The Forbes Podcast with Penny Forbes

Penny Forbes

Conversations to Inspire, Educate, and Empower. Hosted by Penny Forbes, an entrepreneur with a background in wealth management, personal finance, and real estate, this podcast features candid conversations with Canadian business leaders who share insights, lessons, and stories that could be the missing piece you’ve been looking for. For those shaping their homes, communities, and financial futures—this podcast is for you.

Episodes

  1. 07/03/2025

    Sean Smith & Devon Noble of Freedom10: The Secret Strategy Behind Paying Off Your Mortgage Faster and Paying Less Tax

    🎧 What if your mortgage could make you money—and be gone in just 10 years? In this episode of The Forbes Podcast, Penny Forbes sits down with Sean Smith and Devon Noble, co-founders of Freedom10, to explore how Canadians are using Rental Cash Damming to turn rental income into a tax-deductible, wealth-building tool. They also break down the Smith Maneuver, a complementary tactic that transforms home equity into investment capital—and how these strategies, for the right individual at the right time, can help you build real wealth while reducing your tax bill. This episode is for: ✅ Homeowners with a mortgage and a rental property, basement suite, or a second home like a cottage ✅ High-income earners looking to reduce their tax burden ✅ Real estate investors seeking smarter debt strategies ✅ Anyone curious about turning everyday debt into financial freedom 🎯 Stay tuned to the end for expert life and money tips from Sean, Devon, and Penny on how to keep things simple, smart, and sustainable. 💬 "A dollar saved can be just as powerful as a dollar earned." 🔥 Their TikTok educational videos have hit 1 million + views—check them out for more tips! 📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation. Find Sean & Devon online: 🌐 www.freedom10.ca 🎵 TikTok: @dev_sean  📸 Instagram: @seansmithmortgage Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty 🎧 For those shaping their homes, communities, and financial futures—this podcast is for you. Subscribe for conversations that Inspire, Educate, and Empower.

    35 min
  2. Spend Time on Your Finances: Advice from Top Canadian Wealth Advisor Sara Zollo

    04/17/2025 · VIDEO

    Spend Time on Your Finances: Advice from Top Canadian Wealth Advisor Sara Zollo

    In this episode, Penny sits down with Sara Zollo, Senior Wealth Advisor at Harmony Wealth and recipient of Wealth Professionals Canada 2024 Top 50 Leading Women in Wealth Award—a significant honour recognizing her impact and leadership in the financial industry. From retirement planning and debt management to investment advice, financial literacy, and navigating finances during major life transitions like divorce, Sara shares real-world insights to help you feel more confident with your money. Whether you're planning ahead, juggling life with a young family, or rebuilding—this episode will inspire you to spend time on your finances and remind you that you don’t have to do it alone. Sara Zollo, Senior Wealth Advisor – Harmony Wealth 🏆 2024 Top 50 Leading Women in Wealth – Wealth Professionals Canada 🌐 www.harmony-wealth.ca 🎧 Chapters 00:00 – Welcome & Sara’s background at Harmony Wealth 00:55 – What a Wealth Advisor Really Does 03:51 – Why Financial Planning Matters 08:01 – When to Work with a Financial Advisor 11:59 – How to Start Thinking About Retirement 15:00 – Saving vs. Paying Down Debt 17:55 – Avoiding the Chase: Smarter Investment Strategy 21:02 – Relationship Finance: Building Financial Harmony 23:54 – Starting Over: Divorce & Financial Reset 28:49 – Final Thoughts: Time is Your Best Asset 👉 Tune in now to The Forbes Podcast. For those shaping their homes, communities, and financial futures—this podcast is for you. ⚠️ This conversation is for general inspiration, empowerment, and entertainment. It does not constitute financial advice. Always consult your own advisor regarding your specific financial situation.

    31 min

About

Conversations to Inspire, Educate, and Empower. Hosted by Penny Forbes, an entrepreneur with a background in wealth management, personal finance, and real estate, this podcast features candid conversations with Canadian business leaders who share insights, lessons, and stories that could be the missing piece you’ve been looking for. For those shaping their homes, communities, and financial futures—this podcast is for you.