No B.S. Property Investing

Ripehouse Advisory
  • 0.0 (0)
  • INVESTING

Welcome to The No B.S. Property Investing podcast (brought to you by Ripehouse Advisory) - where data replaces guesswork and strategy beats speculation. Join your host, Julian Nicolitsis (Head of Strategy at Riphouse Advisory), as we cut through all the property investing fluff and nonsense - bringing you proven strategies helping everyday Australians build legitimate property portfolios.Each episode delivers actionable intelligence on what actually moves the needle.We also expose the costly mistakes that trap first-time investors and share the data patterns that predict sustainable growth. Whether you're comparing rentvesting returns, decoding interest rate impacts, or understanding why most property investors never buy a second property - you'll get the unfiltered, no B.S. truth backed by real numbers.Hit subscribe for data-driven property investing insights and tips that successful investors use. New episodes drop every week.Your first investment property is closer than you think.

  1. 5D AGO

    Property Management Mistakes That Cost Investors Thousands

    Thinking about self-managing your rental property to save money? This episode explains why self-management can cost investors more in vacancies, under-renting, compliance issues, and lost borrowing power - and what smart Australian landlords do instead. In this episode of the NO BS Property Investing Podcast, we break down why property management is one of the most critical (and misunderstood) parts of successful property investing. From rental performance and tenant quality to refinancing, borrowing power, and long-term growth - poor management can quietly destroy your returns. Joined by Mark Davis (Australian Lending & Investment Centre), we unpack what investors must know about managing rental properties properly. Tune in to discover: ✅ Why self-managing a rental property often costs more than it saves ✅ How missed maintenance turns small issues into expensive problems ✅ Why tenant selection is just as important as purchase price ✅ What to look for when choosing a property manager ✅ The truth about property management fees (and what really matters) ✅ How consistent rent performance affects borrowing power & refinancing ✅ When and how to fire a bad property manager (step-by-step) ✅ How property management directly impacts portfolio growth & leverage Hit play now and learn why great property management is the difference between building wealth and just owning real estate. Key moments: 00:01:00 Why Management Matters 00:02:20 Self-Management Pitfalls 00:05:00 Hidden Costs of Bad Management 00:06:40 Selecting the Right Manager 00:12:00 Fee Structures Explained 00:14:40 Rent and Refinancing 00:17:20 Bank Calculations 00:18:40 Switching Property Managers 00:23:00 Matching Tenants to Risk Whether you're buying your first investment property or managing a growing portfolio, this episode delivers the practical frameworks you need. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/

    26 min

  2. DEC 15

    What Happens After Your Property Offer Is Accepted? (Step-by-Step Guide For Property Investors)

    Don’t let poor planning cost you thousands… or your property deal! Whether you're a first-time buyer or a seasoned investor, this episode lays out exactly what to do after your offer is accepted - so you avoid delays, confusion, and expensive mistakes. Your hosts, Julian and Mark Davis (Founder of ALIC, managing over $4.5 billion in loans), guide you through every step. You’ll hear about things like sending the contract to your broker and conveyancer, to managing finance clauses, organising building and pest inspections, setting up insurance, and navigating settlement through PEXA. Tune in to also hear about: ✅The importance of setting finance and inspection clause deadlines early ✅How to coordinate communication between brokers, solicitors, and agents ✅The truth about finance approval timelines and why “pre-approval” isn't enough ✅The risks of missing key dates and how it can cost you more than money ✅How to prepare for your pre-settlement inspection and what to look for ✅What happens on settlement day, who’s involved, and what PEXA does ✅The steps to ensure your property is rent-ready from day one ✅Final settlement day tips to keep things smooth, stress-free, and on track Most buyers assume the hard work is over once their offer gets accepted. But this episode reveals a different reality. The real work starts the moment ink hits paper. Key moments: 00:01:00 What happens after contract signing 00:03:00 First actions after offer acceptance 00:06:00 The insurance mistake that costs buyers 00:10:00 Why communication makes or breaks deals 00:12:00 What banks actually need for formal approval 00:16:00 Getting your property manager involved 00:18:40 Why self-managing rarely pays off 00:21:40 Pre-settlement inspection essentials 00:27:00 Finance checks before settlement 00:30:00 How modern settlement actually works - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/

    33 min

  3. DEC 9

    Real Estate Negotiation & Offer Strategies for Australian Investors (No BS Guide)

    How do you make a winning offer on a property in Australia without overpaying or losing out to savvier buyers?  Here's what top brokers and buyer’s agents want you to know... In this episode, we’re tackling the most stressful part of buying property: making an offer and negotiating the deal. You’ll hear why the traditional approach of leading with your best price often backfires -and what to do instead. The episode also covers the dangers of waiving building and pest inspections, how to use the cooling-off period as a tactical advantage, and the truth about whether you can trust real estate agents. Tune in to discover: ✅ How to negotiate a property purchase in Australia ✅ How to tell if a vendor is motivated to sell ✅ Understanding different sale methods (auction, private sale, sale by set date) ✅ Key terms and conditions that can win (or lose) a deal ✅ Using the cooling off period to your advantage ✅ How to build rapport with agents to uncover vendor expectations ✅Why agents may not be working in your best interest Whether you're a first home buyer, an experienced investor, or just starting your property journey, this episode is packed with real-world advice, negotiation strategies, and buyer psychology you won’t hear from agents. Key moments: 00:02:50 Understanding Vendor Motivations 00:04:10 Terms Vs Price 00:07:10 Building Agent Rapport 00:10:30 Finance Clauses And Bank Delays 00:11:10 Building And Pest Inspections 00:16:50 Using The Cooling Off Period 00:20:10 Real Life Example Of Winning Terms 00:22:10 The Bridging Finance Dilemma 00:26:50 Common Negotiation Mistakes 00:29:50 Handling Buyer's Remorse 00:37:50 Can You Trust The Agent Listen now to avoid losing properties to buyers who understand the negotiation game better than you do. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/

    40 min

  4. DEC 2

    The Property Investing Checklist We Use to Reject 99% of Properties

    FREE DOWNLOAD: Property Due Diligence Checklist → https://ripe.house/3KkqjBk Most property investors get this wrong - discover how to do due diligence the right way before you buy an investment property. Whether you're a first-time investor or already building your portfolio, understanding how to accurately assess a property's price and mitigate risk is critical to long-term success. In this episode of The No B.S. Property Investing Podcast, Julian flips from host to guest as Mark fires off the hard-hitting questions every buyer needs to consider before signing a contract. Tune in to discover: ✅Why the advertised price of a property is often misleading (and what to do instead) ✅How to analyse recent comparable sales (not old data!) ✅The truth about underquoting and how agents manipulate price guides ✅How to reverse-engineer sold prices for more accurate data ✅Risk mitigation strategies every smart investor must apply ✅A detailed walk-through of our investment property due diligence checklist ✅The 2 biggest mistakes 95% of buyers make when purchasing Learn how Julian and the team at Ripehouse consistently buy properties that outperform the market using data-driven strategy and structured criteria. Key moments: 00:01:40 The advertised price trap 00:04:40 Under-quoting 00:09:20 Wolf of Wall Street mistakes 00:11:40 Fixation kills opportunity 00:15:00 Offers that never reach vendors 00:17:40 The property selection criteria 00:21:00 Floor plans and swimming pools 00:24:00 Public housing 00:26:20 Why 1 in 100 pass the checklist 00:28:20 Due diligence equals clarity Listen now to get the investment property due diligence checklist - and stop making the mistakes that cost most investors years of growth. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/

    30 min

  5. NOV 25

    How To Choose Real Estate Investment Locations & Assets That GROW

    Want to know the best suburbs to invest in Australia? In this episode, we break down exactly where to buy an investment property in Australia, what asset type to choose, and why. Be sure to take notes as Julian reveals the exact data-driven process Ripehouse Advisory uses to identify the best investment property locations before the market catches on - screening over 15,300 suburbs to find genuine growth opportunities. You’ll hear about: ✅ How to choose the right investment property for long-term growth. ✅ The best property types to invest in (and the one property type that consistently dominates). ✅ How banks assess suburbs and why certain postcodes are red-flagged. ✅ The clustering strategy and data-driven methodology used by Ripehouse. ✅ The role of a buyer’s advocate in helping investors scale faster and safer. ✅ How to spot high-growth suburbs BEFORE they boom. Whether you're a first-time investor or looking to expand your portfolio, this episode is packed with real talk, smart strategies, and insider frameworks you won’t find on typical property investing channels. Key moments: 00:01:20 Asset Selection Fundamentals 00:03:40 When Lenders Restrict Postcodes 00:06:00 Three Bedroom Home 00:09:00 Employment and Infrastructure 00:12:20 Data Sources and Algorithm 00:15:20 The Clustering Strategy 00:18:00 Perth Exit Timing 00:21:00 Why Use Buyer's Agents 00:24:40 Risk Mitigation Listen now to discover the location selection strategy that's helping some investors achieve 35 to 45% growth in their first 4 to 6 years. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au

    27 min

  6. NOV 17

    Investment Property Loans EXPLAINED: What Lenders Don’t Tell You!

    Thinking about buying an investment property in Australia, but unsure how to structure the loan or choose the right investment property lenders? In this episode of The No B.S.Property Investing Podcast, we break down exactly what it means to be finance ready - before you borrow, before you structure a loan, and before you talk to any investment property lenders. Whether you're a first-time investor or growing your portfolio, this episode gives you the no-nonsense framework for understanding investment property loans, how to structure them properly, and how to avoid the costly investment property finance mistakes most buyers never see coming. We dive deep into: ✅ Choosing between interest-only vs principal & interest ✅ Understanding borrowing capacity (and why it’s often misleading) ✅ The truth about offset accounts vs redraw ✅ How to use equity safely when buying an investment property ✅ When to fix your rate vs stay variable ✅ How to build a finance structure that supports future purchases, not blocks them ✅ Why the wrong loan structure can cost you tens of thousands in tax and missed opportunity If you’re searching for guidance on how to finance your investment properties and how to work with the right lenders, this episode is essential listening. Key Moments: 00:01:00 Finance Ready Fundamentals 00:04:00 Interest Only 00:09:00 Offset Accounts 00:13:00 The Truth About Borrowing Capacity 00:17:00 Using A Guarantor 00:22:00 Structure Before Purchase 00:25:00 Common Upgrade Trap 00:29:00 Equity Release Tactics Want to structure your home loans like you actually plan to build wealth? This episode gives you the financial foundations that most borrowers wish they'd learned before buying property one. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/ #PropertyInvestingAustralia #Rentvesting #RealEstateAustralia

    33 min

  7. NOV 10

    How To Build Your Own WEALTH CREATION TEAM (For Successful Property Investing)

    From buyer’s agents to investment-savvy accountants, learn the proven team structure behind Australia's most successful property portfolios. Welcome back to the NO BS Property Investing Podcast - where we cut through the hype and help you invest with confidence. In this episode, Julian is joined by finance & lending expert Mark Davis to unpack one of the most critical elements of successful real estate investing: your A-Team. Tune in to discover: ✅The key players you need in your property investing team (buyer’s agent, broker, accountant, & planner) ✅What makes a great wealth-oriented accountant ✅Why most financial planners don’t understand property investing ✅How to assess your team's alignment with your investment goals ✅Hidden commissions, referral kickbacks, and the dangers of one-stop shops ✅What makes a great mortgage broker (and warning signs to avoid) ✅Why chasing the cheapest rate might actually cost you thousands in future profits Whether you're a new or seasoned property investor, this episode is a must-listen if you're serious about building long-term wealth through real estate in Australia. Key Moments: 00:02:40 Financial Planners & Red Flags 00:05:20 Which Accountants Are Better 00:08:40 Why Brokers Transform Outcomes 00:12:00 Assessing Broker Performance 00:15:40 Buyer's Agent Selection Criteria 00:20:40 Melbourne Apartment Market Warning 00:23:00 Performance Metrics and Growth Targets Tune in now as we break down how to choose the right professionals - including a buyer’s agent, mortgage broker, accountant, and financial advisor - and what red flags to watch out for. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/

    28 min

  8. NOV 4

    We’ve Seen Every Property Investing Strategy - Here’s What Actually Worked

    After helping over 1,000 people with their property investing strategy - we know the strategies that actually build long-term wealth look very different to what many people think (and even teach). Whether you're chasing positive cash flow, considering a renovate and flip, or playing the long game with a buy and hold capital growth strategy - this episode breaks it all down for you so you can make a more informed decision. You’ll hear about real-life numbers, real risks, and real investor experiences. In this episode, we cover: ✅ Are positive or neutral cash flow properties really worth it? ✅ The truth about the renovate and flip strategy in 2025 ✅ How buy and hold builds wealth through capital growth ✅ Common mistakes investors make chasing fast returns ✅ Why most investors fail to replace their income through property ✅ The impact of interest rate rises and rising construction costs ✅ How banks view different investment strategies ✅ Real case studies and financial breakdowns It doesn’t matter if you’re a first-time investor, planning to build a portfolio, or just trying to learn more about property investing in Australia - this episode gives you the real-world insights you won’t hear at typical property seminars. Key Moments: 00:01:00 Cash Flow Positive 00:04:00 Building Costs 00:07:00 Renovate & Flip 00:10:40 Bank Lending Perspectives 00:14:00 Investment Bank Selection 00:16:40 Regional Property Restrictions 00:18:00 Historical Growth Patterns 00:19:40 Strategy Selection Framework (Note: This is part 2 of 2 - catch the previous episodes for more context and tips) - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025 - ✅About Mark From ALIC✅ Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC. Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au

    22 min
See All (14)

About

Welcome to The No B.S. Property Investing podcast (brought to you by Ripehouse Advisory) - where data replaces guesswork and strategy beats speculation. Join your host, Julian Nicolitsis (Head of Strategy at Riphouse Advisory), as we cut through all the property investing fluff and nonsense - bringing you proven strategies helping everyday Australians build legitimate property portfolios.Each episode delivers actionable intelligence on what actually moves the needle.We also expose the costly mistakes that trap first-time investors and share the data patterns that predict sustainable growth. Whether you're comparing rentvesting returns, decoding interest rate impacts, or understanding why most property investors never buy a second property - you'll get the unfiltered, no B.S. truth backed by real numbers.Hit subscribe for data-driven property investing insights and tips that successful investors use. New episodes drop every week.Your first investment property is closer than you think.

Information

  • Creator
    Ripehouse Advisory
  • Years Active
    2K
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © 2025 No B.S. Property Investing
  • Show Website
    No B.S. Property Investing

You Might Also Like