Hill and Levy Credit, Tax , Mortgages and More

Keith

Hill & Levy is your no-nonsense guide to building wealth in the real world — not on Wall Street fantasy charts. Each week, we break down: Credit hacks the banks don’t advertiseTax strategies the wealthy actually useMortgage & real-estate moves that build long-term wealthEconomic shifts that impact your money before they hit your walletWe connect breaking financial news to real-life decisions so you know: When to buyWhen to refinanceWhen to investAnd when to protect your moneyIf you want to stop guessing and start playing the same money game as the top 1%, this is the show that shows you how.  

  1. JAN 13

    Trump Really Committing Treason? The Legal Breakdown

    Send us a text In this compelling video, we dive deep into the controversial topic of whether Donald Trump is crossing legal lines that may constitute treason. With a focus on the U.S. Constitution's stringent definition, we dissect the accusations swirling around Trump and evaluate if they truly meet the Founders' high legal standards. Using stock media, we present a balanced and informative analysis, encouraging viewers to consider the facts over political rhetoric.  Join us as we explore the nuances of treason claims in today's political landscape. Don’t forget to like and share this video if you find it insightful!  #Trump #Treason #LegalAnalysis #USConstitution #PoliticalDebate #CurrentEvents See Less OUTLINE: 00:00:00 | A War of Words 00:02:07 | Defining Treason in the Constitution 00:04:28 | Why Treason is So Hard to Prove 00:05:32 | Trump's Accusations Against Obama 00:06:24 | Why Trump's Accusation Fails the Treason Test 00:07:21 | Foreign Policy or Betrayal? 00:09:25 | Indictments and Revoked Clearances 00:10:17 | The Supreme Court's Immunity Ruling 00:11:05 | Protecting the Word to Protect the Nation 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    15 min
  2. JAN 12

    Supreme Court May Force $100 Billion in Tariff Refunds

    Send us a text The Supreme Court may rule as soon as Jan 14, 2026 on whether President Trump’s IEEPA-based tariffs were lawful—and that decision could flip the economy: invalidated tariffs, massive refunds to importers, lower consumer prices, and shifting market winners and losers. In this 10-minute, wallet-first explainer we break down what a ruling against the tariffs means for your wallet, grocery bills, supply chains, investors, and key sectors like retail and manufacturing. We cover legal background, refund logistics, market risks, and counterarguments from the administration. Like this video if it helped and share to keep others informed. #SupremeCourt #Tariffs #IEEPA #Economy #TradePolicy See Less OUTLINE: 00:00:00 | The Supreme Court Holds the Key to Your Wallet 00:05:11 | The January 14 Decision Date 00:11:17 | Can a President Use Emergency Powers for Tariffs? 00:19:13 | What Happens if the Court Says 'No'? 00:20:13 | Refunds for Thousands of Companies 00:21:18 | How Lower Prices Could Reach Your Home 00:22:15 | Winners, Losers, And Plan B 00:23:20 | What to Watch as a Consumer, Business, or Investor 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    28 min
  3. JAN 12

    Trump's $200 Billion Move Just Changed Your Mortgage Rate

    Send us a text Breaking down Trump’s surprise $200 billion MBS move: what it means for mortgage rates, homebuying affordability, Fannie Mae/Freddie Mac’s role, and market reactions. In this clear 10-minute explainer with charts, we unpack how buying mortgage-backed securities could push yields—and 30-year mortgage rates—lower, who benefits (and who doesn’t), potential legal and policy hurdles, and whether this is a housing bailout or bold market intervention. Expect expert analysis, timeline of events, and short- and long-term scenarios for buyers, refinancers, and investors. Like this video if it helped—share to spread the update. #MortgageRates #HousingBailout #MBS #Trump #FannieMae #FreddieMac #RealEstateNews See Less OUTLINE: 00:00:00 | The $200 Billion Order 00:05:54 | Unpacking Mortgage‑Backed Securities (MBS) 00:11:50 | The Mechanics of Lowering Rates 00:12:48 | The Buyers, the Cash, and the Market Shock 00:18:41 | Temporary Fix or Lasting Solution? + The Investor Ban 00:19:55 | Risks, Rules, and the Bottom Line for Buyers 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    24 min
  4. JAN 12

    Boost Your Score Fast: The 10% Utilization Rule

    Send us a text Fastest score lift: Lower your credit utilization to under 10% for optimal results — keep balances low and watch your credit score jump. In this 10-minute guide we cover: the 30% vs 10% rule, real examples, why avoiding new credit applications matters, using secured credit cards, paying balances in full, checking free weekly credit reports at AnnualCreditReport.com, disputing errors, FTC warnings, and common credit repair scams. Want a personalized 90-day credit repair plan based on your score, debts, income, and goals? Comment “Build my 90‑day plan.” If this helped, please like and share the video. #CreditUtilization #CreditScore #CreditRepair #AnnualCreditReport #SecuredCard See Less OUTLINE: 00:00:00 | The Fastest Score Lift You've Never Heard Of 00:04:50 | The 30% and 10% Rules 00:10:36 | The $1,000 Credit Card Test 00:11:10 | The Hidden Danger of Opening New Credit 00:11:40 | Building History with Secured Credit Cards 00:18:25 | The Power of Paying Your Balance in Full 00:19:02 | Spotting Costly Errors (Free Weekly Checks) 00:19:38 | What Cannot Be Removed + Scam Warnings 00:20:14 | Your Next Step Toward a Better Score (CTA) 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    23 min
  5. JAN 12

    Homebuyers Rejoice? Trump's Corporate Landlord Ban Decoded

    Send us a text Breaking down Trump’s bombshell moves: banning big institutional investors from buying single-family homes and ordering up to $200B in mortgage bond buys via Fannie Mae & Freddie Mac. Hot take, then the facts — how this could ease buyer competition, push mortgage rates below 6%, rattle Wall Street landlords (Invitation Homes, Blackstone, AMH) and affect housing affordability, construction, and market liquidity. We unpack winners, losers, short-term market reactions, and expert skepticism on long-term impact. Watch for clear explanations, data-driven context, and what homeowners and buyers should watch next. If you found this useful, please like and share the video. #HousingMarket #Trump #MortgageRates #WallStreetLandlords #RealEstateNews See Less OUTLINE: 00:00:00 | Hook + Overview 00:05:33 | The Ban On 'Corporate Landlords' 00:13:43 | The $200B Mortgage Push 00:14:35 | How Markets Reacted 00:15:26 | Potential Short-Term Effects 00:16:13 | Experts Debate Lasting Impact 00:17:08 | SECTION S007: Voices of Caution 00:18:01 | SECTION S008: The Case For Intervention + What Comes Next 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    27 min
  6. JAN 10

    10 Money Principles That Flip Your Financial Switch

    Send us a text Ready to flip your financial switch? This 10‑minute video delivers a high‑impact, motivational breakdown of 10 core money principles every beginner and entrepreneur must know. Hook: why one simple mindset shift multiplies results. Story: real‑world examples of habits that transformed debt into savings and side gigs into scalable income. List: clear, actionable principles—budgeting, emergency funds, compound interest, leverage, income diversity, mindful spending, investing basics, debt strategy, time vs. money, and continuous learning. Perfect for newbies and hustlers seeking practical steps and motivation to build wealth. Watch, apply, and change your money story. If this helped, please like and share! #PersonalFinance #MoneyPrinciples #FinancialFreedom #Entrepreneurship See Less OUTLINE: 00:00:00 | Flip The Financial Switch 00:00:42 | Decide, Budget, Begin 00:01:23 | Momentum And Principles 00:02:04 | Story - Maria The Overwhelmed Entrepreneur 00:02:42 | Tiny Rules, Big Ripple 00:03:34 | Know Thy Money (Tracking) 00:06:43 | Categorize, Reveal, Adjust 00:07:42 | Choose With Intention 00:08:32 | Build Your Financial Fortress 00:09:30 | Fund Rules And Protection 00:10:22 | Destroy Debt - The Snowball 00:11:17 | Spend With A Plan, Earn With Intention 00:14:10 | Skills To Income 00:15:01 | Invest For The Long Haul 00:18:09 | Daily Investing Action 00:18:32 | The Wealth Mindset 00:19:35 | Your First Step - CTA 00:19:55 | Micro-Actions You Can Do Now 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    23 min

About

Hill & Levy is your no-nonsense guide to building wealth in the real world — not on Wall Street fantasy charts. Each week, we break down: Credit hacks the banks don’t advertiseTax strategies the wealthy actually useMortgage & real-estate moves that build long-term wealthEconomic shifts that impact your money before they hit your walletWe connect breaking financial news to real-life decisions so you know: When to buyWhen to refinanceWhen to investAnd when to protect your moneyIf you want to stop guessing and start playing the same money game as the top 1%, this is the show that shows you how.