Actual* Experts

Caitlin and Lundie

This is a podcast for women about money, careers, health, and major life decisions. We sit down with *actual* experts to break down complex topics that shape our lives - like how to start investing, whether you need a prenup, how egg freezing works, how to buy a home, and WTF a GLP-1 actually is. Our goal: help women make smarter, more confident decisions with conversations that are accessible, relatable, funny, and actually useful. Because ladies - knowledge is power. LFG!

  1. Sep 8

    WTF is... Buying a House?! ft. award winning realtor Nicole Zarry

    In this episode of Actual* Experts, Lundie and Caitlin sit down with Nicole Zarry, an award-winning Toronto Realtor with more than 25 years of experience, to walk us through what it actuallyyyy* takes to buy a house. Because scrolling Zillow is the easy part 😅.  We cover: Whether you really need a realtor, how to find a good one, and the red flags to watch forWhat to look for when touring a houseWTF a home inspection is, when it happens, and what it can uncoverHow bidding wars work - and when to walk away from oneThe hidden costs of buying a home no one warned us aboutWTF “escrow” means - cause we've always wondered And for the women wondering if they can actually do this on their own - this actual* expert says absolutely. There are ways to get creative, bridge the affordability gap, and build wealth through homeownership without waiting for the “perfect” time. No real estate jargon, zero judgment. Just the stuff you actually need to know before buying your first home. how to buy a house • buying a house • buying a home • first-time home buyer • first-time home buying • home buying process • how to buy your first home • real estate • real estate agent • realtor • home inspection • bidding wars • mortgage pre-approval • down payment • closing costs • escrow • home buying tips • home buying mistakes • homeownership • women and homeownership

  2. May 27

    WTF is... Retirement Planning?! ft. Retirement Management Advisor, Marcia Mantell

    What the f*ck is retirement planning? This week Caitlin and Lundie sit down with Marcia Mantell, nationally recognized retirement strategist, author of What's the Deal with Retirement Planning for Women?, and founder of Mantell Retirement Consulting - to break down everything you wish someone had told you sooner. We cover: What a 401(k), IRA, and Roth IRA actually are and how to know which is right for youWhat Social Security really pays out (spoiler: not enough) - and the magic number you should be saving towardWhy women are uniquely disadvantaged in retirement planning... and what to do about itWhat happens if you leave the workforce for caregivingAnd the single biggest mistake young people make when it comes to planning for retirement No jargon, zero judgment. Just the stuff that matters. Topics covered: 401(k) explained • Roth IRA vs traditional IRA • Social Security benefits • retirement savings by age • compound interest • women and retirement • self-employed retirement accounts • SEP IRA

  3. May 12

    WTF is... the Pelvic Floor?! Ft. The Vagina Whisperer, Dr. Sara Reardon

    In this episode of Actual* Experts, Lundie and Caitlin sit down with Dr. Sara Reardon - pelvic floor physical therapist, founder of The Vagina Whisperer, and author of Floored - to finally understand WTF the pelvic floor actually is, what it does, and why nobody taught us about it sooner. We get into everything from peeing when you laugh and painful sex to pregnancy, postpartum recovery, constipation, core strength, and the surprising everyday habits that could be making pelvic floor dysfunction worse. We cover: What the pelvic floor actually is (in plain English)Why leaking pee is common but not normalThe difference between a weak pelvic floor vs. a tense pelvic floorWhat Kegels actually are - and why most people are doing them wrongPainful sex, constipation, hemorrhoids & chronic UTIs 👀Pregnancy, birth prep & postpartum recoveryThe daily bathroom habits that could be weakening your pelvic floorHow to properly pee and poop (yes really 😅)Why pelvic floor therapy should be standard care for women Dr. Sara also shares why women are so often dismissed when it comes to pelvic pain and dysfunction, how we can start advocating for ourselves sooner, and the one thing she wishes every woman learned about her body growing up. Get more info on Sara's app HERE 🎧 Listen, save, and send to the group chat - especially the friend who thinks peeing when she sneezes is “just part of being a woman.”

  4. Jan 13 ·  Bonus

    WTF is... A 2025 Recap?! And a few 2026 intentions with Caitlin and Lundie

    Happy New Year from Actual* Experts!!! Caitlin and Lundie sit down to catch up after the holidays, reflect on the past few crazy months since starting the pod, set some intentions, and share our words of the year. We want to know - what’s your word for 2026? Thanks for hanging with us. See you soon for Season 2!

  5. 12/16/2025

    WTF is... a GLP-1 (Ozempic, Wegovy, and Mounjaro)?!

    In this episode of Actual* Experts, Caitlin and Lundie sit down with Dr. Andrea Milne-Epp, a physician specializing in obesity and metabolic disease, to break down what GLP-1s (aka Ozempic, Wegovy, and Mounjaro) actually* do in the body, and the cultural firestorm surrounding them. With headlines, TikTok hot takes, and celebrity soundbites everywhere, women are left trying to sort fact from fiction about a medication that’s changing modern healthcare - and pop culture. Dr. Andrea breaks down “food noise” and metabolism, to side effects, fertility questions, and who this drug is truly meant for - without the shame or scare tactics. Keywords: GLP-1 medications, Ozempic, Wegovy, GLP-1 weight loss drugs, weight loss medication, obesity treatment, metabolic disease, women’s health podcast, millennial women health, women’s wellness, women’s metabolism, body image and health, what are GLP-1s, how Ozempic works, how Wegovy works, GLP-1 side effects, long-term weight loss medication, physician explains GLP-1s, evidence-based weight loss, obesity as a chronic disease, metabolic health, Ozempic conversation, weight loss discourse, health misinformation

  6. 12/09/2025

    WTF is... Cybersecurity?! Ft. 'Cybersecurity Girl' Caitlin Sarian

    In this episode of Actual* Experts, Caitlin and Lundie sit down with Caitlin Sarian - better known to many as @cybersecuritygirl - to unpack the ever-growing world of digital privacy, online safety, and what every woman actually needs to know to protect herself online. Formerly TikTok’s Global Cybersecurity Leader and now one of the most well known cybersecurity educators on the internet, Caitlin breaks down everything from passwords to biometrics, cookies to cache, and what’s really happening when your phone “listens” to you. She explains how hackers think, why software updates matter way more than we realize, how social media apps use your data, and why being more private online is one of the most empowering choices you can make. 00:45 - Intro & Actual Stats 23:00 - Why does cybersecurity matter if you have nothing to hide? 28:30 - Passwords, 2FA, software updates - and why they matter 35:00 - WTF are cookies - and should you “accept all”? 38:45 - The truth about 'Incognito Mode' 40:00 - Is your phone really listening to you? 46:00 - Cyber warfare & what Caitlin learned inside NATO 54:00 - Debrief Keywords: cybersecurity, online safety, digital security, internet privacy, cyber hygiene, phishing, data protection, identity theft, cyber tips, tech safety, women in tech, cybersecurity education, online scams, password safety, digital privacy

  7. 12/02/2025

    WTF... Actually happens when you report Sexual Assault? Ft. the Forensic Nurse & Legal team at Providence Hospital, WA

    Content warning: This episode discusses sexual assault, forensic exams, reporting, and survivor experiences. In this episode of Actual* Experts, Caitlin and Lundie sit down with four members of a Washington State hospital sexual assault response team - forensic nurses Paula Skomski and Sherri Weyker, legal advocate Chelsy Sommer, and legal coordinator Michelle DeSoto - to educate us on what really happens when someone goes to the hospital after an assault. We find out what a sexual assault kit actually entails, how long survivors have to make decisions, what “anonymous” really mean, who pays for the exam, and why survivors have far more choice and control than most people realize. They also share compassionate, lived and learned advice on healing, supporting a loved one, and common myths that stop survivors from getting help. We created this episode in the hopes that no survivor or supporter has to navigate this process alone or uninformed. 00:50 - Intro & Actual Stats 16:30 - What happens from the moment you arrive at the hospital? 22:00 - What exactly does a ‘sexual assault kit’ entail? 24:30 - What is a forensic nurse, and how are they different? 30:00 - Staying anonymous vs. reporting with law enforcement 36:30 - Under the influence: What happens legally? 45:08 - What should you know before you go to the hospital? 46:40 - What should you do if you're not sure you want to report? 47:00 - How can friends or partners support survivors? 51:30 - Can survivors heal? (Spoiler: Without a doubt) 01:01:00 - Who pays for the exam? ‘Crime Victims Compensation’ explained 01:03:30 - What every woman should know about sexual assault, according to the actual* experts 01:08:00 - Debrief If you or someone you love has experienced sexual assault, you are not alone. International resources and 24/7 hotlines: USA - RAINN: 1-800-656-HOPE Canada - Sexual Violence Helpline: 1-877-392-7583 UK - Rape Crisis 24/7 Helpline: 0808 500 2222 South Africa - GBV Command Centre: 0800 428 428

  8. 11/25/2025

    WTF is… a Mortgage?! Ft. WI's #1 Female Loan Officer, Kristen Ambos

    In this episode of Actual* Experts, Lundie and Caitlin sit down with Kristin Ambos, CPO at Point Mortgage Corporation and the number one female loan officer in Wisconsin, to finally demystify home buying. We get into what a mortgage actually is (beyond “a loan with a fancy name”), how lenders decide what you can afford, and why your debt-to-income ratio and monthly payment matter way more than the interest rate (plus WTF that actually means). We cover: Should you buy or keep renting – and how to actually compare the twoWhat really happens if you sell before your 30-year mortgage is upThe truth about 0–20% down payments (and why 20% isn’t a magic rule)Refinancing, second mortgages & adjustable-rate mortgages (ARMs) – what’s smart, what’s riskyHow to avoid becoming “house poor” and blowing up the rest of your life for four wallsHow to find a good loan officer (and major red flags to run from) Kristin also shares why single women are outpacing single men in buying homes and the one thing she wishes every woman knew before signing on the dotted line. 🎧 Listen, save, and send to the group chat – especially that friend who’s Zillow-scrolling at 1am. 00:55 - Intro & Actual Stats 13:55 - Meet Our Actual* Expert: Kristin Ambos 15:45 - WTF Is a Mortgage (For Real)? 20:00 - Living 'The Big Short' in real life 29:00 - First-Time Buyer 101: What Kristin Looks At First 31:30 - Debt-to-Income: How to avoid becoming 'House Poor' 40:00 - Buy vs Rent: Which Makes Sense For You? 50:00 - WTF is a "Good" vs "Bad" Housing Market - and should we be waiting for something specific? 01:06:30 - Myth Busting: How much cash do you actually need to put down? 01:16:00 - The Debrief 01:23:00 - Sneak Peak: What’s coming next week (Trigger Warning)

See All (18)

Trailer

Ratings & Reviews

5
out of 5
7 Ratings

About

This is a podcast for women about money, careers, health, and major life decisions. We sit down with *actual* experts to break down complex topics that shape our lives - like how to start investing, whether you need a prenup, how egg freezing works, how to buy a home, and WTF a GLP-1 actually is. Our goal: help women make smarter, more confident decisions with conversations that are accessible, relatable, funny, and actually useful. Because ladies - knowledge is power. LFG!

Information

  • Creator
    Caitlin and Lundie
  • Years Active
    2025 - 2026
  • Episodes
    18
  • Rating
    Explicit
  • Copyright
    © Caitlin and Lundie
  • Show Website
    Actual* Experts