The Nick & Nick Podcast

Nick Prososki & Nick Bermel

️ Welcome to the Nick & Nick Podcast, where real talk, real faith, and real people come together. Join us as we dive into honest conversations that blend biblical principles, personal experiences, and practical insight on the things that matter most. From the grind of business and entrepreneurship to the heart behind ministry and nonprofit work, we unpack purpose-driven stories, lessons learned, and kingdom-minded wisdom that inspire and challenge. If you’re building a brand, leading a team, launching a mission, or simply navigating life with faith, this podcast is for you. Perspective. Principles. Passion. Let’s talk about it. Subscribe and join the conversation!

  1. Apr 28

    Matt Guzinski w/ Farm Bureau Financial Services

    Nick hosts Matt Guzinski from Farm Bureau Financial Services for an in-depth discussion about the insurance landscape and storm damage claims. Matt, a 26-year veteran agent who built his business from scratch, shares valuable insights about navigating today's challenging insurance market and the proper process for handling storm damage claims. How insurance premiums have doubled in recent years due to increased storm frequency and inflation The impact of cosmetic damage exclusions and roofing schedules that many homeowners don't understand Farm Bureau's unique "one deductible per occurrence" policy that can save thousands during multi-property storm damage Why wood shake roofs are driving premiums sky-high and how replacing them can cut costs by 75% The step-by-step process homeowners should follow when filing storm damage claims How to choose reputable local contractors versus storm chasers Why filing legitimate weather claims won't increase your individual rates The importance of annual insurance reviews to understand changing coverages Resources mentioned: Farm Bureau Financial Services, RBC investments, xactimate software, Nebraska Department of Insurance website, Royalty Roofing and Siding Chapters (00:00:00) - Crown Your Home(00:00:32) - Farm Bureau President speaks(00:01:00) - Farm Bureau Insurance: Commercial and Farm Insurance(00:03:55) - Nebraska Farm Bureau Insurance Interview(00:06:47) - Farm Bureau: Do Homeowners Know What Their Insurance Coverage Includes?(00:08:49) - Farm Bureau Insurance: Wood Shakes Roof(00:12:39) - Wood Shakes vs. Synthetic Shingle(00:14:56) - Hail Damage Claims Process(00:19:44) - How to Get Your Property Back on-Forecast(00:21:13) - Nick: Ultimately, claims affect us all. So directly or indirectly, it affects rates

    24 min

About

️ Welcome to the Nick & Nick Podcast, where real talk, real faith, and real people come together. Join us as we dive into honest conversations that blend biblical principles, personal experiences, and practical insight on the things that matter most. From the grind of business and entrepreneurship to the heart behind ministry and nonprofit work, we unpack purpose-driven stories, lessons learned, and kingdom-minded wisdom that inspire and challenge. If you’re building a brand, leading a team, launching a mission, or simply navigating life with faith, this podcast is for you. Perspective. Principles. Passion. Let’s talk about it. Subscribe and join the conversation!