Own It - Your Property Partner

Locale Property Group

Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all thing's property.   Whether you're navigating finance, finding land, picking a builder, or just figuring out where to start, Own It brings you grounded advice, industry insights, and inspiring stories to help you feel confident every step of the way.  Because with the right support, you’ve got this. 

  1. Sep 14

    More Tax, Less Clarity: What the Changes Really Mean for Working Aussies

    Negative gearing is gone on established property, CGT has been rewritten, and there is now a death tax and a divorce tax. So who actually wins? In this episode, our host Adam Schaal sits down with Bradley Linford, Head of Finance at Locale Financial, to break down the new budget and what it really means for first home buyers, mum and dad investors, and anyone trying to get ahead. They unpack the negative gearing changes, the new CGT indexation rules, the ambiguity banks still cannot resolve, and why they believe this shock period is the best buying window in years. We cover: ○ Negative gearing stripped from established property and what it does to rentvesting and borrowing capacity ○ Why rents are already up around 10 percent when the modelling said 1 percent ○ The new CGT rule explained simply: the old 50 percent discount vs inflation indexation and a 30 percent minimum ○ How the first home buyer deposit scheme income caps overstimulated the market ○The death tax and divorce tax, who is exempt, and the fix being talked about ○ CGT on business and why tech founders are looking at Dubai and Miami ○ Why investors are being pushed into new builds, right where first home buyers thrived ○ Housing targets, migration, and the 35,000 fewer homes a year problem 0:00 Introduction 2:01 Where Is the Lie 3:39 Building Without the B******t: Negative Gearing 10:22 CGT Across Every Asset Class 19:23 Be Greedy When Others Are Fearful 24:15 Capital Gains: Old Rule vs New Rule 33:33 The Death Tax and the Divorce Tax 41:34 Think You're Ready? 46:21 Bring It to the Table 47:15 Lock It Up DOWNLOAD THE TAX REFORM GUIDE https://localewealth.com.au/tax-playbook/ Whether you are a first home buyer on the sidelines or an investor rethinking your strategy, this is the clearest breakdown of the budget and what to do next. Get educated, get the right advice, and decide on your circumstances, not the headlines. Locale Homes | Helping West Australians buy and build new homes, minus the overwhelm. Don't forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he is known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/ ABOUT BRADLEY LINFORD Bradley Linford is the Head of Finance at Locale Financial. With 12+ years in banking, finance, and property, Bradley is a seasoned expert who understands both sides of the property journey. He's been the buyer, seller, investor, and even strata treasurer, so when it comes to finance, he truly gets what's at stake. As Head of Finance, Bradley blends leadership with mentorship, empowering both clients and brokers to succeed. His passion lies in simplifying the lending process and ensuring every buyer feels confident, informed, and cared for. See more from Bradley: LinkedIn: https://www.linkedin.com/in/brad-linford/ Website: https://localefinancial.com.au/ ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. Podcast/Blog: https://open.spotify.com/show/6mJ6RDV Presented by: Locale Property Group Facebook: localewealth Instagram: localewealth TikTok: localewealth YouTube: @localepropertygroup FOLLOW US FOR MORE Locale Homes  Instagram: @localehomesau TikTok: @locale.homes Website: localehomes.com.au Locale Wealth Instagram: @localewealth TikTok: @localewealth Website: localewealth.com.au Locale Financial Instagram: @localefinancial TikTok: @localefinancial Website: localefinancial.com.au

  2. Aug 27

    The Tax Costing Your Kids a Home

    Could the new tax changes be quietly pricing the next generation out of home ownership? In this episode, our host Adam Schaal continues the conversation with Michael McGowan, Executive Director of HIA (Housing Industry Association), for a bonus follow-up on the recent federal budget and its tax changes. They break down what the changes to CGT and negative gearing really mean for housing supply, investors, and first-home buyers trying to get into the market. We cover: Why Treasury's own figures point to less housing supply, not more Whether the CGT and negative gearing changes will actually improve affordability How investors could end up competing directly with first-home buyers for the same homes Why investors aren't the real reason behind the housing shortage The impact on rentvestors and why they deserve as much support as first-home buyers How granny flats are becoming a workaround for growing families and investors alike The missed opportunity in Perth's middle-ring suburbs, 5 to 20km from the city 1:18 Will the Budget Changes Slow Down Building? 3:52 Are Investors Elbowing Out First-Home Buyers? 5:48 Same Tax, More Burden on Every Asset Class 6:34 Are Investors to Blame for the Housing Shortage? 7:55 What This Means for the Next Generation 9:33 Granny Flats as a Workaround 10:36 Untapped Opportunity in Middle-Ring Suburbs Whether you're a first-home buyer, an investor, or just trying to make sense of what the budget actually changes, this episode gives you the real picture. We've almost taken away the opportunity for the next generation to build a platform to be successful. Locale Wealth | Smart property strategies, simplified for rentvestors, investors, and future-you. Don't forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he is known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/ ABOUT MICHAEL McGOWAN Michael McGowan is the Executive Director of HIA (Housing Industry Association) in Western Australia, a role he has held for over seven years. With a career built on advocacy, industry education, and policy reform, Michael works closely with state and federal governments to strengthen housing supply, improve affordability, and support the residential construction sector. See more from Michael: Website: https://hia.com.au LinkedIn: https://www.linkedin.com/in/michaelmcgowanhia/ ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. Podcast/Blog: https://open.spotify.com/show/6mJ6RDV Presented by: Locale Property Group Facebook: localewealth Instagram: localewealth TikTok: localewealth YouTube: @localepropertygroup FOLLOW US FOR MORE Locale Homes Helping West Australians buy and build new homes, minus the overwhelm. Instagram: @localehomesau TikTok: @locale.homes Website: localehomes.com.au Locale Wealth Smart property strategies, simplified for rentvestors, investors, and future-you. Instagram: @localewealth TikTok: @localewealth Website: localewealth.com.au Locale Financial Home loan experts who work for you, not the bank, so you can buy with clarity and confidence Instagram: @localefinancial TikTok: @localefinancial Website: localefinancial.com.au Locale Property Group is the team behind Locale Homes, Locale Wealth, and Locale Financial, on a mission to help Australians build, grow, and own their futures. From securing your first home to growing wealth through property or navigating finance with clarity, we're here to simplify the journey and deliver real results. As client advocates, we offer honest guidance every step of the way, not just selling homes or loans, but reshaping how Australians experience property.

  3. Aug 6

    Handmade Homes are NOT Perfect!

    Is the quality of new builds really getting worse, or is that just the narrative? In this episode, our host Adam Schaal sits down with Michael McGowan, Executive Director of HIA (Housing Industry Association), to cut through the noise on new build quality, the housing supply crisis, and what's really holding the industry back. They unpack the real state of the market, the biggest headwinds builders are facing, and what government needs to do to unlock more housing supply. We cover: • Why the industry is at a real intersection, and what needs to happen to build more homes faster • The truth about defects, what warranties protect buyers, and why COVID disrupted quality • Land, labour, and regulation: the three biggest headwinds facing the industry • Medium density code changes and their impact on housing supply • What HIA is pushing government on: stamp duty, planning reform, local government consolidation • Building brokers: do they add value or take away from the industry? • Pre-90s homes vs today: which are actually built better? • CGT and negative gearing, are we doomed to repeat history? 0:00 Introduction 1:12 Meet Michael McGowan 1:48 What Is HIA and What Do They Do? 3:32 Where Is the Lie 5:39 The Current Market 5:54 Biggest Industry Win in the Last Few Years 7:35 Land Supply and Affordability 8:53 Government Bottlenecks 9:59 HIA Advocacy with Government 10:59 Trade Supply and Workforce 12:49 Housing Targets vs Reality 14:44 Defects, Warranties and Consumer Protections 17:31 COVID Impact on Quality 19:55 Most Common Complaints HIA Receives 23:02 Defects Across Build Types 24:49 Trade Base and High-Density Challenges 27:09 Biggest Headwinds: Land, Labour, Regulation 28:45 Policies HIA Is Pushing For 31:30 Medium Density Code Changes 34:29 What Should Government Do to Stimulate Housing? 37:12 Industry Changes in the Next 24 Months 38:05 Michael's Legacy at HIA 40:15 Think You're Ready? 43:56 Bring It to the Table 45:02 Lock It Up Whether you are a first home buyer, an investor, or just trying to make sense of the housing market, this is the clearest picture yet of where the industry is heading and why. Do your research, ask the right questions, and make sure the people around you are setting you up for success. Locale Homes | Helping West Australians buy and build new homes, minus the overwhelm. Don't forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he is known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/ ABOUT MICHAEL McGOWAN Michael McGowan is the Executive Director of HIA (Housing Industry Association) in Western Australia, a role he has held for over seven years. With a career built on advocacy, industry education, and policy reform, Michael works closely with state and federal governments to strengthen housing supply, improve affordability, and support the residential construction sector. See more from Michael: Website: https://hia.com.au LinkedIn: https://www.linkedin.com/in/michaelmcgowanhia/ ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. Podcast/Blog: https://open.spotify.com/show/6mJ6RDV Presented by: Locale Property Group Facebook: localewealth Instagram: localewealth TikTok: localewealth YouTube: @localepropertygroup FOLLOW US FOR MORE Locale Homes Instagram: @localehomesau TikTok: @locale.homes Website: localehomes.com.au Locale Wealth Instagram: @localewealth TikTok: @localewealth Website: localewealth.com.au Locale Financial  Instagram: @localefinancial  TikTok: @localefinancial Website: localefinancial.com.au

  4. Jul 9

    Getting Hot - Perth North vs. South! The Great Debate!

    North or South Perth — where should you actually be investing right now? In this episode, Nash Sivayanam and Conor Lloyd-Fox, both Senior Investment Partners at Locale Property Group, go head to head on the best growth corridors in Perth for investors and first home buyers alike. They break down the suburbs they're each backing right now, why Perth's property market is still playing catch-up, and how to get ahead of the curve before the infrastructure arrives and prices follow. We cover: North vs South — the case for each side, suburb by suburb Why Eglinton, Sinagra, Mariginiup, and Brabham are the North's ones to watch Why Baldivis, Karnup, and Mundijong-Whitby are the South's hidden gems How to stop investing emotionally and start investing on the figures Why Perth's rapid price growth is actually a natural catch-up — not a bubble The AUKUS and DHA angle — and how it opens up opportunities in the South Growth predictions for each suburb heading into 2025 and beyond Whether you're a first home buyer trying to get a foothold or an investor looking for your next move, this episode gives you the insider view on where Perth's growth is actually heading. Don't wait until everyone else is talking about it. Get in ahead of the curve. 0:00 Introduction 0:20 North's Case: Eglinton 2:18 South's Case: Baldivis 4:22 Rockingham — The Mini City Next Door 5:04 Karnup: The Hidden Gem 6:09 Mundijong-Whitby and Tail Springs 7:34 Land Supply Crunch in the North 8:44 Sinagra and Mariginiup: The Next Big Thing 9:28 Brabham: Feeding Off Ellenbrook 10:42 Brabham's Stats: Population Growth and Rental Yield 12:15 Baldivis Land Prices and the Mandogalup Effect 13:24 Getting Ahead of the Curve 14:06 Baldivis Lifestyle: Beach, Pubs, and Schools 16:25 Lifestyle as an Investment Factor 17:14 Brabham vs Baldivis Head to Head 18:40 Rockingham: One of Australia's Safest Suburbs 19:23 Sinagra and Mariginiup: Early Entry, Big Upside 22:32 Is Perth's Growth a Bubble or a Catch-Up? 24:18 Demand Outstripping Supply Until 2030 26:47 Investing With Your Head, Not Your Heart 28:02 Growth Predictions: North vs South 29:42 Wrap Up Locale Homes | Helping West Australians buy and build new homes, minus the overwhelm. Don't forget to like, comment, and subscribe for more! ABOUT NASH SIVAYANAM Nash Sivayanam is a Senior Investment Partner at Locale Property Group, specialising in Perth's southern growth corridors. With a focus on data-driven investment strategy, Nash helps first home buyers and investors identify the right opportunities before the market catches up. ABOUT CONOR LLOYD-FOX Conor Lloyd-Fox is a Senior Investment Partner at Locale Property Group, with a deep focus on Perth's northern growth corridors. Known for his practical, client-first approach, Conor helps buyers get ahead of the curve in some of Perth's most in-demand emerging suburbs. ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It's a big move and you don't have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. To know more about Own It Your Property Partner, you can visit the links below: Podcast/Blog: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdA Presented by: Locale Property Group Facebook: localewealth Instagram: localewealth TikTok: localewealth YouTube: @localepropertygroup FOLLOW US FOR MORE Locale Homes Helping West Australians buy and build new homes, minus the overwhelm. Instagram: @localehomesau TikTok: @locale.homes Website: localehomes.com.au Locale Wealth Smart property strategies, simplified for rentvestors, investors, and future-you. Instagram: @localewealth TikTok: @localewealth Website: localewealth.com.au Locale Financial Home loan experts who work for you, not the bank, so you can buy with clarity and confidence Instagram: @localefinancial TikTok: @localefinancial Website: localefinancial.com.au Locale Property Group is the team behind Locale Homes, Locale Wealth, and Locale Financial, on a mission to help Australians build, grow, and own their futures. From securing your first home to growing wealth through property or navigating finance with clarity, we're here to simplify the journey and deliver real results. As client advocates, we offer honest guidance every step of the way, not just selling homes or loans, but reshaping how Australians experience property.

  5. Jun 22

    The Rise of the Building Broker

    Are you thinking about building your first home but not sure where to start or whether you even need a building broker? In this episode, our host Adam Schaal sits down with Daniel Dinelli, General Manager Sales at Move Homes, to unpack the rise of the building broker and why it's reshaping how Australians buy and build their first home. They break down exactly what a building broker does, why Move Homes made the bold decision to ditch their internal sales team and go broker-only, and why the shift in consumer behaviour mirrors what we've already seen with mortgage brokers, Uber, and Netflix. We cover: • What a building broker actually is, and what they do for first home buyers  • Why the shift to brokers is a natural evolution, just like mortgage broking and ride share  • How to be sceptical of online forums like Building in Perth, and why they don't always tell the full story • Why Move Homes chose brokers as their preferred sales model and what that means for clients • What separates a great broker from an average one  • Whether clients pay more going through a broker • What COVID taught the building industry about communication, accountability, and trust Whether you're a first home buyer or a first time investor, this episode gives you the honest, unfiltered picture of how the building industry really works, and how to use it to your advantage. Don't just take what you read online at face value. Get educated, ask the right questions, and build with confidence. Locale Homes | Helping West Australians buy and build new homes, minus the overwhelm. Don't forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he's known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website: https://localefinancial.com.au/ https://localehomes.com.au/ https://localewealth.com.au/ ABOUT DANIEL DINELLI Daniel Dinelli is the General Manager Sales at Move Homes, the first home buyer division of Prime Group. With 18 years of experience in property, Daniel grew up surrounded by the industry — it's been in his family for generations. Starting out in account management and land acquisitions, he now combines his passion for people and property to help first home buyers build a home they're proud of. See more from Daniel: LinkedIn:  https://www.linkedin.com/in/danieldinelli/ Company Website: https://www.movehomes.com.au/build-with-daniel/ Instagram: https://www.instagram.com/movehomes/ TikTok: https://www.tiktok.com/@move_homes ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It's a big move and you don't have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. To know more about Own It Your Property Partner, you can visit the links below: Podcast/Blog: https://open.spotify.com/show/6mJ6RDV Presented by: Locale Property Group Facebook: localewealth Instagram: localewealth TikTok: localewealth YouTube: @localepropertygroup FOLLOW US FOR MORE Locale Homes Helping West Australians buy and build new homes, minus the overwhelm. Instagram: @localehomesau TikTok: @locale.homes Website: localehomes.com.au Locale Wealth Smart property strategies, simplified for rentvestors, investors, and future-you. Instagram: @localewealth TikTok: @localewealth Website: localewealth.com.au Locale Financial Home loan experts who work for you, not the bank, so you can buy with clarity and confidence Instagram: @localefinancial TikTok: @localefinancial Website: localefinancial.com.au Locale Property Group is the team behind Locale Homes, Locale Wealth, and Locale Financial, on a mission to help Australians build, grow, and own their futures. From securing your first home to growing wealth through property or navigating finance with clarity, we're here to simplify the journey and deliver real results. As client advocates, we offer honest guidance every step of the way, not just selling homes or loans, but reshaping how Australians experience property.

  6. May 26

    FIFO Sacrifice or FIFO Success? Building Wealth in the Mining Industry

    Are you earning great money in FIFO but struggling to actually build wealth? You could be leaving thousands on the table and not even know it. In this episode, our host Adam Schaal sits down with Tegan Larkins, Managing Director of Talent Mining & Minerals and host of The Mining Mum Podcast, to unpack one of the most costly mistakes high-income earners make: not having a financial plan. They break down exactly how salary sacrificing works, why the "golden handcuffs" of mining income can trap you, and why so many FIFO workers put off getting educated about money despite the clear financial upside. We cover: The real power of salary sacrificing into shares and super—and how it helped Tegan build her home depositThe "golden handcuffs" trap and how high income can actually cost you if you don't have a planThe barriers that stop FIFO workers from getting financially educated (and why most of them aren't as real as you think)How to take action today and start building real wealthWomen closing the wealth gap through open conversations about moneyWhy getting interested in your money early can completely change your futureWhether you're considering FIFO work, already in the industry, or just earning solid income, this episode could be the nudge that helps you stop leaving money on the table. Don't forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he's known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website: https://localefinancial.com.au/ https://localehomes.com.au/ https://localewealth.com.au/ ABOUT TEGAN LARKINS Tegan Larkins is the Managing Director of Talent Mining & Minerals and the host of The Mining Mum Podcast. Based in Western Australia, she has worked in the mining industry for 10 years and now uses her platform to spotlight people in the mining and resources sector. Through The Mining Mum, she shares conversations around FIFO life, mining careers, family, industry pressures, and the real stories behind people working in mining. See more from Tegan: Instagram: @miningmum Spotify: https://open.spotify.com/show/0pG0VpYw4efjNnV6NoQD7r Apple Podcasts: https://podcasts.apple.com/au/podcast/the-mining-mum/id1775364763 Website: https://www.talentminingandminerals.com/ ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It's a big move and you don't have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property. To know more about Own It Your Property Partner, you can visit the links below: Presented by: Locale Property Group YouTube: https://www.youtube.com/@LocalePropertyGroup

  7. May 6

    The $7,000 ‘set and forget’ mistake

    Are you still on the same home loan you signed up for years ago?   You could be paying thousands more than you need to and not even know it.  In this episode, our host Adam Schaal sits down with Ankit Kaushik, a broker at Locale Financial, to unpack one of the most common (and costly) mistakes Australian homeowners make: doing nothing with their mortgage. They break down exactly what refinancing is, why your loyalty to your lender could be quietly costing you up to $7,000 a year, and why so many people put it off despite the clear financial upside. We cover: The real benefits of refinancing, from lower repayments to accessing equityThe "loyalty tax" and how staying with your current lender can quietly drain your walletThe barriers that stop people from refinancing (and why most of them aren't as real as you think)How to take action today and start savingWhether you're a first-time homeowner or a seasoned investor, this episode could be the nudge that saves you thousands.   Don't set and forget your mortgage, aim to set and optimise it.  Locale Financial | Expert mortgage broking for everyday Australians.  Don’t forget to like, comment, and subscribe for more!  ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships.  See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website:  https://localefinancial.com.au/        https://localehomes.com.au/https://localewealth.com.au/ ABOUT ANKIT KAUSHIK  Ankit’s path into broking is backed by a solid foundation in accounting and residential lending, along with a people-first approach shaped by his early career in customer service and sales. He’s a University of Wollongong commerce graduate (with distinction), holding a Cert IV in Finance Broking. Known for his approachable and detail-driven style, Ankit makes home finance feel clear and stress-free, especially for first-time buyers navigating the unknown.  ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.    To know more about Own It Your Property Partner, you can visit the links below: Presented by: Locale Property Group YouTube: https://www.youtube.com/@LocalePropertyGroup

  8. Apr 20

    Build or Buy? The Real First-Home Buyer Guide for Millennials

    Thinking about buying your first home but worried about hidden costs or builder traps? In this episode, we chat with Brooko about what Perth millennials are facing in today’s competitive property market. We cover:  • Build vs Established: Brooko breaks down the real pros and cons for first-home buyers. • Hidden Costs & Builder Red Flags: Learn how “from price” marketing, site costs, and sales tactics can catch buyers off guard. • Smart First-Home Moves: Tips on deposits, LMI, the 5% scheme, and why borrowing smart matters more than borrowing big. If you’re planning your first home, this episode is a must-listen. Tune in and share it with someone taking their first step into the market. Learn more at https://localehomes.com.au/ Don’t forget to like, comment, and subscribe for more! ABOUT BROOKO MOVES Brooko Moves is a Perth-based content creator who documents the real journey of millennials navigating the housing market. Through honest videos and insights, she breaks down the challenges of saving for a deposit, dealing with builders, and understanding the hidden costs of buying a home in today’s market. Her content aims to educate and empower first-home buyers to make smarter property decisions. See more from Brooko: Instagram:https://www.instagram.com/brooko_moves  YouTube:https://www.youtube.com/@brookomoves              ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal Website: https://localewealth.com.au/                https://localehomes.com.au/ ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.    Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.   To know more about Own It Your Property Partner, you can visit the links below: Podcast/Blog: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdAPresented by: Locale Property Group Facebook: https://www.facebook.com/localewealthInstagram: https://www.instagram.com/localewealth/TikTok: https://www.tiktok.com/@localewealthYouTube: https://www.youtube.com/@LocalePropertyGroup

About

Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all thing's property.   Whether you're navigating finance, finding land, picking a builder, or just figuring out where to start, Own It brings you grounded advice, industry insights, and inspiring stories to help you feel confident every step of the way.  Because with the right support, you’ve got this.