Own It - Your Property Partner

Locale Property Group

Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all thing's property.   Whether you're navigating finance, finding land, picking a builder, or just figuring out where to start, Own It brings you grounded advice, industry insights, and inspiring stories to help you feel confident every step of the way.  Because with the right support, you’ve got this. 

  1. 20H AGO

    The $7,000 ‘set and forget’ mistake

    Are you still on the same home loan you signed up for years ago?   You could be paying thousands more than you need to and not even know it.  In this episode, our host Adam Schaal sits down with Ankit Kaushik, a broker at Locale Financial, to unpack one of the most common (and costly) mistakes Australian homeowners make: doing nothing with their mortgage. They break down exactly what refinancing is, why your loyalty to your lender could be quietly costing you up to $7,000 a year, and why so many people put it off despite the clear financial upside. We cover: The real benefits of refinancing, from lower repayments to accessing equityThe "loyalty tax" and how staying with your current lender can quietly drain your walletThe barriers that stop people from refinancing (and why most of them aren't as real as you think)How to take action today and start savingWhether you're a first-time homeowner or a seasoned investor, this episode could be the nudge that saves you thousands.   Don't set and forget your mortgage, aim to set and optimise it.  Locale Financial | Expert mortgage broking for everyday Australians.  Don’t forget to like, comment, and subscribe for more!  ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships.  See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal/ Website:  https://localefinancial.com.au/        https://localehomes.com.au/https://localewealth.com.au/ ABOUT ANKIT KAUSHIK  Ankit’s path into broking is backed by a solid foundation in accounting and residential lending, along with a people-first approach shaped by his early career in customer service and sales. He’s a University of Wollongong commerce graduate (with distinction), holding a Cert IV in Finance Broking. Known for his approachable and detail-driven style, Ankit makes home finance feel clear and stress-free, especially for first-time buyers navigating the unknown.  ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.    To know more about Own It Your Property Partner, you can visit the links below: Presented by: Locale Property Group YouTube: https://www.youtube.com/@LocalePropertyGroup

    33 min

  2. APR 20

    Build or Buy? The Real First-Home Buyer Guide for Millennials

    Thinking about buying your first home but worried about hidden costs or builder traps? In this episode, we chat with Brooko about what Perth millennials are facing in today’s competitive property market. We cover:  • Build vs Established: Brooko breaks down the real pros and cons for first-home buyers. • Hidden Costs & Builder Red Flags: Learn how “from price” marketing, site costs, and sales tactics can catch buyers off guard. • Smart First-Home Moves: Tips on deposits, LMI, the 5% scheme, and why borrowing smart matters more than borrowing big. If you’re planning your first home, this episode is a must-listen. Tune in and share it with someone taking their first step into the market. Learn more at https://localehomes.com.au/ Don’t forget to like, comment, and subscribe for more! ABOUT BROOKO MOVES Brooko Moves is a Perth-based content creator who documents the real journey of millennials navigating the housing market. Through honest videos and insights, she breaks down the challenges of saving for a deposit, dealing with builders, and understanding the hidden costs of buying a home in today’s market. Her content aims to educate and empower first-home buyers to make smarter property decisions. See more from Brooko: Instagram:https://www.instagram.com/brooko_moves  YouTube:https://www.youtube.com/@brookomoves              ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal Website: https://localewealth.com.au/                https://localehomes.com.au/ ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.    Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.   To know more about Own It Your Property Partner, you can visit the links below: Podcast/Blog: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdAPresented by: Locale Property Group Facebook: https://www.facebook.com/localewealthInstagram: https://www.instagram.com/localewealth/TikTok: https://www.tiktok.com/@localewealthYouTube: https://www.youtube.com/@LocalePropertyGroup

    50 min

  3. APR 7

    Free money, FOMO & First Homes: Cracking the Property Ladder in 2026

    Waiting might be the most expensive mistake first-home buyers make in 2026. In this episode of Own It: Your Property Partner, Adam sits down with Lori Pirozzi, new home advocate at Locale Homes, to unpack what’s really happening in the Western Australia property market — and what first home buyers need to understand right now. With land shortages, strong migration, constrained builder pipelines, and rising prices across WA, this episode cuts through the noise and delivers practical, up-to-date advice for anyone trying to enter the property market. If you’re wondering whether to wait for an interest rate cut or take action now, this conversation is essential listening. Learn more at https://localehomes.com.au/ Don’t forget to like, comment, and subscribe for more! ABOUT LORI PIROZZI Lori Pirozzi is a New Home Advocate at Locale Homes, where she helps first-home buyers navigate the journey of securing the right house and land package with clarity and confidence. With years of experience leading teams and mentoring others, Lori takes a people-first approach, building genuine relationships and delivering tailored solutions that align with her clients’ long-term goals. In addition to her role in property, Lori is the Co-Founder of skincare brand Glow Culture. Outside of work, she describes herself as an “unenthusiastic dance mum” (her words), a paddleboard enthusiast, and a firm believer in balance, growth, and backing yourself. See more from Lori: LinkedIn: https://www.linkedin.com/in/lori-pirozzi-65050142/ ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal Website: https://localewealth.com.au/                https://localehomes.com.au/ ABOUT OWN IT Your Property Partner Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.  Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.   To know more about Own It Your Property Partner, you can visit the links below: Podcast/Blog: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdAPresented by: Locale Property Group Facebook: https://www.facebook.com/localewealthInstagram: https://www.instagram.com/localewealth/TikTok: https://www.tiktok.com/@localewealthYouTube: https://www.youtube.com/@LocalePropertyGroup

    34 min

  4. MAR 27

    What’s next for WA, mining growth, Perth property & the FIFO future

    With a massive $48 billion investment pipeline in mining and infrastructure, WA is on the move and poised for continued growth. But what does that really mean for everyday West Aussies, our housing market, and the future of the FIFO lifestyle? In this episode, we’re joined by Mark Kouwenhoven, an industry veteran with 17 years of experience across some of WA’s biggest projects. Mark has seen firsthand how the mining and resources sector shapes our economy, our communities, and our property market and he’s here to share what’s changing, what’s coming, and why it matters. We dive into how WA’s growth story is evolving right now, what this surge in investment could mean for jobs, housing demand and affordability. Mark offers his take on what’s next for the mining and property sectors, and what opportunities lie ahead. Whether you're planning your next move, investing in your future, or just curious about what’s next for WA, this episode is your insider’s look at the forces shaping our state. Learn more at https://localehomes.com.au/ or https://localewealth.com.au/ Don’t forget to like, comment, and subscribe for more! ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam: https://www.linkedin.com/in/adam-schaal/ FOLLOW US Locale Homes IG: @localehomesau | TikTok: @locale.homes localehomes.com.au Locale Wealth IG: @localewealth | TikTok: @localewealth localewealth.com.au Locale Financial IG: @localefinancial | TikTok: @localefinancial localefinancial.com.au ABOUT OWN IT: Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing can be daunting, you don’t have to do it alone. Hosted by Adam Schaal, Own It shares real experiences, wins, mistakes, and mindset shifts to help you make smarter moves without the jargon.

    48 min
  5. Bonus Episode | 6PR - What's happening in the Perth Market (and where to buy next)

    MAR 19

    Bonus Episode | 6PR - What's happening in the Perth Market (and where to buy next)

    The Perth market has shifted and if you’re trying to buy right now, you’ve probably felt it. In this bonus episode, our founder Adam Schaal joins Chrissy Morrissy on 6PR to unpack what’s really going on behind the headlines, and what it means for first home buyers trying to get started. Right now, we’re seeing a tight supply of established homes, more buyers turning toward house and land, and land values climbing faster than many expected. It’s created a market where options feel limited but opportunities are still there if you know where to look. Adam breaks down how to approach house and land packages, which areas are gaining momentum across Perth, and how to think about location when you’re starting from scratch. One thing is clear, the buyers who are prepared are the ones getting ahead. This episode walks through what that actually looks like, and how to put yourself in a position to move with confidence when the right opportunity comes up. If you’ve been sitting on the side lines unsure where to begin, this is a good place to start.

    8 min

  6. FEB 27

    First Home Buyer Tips: How to Get Into the Market Faster

    The biggest mistake first home buyers make? Waiting. In this episode of Own It: Your Property Partner, Quentin Smith shares practical, real world insights to help first home buyers get into the market sooner, without the overwhelm. The conversation explores what a realistic first home looks like today, which compromises can make a meaningful difference, and how common financial habits can impact borrowing power. They also break down saving for a house deposit, managing debt, and how everyday spending habits influence your borrowing power. For first home buyers feeling stuck, this episode provides clear, practical guidance to help move from planning to owning with confidence. If you’re feeling stuck on the sidelines, this episode offers a practical game plan to move forward. Here’s what you’re in for: 00:00 Guest Intro 00:54 Life in South Africa and Moving to Australia 02:05 Experiences with Crime in South Africa 03:59 Choosing Perth and Building a Life 05:30 Work Ethic and Cultural Differences 07:13 Perth's Housing Market Challenges 11:59 Impact of COVID on Housing and Work 16:06 Government Schemes and Financial Advice 17:55 Real Estate Market Trends and Opportunities 27:18 Creating a Game Plan for Home Ownership 27:56 Market Trends and Opportunities 28:32 The Importance of Timing in Real Estate 29:12 The Value of Early Investment 31:16 Adjusting Expectations for First-Time Buyers 35:06 Smart Financial Planning for Home Buyers 39:39 The Role of Education and Planning 47:04 Overcoming Financial Barriers 50:23 Success Stories and Final Thoughts —------------------------------------------------------------- Learn more at https://localehomes.com.au/ Don’t forget to like, comment, and subscribe for more! —------------------------------------------------------------- ABOUT QUENTIN SMITH With over 15 years of experience in the construction industry, Quentin has worked across multiple countries and gained a wealth of hands on knowledge along the way. His passion for building goes beyond bricks and mortar, he’s driven by a genuine desire to change lives and help people take that life changing step into homeownership. See more from Quentin: LinkedIn:https://www.linkedin.com/in/quentin-smith-55203a31a/?originalSubdomain=au  Instagram: https://www.instagram.com/quentinlocalehomes/                 ABOUT ADAM SCHAAL  Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships. See more from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal Website: https://localewealth.com.au/                https://localehomes.com.au/ ABOUT OWN IT Your Property Partner Real stories. Real lessons.&

    48 min

  7. JAN 6

    Property pulse with REA: What’s really happening in the property market?

    Australia’s property market is changing fast, with many of the trends of the past five years now reversing. Adam speaks with Angus Moore, Senior Economist at REA Group, about what’s shaping today’s housing market, from uneven growth between cities to shifting migration patterns and the impact of higher interest rates on buyers and renters. Listen to the full episode of Own It: Your Property Partner for expert insights on navigating Australia’s housing market with confidence. Timestamps: 00:00 Introduction 00:18 Current market trends 00:45 Differences between major and smaller cities 01:55 Impact of interstate migration 03:26 Market stabilisation outlook 05:58 Rental market pressures 08:23 Construction and approvals 12:59 First-home buyer affordability 15:45 Recent price movements 16:58 Interest rate outlook 17:54 Government schemes 20:35 First-home buyer advice 21:37 Economic risks 22:38 Wages and business investment 23:54 WA market outlook 26:43 Melbourne trends 30:26 National insights 37:04 Generational differences 41:26 Market predictions 42:45 Closing remarks ------------------------------------------------------ ABOUT ANGUS MOORE Angus Moore is the Senior Economist at REA Group, where he analyses Australia’s housing market using real-time data from PropTrack to help buyers, investors, and policymakers understand market trends and affordability. He worked as an Economist and Data Scientist at Accenture Strategy, leading data-driven projects on the economic impact of COVID-19 and contributing to Xero’s Small Business Insights and Index. He also spent five years at the Reserve Bank of Australia and holds First Class Honours in Economics and a Bachelor of Laws from the University of Adelaide. See more from Angus: LinkedIn: https://www.linkedin.com/in/angus-moore-ba8aa477 Website: https://www.rea-group.com/                https://www.realestate.com.au/ ABOUT ADAM SCHAAL Founder and Director of Locale Property Group. With decades of experience and billions in transactions, Adam is known for integrity, clarity, and helping clients make confident property decisions through honest, long-term guidance. More from Adam:  LinkedIn: https://www.linkedin.com/in/adam-schaal ABOUT OWN IT: Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing can be daunting, you don’t have to do it alone. Hosted by Adam Schaal, Own It shares real experiences, wins, mistakes, and mindset shifts to help you make smarter moves without the jargon. Learn more: Podcast: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdA Facebook: facebook.com/localewealth FOLLOW US  : Locale Property Group  Homes IG: @localehomesau | TikTok: @locale.homes localehomes.com.au Wealth IG: @localewealth | TikTok: @localewealth localewealth.com.au Financial IG: @localefinancial | TikTok: @localefinancial localefinancial.com.au

    41 min

  8. 12/09/2025

    The Truth About Build Times, Prices & Delays in WA Construction

    If you’ve been wondering why build times keep stretching, why prices are rising, or why WA’s housing market feels so tight, this episode finally connects the dots. Adam sits down with Joseph Passione, Managing Director of Prime Builders, for a clear look at what’s really driving today’s construction pressures. Joseph explains the key causes of delays, the biggest cost drivers, and why new building methods are becoming critical for WA’s future. Whether you’re building your first home or planning your next project, this episode gives you a realistic view of what to expect in 2025. Listen to the full episode of Own It: Your Property Partner for practical insights straight from WA’s building industry. Here’s what’s inside:  00:00 Intro & Guest  00:51 Prime Builders Role  01:37 Family Business History  03:18 Industry Changes  04:18 Building Innovations  07:28 Client Demographics  09:12 Challenges & Rewards  10:55 Tips for First-Home Buyers  12:50 Home Building BTS  16:21 External Factors Impact  22:48 Future of Bricklaying  25:55 Trade Base & Costs  26:16 Costs: Melbourne vs Perth  27:14 Adopting New Methods  28:03 Brick Veneer Benefits  29:16 Speed of Brick Veneer  32:15 Regulation Impacts  35:38 Timing & Market Conditions  38:31 Client Control  39:43 Sticking to Proven Methods  45:13 Quick Fire  47:38 Transparency & Quality  52:16 Final Thoughts Learn more at https://localehomes.com.au/ ABOUT JOSEPH PASSIONE Joseph Passione is the Managing Director of Prime Builders, a third-generation builder leading a long-standing family business in WA. With over a decade of hands-on experience, he focuses on quality, innovation, and helping families enter homeownership. Website: https://prime-group.net.au  Email: josephp@primeprojects.net.au ABOUT ADAM SCHAAL Adam Schaal is the Founder and Director of Locale Property Group and a trusted voice in Australia’s property space. With decades of experience and billions in transactions, he’s known for clear, honest, client-first guidance.  LinkedIn: https://www.linkedin.com/in/adam-schaal Website: https://localewealth.com.au ABOUT OWN IT: Your Property Partner Own It shares real stories and practical lessons from people navigating the property world. Hosted by Adam Schaal, the show cuts the jargon and offers clear, honest conversations to help buyers and investors make confident decisions. Podcast: https://open.spotify.com/show/6mJ6RDVDZNU4Ov7aoH6FdA YouTube: https://www.youtube.com/@LocalePropertyGroup Locale Property Group powers Locale Homes, Locale Wealth, and Locale Financial, helping Australians buy smarter with clear, client-first support. FOLLOW US Locale Homes | Wealth | Financial IG: @localehomesau | @localewealth | @localefinancial TikTok: @locale.homes | @localewealth | @localefinancial

    44 min
See All (17)

About

Real stories. Real lessons. Real talk.  Buying your first home, upgrading, or investing? It’s a big move and you don’t have to go it alone.   Hosted by Adam Schaal the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all thing's property.   Whether you're navigating finance, finding land, picking a builder, or just figuring out where to start, Own It brings you grounded advice, industry insights, and inspiring stories to help you feel confident every step of the way.  Because with the right support, you’ve got this. 

Information

  • Creator
    Locale Property Group
  • Years Active
    2025 - 2026
  • Episodes
    17
  • Rating
    Clean
  • Copyright
    © 2026 Own It - Your Property Partner
  • Show Website
    Own It - Your Property Partner