Farm Truck Financial with Eric Kearney

Eric Kearney, Retirement Wealth Advisors
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How do you plan for retirement, maximize Social Security, understand Medicare, and create reliable retirement income? Farm Truck Financial with Eric Kearney offers practical financial guidance on retirement income, investments, Social Security benefits, Medicare, healthcare costs, taxes, insurance, estate planning, and market volatility. Through straightforward advice and real-life conversations with financial professionals, entrepreneurs, retirees, and community members, Eric helps you protect your savings, prepare for the unexpected, and make confident financial decisions.

  1. Jun 1

    2021 Toyota Land Cruiser Rebuild: From Soccer Mom to Offroad King

    The Grand Cruiser build begins with a 2021 Toyota Land Cruiser, a clear mission, and a whole lot of planning. Eric Kearney walks through why this SUV was chosen, what parts are going into the build, and how the process connects back to smarter retirement planning.Want to rebuild cars in your retirement, but don't know how to start? Call Retirement Wealth Advisors today at 800-779-1942 or visit MyIncomePlan.com.On this episode of Farm Truck Financial, Eric introduces the 2021 Toyota Land Cruiser project and explains why it is becoming the “Grand Cruiser.” From overlanding goals and North Carolina property needs to off-road upgrades, wheels, tires, suspension, lighting, winch setup, skid plates, rock sliders, and more, this build is all about matching the vehicle to the mission.Eric also connects the project back to retirement planning: knowing your needs, preparing ahead of time, budgeting carefully, and avoiding the frustration that comes from procrastination.#farmtruckfinancial #toyotalandcruiser #overlanding #retirementplanning #GrandCruiser #landcruiser 00:00 Introducing the Grand Cruiser00:15 Why This Build Is Different01:21 Choosing the 2021 Toyota Land Cruiser02:08 Overlanding and Retirement Lifestyle03:03 The Cost of Procrastination03:33 Why the Bronco Was Not Enough04:47 What Is Your Mission?05:37 Planning the Right Vehicle06:58 Retirement Concerns Worth Planning For07:28 The Grand Cruiser Build Begins08:17 Preparing Parts Before the Project Starts09:15 Weight, Power, and Build Strategy09:50 Parts Going Into the Land Cruiser10:34 Powder Coating and Protection11:16 Come Up Winch Collaboration11:57 ICON Suspension and Custom Wheels12:55 Back Roads of Retirement13:00 Thanks for Riding AlongInvestment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.Retirement Wealth Advisors629 Cape Coral Parkway EastCape Coral, Florida, 33904.

    2021 Toyota Land Cruiser Rebuild: From Soccer Mom to Offroad King

  2. May 25

    What a GMC Jimmy Restoration Can Teach You About Retirement

    What can restoring a classic truck teach you about retirement planning? More than you might think. Eric Kearney reveals how goal setting, strategic planning, forecasting, and choosing the right professionals helped transform a rare 1972 GMC Jimmy into a reliable, modernized classic. On Season 2 of Farm Truck Financial, Eric takes listeners inside the restoration process, from finding a rust-free Arizona truck and sourcing parts early to selecting a restoration shop and choosing upgrades that matched his vision. The project offers an important retirement planning lesson: Start with a clear destination, create a method for reaching it, and use the right resources to keep the plan moving forward. Preparation cannot eliminate every challenge, but it can reduce delays, prevent costly mistakes, and make the journey more enjoyable. Eric also shares why he chose the GMC Jimmy, how personal memories influenced the build, and why the finished truck was designed to be driven instead of sitting untouched in a garage. What You’ll Learn: ✅ How to choose a classic vehicle with personal meaning and future desirability ✅ Why setting a clear goal can prevent a restoration or retirement plan from stalling ✅ How forecasting your needs can reduce delays and costly surprises ✅ Why choosing the right restoration professionals and financial advisors matters Do you have questions or concerns about your money, lifestyle, or retirement? Eric Kearney and the team at Retirement Wealth Advisors can help you build a financial plan that reflects your vision and goals. Call 800-779-1942 or visit to schedule a complimentary financial review. Timestamps: 00:00 1972 GMC Jimmy Restoration Can Teach You About Retirement 00:35 Classic vehicles, retirement, and meaningful memories 02:01 How restoration planning compares to retirement planning 02:56 Choosing a classic vehicle with future desirability 04:00 Why Eric purchased a rust-free Arizona truck 04:53 What makes the 1972 GMC Jimmy rare 06:12 Creating a strategy before beginning the restoration 06:54 Three essential elements of a successful plan 08:30 Choosing a restoration shop and dividing the work 09:44 Sourcing parts early to avoid delays 11:59 Evaluating professionals, communication, and expectations 13:01 The original paint color and exterior design 14:19 Suspension, interior, and drivetrain upgrades Key Takeaways: 🔹 Start with a clear vision. Eric wanted a safe, reliable, modernized 1972 GMC Jimmy he could regularly drive, not a showpiece that stayed parked. 🔹 Preparation keeps a plan moving. Ordering drivetrain, suspension, brake, fuel, and frame components early helped prevent supply-chain delays during the restoration. 🔹 Know what you can handle yourself. Eric completed some of the smaller projects personally while leaving specialized work to experienced restoration professionals. 🔹 Build the life you want. Whether you are restoring a classic truck or preparing for retirement, your plan should reflect your goals, priorities, and vision for the future. About the Host: Eric Kearney, President and Senior Investment Advisor Eric Kearney of Retirement Wealth Advisors LLC has helped clients pursue and maintain their financial goals since 2001. Recognized as one of Southwest Florida’s premier investment advisors, he specializes in comprehensive retirement planning, investment management, tax strategies, and estate planning. Resource Links: Retirement Wealth Advisors: Website My Income Plan Schedule a Complimentary Financial Review: Call 800-779-1942 or Click Here

    What a GMC Jimmy Restoration Can Teach You About Retirement

  3. Feb 23

    Why Old Investment Rules No Longer Work: Market Volatility in Retirement

    Market volatility isn’t the real threat to retirement—outdated thinking is. In this conversation, Eric Kearney and Joseph Lanza explain why buy-and-hold, the 4% rule, and “set it and forget it” strategies no longer fit today’s financial reality.Visit myincomeplan.com to download your free retirement income guide and start building a strategy designed for today’s market.Market volatility is often blamed for retirement stress, but the bigger problem is relying on strategies built for a very different financial world. In this episode of Farm Truck Financial, Eric Kearney, President of Retirement Wealth Advisors, sits down with Joseph Lanza to break down how today’s markets actually work—and how retirees should adapt.The market is constantly evolving, yet many investors are still using rules created decades ago. Buy-and-hold strategies, living only off interest, and rigid withdrawal rules often fail to account for inflation, taxes, healthcare costs, and longer retirements. This discussion explains why volatility is not something to fear, but something to understand and plan around.Eric and Joseph explain why active planning, proper diversification, and realistic expectations matter more than trying to time the market. They also discuss why retirement doesn’t mean the end of investing, and why growth is still essential for long-term income sustainability.If you’re approaching retirement—or already there—and want clarity instead of complexity, this episode will help you rethink how your portfolio should support your income, goals, and lifestyle.Visit myincomeplan.com to download your free retirement income guide and take the first step toward a more confident retirement plan.

    Why Old Investment Rules No Longer Work: Market Volatility in Retirement

  4. Feb 16

    Rising Healthcare & Long-Term Care Costs in Retirement - What Most Plans Miss

    Healthcare and long-term care costs are rising faster than inflation, and they are one of the biggest financial wildcards retirees face. In this conversation, Eric Kearney and Joseph Lanza break down what Medicare does not cover and why ignoring long-term care planning can derail retirement.Visit myincomeplan.com to download your Retirement Income Guide and start planning instead of worrying.Healthcare costs in retirement are rising at a pace that catches many retirees off guard, especially when long-term care enters the picture. In this episode of Farm Truck Financial, Eric Kearney, President of Retirement Wealth Advisors, sits down with Joseph Lanza to talk through one of the most overlooked risks in retirement planning.They discuss why Medicare premiums continue to rise faster than Social Security cost-of-living adjustments, why Medicare does not cover long-term care, and how healthcare inflation can quietly erode even well-funded retirement plans. With long-term care costs reaching $10,000 to $12,000 per month in many areas, avoidance is not a strategy.This conversation explains the difference between healthcare expenses before long-term care, the likelihood of experiencing a long-term care event, and why geographic relocation can dramatically change costs. Most importantly, it outlines how proper financial planning can stress-test these risks before they become real-life emergencies.If you are concerned about healthcare, inflation, or the possibility of long-term care affecting your retirement, this episode offers clarity, context, and practical planning insight.

    Rising Healthcare & Long-Term Care Costs in Retirement - What Most Plans Miss

  5. Feb 9

    Simple Daily Habits to Reduce Stress, Improve Patience, and Enjoy Life More

    Your retirement plan shouldn’t only protect your money, it should protect your peace of mind. In this Farm Truck Financial conversation, Eric Kearney and repeat guest Dani Tourony break mindfulness down into practical, real-life moments you can start using today.Subscribe for more Farm Truck Financial conversations, and connect with Retirement Wealth Advisors for a farm-fresh second opinion on your retirement strategy and lifestyle plan.If you’re great at planning for everyone else but keep postponing yourself, this highlight from Farm Truck Financial is for you. Eric and Dani talk about why mindfulness is “free, but work,” and how the payoff shows up in calmer days, better relationships, and a retirement you don’t feel like you need to escape from.You’ll hear:How one simple “coffee question” exposed a constant mental grindEasy mindfulness resets you can do on a walk, during meals, or even in trafficBreathwork ideas like box breathing and ocean breathWhy slowing down can make your weeks feel like your actual life againHow mindfulness, yoga, and meditation can support a better quality of living in retirement

    Simple Daily Habits to Reduce Stress, Improve Patience, and Enjoy Life More

  6. Feb 2

    Don't Run Out of Money in Retirement - Planning Earlier Changes Everything

    Two-thirds of Americans fear running out of money in retirement, and that fear isn’t misplaced. In this conversation, Eric Kearney and Joseph Lanza explain why today’s retirees face a completely different financial reality—and what to do about it.Call us today at 601-THE-FARM for a farm-fresh second opinion and start building a retirement plan designed for your income, lifestyle, and long-term peace of mind.Two-thirds of U.S. savers worry about running out of money in retirement, and that concern is growing for good reason. Longer lifespans, fewer pensions, rising healthcare costs, inflation, and nonstop market noise have changed the retirement landscape entirely from what previous generations experienced.In this highlight from Farm Truck Financial, Eric Kearney and Joseph Lanza break down why modern retirement planning requires a different mindset. They discuss how emotional decision-making, market volatility, and going too conservative too soon can quietly erode purchasing power over time.

    Don't Run Out of Money in Retirement - Planning Earlier Changes Everything

  7. Jan 26

    Everglades Python Huntress Returns: Amy Siewe on Florida’s Invasive Snake Crisis

    Florida’s python problem is bigger, stranger, and harder to fix than most people realize. In this highlight from Farm Truck Financial, Amy Siewe breaks down how the invasion started, what it’s doing to the Everglades, and why “just grab it” is the fastest way to get hurt.Call Retirement Wealth Advisors for a farm fresh second opinion and a complimentary review of your finances.Have you heard the stories about massive Burmese pythons in the Florida Everglades and wondered what’s actually true? Eric Kearney sits down with Amy Siewe, the Python Huntress, for a return visit packed with real-world insight from the front lines: how Hurricane Andrew helped trigger the boom, why hunting one snake at a time can take hours, and why the most dangerous part is often the people who don’t know what they’re doing. If you’re curious about invasive species, Everglades wildlife, or what a guided python hunt is really like, this conversation delivers the good dirt.Amy explains what makes pythons so hard to control, how quickly hatchlings enter the ecosystem, and what it feels like when a “simple” catch turns into a fight in brush or water. Plus, Eric connects the dots between forecasting a financial future and trying to predict where this ecological problem goes next.#FarmTruckFinancial #PythonHuntress #AmySiewe #FloridaEverglades #BurmesePython #InvasiveSpecies #FloridaWildlife #Everglades #PythonHunting #WildlifeConservation #RetirementPlanning #FinancialPlanning #SouthwestFlorida #EricKearney #RetirementWealthAdvisors

    Everglades Python Huntress Returns: Amy Siewe on Florida’s Invasive Snake Crisis

  8. Jan 20

    Medicare Questions Answered. IRMAA, Advantage vs Medigap, and What Isn't Covered

    Do you feel overwhelmed by Medicare commercials, confusing deadlines, and surprise costs? In this Farm Truck Financial episode, Eric Kearney sits down with Southwest Florida Medicare expert Carmela to simplify the Medicare maze and help you avoid expensive mistakes.Schedule a farm-fresh second opinion with Retirement Wealth Advisors: https://farmtruckfinancial.com | Or call 601-THE-FARM to book a conversationWhen it comes to Medicare, it is easy to get “sold” something and never hear from that company again. That is why Eric brings Carmela back for a deeper dive into the real questions retirees ask, including Medicare Select, enrollment timing, and how Medicare fits into a full financial plan.In this conversation, you will learn how the key ages 62, 65, and 67 connect Social Security and Medicare decisions, and why the timing matters for income planning, taxes, and healthcare costs. Carmela also explains IRMAA, the Income-Related Monthly Adjustment Amount, and why Social Security uses a two-year lookback when calculating Medicare premium surcharges. (And if your income dropped due to retirement or another life change, there may be a way to appeal and get those premiums adjusted.)Eric and Carmela also break down the difference between Original Medicare with a supplement (Medigap) versus Medicare Advantage plans, including the real-world impact of provider networks and what happens when doctors move in and out of network. They cover what Medicare does not cover, including common gaps like dental, vision, and hearing, and they discuss the retirement “budget buster” that catches families off guard: long-term custodial care.If you are still working past 65, Carmela explains what to look for in employer coverage so you can delay Part B without penalties, plus an important heads-up if you are contributing to an HSA.Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

    Medicare Questions Answered. IRMAA, Advantage vs Medigap, and What Isn't Covered
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About

How do you plan for retirement, maximize Social Security, understand Medicare, and create reliable retirement income? Farm Truck Financial with Eric Kearney offers practical financial guidance on retirement income, investments, Social Security benefits, Medicare, healthcare costs, taxes, insurance, estate planning, and market volatility. Through straightforward advice and real-life conversations with financial professionals, entrepreneurs, retirees, and community members, Eric helps you protect your savings, prepare for the unexpected, and make confident financial decisions.

Information

  • Creator
    Eric Kearney, Retirement Wealth Advisors
  • Years Active
    2025 - 2026
  • Episodes
    37
  • Rating
    Clean
  • Copyright
    © Eric Kearney, Retirement Wealth Advisors
  • Show Website
    Farm Truck Financial with Eric Kearney