Money Made Human Podcast

1st Class Credit Union
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Highly Commended at the Scottish Podcast Awards 2026 The Money Made Human podcast celebrates, at its heart, the work of credit unions and their vital role in enriching our lives and communities. Brought to you by 1st Class Credit Union, each episode features insightful discussions with industry leaders and influential voices from society, revealing the meaningful impact that can be made through economic collaboration.  Mostly, it’s a collection of compassionate conversations about navigating life and the individual journeys we take. The host, Gayle Lloyd

  1. 6d ago

    Jock Brown – Scottish Football Commentator and Former Celtic General Manager (#30)

    Episode 30 of the Money Made Human podcast features Jock Brown, Scottish football commentator and former General Manager of Celtic Football Club. Jock has enjoyed a remarkable career spanning law, broadcasting and Scottish football. After studying law at Cambridge, he built a successful legal career while also becoming one of Scotland’s best-known football commentators, before later serving as General Manager of Celtic. Host Gayle Lloyd speaks with Jock about his childhood and upbringing, his journey into football commentary, and his behind-the-scenes experiences at Celtic. Jock also reflects on dealing with press attention and remembers his late brother, former Scotland manager Craig Brown. Key topics include:  Jock’s childhood, upbringing and education  His career in law and journey into broadcasting  Life as a football commentator  His time as General Manager of Celtic  His involvement with Children’s University Scotland  Remembering his brother, Craig We hope you enjoy listening!

  2. Aug 7

    Kevin Duffy – Scotland Partnership Manager at the Money and Pensions Service (#29)

    Episode 29 of the Money Made Human podcast features Kevin Duffy, Scotland Partnership Manager at the Money and Pensions Service (MaPS). From starting your pension early to spotting the warning signs of a scam, Kevin shares practical guidance to help people feel more confident about their money and plan for the future. Host Gayle Lloyd chats with Kevin about his career journey, the support available to those who need it, and how working together can make financial guidance more accessible. They also discuss why it’s time to break the taboo and get more comfortable talking about money. Key topics include: Kevin’s career journey and role at MaPSWhy financial education mattersPension guidance for young people starting their careersHow to spot and avoid pension scamsThe power of partnershipsBreaking the taboo around money conversationsWe hope you enjoy listening!

  3. Jul 28

    Jane Ross – One of Scotland’s Most Capped Footballers, FA Cup Winner, Youth & Women’s Development Officer, PFA Scotland (#28)

    Episode 28 of the Money Made Human podcast features Jane Ross, one of Scotland's most capped footballers, FA Cup winner, and Youth & Women's Development Officer at PFA Scotland. Over a remarkable 19-year playing career, Jane earned 151 caps for Scotland and represented clubs including Glasgow City, Manchester City, West Ham United, Manchester United, Rangers, and Vittsjö GIK in Sweden. She helped Glasgow City win six consecutive league titles and scored the goal that secured Scotland's place at the 2019 FIFA Women's World Cup. In this episode, host Gayle Lloyd speaks with Jane about the journey that took her from the Isle of Bute to the top level of women's football. She reflects on the support of her parents, the challenges and opportunities she encountered throughout her career, and how those experiences now shape her work supporting young players and the women's game through PFA Scotland. Key topics in this episode include: Becoming a professional footballer and adapting to life in Sweden and EnglandThe continued growth of the women's game and opportunities for future generationsEquality in football and the pressures created by social mediaSupporting youth and women's players through PFA ScotlandThe importance of financial planning for professional footballersJane's hopes for the future of the gameWe hope you enjoy listening!

  4. Jul 20

    Helen Ainsworth – Senior Manager, PRA (#27)

    Episode 27 of the Money Made Human podcast features Helen Ainsworth, Senior Manager for Credit Unions at the Prudential Regulation Authority (PRA). Helen leads the team responsible for credit union policy and supervision at the PRA, playing an important role in supporting the safety, resilience, and long-term success of the UK credit union sector. In this episode, host Gayle Lloyd speaks with Helen about her career with the Bank of England and the PRA, the values that shaped her growing up, and the experiences that influenced her understanding of money from an early age. She shares why she is passionate about helping the credit union movement thrive and discusses the importance of openness, collaboration, and trust between regulators and the sector. Key topics in this episode include: Helen's career journey with the Bank of England and the PRAThe role of the PRA in the credit union sectorWhy credit unions matter to communities across the UKThe importance of open dialogue and strong relationships between regulators and credit unionsOperational resilience and preparing for future challengesHelen's hopes for the future of the credit union movementAs always, thank you for listening. We hope you enjoy the conversation!

  5. Jul 10

    Ian Lavery – MP for Blyth and Ashington (#26)

    Episode 26 of the Money Made Human podcast features Ian Lavery, MP for Blyth and Ashington. Ian has dedicated much of his career to public service, representing communities through both the trade union movement and Parliament. In this episode, host Gayle Lloyd speaks with Ian about the experiences that have shaped his values, his journey into politics, and the realities of serving as an elected representative. The conversation also explores the lasting impact of the miners' strikes, the importance of trade unions and credit unions in supporting communities, and Ian's hopes for the future. Key topics in this episode include: How Ian's upbringing, family, and experiences of poverty shaped his valuesThe impact of the miners' strikes on his family and wider societyHis role as President of the National Union of MineworkersWhy trade unions and credit unions remain important to local communitiesHis journey into politics and role as an MPThe realities of serving as an elected representativeWe hope you enjoy listening!

  6. Jun 29

    Elaine Rae – Chief Executive Officer, NHS Credit Union (#25)

    Episode 25 of the Money Made Human podcast features Elaine Rae, Chief Executive Officer of NHS Credit Union. Elaine has dedicated her career to improving people's lives, from her early work in mental health nursing, social work, and palliative care to leading one of Scotland's largest credit unions. Having spent five years as Chair of the Board before becoming Chief Executive Officer, she is also one of the founding members of NHS Credit Union and has played a key role in its growth over the past decade. In this episode, host Gayle Lloyd speaks with Elaine about her career journey, the experiences that shaped her values, and the influence of growing up in poverty, her mother's resilience, and her family's trade union roots. She also reflects on the importance of compassionate care, including helping people achieve what she describes as a "good death", and how these experiences continue to inform her leadership today. The conversation explores the role of credit unions during the ongoing cost-of-living crisis, the importance of empowering women in leadership, and NHS Credit Union's Safe Harbour programme, which supports members experiencing economic abuse to regain control of their finances. Elaine also shares her work with the Coalition of Credit Unions, her ambitions for the future of NHS Credit Union, and her hopes for the years ahead. Key topics in this episode include: Elaine's career journey and leadership at NHS Credit UnionGrowing up in poverty and the influence of her mother and trade union rootsHer background in mental health nursing, social work, and palliative careFemale leadership and empowering women in the workplaceNHS Credit Union's Safe Harbour programme and supporting survivors of economic abuseThe role of credit unions during the cost-of-living crisisJoin us for a thoughtful and inspiring conversation about compassion, leadership, financial wellbeing, and the power of credit unions to change lives.

  7. Jun 19

    Debbie Robinson – Chief Executive Officer, OurCoop (#24)

    Episode 24 of the Money Made Human podcast features Debbie Robinson, Chief Executive Officer of OurCoop. A passionate advocate for the co-operative movement, Debbie has spent her career championing the values of cooperation, community, and member ownership. As CEO of OurCoop, she leads one of the UK's largest independent co-operative societies, serving communities across multiple sectors while remaining focused on delivering value for members and customers. In this episode, host Gayle Lloyd speaks with Debbie about her career journey, the people who have shaped her values, and the influence of a family deeply connected to the co-operative movement. She reflects on the positive impact of her upbringing, particularly the role her mother played in shaping her outlook on life and leadership. The conversation explores the power of cooperation to create meaningful change, both locally and globally, and why understanding members and customers remains at the heart of the co-operative model. Debbie also shares her thoughts on the future of the movement, the importance of creating opportunity, and why her personal philosophy is to "make every day count". Key topics in this episode include: Debbie's career journey and leadership at OurCoopThe influence of family and the co-operative movement throughout her lifeThe opportunities created through cooperation at both a local and global levelProsperity, growth, and what success should look like for communitiesDebbie's hopes for the future of the co-operative movementThe importance of family and the support of her "home team"Join us for an inspiring conversation about leadership, cooperation, community, and the values that can help create a better future for everyone.

  8. Jun 10

    Alan Rough MBE – Scottish Former Professional Footballer & Football Broadcaster (#23)

    Episode 23 of the Money Made Human podcast features Alan Rough MBE, Scottish former professional footballer and football broadcaster. Widely regarded as one of Scotland’s most recognisable goalkeepers, Alan enjoyed an outstanding playing career that saw him represent his country on the international stage and become a firm favourite with football supporters across Scotland. Best known for his time at Partick Thistle, he remains one of the club’s most celebrated players and a respected voice within the game today. In this episode, host Gayle Lloyd speaks with Alan about his journey into football, the influence of his parents, and the experiences that shaped a career spanning some of the most memorable moments in Scottish football. He reflects on representing Scotland at three World Cups, including his memories of the 1978 tournament in Argentina, and shares his thoughts on how the game has evolved over the decades. Key topics in this episode include: Alan’s journey into football and goalkeepingThe influence of his parents and early life experiencesHow football has changed over the yearsThe importance of saving and planning for the future as a professional footballerHis current role with PLZ Soccer and continued involvement in the gameThe importance of staying active and maintaining good healthJoin us for an entertaining and insightful conversation with one of Scottish football’s most recognisable figures, reflecting on a remarkable career and the lessons learned along the way.

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About

Highly Commended at the Scottish Podcast Awards 2026 The Money Made Human podcast celebrates, at its heart, the work of credit unions and their vital role in enriching our lives and communities. Brought to you by 1st Class Credit Union, each episode features insightful discussions with industry leaders and influential voices from society, revealing the meaningful impact that can be made through economic collaboration.  Mostly, it’s a collection of compassionate conversations about navigating life and the individual journeys we take. The host, Gayle Lloyd

Information

  • Creator
    1st Class Credit Union
  • Years Active
    2025 - 2026
  • Episodes
    30
  • Rating
    Explicit
  • Copyright
    © 2026 Money Made Human Podcast
  • Show Website
    Money Made Human Podcast