Hoxton Life

Hoxton Wealth

Welcome to our Hoxton Life... Our podcast takes you inside Hoxton Wealth, where we’re changing the face of international financial planning. From breaking career boundaries to crossing borders, Hoxton Life is your exclusive guide to what it truly takes to succeed at every stage of a financial planning career. At Hoxton Wealth, we see financial planning as more than just a profession—it’s a career journey. The Hoxton Life podcast brings together the voices of experts and real-life financial planners, sharing their experiences from every stage of the career pathway. Whether you’re joining with no prior experience, growing your business, or planning your exit, we offer firsthand stories from those who have lived and thrived in the world of international financial planning.  At Hoxton, we call this the pathway—a roadmap that takes you from starting out to becoming a fully qualified financial planner and beyond. Every episode brings you closer to understanding what it takes to build a successful career, with insights from those who have already walked the path.  This is our life. Our Hoxton Life. Tune in to find out how you can join us in breaking boundaries, crossing borders, and shaping the future of financial planning.

  1. 1D AGO

    Experts Explain Tax Planning for Expats Living Abroad | Andrew Robinson (STS Europe)

    “Tax is like a spider’s web... If you pull on one strand, it moves somewhere else.” Most professionals work incredibly hard to build wealth, but few have a strategy to access it efficiently. In the latest episode of Hoxton Life, Andrew Robinson (Chartered Tax Adviser at STS Europe) explains why tax advice isn't enough if it doesn't align with what you actually want for your family. We cover: • The costly mistakes people make before relocating • Why timing matters more than most realise • How to structure assets properly before rules change • What advisers should be doing differently in 2026 Whether you’re advising clients or planning your own cross-border future, this conversation will sharpen your thinking and could potentially save thousands. Watch the full episode on YouTube, or listen on Apple Podcasts or Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    38 min
  2. FEB 6

    Is This a Job or a Career? 24 Months in Financial Planning | Lalith Mangalarapu

    How do you turn a "job" into a lifelong career in just 24 months? Lalith Mangalarapu is back for his second appearance on Hoxton Life, and his progress is a masterclass for anyone looking to break into the financial planning profession. Two years ago, Lalith was just starting his journey. Today, he has passed key exams, is actively conducting client fact finds, and has shifted his mindset from "prospecting" to "relationship building." In this episode, Lalith and Jacob Hall (Global Director of Advisory) discuss: ✅ A career, not just a job: How to stop focusing on the daily grind and start looking at the bigger picture. ✅ Why listening is key: Why the "two ears, one mouth" rule is a junior adviser’s best tool. ✅ Social networking: How Lalith uses his passion for cricket to meet people and build trust without ever having to "sell." ✅ The 24-month journey: What it’s really like to go from the back office to leading client meetings. Lalith is living proof that with the right environment and a commitment to "doing the hard yards," the path to becoming a qualified international adviser is closer than you think. Whether you’re a student, a career-changer, or a firm leader looking to inspire your trainees, Lalith’s story is a testament to what focus and professional maturity can achieve. Watch the full episode on YouTube, or listen on Apple Podcasts and Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    35 min
  3. JAN 23

    How Much Is “Enough”? The Psychology Behind Financial Planning | with Stuart McDonald

    "Show me your bank account, and I will show you what is important to you." How do you answer the most profound question from your clients: How much is "enough" to live the lifestyle I want? In the latest episode of Hoxton Life, Stuart McDonald (Regional Director at Hoxton Wealth) breaks down why true financial planning is about becoming an "expert in the client," not just a manager of assets. For many, the fear of running out of money leads to "hoarding" assets they'll never use, all because they haven't mapped out their version of enough. During the conversation, Chris Ball and Stuart McDonald dive into the core pillars of Lifestyle Financial Planning: The Psychology of Enough: Why the answer is subjective. It’s about reaching a "financial independence point" where you are finally free from the worry of making a wrong decision. Discovery Beyond the Data: Stuart explains why his first question is often "What was money like growing up?" Understanding your history with money is the only way to align your current spending with your future values. The Behavior Gap: We discuss why the "best" investment portfolio is a myth. The only portfolio that actually works is the one you can stick to when markets behave erratically. Practical Levers: Identifying the specific changes you can make today to ensure you don’t just build wealth, but actually enjoy it. Whether you are a financial professional looking to deepen your discovery process or someone seeking clarity on your own retirement path, this episode is a masterclass in behavioral finance. Watch the full episode for a masterclass in lifestyle mapping, or listen now on Apple Podcasts and Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    49 min
  4. 12/24/2025

    CHRISTMAS SPECIAL | Inside Hoxton Wealth’s Biggest Year Yet: People, Growth & What’s Next For 2026

    From $900M in organic growth to walking away from bad deals... this is the unfiltered reality of scaling a global financial planning firm. In our final episode of 2025, CEO Chris Ball sits down with Jonathon Jay (Managing Director of Hoxton Wealth UK), Charmaine Lotz (Global Head of HR) and Matthew Morgan (Global Advice Manager) breaks down exactly how Hoxton Wealth hit $4B AUM (up 33% YoY) and the strategy behind our "Big Hairy Audacious Goal" of $20B by 2030. We dive deep into the wins and the lessons of 2025:  ✅ The Talent Engine: How our newest 4 trainees contributed to 10% of all client meetings in their first year.  ✅ The Hard Calls: Why we pulled the plug on a major acquisition at the 11th hour to protect our culture.  ✅ Culture as a KPI: Implementing the Hoxton Health Hub, salary benchmarking, and removing "anchors" that hold the team back.  ✅ Exam Success: Celebrating the 36 staff members (10% of the company) who passed exams this year. Whether you are an adviser looking for the right home or a business owner scaling up, this is a transparent look under the hood of a high-growth international firm. Watch the full episode here on YouTube, or search 'Hoxton Life' on Apple Podcasts and Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    50 min
  5. 12/18/2025

    The GCC Wealth Boom: Has Financial Advice Changed for International Clients? | Ravi Gill

    Most people move abroad for opportunity; higher income, lower tax, better lifestyle. But if you spend 10 years overseas without investing, without planning and without a strategy, you often return home worse off. In the latest episode of Hoxton Life, Jacob Hall sits down with Ravi Gill to speak on his journey from trainee to now managing over £40M in assets under management - and the fundamental shift in how he serves international clients. We deep dive into: * Why delaying financial planning is the most expensive decision expats make * How GCC professionals can build wealth without a corporate pension framework * The 2024–27 legislative changes (domicile scrapped, residency-based tax, pensions pulled into IHT) * Why visibility, cash-flow modelling and tech adoption are the “unlock” for international advice * The shift from transactional sales to lifelong planning, structure and accountability * Why couples planning, estate reviews and insurance protection matter more than products * How US assets, Series 65 qualifications and new custodians create truly global advice Watch the full episode on YouTube, or listen on Apple Podcasts and Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    45 min
  6. 11/21/2025

    How To Rebuild Your Life After Divorce (using Financial Planning) | Hulya Gunay

    Divorce is undoubtedly one of life's most difficult journeys, and often the financial planning required is an afterthought. On this episode of Hoxton Life, we're joined by Senior Financial Planner Hulya Gunay to discuss this incredibly important and sensitive topic.  Bringing over 15 years of banking experience, Hulya Gunay shares her expertise and her own personal story to highlight the challenges, from subtle financial control in a relationship to the opportunities for a fresh start. Hulya details the real value a specialist financial planner brings during this time, helping clients navigate the complex financial side with clarity and support. She is a powerful example of how, with the right planning and support, clients can emerge from divorce in a much stronger financial position than they went in. If you or your clients are facing this difficult journey, listen now to understand how expert advice can make the process as pain-free as possible, empowering individuals to secure their future. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    50 min
  7. 11/10/2025

    What Happens in the First 4 Months of Hoxton Wealth's Pathway Program? | Becoming a Trainee Wealth Manager

    What does it actually take to build a successful career in international financial planning? In this episode of Hoxton Life, we introduce the fourth cohort of our Trainee Wealth Manager (TWM) program. Our Global Head of Advisory, Jacob Hall, sit down with Darsh, Harry, Shane, and Roman to discuss their experience in the first 16 weeks - the period of progress that transforms ambition into a tangible career path. They share a transparent look at the program's structure and the culture of rapid acceleration that is shaping our next generation of advisers. These TWMs, who joined straight out of university or intensive internships, are already getting qualified, preparing to partner with established advisers, and mastering the skills required to secure their first clients. More importantly, our trainees speak on what it’s like to start from scratch in a competitive industry, how they’ve handled rejection, built resilience, and adapted to life in one of the world’s most dynamic financial hubs. If you’re looking for a blueprint on how to launch or redefine your career in financial planning, this episode confirms that a supportive, high-performance environment is the ultimate accelerator.  Watch the full episode on YouTube, or listen on Spotify. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    25 min
  8. 10/16/2025

    Scaling To $3.5 Billion AUM: Hoxton Wealth's Q3 Update

    In this latest Hoxton Life episode, Chris Ball, Jonathon Jay, and Jacob Hall reveal the strategy behind Hoxton Wealth's incredible growth, including hitting nearly £1 BILLION in organic revenue in just two years. We pull back the curtain on the challenges every scaling business faces, emphasising that success is built on resilience, a relentless focus on AUM, and a culture of collaboration, not competition. Key insights covered in this episode, especially for Financial Planners, Leaders, and Entrepreneurs: - Why investing in infrastructure and key talent is essential to scale.- How we shattered the myth that July and August are "quiet months" (they were our biggest!).- The strategy and targets we're pursuing to hit £4.3 Billion in assets by the end of the year.If you're looking for a transparent roadmap on building a high-growth, globally compliant advice business, this is a must-watch. Ready to start your international financial planning career? Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success. Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content. Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here! For sponsorships, partnerships, or media inquiries, reach out to us

    1h 2m

Trailer

About

Welcome to our Hoxton Life... Our podcast takes you inside Hoxton Wealth, where we’re changing the face of international financial planning. From breaking career boundaries to crossing borders, Hoxton Life is your exclusive guide to what it truly takes to succeed at every stage of a financial planning career. At Hoxton Wealth, we see financial planning as more than just a profession—it’s a career journey. The Hoxton Life podcast brings together the voices of experts and real-life financial planners, sharing their experiences from every stage of the career pathway. Whether you’re joining with no prior experience, growing your business, or planning your exit, we offer firsthand stories from those who have lived and thrived in the world of international financial planning.  At Hoxton, we call this the pathway—a roadmap that takes you from starting out to becoming a fully qualified financial planner and beyond. Every episode brings you closer to understanding what it takes to build a successful career, with insights from those who have already walked the path.  This is our life. Our Hoxton Life. Tune in to find out how you can join us in breaking boundaries, crossing borders, and shaping the future of financial planning.