamily investors have faced as rising interest rates have impacted valuations and cap rates and why she believes learning to invest during a difficult market can create an incredible advantage when conditions improve. They also dive into one of the most important (and often overlooked) aspects of real estate investing: the people you partner with. Linda explains why the right partners can make or break a deal and why evaluating the people behind an investment is just as important as evaluating the property itself. Plus, Linda shares advice for busy professionals trying to decide which real estate strategy is right for them: How she went from house hacking to multifamily syndication Why she focuses on multifamily properties with 65+ units How higher interest rates have changed the multifamily market Why your partners can make or break a real estate deal How to determine how much time, energy, and money you want to put into investing Why more capital can allow you to take a more passive approach What investors should actually look at when evaluating syndication projections Why you should never blindly trust the numbers presented in a syndication If you're a busy professional looking to build wealth through real estate without necessarily becoming a full-time landlord, this conversation will give you plenty to think about. **Connect with Linda:** LinkedIn: Linda Holtz IG & Facebook: M2RETX --- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 69: The Truth About Multifamily Investing in Today’s Market with Linda Holtz
  6. Aug 26

    Ep. 68: He Dropped Out of College to Build a $40M Lending Business with Nitin Daswani

    What happens when you skip the traditional path, move across the country at 18, and learn entrepreneurship directly from someone who has already built the businesses you want to create? In this episode of From Corporate to Cash Flow, hosts Andrea Cannon and Liz Schwab are joined by Nitin Daswani, a 25-year-old entrepreneur who has built an impressive business career alongside real estate investor and serial entrepreneur Abraham Gray. Nitin was accepted to USC to study business, but at 17, Abraham challenged him to think differently: instead of spending years learning business in a classroom, why not move to Atlanta and learn by actually building businesses? Nitin took the leap. Today, he owns multiple brick-and-mortar businesses with Abraham and helps manage a $40 million lending business. In our conversation, Nitin shares what he has learned about entrepreneurship, private lending, underwriting, systems, and building businesses that actually deliver on their promises. In this episode, we discuss: - Why Nitin chose entrepreneurship over a traditional college path - What it's like learning directly from an experienced entrepreneur - How Nitin and Abraham complement each other's strengths - The importance of systems and processes when scaling a business - Why doing what you say you're going to do can become a competitive advantage - What Nitin has learned from managing a $40 million lending business - Why strong underwriting skills are critical for private lenders - How to evaluate risk before putting your capital into a deal - The lessons Nitin has learned from building and operating brick-and-mortar businesses **Connect with Nitin:** https://www.instagram.com/nitindaswanii?igsh=aWZiYjZlcnBkZXUx&utm_source=qr https://www.facebook.com/share/1PUWYccpjr/?mibextid=wwXIfr --- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 68: He Dropped Out of College to Build a $40M Lending Business with Nitin Daswani
  7. Aug 19

    Ep. 67: Sober Living Real Estate: Building Wealth While Changing Lives with Bridgette Ruiz

    What if your real estate investments could build wealth **and** make a meaningful difference in people’s lives? In this episode of *From Corporate to Cash Flow*, we sit down with Bridgette Ruiz, an HR professional who decided after buying her first home that she wanted to become a real estate investor. She quickly realized that real estate could be a path to building long-term wealth and found a niche that aligned deeply with her personal story: **affordable housing and sober living**. Bridgette shares the powerful moment of clarity that led her into sober living, a niche connected to her own experience growing up in a household affected by alcoholism. Today, she operates sober living homes in North Carolina and has even connected with the families of women living in her properties, an experience she says has truly “filled her cup.” We also dive into how Bridgette uses her experience as a **certified CliftonStrengths coach** to build better businesses, partnerships, and teams. She explains why your ideal business partner probably shouldn't have the exact same strengths you do—and why understanding your weaknesses can become especially important when things get difficult. Bridgette also shares what she has learned about **scaling a real estate business with local operators**, why having someone on the ground who understands the market is critical, and how she is now helping investors across **44 states** create impact through real estate. One of the most interesting strategies she discusses is using a **master lease with Oxford House**, which she describes as one of the most passive approaches to real estate investing she has encountered. For buy-and-hold investors looking for a way to generate cash flow while addressing a real need in their communities, this strategy is worth exploring. Finally, Bridgette shares a perspective on **money and parenting** that really stood out: instead of teaching children that money is “bad” or something to avoid talking about, she believes we should teach them that money is powerful—and that it can be used to do good things. ### In this episode, we discuss: * How to get started in real estate investing while working a W-2 job * Why Bridgette chose sober living as her real estate niche * Affordable housing and the growing need for sober living * How personal experiences can shape your investment strategy * The importance of having a local real estate operator * Master leasing and Oxford House * Passive real estate investing strategies for buy-and-hold investors * How to use CliftonStrengths to find the right business partners * Why your weaknesses matter when building a business * How real estate investors can create both financial and social impact * Teaching kids about money and building a healthy relationship with wealth If you're a **real estate investor, aspiring investor, W-2 professional, or someone looking for ways to build wealth while making an impact**, this episode is packed with ideas worth considering. **Connect with Bridgette Ruiz:** IG: https://instagram.com/ruiz_bridgette?igshid=OGQ5ZDc2ODk2ZA== LinkedIn: http://linkedin.com/in/bridgetteruiz YouTube: https://www.youtube.com/channel/UCkttKKp4_dGh2Fho2vD6tdg https://generationsrestoredliving.com/ - -- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 67: Sober Living Real Estate: Building Wealth While Changing Lives with Bridgette Ruiz
  8. Aug 12

    Ep. 66: Is Real Estate Still Worth It? An Investor Who Changed His Mind with Chris Craig

    Is real estate still the best path to financial freedom? Or are there better opportunities hiding in plain sight? In this episode of From Corporate to Cashflow, hosts Andrea Cannon and Liz Schwab sit down with investor, entrepreneur, attorney, and tax strategist Chris Craig, whose unconventional journey has taken him from the dot-com crash to building multiple businesses across real estate, tax planning, and emerging investment opportunities. Chris shares how getting laid off during the dot-com bubble unexpectedly led him into the world of distressed real estate. After building a foreclosure database for another investor, he spotted an opportunity and launched his own wholesaling business, eventually closing 3–5 wholesale deals per week while averaging around $8,000 per deal. When the housing market crashed, Chris pivoted again. He worked as a paralegal while attending law school, focused on bankruptcy law, and later built an accounting firm helping high-income W-2 professionals reduce their tax burden through strategic planning. In this conversation, Chris explains why he believes today's real estate market isn't the same wealth-building vehicle it once was, why he's selling much of his portfolio, and the new asset class he's pursuing in search of stronger cash-on-cash returns with less capital invested. We also discuss: • How Chris built a successful wholesaling business before the housing crash • Why he believes many real estate investors need to rethink their strategy • Tax planning strategies for high-income W-2 professionals • The mindset shifts that helped him reinvent his career multiple times • Why "your network is your net worth" is more than just a cliché • The realities of entrepreneurship that most people don't talk about • His latest ventures in longevity-focused businesses and other unconventional opportunities Chris is unapologetically opinionated, challenges conventional investing wisdom, and isn't afraid to question popular financial and health-related advice. Whether you agree with him or not, this conversation will make you think differently about investing, entrepreneurship, taxes, longevity and building long-term wealth. If you enjoy conversations about real estate investing, passive income, entrepreneurship, tax strategies, private lending, and financial freedom, be sure to subscribe so you don't miss future episodes of From Corporate to Cashflow. What was the biggest idea or opinion from Chris that you agreed (or disagreed) with? Let us know in the comments! **Connect with Chris Craig:** LinkedIn.com/thetaxfirm @christophercraigofficial Facebook.com/chriscraig702 --- Follow me on Instagram: https://www.instagram.com/theandreacannon Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    Ep. 66: Is Real Estate Still Worth It? An Investor Who Changed His Mind with Chris Craig

About

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done.