Money Talks: Real Financial Independence Chats

Tracy Irwin
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Because your money story could change everything Let's be honest – we all stress about money, but nobody actually talks about it. Until now. I'm Tracy, and my passion for financial independence started young, watching my mum skip meals because she wasn't given enough money to feed herself as well as my brother and me.  That moment shaped everything and gave me a fierce determination to never need to rely on anyone for money. This isn't your typical "look how successful I am" business podcast. These are real, honest conversations with real people about their messy, imperfect money journeys – the struggles, the breakthroughs, the setbacks, and what financial independence actually means to them. What you'll get:• Judgment-free conversations about money (revolutionary, I know!)• Real stories from people still figuring it out AND those who've found their groove• The messy bits alongside the victories (because that's real life)• Proof that you're not failing – you're just human Perfect for you if:• You've ever stressed about money (haven't we all?!)• You're tired of perfect success stories that don't feel real• You want to feel less alone in your financial journey• You believe everyone deserves financial dignity and choice No flashy social media version of success here – just the real, practical kind that means never feeling powerless about money again. From Tracy Irwin, Time Freedom Alchemist – helping you realise your money story matters, and you're definitely not alone in this.

  1. Money Talks: Financial Independence chats with Tracy Irwin - Episode Eighteen John Attridge

    2D AGO

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Eighteen John Attridge

    Real talk about money, decision-making, and what financial independence actually looks like with BBX UK CEO and serial entrepreneur John Attridge. This isn’t a polished “here’s my perfect success story” chat. John gets honest about freedom being less about flashy stuff and more about living life on your terms, plus the practical thinking that helps business owners stop panicking, start problem solving, and build something that can actually run without them. In this episode, you’ll discover:  💚 What financial independence means when you strip away the hype 💚 Why SMEs can beat big businesses on customer experience and speed 💚 The mindset shift that stops you spiralling when something goes wrong 💚 How the 80 20 rule can simplify decision making and focus 💚 Why “above my pay grade” kills customer service and how to fix it 💚 The truth about outsourcing, and why doing more of what you’re great at makes you more money Perfect for you if:  💚 You’re working hard but still feel stuck and stretched 💚 You want more freedom without needing a “ten million” finish line 💚 You’re tired of overthinking decisions and want a simpler way forward 💚 You know you should outsource but the cash flow fear keeps stopping you 💚 You want your business to be nimble, profitable, and actually enjoyable again Resources:  • BBX UK: https://bbxuk.com/ • John on LinkedIn: https://www.linkedin.com/in/john-attridge/  ________________________________________ 🚀 About The Money Metrics Academy: We’re not just another business course. We’re building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence. 📈 Join Thousands of Business Owners Who Are: • Mastering their business finances in under 1 hour per week • Finally paying themselves what they deserve • Creating businesses that work FOR them, not against them • Building real wealth and time freedom  🎯 Perfect for:  • Service based business owners with £75k to £2.5M turnover • Entrepreneurs tired of sacrificing income for passion • Business owners ready to understand their numbers • Anyone seeking genuine financial independence  🔥 Ready to Transform Your Business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s successes. If you are new to the Money Talks Podcast, I’m happy you clicked on my video. Hopefully, this video made you stay for good. Don’t forget to SUBSCRIBE to my channel and press the bell to join the Notification Squad and stay updated with new uploads. 👇SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 Want to see more content like this?  • Like the video • Comment below to share your opinion • Share the video with anyone you think it might help  📧 For Business Inquiries: tracy@tracyirwin.co.uk Stay Tuned On Social Media:  • LinkedIn: https://www.linkedin.com/in/tracyalaineirwin/ • Instagram: https://www.instagram.com/tracyirwinfd/ • Facebook: https://www.facebook.com/tracyirwintfa  📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call 🟢 Join the complimentary community for peer support: https://moneymetrics.scoreapp.com/ 🎬 Suggested videos:  • Recharge Your Brain: How Time Off Can Transform Your Business https://youtu.be/yaljSzF8FOc • Friday Finker, Your Easter Weekend Challenge for Time Freedom and Success https://youtu.be/MBd4LjyVa00  Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business! #businessgrowth #financialfreedom #businessmetrics #timemanagement #profitfirst #businesssuccess #smallbusinesstips #entrepreneurmindset

    37 min
  2. Money Talks: Financial Independence chats with Tracy Irwin - Episode Seventeen Adina Petre

    APR 29

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Seventeen Adina Petre

    Real talk about trauma, money stories, and what “success” looks like when your nervous system is still stuck in survival mode with clinical psychologist and high performance coach, Adina Petre. Adina grew up in communist Romania, where scarcity, ration cards, and “black days” thinking shaped an entire generation’s relationship with money. Now living in the Netherlands, she shares how financial independence became less about being “extremely wealthy” and more about choice, pace, and building a life that actually fits. In this episode, you’ll discover: 💚 Why financial independence is really about choice, not just income 💚 How scarcity and corruption can shape money beliefs for decades 💚 The hidden link between trauma and feeling “stuck” in life or business 💚 How your subconscious can run your decisions without you realising 💚 Why so many people feel “my life looks fine, but I don’t feel fine” 💚 What it means to rebuild autonomy, confidence, and calm from the inside out Perfect for you if: 💚 You feel like you are pushing for success with the handbrake on 💚 You suspect your money story is driving your decisions behind the scenes 💚 You want a more human, honest conversation about trauma and ambition 💚 You are building a business and want to understand what is really blocking your next level Resources: • Website: https://adinapetre.com/ • LinkedIn: https://www.linkedin.com/in/adinapetre/ • Instagram: https://www.instagram.com/adinapetreinsights/ • Facebook: https://www.facebook.com/adinapetreinsights ________________________________________ 🚀 About The Money Metrics Academy: We’re not just another business course, we’re building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence. 📈 Join Thousands of Business Owners Who Are: 💚 Mastering their business finances in under 1 hour per week 💚 Finally paying themselves what they deserve 💚 Creating businesses that work FOR them, not against them 💚 Building real wealth and time freedom 🎯 Perfect for: Service based business owners (£75k to £2.5M turnover) Entrepreneurs tired of sacrificing income for passion Business owners ready to understand their numbers Anyone seeking genuine financial independence 🔥 Ready to Transform Your Business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s successes. If you are new to the Money Talks Podcast, I’m happy you clicked on my video! Hopefully, this video made you stay for good! Don’t forget to SUBSCRIBE to my channel and press (🔔) to join the Notification Squad and stay updated with new uploads. ✨ 👇SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 Want to see more content like this? 👍 Like the video (it helps a ton!) 💬 Comment below to share your opinion! 🔗 Share the video with anyone you think might help :) 📧 For Business Inquiries: tracy@tracyirwin.co.uk 📱 Stay Tuned On Social Media: LinkedIn: https://www.linkedin.com/in/tracyalaineirwin/ Instagram: https://www.instagram.com/tracyirwinfd/ Facebook: https://www.facebook.com/tracyirwintfa 📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call 🟢 Join the complimentary community for peer support: https://moneymetrics.scoreapp.com/ 🎬 SUGGESTED VIDEOS Recharge Your Brain: How Time Off Can Transform Your Business https://youtu.be/yaljSzF8FOc Friday Finker, Your Easter Weekend Challenge for Time Freedom and Success https://youtu.be/MBd4LjyVa00 Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business!

    42 min
  3. Money Talks: Financial Independence chats with Tracy Irwin - Episode Sixteen Sharon Kemp

    APR 15

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Sixteen Sharon Kemp

    Real talk about corporate life, time freedom, AI, and what financial independence really means with Sharon Kemp. In this episode, Sharon shares how she went from 25 years in corporate to building two businesses, one focused on workplace culture and the other helping female founders use AI and automation in a practical, human way. We talk about the reality of feeling trapped by your own success, why more money does not always create more freedom, and how AI can help you get your time back when used with intention. In this episode, you’ll discover: 💚 Why financial independence is really about choice, not just income 💚 What happened when Sharon realised business ownership was giving her less freedom, not more 💚 How AI helped her reclaim time and create a second business 💚 Why knowing where your time goes is the first step before using any AI tool 💚 The difference between working in your business and working on it 💚 Why selling outcomes, not just time, is such an important mindset shift Perfect for you if: 💚 You left employment to create freedom but feel busier than ever 💚 You want your business to give you more time, not take more from you 💚 You are curious about AI but do not want more noise or overwhelm 💚 You know you need a clearer plan for growth, profit and time Resources:  Sharon on LinkedIn: https://www.linkedin.com/in/sharon-kemp-39559b3/ Sharon on Facebook: https://www.facebook.com/profile.php?id=61560520199195 Sharon on YouTube: https://www.youtube.com/@Thrivecomms Sharon on Instagram: https://www.instagram.com/sharon_thrivewithai/ 🚀 About The Money Metrics Academy: We are not just another business course. We are building a movement. Our mission is simple. To help every business owner understand their numbers, pay themselves properly, and achieve true financial independence. 📈 Join business owners who are: 💚 Mastering their business finances in under 1 hour per week 💚 Finally paying themselves what they deserve 💚 Creating businesses that work for them, not against them 💚 Building real wealth and time freedom 🎯 Perfect for: 💚 Service based business owners with £75k to £2.5M turnover 💚 Entrepreneurs tired of sacrificing income for passion 💚 Business owners ready to understand their numbers 💚 Anyone seeking genuine financial independence 🔥 Ready to transform your business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s successes. If you are new to the Money Talks Podcast, I am so glad you clicked on this video. Hopefully, this episode is one that makes you want to stay. Do not forget to SUBSCRIBE to my channel and press the bell icon to stay updated with new uploads. ✨ 👇 SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 Want to see more content like this? 💚 Like the video because it really helps 💚 Comment below and share your thoughts 💚 Share this episode with someone who needs to hear it 📧 For business enquiries: tracy@tracyirwin.co.uk 📱 Stay connected on social media: 💚 LinkedIn: https://www.linkedin.com/in/tracyalaineirwin/ 💚 Instagram: https://www.instagram.com/tracyirwinfd/ 💚 Facebook: https://www.facebook.com/tracyirwintfa 📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call 🟢 Join the complimentary community for peer support: https://moneymetrics.scoreapp.com/ 🎬 Suggested videos 💚 Recharge Your Brain: How Time Off Can Transform Your Business https://youtu.be/yaljSzF8FOc 💚 Friday Finker: Your Easter Weekend Challenge for Time Freedom & Success https://youtu.be/MBd4LjyVa00 💚 Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business!

    40 min
  4. Money Talks: Financial Independence chats with Tracy Irwin - Episode Fifteen Maria Kelly

    APR 1

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Fifteen Maria Kelly

    Real talk about financial independence, AI, and what it really takes to build a business that gives you more freedom with Maria Kelly. This is not one of those polished conversations that pretends success is simple. It is an honest, thoughtful chat about money, mindset, career change, and how small business owners can use AI in a way that actually saves time and makes life easier. In this episode, you’ll discover: • Why financial independence is really about choice, lifestyle, and peace of mind • What Maria learned from working with high net worth individuals at Sotheby’s • How money can amplify behaviour, but not necessarily change who you are • Why small business owners should start with problems first, then ask whether AI can help • How one simple AI note taker saved Maria hours every month and improved her client experience • Why trying AI tools monthly makes far more sense than locking into annual plans • The honest truth about moving from corporate life into running your own business • Why paying attention to your money earlier can make a huge difference later in life Perfect for you if: • You want more honest conversations about money and financial independence • You are curious about AI but do not want more overwhelm • You are a business owner looking for simple ways to save time • You are navigating the shift from employment to entrepreneurship • You want practical insights without jargon or hype Resources mentioned: • Maria’s LinkedIn:  https://www.linkedin.com/in/askmariakelly/  • Maria’s links:  https://linktr.ee/AskMariaKelly  About The Money Metrics Academy We are not just another business course. We are building a movement to help business owners understand their numbers, pay themselves properly, and create genuine financial independence. 💚 Join business owners who are: 💚 Mastering their business finances in under 1 hour per week 💚 Building businesses that work for them, not against them 💚 Creating more time freedom and more confidence 💚 Learning the numbers that really matter Perfect for: • Service based business owners • Entrepreneurs who want more clarity and less stress • Business owners ready to understand their numbers • Anyone who wants more time freedom and financial independence Ready to transform your business? Join the complimentary community and start getting clearer on the numbers that support your growth. If you are new to the Money Talks Podcast, I am so glad you clicked on this video. Hopefully, this episode gives you plenty to think about and inspires you to keep listening. Do not forget to subscribe to my channel and press the bell to stay updated with new uploads. Subscribe here:  https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1  Stay connected: LinkedIn:  https://www.linkedin.com/in/tracyalaineirwin/  Instagram:  https://www.instagram.com/tracyirwinfd/  Facebook:  https://www.facebook.com/tracyirwintfa  Book a discovery call:  https://calendly.com/tracy-successbynumbers/discovery-call  Join the complimentary community for peer support:  https://moneymetrics.scoreapp.com/  #businessgrowth #financialfreedom #businessmetrics #timemanagement #profitfirst #businesssuccess #smallbusinesstips #entrepreneurmindset #knowyournumbers #timefreedom #worksmarternotharder #moneymetrics #businesscoaching  💖Thanks for watching!💖

    37 min
  5. Money Talks: Financial Independence chats with Tracy Irwin - Episode Fourteen Julie Taylor

    MAR 18

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Fourteen Julie Taylor

    Real talk about money, moving countries, and the messy truth behind building a business as an expat with the Queen Bee herself, Julie Taylor. This isn’t your typical “how I made it” chat—it’s an honest look at what it really takes to grow a business, find your confidence, and thrive in a new place (even when you’re winging it). In this episode, you’ll discover: 💚 Why confidence is just as important as cash flow when starting over abroad 💚 The reality of accidental entrepreneurship and why “no” is sometimes the best answer 💚 How peer support and community can transform your money mindset 💚 The hidden cost of pride and why it’s okay to take the job that keeps you moving forward 💚 Why networking isn’t about selling, but about building genuine relationships 💚 The truth about pricing, value, and asking for what you’re worth (nail ladies, this one’s for you) 💚 How to spot opportunities in unexpected places and why your first launch should make you cringe a little Perfect for you if: 💚 You’ve ever felt out of your depth in a new country or career 💚 You want honest conversations about the ups and downs of business and money 💚 You’re tired of “overnight success” stories and want to hear what actually works 💚 You need a nudge to trust your gut, ask for help, and keep evolving Resources: • Julie’s LinkedIn Profile: julietaylorbuzz • Buzz Business Networking LinkedIn Page: Buzz Business Networking • Instagram: @buzz_networking • Facebook Page: Buzz Business Networking • Website: buzzbusinessnetworking.eu 🚀 About The Money Metrics Academy: We’re not just another business course. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence. Join thousands of business owners who are: 💚 Mastering their business finances in under 1 hour per week 💚 Finally paying themselves what they deserve 💚 Creating businesses that work for them, not against them 💚 Building real wealth and time freedom 🎯 Perfect for: Service-based business owners (£75k-£2.5M turnover) Entrepreneurs tired of sacrificing income for passion Business owners ready to understand their numbers Anyone seeking genuine financial independence 🔥 Ready to transform your business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s successes. If you’re new to the Money Talks Podcast, I’m happy you clicked on my video! Hopefully, this episode makes you want to stick around. Don’t forget to SUBSCRIBE to my channel and press the bell to join the Notification Squad and stay updated with new uploads. ✨ 👇SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 𝐖𝐚𝐧𝐭 𝐭𝐨 𝐬𝐞𝐞 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐭𝐞𝐧𝐭 𝐥𝐢𝐤𝐞 𝐭𝐡𝐢𝐬...? ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 👍 Like the video (it helps a ton!) 💬 Comment below to share your opinion! 🔗 Share the video with anyone you think might help :) ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📧 For Business Enquiries: tracy@tracyirwin.co.uk 📱 Stay Tuned On Social Media: » LinkedIn - https://www.linkedin.com/in/tracyalaineirwin/ » Instagram - https://www.instagram.com/tracyirwinfd/ » Facebook - https://www.facebook.com/tracyirwintfa 📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call 🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/ 🎬 SUGGESTED VIDEOS Don’t forget to watch 📽 my other videos. Please check them out: ▶️ Recharge Your Brain: How Time Off Can Transform Your Business https://youtu.be/yaljSzF8FOc ▶️ Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success https://youtu.be/MBd4LjyVa00 Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business!

    44 min
  6. Money Talks: Financial Independence chats with Tracy Irwin - Episode Thirteen David Hole

    MAR 4

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Thirteen David Hole

    Real talk about money, business reality checks, and the journey to genuine financial independence with the UK’s clarity-driven Money Coach, David Hole. This isn’t a highlight reel or a glossy “success story” episode—it’s the honest, practical truth about what it takes to build financial confidence at any age. In this episode, you’ll discover:  💚 The real meaning of financial independence—and why it’s about choice, not just wealth 💚 How to actually work out your financial position (and why most people have no idea) 💚 The simple four-quadrant process that brings instant clarity to your future plans 💚 Why “my business is my pension” can be a risky myth for entrepreneurs 💚 How to get started with investing, no matter your age or income 💚 The SLAID principle: Spend Less, Invest, and Avoid Debt—explained with real stories 💚 Why budgeting is the foundation for every money move (and the free tools that make it easy) 💚 The emotional side of money—why clarity brings relief, not fear Perfect for you if: 💚 You’ve ever felt unsure about your retirement or business finances 💚 You want practical, jargon-free advice for getting unstuck 💚 You’re tired of financial chat that ignores real-life setbacks and emotions 💚 You want to see how small changes can lead to big financial wins Resources: • David’s website: davidhole.uk • LinkedIn: https://www.linkedin.com/in/david-hole-moneycoach/ • Instagram: @davidhole.moneycoach • Try Snoop (free budgeting app) and the government’s budget planner ________________________________________ 🚀 About The Money Metrics Academy: We’re not just another business course—we’re a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence. 📈 Join thousands of business owners who are: 💚 Mastering their business finances in under 1 hour per week 💚 Finally paying themselves what they deserve 💚 Creating businesses that work for them, not against them 💚 Building real wealth and time freedom 🎯 Perfect for: Service-based business owners (£75k–£2.5M turnover) Entrepreneurs tired of sacrificing income for passion Business owners ready to understand their numbers Anyone seeking genuine financial independence 🔥 Ready to transform your business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s wins. If you’re new to the Money Talks Podcast, I’m so glad you’re here! Hopefully, this episode will make you want to stay for good. Don’t forget to SUBSCRIBE to my channel and press the bell to join the Notification Squad and stay updated with new uploads. 👇SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 Want to see more content like this...? ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 👍 Like the video (it helps a ton!) 💬 Comment below to share your opinion 🔗 Share the video with anyone you think might help :) ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📧 For Business Enquiries: tracy@tracyirwin.co.uk 📱 Stay Tuned On Social Media: » LinkedIn - https://www.linkedin.com/in/tracyalaineirwin/ » Instagram - https://www.instagram.com/tracyirwinfd/ » Facebook - https://www.facebook.com/tracyirwintfa 📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call 🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/ 🎬 SUGGESTED VIDEOS ▶️ Recharge Your Brain: How Time Off Can Transform Your Business https://youtu.be/yaljSzF8FOc ▶️ Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success https://youtu.be/MBd4LjyVa00 Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business! Thanks for listening!

    38 min
  7. Money Talks: Financial Independence chats with Tracy Irwin - Episode Twelve Fiona Maguire

    FEB 18

    Money Talks: Financial Independence chats with Tracy Irwin - Episode Twelve Fiona Maguire

    The honest truth about living off-grid, healing, and the freedom (and challenges) of following your intuition with Fiona Maguire This isn’t your standard “overnight success” story. In this episode, we dive deep into the real, sometimes messy journey of building a business and a life that’s aligned with your values—even when that means moving countries, downsizing to a van, or starting over after setbacks. Here’s what you’ll discover:  💚 What it really takes to pack up, go off-grid, and run a business from anywhere 💚 How trauma, burnout, and “rock bottom” moments can actually spark your biggest breakthroughs 💚 The surprising link between your body, your unconscious mind, and self-sabotage (and why mindset alone isn’t enough) 💚 Why playing small is often a self-made trap—and how to dream bigger, even when it feels scary 💚 The power of community, asking for help, and letting go of what (and who) doesn’t support you 💚 Practical tips for grounding, healing, and building a business that truly supports your life Perfect for you if:  • You’ve ever wondered if you could truly “start again” somewhere new • You feel stuck in old patterns and want to break free • You’re curious about energy, healing, and the real-life challenges behind the highlight reel • You want to hear honest conversations about business, burnout, and what it takes to rebuild Resources: • Fiona’s website: www.FionaMaguire.com • Free self-sabotage course: Stopping and Releasing Self-Sabotage • Grounding audio bundle: Grounding Bundle • Book a session: Fiona’s booking link • YouTube: @FionaMaguire • LinkedIn: Fiona Maguire • Facebook: HSP Empaths I Set You Free • Instagram: @fiona.realenergy4all ________________________________________ 🚀 About The Money Metrics Academy: We’re not just another business course—this is a movement to help business owners understand their numbers, pay themselves properly, and achieve genuine financial independence. 📈 Join a community of business owners who are: 💚 Mastering their business finances in under an hour a week 💚 Finally paying themselves what they deserve 💚 Creating businesses that work for them, not the other way around 💚 Building real wealth and time freedom 🎯 Perfect for: Service-based business owners (£75k–£2.5M turnover) Entrepreneurs tired of sacrificing income for passion Anyone ready to understand their numbers and achieve true financial independence 🔥 Ready to transform your business? Stop sacrificing income for your passion. Join a community that genuinely changes lives and celebrates every win. If you’re new to the Money Talks Podcast, I’m so glad you’re here! If this episode resonated, please subscribe and join our growing community. 👇 SUBSCRIBE HERE https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1 Want more content like this? ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 👍 Like the video (it helps a ton!) 💬 Comment below to share your thoughts 🔗 Share the episode with someone who needs it ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📧 For business enquiries: tracy@tracyirwin.co.uk 📱 Stay connected: • LinkedIn: tracyalaineirwin • Instagram: tracyirwinfd • Facebook: tracyirwintfa 📞 Book a discovery call: Calendly 🟢 Join the complimentary community for peer support: Money Metrics Community 🎬 Suggested videos: • Recharge Your Brain: How Time Off Can Transform Your Business • Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success • Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business! #businessgrowth #financialfreedom #businessmetrics #timemanagement #profitfirst #businesssuccess #smallbusinesstips #entrepreneurmindset #knowyournumbers #timefreedom #worksmarternotharder #profitnotvanity #sixfigurebusiness #burnout

    46 min
  8. The Freedom Number: Why Your Pricing Is Backwards (And How To Fix It)

    FEB 14

    The Freedom Number: Why Your Pricing Is Backwards (And How To Fix It)

    Most service business owners set their prices based on what competitors charge or what feels about right. In this episode, we break down exactly why that approach is keeping you broke - and what to do instead. You'll discover: Why you need to earn way more than you think (the tax reality no one talks about)The productive hours myth - why you can only bill for 4 hours a dayThe pet sitter who needed 230 clients to make ends meet (and what it means for YOUR business)The six make-or-break numbers every service business owner needs to knowWhether you're just starting out or you've been running your business for years, this episode will change how you think about your pricing forever. #Freedom Number #Pricing strategy #Service business #Business coach #Tracy Irwin #Money Talks #Financial freedom #Small business

    17 min
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About

Because your money story could change everything Let's be honest – we all stress about money, but nobody actually talks about it. Until now. I'm Tracy, and my passion for financial independence started young, watching my mum skip meals because she wasn't given enough money to feed herself as well as my brother and me.  That moment shaped everything and gave me a fierce determination to never need to rely on anyone for money. This isn't your typical "look how successful I am" business podcast. These are real, honest conversations with real people about their messy, imperfect money journeys – the struggles, the breakthroughs, the setbacks, and what financial independence actually means to them. What you'll get:• Judgment-free conversations about money (revolutionary, I know!)• Real stories from people still figuring it out AND those who've found their groove• The messy bits alongside the victories (because that's real life)• Proof that you're not failing – you're just human Perfect for you if:• You've ever stressed about money (haven't we all?!)• You're tired of perfect success stories that don't feel real• You want to feel less alone in your financial journey• You believe everyone deserves financial dignity and choice No flashy social media version of success here – just the real, practical kind that means never feeling powerless about money again. From Tracy Irwin, Time Freedom Alchemist – helping you realise your money story matters, and you're definitely not alone in this.

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