Financial Coaching Kingdom Men: Learn to Budget, Save, Manage Money, Pay off Debt, Leave a Legacy

Jon Langlois
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Feeling overwhelmed by debt? Stressed about money conversations with your spouse? You’re not alone. Financial Coaching for Kingdom Men is here to help you navigate your biggest financial challenges. Join Financial Coach Jon for a no-nonsense, biblical approach to money management. We’ll tackle debt head-on, build a budget that actually works, and show you how to save for your family's future—all while honoring your faith. This isn't just about managing money; it's about finding peace, building a legacy, and making financial choices that reflect your identity as a Kingdom Man.

  1. 1D AGO

    Breaking the “I’ve Got It” Trap with Shannan from Fundamentals of Money

    In the Treasure Valley, the scenery is beautiful, but the cost of living is becoming a mountain many families feel they can’t climb. This week, we sit down with Shannan, founder of Fundamentals of Money, at our local library for a chat. We’re diving into the unique hurdles Christian men face—specifically the pride that keeps us from asking for help—and how to navigate the exploding costs of living here in Idaho with a Kingdom mindset. The "Pride" Barrier: Why it’s naturally harder for men to say, "I need a coach," and how to transition from "I've got it handled" to "I'm a faithful steward." The Treasure Valley Explosion: Shannan shares the #1 challenge local families are facing in today's market that didn't even exist five years ago. The Silent Budget Killer: We uncover the "sneaky" expense that is likely draining your bank account right now without you even clicking "confirm." Legacy Beyond the Dollar: If you want to leave an inheritance for your "children's children," Shannan reveals the single most important habit to pass down (hint: it’s not just a savings account). "Doing well with money is 20% head knowledge and 80% behavior. The hardest part is often just admitting we need a new playbook." Proverbs 22:7: “The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 13:22: “A good man leaves an inheritance to his children's children...” Guest: Shannan, Ramsey Solutions Master Financial Coach Website: fundamentalsofmoney.com Contact: coach@fundamentalsofmoney.com Local Focus: Treasure Valley, Idaho (Boise, Meridian, Nampa, Caldwell) Call to Action: If you’re feeling the weight of the Idaho housing market or just feel like your budget has a leak you can’t find, don't walk that path alone. Shannan offers a Complimentary Introductory Coaching Session to help you get clarity. Reach out to Shannan today: 📧 Email: coach@fundamentalsofmoney.com 🌐 Visit: fundamentalsofmoney.com Related Podcasts: Raising Financially Wise Kids: Building a Legacy, Not a Burden Scalp Your Ego, Not Your Finances Why Living Below Your Means Unlocks True Financial Freedom Don’t let financial stress rob you of your peace or your purpose. If you are ready to stop surviving and start stewarding, I’m here to help you build a plan. Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ What We Discuss in This Episode:Key Quotes & Biblical Foundations:Resources Mentioned:Disclaimer: This podcast is for educational and coaching purposes only. No information presented constitutes forced financial action or legal/investment advice.Take the Next Step:If you found this episode helpful, please share it with a friend or family member who might also find it beneficial. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom!

    24 min

  2. FEB 9

    Stop "Acting Your Wage": The Ultimate Career Cheat Code

    In 2026, the workplace is dominated by "quiet quitting" and "acting your wage." While the world views these as self-protection, for the Kingdom man, they are a slow-motion suicide of your potential. In this episode, I share a story from my first job behind a fast-food counter—and the one question from my mother that changed my career trajectory forever. We dive into Colossians 3 and 4 to uncover a counter-cultural blueprint for employees and business owners that leads to unshakeable integrity, "recession-proof" value, and financial stability. Key Takeaways The Myth of Eye-Service: Why working hard only when the boss is watching makes you a slave to someone else's opinion. The Un-offendable Employee: How shifting your focus from an earthly manager to the "Invisible CEO" (Christ) removes workplace anxiety. The 6-Month Rule: Why excellence takes time to be noticed and how to stay disciplined during the gap. The Financial Payoff: Why reliability and sincerity of heart make you a high-value asset that headhunters covet in an economy of mediocrity. The Corner Office Mandate: Why just and fair leadership isn't an "HR perk," but a competitive business advantage and a spiritual requirement. Scripture References Colossians 3:22: Working with sincerity of heart, not as people-pleasers. Colossians 3:23-24: Working heartily for the Lord, not for men. Colossians 4:1: The mandate for masters and managers to act justly and fairly. Resources & Links Financial Audit & Coaching: Ready to stop surviving your career and start stewarding your resources? Let’s look at your numbers and build a tactical plan. Fill out the Communication Form Here Related Podcast Series: Listen to the Personal Finance Basics series on Income, Expenses, Debt, and Savings. Subscribe: Available on Apple Podcasts, Spotify, Castbox, and Audible. Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ If you found this episode helpful, please share it with a friend or family member who might also find it beneficial. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom!

    9 min

  3. FEB 2

    The Bankruptcy Reset: Unmasking the Path to Restoration

    Is debt making you feel like the walls are closing in? In this episode, financial coach Jon strips away the shame and confusion surrounding the "B-word." We dive into the practical bankruptcy guide you need to understand your options, protect your family, and determine if it's time for a legal reset or a proactive repayment plan. Key Topics Discussed: The Decision Point: How to answer the question, "When should I file bankruptcy?" using the "Five-Year Rule." The Legal Shield: How does filing bankruptcy work? Understanding the "Automatic Stay" and how it stops creditors in their tracks. Cost of the Reset: Breaking down the bankruptcy cost, from filing fees to attorney rates. Asset Protection: Why you can often achieve bankruptcy without losing assets like your home or car. Saving Your Home: What is foreclosure and how can Chapter 13 help you stop the process and catch up on payments? Exploring Alternatives: Identifying ways to clear debt through the Debt Snowball or settlement before heading to court. Resources Mentioned: The Debt Audit: How to Unmask Your Spending Legal Resources: U.S. Courts Bankruptcy Basics Debt Alternatives: DIY Debt Management Plan: Your Path to Debt Relief  If you want to see the charts and tables mentioned in today's episode, read the full guide here: "Beyond the Breaking Point" Blog Post Related Podcasts: The Chess Game of Debt: How Lenders Predict Your Moves (And How We Can Win) Your Unique Financial Journey: Finding Your Roadmap Budgeting for Freedom: Your Roadmap to Financial Peace Take the Next Step: Don’t let financial stress rob you of your peace or your purpose. If you are ready to stop surviving and start stewarding, I’m here to help you build a plan. Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ If you found this episode helpful, please share it with a friend or family member who might also find it beneficial. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom!

    13 min

  4. JAN 26

    Unmasking Spending Habits - Wants vs. Needs

    In this episode, we dive into the emotional traps of modern spending. We often justify luxuries by labeling them as "necessities," giving ourselves permission to overspend while staying trapped in financial stress. To reach true financial freedom, we must be willing to unmask our habits and call them what they really are. In This Episode, You’ll Learn: The Psychology of the Mask The "Big Three" Blurred Lines: Food Vehicles Schooling Hidden Leaks: * Why gambling and "quick fix" parlays are destructive habits, not financial strategies. The role of Tithing: Why giving is a soul-level "need" that should sit at the top of the budget, not the bottom. The Non-Negotiables The Budget Audit: A simple question to determine if an expense is a true need or a want. Deepen Your Study: Beyond Riches: How Essentialism Unlocks True Financial Freedom Your Unique Financial Journey: Finding Your Roadmap How Coaching Can Help You: Unlocking Your Financial Potential Related Podcasts: Beyond the To-Do List: Finding True Purpose in Our Goals From Conflict to Connection: Building a Financial Partnership Why Living Below Your Means Unlocks True Financial Freedom Are you ready to stop surviving and start stewarding? Knowing your numbers is the first step toward a legacy of generosity. If you are ready to build a plan that works, complete the contact form below to connect with Jon directly. Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ Featured Resources & Links:Action Step:If you found this episode helpful, please share it with a friend or family member who might also find it beneficial. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom!

    13 min

  5. JAN 19

    How to Calculate Your Real 1099 Take-home Pay

    Episode Summary Is $20 an hour always $20 an hour? For the independent contractor (1099), "gross pay" is often an illusion that leads to a cycle of debt. In this episode, Jon sits down with "Samantha," a local Idaho professional, to pull back the curtain on self-employment taxes. We discuss the 15.3% "surprise" tax, how to calculate your true take-home pay, and the Three-Account System designed to help you steward your business income with integrity and peace. Key Takeaways The 15.3% Surprise: Why being your own boss means paying both sides of Social Security and Medicare. The Idaho Reality: A breakdown of how federal and state taxes shrink a $20/hr rate down to ~$13.78. The Three-Account System: How to use a "Business Hub," a "Tax Vault," and a "Personal Paycheck" to automate your stewardship. Precision Tracking: Why "if it isn't tracked, it doesn't exist to the IRS." The Math: Samantha’s Breakdown Gross Pay: $20.00 Self-Employment Tax (15.3%): -$3.06 Est. Federal Income Tax: -$2.00 Est. Idaho State Tax: -$1.16 True Take-Home: $13.78 Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ If you found this episode helpful, please share it with a friend or family member who might also find it beneficial. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom! Disclaimer: The information presented in this podcast is for educational and coaching purposes only. Financial coaching is intended to provide guidance and encouragement; all financial decisions are ultimately the responsibility of the individual. Jon Langlois is not a CPA or a tax attorney. Please consult with a qualified tax professional for specific legal and tax advice.

    12 min

  6. JAN 12

    Personal Finance Basics: Savings

    Saving with Purpose — The Steward’s Strategy Why do you save? For many, savings is just whatever happens to be left over at the end of the month. But for the intentional steward, saving isn't an accident—it's an act of worship and prudence. In this episode, we dive deep into the theology and the tactics of saving. We explore how to shift from "passive saving" to "intentional provision," ensuring that your future needs are protected and your Kingdom impact is secured. Whether you are building your first $1,000 starter fund or preparing to invest 15% for retirement, this episode provides the biblical roadmap to get you there. The Theology of the Surplus: Why saving is a biblical mandate (Proverbs 6:6-8) and how to avoid the trap of "hoarding" vs. "stewardship" (Luke 12:13-21). Paying Yourself First: Why saving must be treated as a fixed expense in your Zero-Based Budget, sitting right behind your tithe. The Power of Automation: How to remove human error by moving money before you even have a chance to spend it. Defense vs. Offense: Understanding the three distinct purposes of money: The Emergency Fund (Defense), Sinking Funds (Offense), and Investing (Future Impact). The $1,000 Sprint: Why speed and intensity are required to fund your starter emergency fund and break the cycle of debt. High-Yield Strategies: Where to keep your defense fund so it’s liquid, secure, and separate from your daily spending. In This Episode, You’ll Learn:Key Scriptures Mentioned:The Proverbs 6:6-8: Learning diligence and preparation from the ant. Luke 12:13-21: The warning against being rich in things but not "rich toward God." The Parable of the Talents: The expectation of multiplication and wise management. Financial Order of Operations:Resources:Take the Next Step Starter Emergency Fund: $1,000 (The "Life Happens" Fund). The Debt Snowball: Pause aggressive saving to kill consumer debt. Full Emergency Fund: 3–6 months of expenses (The Fortress). Retirement: 15% of household income. Podcast Episode: From Avoidance to Action: How to Build a Budget that Works Podcast Episode: The Overflowing Harvest: How Giving Actually Makes You Richer External Tool: YNAB: What is a Sinking Fund? External Tool: Ramsey: 23 Ways to Start Saving Today Stop wondering where your money went and start telling it where to go. If you’re ready to build a roadmap that honors God and secures your family's future, I’m here to help. 👉 Click here to complete the Communication Form and start your coaching journey today! Listen & Subscribe: Don't forget to subscribe to the Financial Coaching Kingdom Men podcast for more encouragement and practical wisdom on managing your finances for the King! Start Your Coaching Journey:  Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ If you found this episode helpful, please share it with a friend or family member who might also find it helpful. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom! Legal & Compliance Disclaimer All information presented on the "Financial Coaching Kingdom Men" podcast is for educational and coaching purposes only. We are not licensed financial advisors, tax experts, or legal professionals. Please consult with a qualified professional for specific financial, tax, or legal advice regarding your individual situation.

    15 min

  7. JAN 5

    Personal Finance Basics: Debt

    We've mastered our Income and controlled our Expenses. Today, we confront the consequence of spending more than we make: Debt. If you feel the burden—the constant payments, the rising interest—you are not alone. Debt is a tool that, when misused, becomes a burden that severely limits your generosity and your future potential. In this episode, we offer grace for where you are, expose the debt traps the world sets, and give you the proven, behavior-based coaching plan to achieve total financial freedom. Key Takeaways & Action Steps Grace and Truth: If you are currently relying on debt, it is okay. This is a common struggle, and you are not alone. We dismiss the shame and look to God for the strength to follow a proven plan. The World's Trap: The debt industry (credit cards, points, rewards) is designed to make them money. The national credit card debt currently exceeds a trillion dollars, showing how common this trap is. Classifying Debt (The Kingdom View): While we acknowledge "Good Debt" (like a mortgage) and "Bad Debt" (credit cards), we coach you to treat all debt as temporary and urgent. Bad Debt (The Chains): High-interest, consumer debt. Primary Target. Good Debt (The Tools): Debt on appreciating assets. Targeted after consumer debt is gone. The Most Powerful Strategy: The Debt Snowball: This is the behavioral plan that gets you quick wins and builds momentum: List all debts from smallest balance to largest balance (ignore the interest rate). Pay minimums on all but the smallest. Attack the smallest debt with all your available cash flow. Once the smallest is paid off, roll that entire payment amount onto the next smallest debt. Preparation for the Fight: Before the Snowball rolls, you must: Stop the Bleeding: Cut up your credit cards and commit to no new debt. Inventory Your Enemy: Create your smallest-to-largest Debt Snowball list. Find the Fuel: Launch your Zero-Based Budget to find the extra cash flow to throw at that first debt. When you break the chains of debt, every dollar you earn is redirected back to your household—freeing up massive cash flow for generosity and purpose. If you are ready for the personalized coaching and accountability to launch your Debt Snowball plan today, I want you to connect with me directly. Click the link below and let me know you're ready to start the fight! Start Your Coaching Journey:  Connect with Us: Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠ How do you want to be contacted: Contact Form Check out: ⁠Financial Coaching for Kingdom Men Blog⁠. Join the Newsletter Email: jon@financialcoachjonllc.com Visit the website: ⁠www.financialcoachjonllc.com⁠ Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠ ⁠Ambient Uplifting Presentation Motivational⁠ If you found this episode helpful, please share it with a friend or family member who might also find it helpful. And don't forget to subscribe to our podcast so you never miss an episode on building your financial freedom! Legal & Compliance Disclaimer All information presented on the "Financial Coaching Kingdom Men" podcast is for educational and coaching purposes only. We are not licensed financial advisors, tax experts, or legal professionals. Please consult with a qualified professional for specific financial, tax, or legal advice regarding your individual situation. Ready to Move to the Next Level?

    13 min

  8. 12/31/2025

    Financial Peace University - Call To Action January 19th

    Episode: Why FPU? | Join Jon’s Winter 2026 ClassClass Start Date: Monday, Jan 19th @ 6:00 PM (Virtual)Register Here: https://www.financialpeace.com/app/classes/B8A9EFIn this episode: Jon discusses why FPU is the "gold standard" for biblical stewardship and how the average grad sees an $8,000 turnaround in 90 days. Purchase FPU Here

    4 min
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About

Feeling overwhelmed by debt? Stressed about money conversations with your spouse? You’re not alone. Financial Coaching for Kingdom Men is here to help you navigate your biggest financial challenges. Join Financial Coach Jon for a no-nonsense, biblical approach to money management. We’ll tackle debt head-on, build a budget that actually works, and show you how to save for your family's future—all while honoring your faith. This isn't just about managing money; it's about finding peace, building a legacy, and making financial choices that reflect your identity as a Kingdom Man.

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