Hill and Levy Credit, Tax , Mortgages and More

Keith
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Financial education, Personal Finance and real estate investing to include taxes and credit repair   

  1. DEC 8

    10 Financial Traps You Don't Even Realize You're In

    Send us a text Count down the 10 Money Traps to Dodge Now and learn fast, practical fixes that can save you thousands! This Trap-to-Fix Countdown breaks down common financial pitfalls — from high-interest debt and hidden fees to subscription creep, impulse buys, bad credit habits, and more — with clear steps you can implement today. Perfect for beginners and anyone wanting smarter money moves: budgeting hacks, negotiating tips, credit strategies, and investment pointers. Watch all 10 traps and follow the quick fixes to protect your cash and build lasting financial health. If this helped, please like and share the video with friends who need it! #PersonalFinance #MoneyTips #FinancialFreedom #DebtFreeJourney See Less OUTLINE: 00:00:00 | Escaping the Hidden Financial Labyrinths 00:00:38 | Your Map And The Countdown 00:01:37 | Countdown Begins – BNPL Trap (#10) 00:02:52 | BNPL Fix Applied 00:03:48 | The Small Daily Splurges (#9) 00:05:31 | Paying Only The Minimum (#8) 00:09:13 | The Subscription Creep 00:10:33 | Emotional Spending + Lifestyle Inflation 00:14:53 | High-Interest Debt + Emergency Fund 00:16:37 | Trap #1 – No Plan + Your Blueprint 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    24 min

  2. DEC 8

    I Nearly Went Bankrupt—Here’s What Saved My Business

    Send us a text I Nearly Went Bankrupt—Here’s What Saved My Business is a 10-minute roadmap from crisis to clarity. I share candid lessons learned when my company teetered on the edge: cash-flow triage, tough cost cuts, customer-focused pivots, renegotiating terms, rebuilding trust, and spotting new revenue streams. If you’re an entrepreneur facing financial pressure or want practical bankruptcy recovery strategies, this video breaks down actionable steps and mindset shifts to survive and grow. Watch for real-world business lessons, clear frameworks, and a recovery playbook you can apply today. If this helped, please like and share to support other founders navigating tough times. #bankruptcy #businesslessons #entrepreneurship #crisismangement #startuprecovery See Less OUTLINE: 00:00:00 | A Portrait of Implosion 00:05:27 | The Tyranny of the Now 00:06:06 | Finding Fat in a Starving Business 00:06:52 | What We Had Forgotten 00:11:37 | Honest Accounting 00:17:06 | The Double-Edged Sword 00:17:57 | Rebuilding Trust, One Invoice at a Time 00:18:53 | Doing More with Nothing (The Lean Machine) 00:19:31 | A New Foundation (The View from the Other Side) 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    23 min

  3. DEC 8

    Raise Your Credit Score 10 Steps No Stress

    Send us a text Quick, actionable listicle: 10 Ways to Boost Your Credit Score Effortlessly. In this 10-minute video we cover simple credit tips and proven strategies—paying on time, lowering credit utilization, removing errors, becoming an authorized user, smart credit card use, diversifying accounts, handling collections, small credit-builder loans, setting up autopay, and checking your credit reports. Perfect for beginners and anyone wanting fast, stress-free credit improvement. Follow along with overlays and step-by-step screenshots to make each tip easy to apply today. If this helped, please like and share the video so others can improve their credit too! #CreditScore #ImproveCredit #CreditTips #CreditRepair #PersonalFinance See Less OUTLINE: 00:00:00 | Cold Open — Why Your Credit Score Matters 00:04:37 | Step 1 — Check Your Credit Reports 00:14:24 | Step 3 — Lower Your Utilization 00:15:02 | Step 4 — Keep Old Accounts Open 00:15:38 | Step 5 — Diversify Your Credit Mix 00:16:11 | Step 6 — Become an Authorized User 00:16:45 | Step 7 — Limit New Applications 00:17:20 | Step 8 — Automate Everything and Set Alerts 00:17:54 | Step 9 — Dispute Errors Immediately 00:18:30 | Step 10 — Secured Card & Credit-Builder Loan 00:23:16 | Outro — Your Path to 800+ 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    27 min

  4. DEC 8

    The Government Contract Opportunity Everyone's Missing

    Send us a text Want better returns than late-night side hustles? In this 10-minute guide I reveal 5 lucrative government contracts that consistently out-earn common online gigs—backed by real examples and quick steps to get started. Learn which contract types (GSA schedules, set-asides, SBIR/STTR, state/local procurement, and service contracts) offer the best margins, how to qualify fast, and the exact first moves that win bids. Perfect for freelancers and small businesses ready to scale beyond gig work into predictable, high-value government revenue. If this helped, please like and share the video to help others land their first gov contract. #GovernmentContracts #GovCon #SideHustles #SmallBusiness #FederalContracting See Less OUTLINE: 00:00:00 | The $50,000 Side Hustle You've Never Considered 00:05:42 | Why Government Contracts Beat Your Gig 00:12:10 | The Digital Gold Rush — IT and Software Services 00:20:55 | Building Blocks of Stability — Construction & Facility Services 00:21:58 | The Recurring Revenue Machine — Cleaning & Janitorial 00:22:52 | The Unseen Shield & The Expert's Edge — Security + Consulting 00:23:55 | A Simple Playbook to Your First Contract 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    28 min

  5. DEC 7

    Take the 10 Min Money Personality Test Spender or Saver?

    Send us a text Take this quick 10-minute Money Personality Test and find out: are you a spender or a saver? This interactive quiz-style video guides you through real-life money scenarios, reveals your dominant money habits, and offers practical tips to balance impulse spending, smart saving, budgeting, and building healthier money mindset. Perfect for anyone wanting to understand their financial behavior, improve budgeting skills, or transform bad money habits into winning strategies. Play along, tally your answers, and watch your personalized reveal at the end. If this helped you gain clarity, please like and share the video to help others discover their money personality! #MoneyPersonality #PersonalFinance #SpenderOrSaver #MoneyMindset #BudgetingTips 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    24 min

  6. DEC 7

    You Think You’re Profitable… Here’s Why You’re Not

    Send us a text Think you’re profitable? Think again. In this 10-minute Profit Leak Audit we reveal the Profit Paradox: hidden costs, mispriced products, poor cash flow, and sneaky margin killers that make seemingly successful businesses lose money. Follow a step-by-step audit to spot profit leaks, fix pricing, optimize expenses, and protect cash flow so your bottom line truly reflects growth. Perfect for small business owners, founders, and finance managers who want clear, actionable fixes—not fluff. Like and share if this helped you uncover profit leaks. Comment with one profit challenge you face and we’ll address it in future videos. #ProfitParadox #ProfitLeakAudit #SmallBusiness #CashFlow #BusinessGrowth See Less OUTLINE: 00:00:00 | Why Your Sales Numbers Don't Mean Sh*t 00:04:19 | The Hard Truth Nobody Tells You 00:08:38 | Uncovering Your Hidden Profit Leaks 00:09:26 | Your Pricing Strategy Sucks 00:16:01 | Wasted Time and Sloppy Operations 00:16:53 | Subscriptions, Bad Hires, and Other Money Pits 00:17:48 | Your 30-Minute Wake-Up Call (Profit Leak Audit) 00:18:36 | The Ultimate Profit Leak Checklist 00:19:26 | Your Action Plan for Today 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    23 min

  7. DEC 6

    10 Investing Mistakes That Are Draining Your Wealth

    Send us a text Stop losing money in 2026 — learn the top 10 investing mistakes you must avoid now. In this 10-minute guide we open with a hard-hitting hook, then myth-bust common investing beliefs that cost investors time and capital. We cover portfolio diversification, timing the market, overtrading, ignoring fees and taxes, crypto pitfalls, leverage risks, poor risk management, lack of an emergency fund, emotional investing, and chasing hot tips. Practical, actionable tips for beginners and seasoned investors to protect gains and grow wealth smartly. Like and share if this helped you make better choices — comment your biggest investing mistake below. #Investing2026 #PersonalFinance #Stocks #Crypto #InvestmentTips See Less OUTLINE: 00:00:00 The Unchanging Game in a Changing World 00:05:23 Chasing the Sirens of Hot Stocks 00:10:28 The Slow Leak of Ignoring Fees 00:11:33 Following the Crowd Off a Cliff 00:12:29 The Futile Art of Timing the Market 00:16:26 Building a House with No Foundation (No Emergency Fund) 00:17:18 The Silent Penalty of Ignoring Taxes and Rules 00:18:06 Letting Fear and Greed Steer the Ship 00:18:53 The Simple Path to Success in 2026 and Beyond 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    23 min

  8. DEC 5

    The Credit Score Loophole Lenders Hate

    Send us a text Raise Your Credit Score Fast with this 10-minute Stepwise Score Builder — practical, step-by-step tactics to boost your FICO/VantageScore quickly. In this quick guide we cover: reading your credit report, fixing errors, optimizing credit utilization, prioritizing payments, adding positive tradelines, and smartly handling new credit. Perfect for beginners and anyone needing a fast credit tune-up before loans, mortgages, or better interest rates. Actionable tips you can implement today to see measurable improvement over time. If this helps, please like and share the video to spread the knowledge. #CreditScore #PersonalFinance #CreditRepair #FICO #VantageScore #MoneyTips See Less OUTLINE: 00:00:00 | The Number That Unlocks Your Future 00:00:43 | What Really Makes Up Your Credit Score 00:05:51 | 10 Minutes: Check Your Score and Reports 00:09:57 | 5 Minutes per Bill — Payment History Habits 00:15:36 | Varies — Lower Your Utilization 00:16:21 | The Long Game — Old Accounts and Smart Choices 00:17:08 | Quick Wins — Fix Errors, Authorized User, Secured Cards 00:17:56 | Common Mistakes That Can Set You Back 00:18:38 | Starting Today, Right Now — Your 3-Step Plan 🎙️ Intro Music Fades In Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you." 🎙️ Intro Music Builds Up Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t Support the show

    22 min
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Financial education, Personal Finance and real estate investing to include taxes and credit repair   

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